Location: North Chesterfield, VA
CIK: 0002135539 · Show all filings
Period: Q2 2024 (Next →)
Filing Date: Jun 15, 2026
Total Value: $105M (100.0% shares, 0.0% debt)
| Ticker | Issuer | Shares | Value | % | Est. Cost | Unrealized | Class | CUSIP |
|---|---|---|---|---|---|---|---|---|
| IVV | ISHARES TR | 27,053 | $14.8M | 14.1% | $547.24 | — | CORE S&P500 ETF | 464287200 |
| DFAI | DIMENSIONAL ETF TRUST | 273,576 | $8.117M | 7.7% | $29.67 | — | INTL CORE EQT MK | 25434V203 |
| JIRE | J P MORGAN EXCHANGE TRADED F | 110,237 | $6.901M | 6.6% | $62.60 | — | INTRNL RES EQT | 46641Q134 |
| JAVA | J P MORGAN EXCHANGE TRADED F | 114,573 | $6.79M | 6.5% | $59.26 | — | ACTIVE VALUE ETF | 46641Q167 |
| SCHR | SCHWAB STRATEGIC TR | 132,834 | $6.478M | 6.2% | $48.77 | — | INT-TRM U.S TRES | 808524854 |
| MBB | ISHARES TR | 60,153 | $5.523M | 5.3% | $91.81 | — | MBS ETF | 464288588 |
| SPYG | SPDR SER TR | 57,101 | $4.576M | 4.4% | $80.13 | — | PRTFLO S&P500 GW | 78464A409 |
| USIG | ISHARES TR | 86,343 | $4.335M | 4.1% | $50.21 | — | USD INV GRDE ETF | 464288620 |
| IVW | ISHARES TR | 41,219 | $3.814M | 3.6% | $92.54 | — | S&P 500 GRWT ETF | 464287309 |
| DFAE | DIMENSIONAL ETF TRUST | 143,336 | $3.708M | 3.5% | $25.87 | — | EMGR CRE EQT MNG | 25434V302 |
| SPYV | SPDR SER TR | 76,007 | $3.705M | 3.5% | $48.74 | — | PRTFLO S&P500 VL | 78464A508 |
| IVE | ISHARES TR | 17,871 | $3.253M | 3.1% | $182.01 | — | S&P 500 VAL ETF | 464287408 |
| SCHO | SCHWAB STRATEGIC TR | 57,627 | $2.774M | 2.6% | $48.13 | — | SHT TM US TRES | 808524862 |
| IGSB | ISHARES TR | 52,594 | $2.695M | 2.6% | $51.24 | — | ISHS 1-5YR INVS | 464288646 |
| IWD | ISHARES TR | 12,882 | $2.248M | 2.1% | $174.47 | — | RUS 1000 VAL ETF | 464287598 |
| SPMD | SPDR SER TR | 38,390 | $1.969M | 1.9% | $51.30 | — | PORTFOLIO S&P400 | 78464A847 |
| VTV | VANGUARD INDEX FDS | 11,958 | $1.918M | 1.8% | $160.41 | — | VALUE ETF | 922908744 |
| SCHV | SCHWAB STRATEGIC TR | 25,706 | $1.904M | 1.8% | $74.08 | — | US LCAP VA ETF | 808524409 |
| IEFA | ISHARES TR | 25,151 | $1.827M | 1.7% | $72.64 | — | CORE MSCI EAFE | 46432F842 |
| SCHG | SCHWAB STRATEGIC TR | 11,485 | $1.158M | 1.1% | $100.84 | — | US LCAP GR ETF | 808524300 |
| SCHM | SCHWAB STRATEGIC TR | 14,368 | $1.118M | 1.1% | $77.83 | — | US MID-CAP ETF | 808524508 |
| IJR | ISHARES TR | 9,498 | $1.013M | 1.0% | $106.66 | — | CORE S&P SCP ETF | 464287804 |
| MUB | ISHARES TR | 9,018 | $961K | 0.9% | $106.55 | — | NATIONAL MUN ETF | 464288414 |
| IJH | ISHARES TR | 11,140 | $652K | 0.6% | $58.52 | — | CORE S&P MCP ETF | 464287507 |
| DFAS | DIMENSIONAL ETF TRUST | 10,404 | $625K | 0.6% | $60.08 | — | US SMALL CAP ETF | 25434V500 |
| IDEV | ISHARES TR | 8,959 | $588K | 0.6% | $65.64 | — | CORE MSCI INTL | 46435G326 |
| IWY | ISHARES TR | 2,684 | $576K | 0.5% | $214.52 | — | RUS TP200 GR ETF | 464289438 |
| VO | VANGUARD INDEX FDS | 2,008 | $486K | 0.5% | $242.10 | — | MID CAP ETF | 922908629 |
| IEMG | ISHARES INC | 7,721 | $413K | 0.4% | $53.53 | — | CORE MSCI EMKT | 46434G103 |
| FMX | FOMENTO ECONOMICO MEXICANO S | 3,721 | $401K | 0.4% | $107.65 | — | SPON ADR UNITS | 344419106 |
| VMBS | VANGUARD SCOTTSDALE FDS | 8,524 | $387K | 0.4% | $45.40 | — | MTG-BKD SECS ETF | 92206C771 |
| SCHD | SCHWAB STRATEGIC TR | 4,824 | $375K | 0.4% | $77.77 | — | US DIVIDEND EQ | 808524797 |
| SCHF | SCHWAB STRATEGIC TR | 9,587 | $368K | 0.4% | $38.42 | — | INTL EQTY ETF | 808524805 |
| IWX | ISHARES TR | 4,537 | $339K | 0.3% | $74.82 | — | RUS TP200 VL ETF | 464289420 |
| IXUS | ISHARES TR | 4,902 | $331K | 0.3% | $67.56 | — | CORE MSCI TOTAL | 46432F834 |
| IGIB | ISHARES TR | 5,984 | $307K | 0.3% | $51.26 | — | ISHS 5-10YR INVT | 464288638 |
| SPEM | SPDR INDEX SHS FDS | 7,913 | $298K | 0.3% | $37.67 | — | PORTFOLIO EMG MK | 78463X509 |
| HEFA | ISHARES TR | 8,231 | $293K | 0.3% | $35.55 | — | HDG MSCI EAFE | 46434V803 |
| QUAL | ISHARES TR | 1,617 | $276K | 0.3% | $170.76 | — | MSCI USA QLT FCT | 46432F339 |
| GOVT | ISHARES TR | 11,299 | $255K | 0.2% | $22.57 | — | US TREAS BD ETF | 46429B267 |
| VEA | VANGUARD TAX-MANAGED FDS | 5,089 | $251K | 0.2% | $49.42 | — | VAN FTSE DEV MKT | 921943858 |
| DHR | DANAHER CORPORATION | 1,000 | $250K | 0.2% | $250.27 | 0.0% | COM | 235851102 |
| MCD | MCDONALDS CORP | 925 | $236K | 0.2% | $255.04 | 0.0% | COM | 580135101 |
| USMV | ISHARES TR | 2,474 | $208K | 0.2% | $83.96 | — | MSCI USA MIN VOL | 46429B697 |
| AAPL | APPLE INC | 960 | $202K | 0.2% | $185.12 | 0.0% | COM | 037833100 |
| SPHQ | INVESCO EXCHANGE TRADED FD T | 3,152 | $200K | 0.2% | $63.54 | — | S&P500 QUALITY | 46137V241 |
| CMI | CUMMINS INC | 690 | $191K | 0.2% | $276.13 | 0.0% | COM | 231021106 |
| JNJ | JOHNSON & JOHNSON | 1,264 | $185K | 0.2% | $141.44 | 0.0% | COM | 478160104 |
| NSC | NORFOLK SOUTHN CORP | 800 | $172K | 0.2% | $224.21 | 0.0% | COM | 655844108 |
| AVGO | BROADCOM INC | 100 | $161K | 0.2% | $137.66 | 0.0% | COM | 11135F101 |
| IWB | ISHARES TR | 539 | $160K | 0.2% | $297.54 | — | RUS 1000 ETF | 464287622 |
| AMZN | AMAZON COM INC | 804 | $155K | 0.1% | $183.70 | 0.0% | COM | 023135106 |
| SHY | ISHARES TR | 1,708 | $139K | 0.1% | $81.65 | — | 1 3 YR TREAS BD | 464287457 |
| PM | PHILIP MORRIS INTL INC | 1,340 | $136K | 0.1% | $91.29 | 0.0% | COM | 718172109 |
| IYW | ISHARES TR | 900 | $135K | 0.1% | $150.50 | — | U.S. TECH ETF | 464287721 |
| MO | ALTRIA GROUP INC | 2,914 | $133K | 0.1% | $39.11 | 0.0% | COM | 02209S103 |
| IWF | ISHARES TR | 354 | $129K | 0.1% | $364.51 | — | RUS 1000 GRW ETF | 464287614 |
| UNP | UNION PAC CORP | 570 | $129K | 0.1% | $225.50 | 0.0% | COM | 907818108 |
| SPSM | SPDR SER TR | 2,767 | $115K | 0.1% | $41.54 | — | PORTFOLIO S&P600 | 78468R853 |
| IWP | ISHARES TR | 1,026 | $113K | 0.1% | $110.35 | — | RUS MD CP GR ETF | 464287481 |
| EFA | ISHARES TR | 1,444 | $113K | 0.1% | $78.35 | — | MSCI EAFE ETF | 464287465 |
| BRK/B | BERKSHIRE HATHAWAY INC DEL | 274 | $111K | 0.1% | $408.62 | 0.0% | CL B NEW | 084670702 |
| EMR | EMERSON ELEC CO | 967 | $107K | 0.1% | $107.47 | 0.0% | COM | 291011104 |
| IJK | ISHARES TR | 1,193 | $105K | 0.1% | $88.09 | — | S&P MC 400GR ETF | 464287606 |
| VB | VANGUARD INDEX FDS | 429 | $93,638 | 0.1% | $218.27 | — | SMALL CP ETF | 922908751 |
| IJJ | ISHARES TR | 745 | $84,537 | 0.1% | $113.47 | — | S&P MC 400VL ETF | 464287705 |
| SCHE | SCHWAB STRATEGIC TR | 3,043 | $80,825 | 0.1% | $26.56 | — | EMRG MKTEQ ETF | 808524706 |
| EBAY | EBAY INC. | 1,500 | $80,580 | 0.1% | $50.72 | 0.0% | COM | 278642103 |
| PG | PROCTER AND GAMBLE CO | 472 | $77,843 | 0.1% | $157.20 | 0.0% | COM | 742718109 |
| IWR | ISHARES TR | 952 | $77,189 | 0.1% | $81.08 | — | RUS MID CAP ETF | 464287499 |
| VCSH | VANGUARD SCOTTSDALE FDS | 941 | $72,716 | 0.1% | $77.28 | — | SHRT TRM CORP BD | 92206C409 |
| SCHA | SCHWAB STRATEGIC TR | 1,514 | $71,859 | 0.1% | $47.46 | — | US SML CAP ETF | 808524607 |
| IJT | ISHARES TR | 559 | $71,814 | 0.1% | $128.47 | — | S&P SML 600 GWT | 464287887 |
| SYK | STRYKER CORPORATION | 205 | $69,752 | 0.1% | $333.33 | 0.0% | COM | 863667101 |
| SDY | SPDR SER TR | 537 | $68,296 | 0.1% | $127.18 | — | S&P DIVID ETF | 78464A763 |
| JVAL | J P MORGAN EXCHANGE TRADED F | 1,620 | $66,210 | 0.1% | $40.87 | — | US VALUE FACTR | 46641Q753 |
| PH | PARKER-HANNIFIN CORP | 127 | $64,238 | 0.1% | $527.65 | 0.0% | COM | 701094104 |
| VWO | VANGUARD INTL EQUITY INDEX F | 1,337 | $58,508 | 0.1% | $43.76 | — | FTSE EMR MKT ETF | 922042858 |
| FAST | FASTENAL CO | 914 | $57,425 | 0.1% | $32.62 | 0.0% | COM | 311900104 |
| VGT | VANGUARD WORLD FD | 96 | $55,353 | 0.1% | $576.59 | — | INF TECH ETF | 92204A702 |
| IJS | ISHARES TR | 540 | $52,547 | 0.1% | $97.31 | — | SP SMCP600VL ETF | 464287879 |
| UNH | UNITEDHEALTH GROUP INC | 100 | $50,926 | 0.0% | $473.12 | 0.0% | COM | 91324P102 |
| D | DOMINION ENERGY INC | 989 | $48,447 | 0.0% | $47.11 | 0.0% | COM | 25746U109 |
| GLD | SPDR GOLD TR | 200 | $43,002 | 0.0% | $215.01 | — | GOLD SHS | 78463V107 |
| MSFT | MICROSOFT CORP | 92 | $41,228 | 0.0% | $417.26 | 0.0% | COM | 594918104 |
| CHCO | CITY HLDG CO | 373 | $39,632 | 0.0% | $97.93 | 0.0% | COM | 177835105 |
| KO | COCA COLA CO | 622 | $39,591 | 0.0% | $58.89 | 0.0% | COM | 191216100 |
| IWM | ISHARES TR | 194 | $39,361 | 0.0% | $202.89 | — | RUSSELL 2000 ETF | 464287655 |
| GD | GENERAL DYNAMICS CORP | 120 | $34,817 | 0.0% | $284.04 | 0.0% | COM | 369550108 |
| GOOGL | ALPHABET INC | 190 | $34,609 | 0.0% | $167.35 | 0.0% | CAP STK CL A | 02079K305 |
| SPTI | SPDR SER TR | 1,210 | $33,905 | 0.0% | $28.02 | — | PORTFLI INTRMDIT | 78464A672 |
| UPS | UNITED PARCEL SERVICE INC | 242 | $33,100 | 0.0% | $129.99 | 0.0% | CL B | 911312106 |
| MA | MASTERCARD INCORPORATED | 75 | $33,087 | 0.0% | $451.62 | 0.0% | CL A | 57636Q104 |
| FRDM | EA SERIES TRUST | 921 | $32,530 | 0.0% | $35.32 | — | FREEDOM 100 EM | 02072L607 |
| VFH | VANGUARD WORLD FD | 322 | $32,162 | 0.0% | $99.88 | — | FINANCIALS ETF | 92204A405 |
| VLTO | VERALTO CORP | 332 | $31,697 | 0.0% | $94.93 | 0.0% | COM SHS | 92338C103 |
| MDYG | SPDR SER TR | 362 | $30,431 | 0.0% | $84.06 | — | S&P 400 MDCP GRW | 78464A821 |
| XOM | EXXON MOBIL CORP | 260 | $29,932 | 0.0% | $110.09 | 0.0% | COM | 30231G102 |
| VOO | VANGUARD INDEX FDS | 54 | $27,106 | 0.0% | $501.96 | — | S&P 500 ETF SHS | 922908363 |
| V | VISA INC | 100 | $26,247 | 0.0% | $270.83 | 0.0% | COM CL A | 92826C839 |
| DUK | DUKE ENERGY CORP NEW | 258 | $25,830 | 0.0% | $94.26 | 0.0% | COM NEW | 26441C204 |
| SCHB | SCHWAB STRATEGIC TR | 402 | $25,303 | 0.0% | $62.94 | — | US BRD MKT ETF | 808524102 |
| MKL | MARKEL GROUP INC | 16 | $25,211 | 0.0% | $1552.86 | 0.0% | COM | 570535104 |
| CINF | CINCINNATI FINL CORP | 210 | $24,801 | 0.0% | $112.57 | 0.0% | COM | 172062101 |
| MDLZ | MONDELEZ INTL INC | 368 | $24,082 | 0.0% | $65.15 | 0.0% | CL A | 609207105 |
| SJM | SMUCKER J M CO | 215 | $23,444 | 0.0% | $106.16 | 0.0% | COM NEW | 832696405 |
| XLE | SELECT SECTOR SPDR TR | 257 | $23,426 | 0.0% | $91.15 | — | ENERGY | 81369Y506 |
| FTV | FORTIVE CORP | 309 | $22,897 | 0.0% | $57.63 | 0.0% | COM | 34959J108 |
| VZ | VERIZON COMMUNICATIONS INC | 479 | $19,756 | 0.0% | $36.47 | 0.0% | COM | 92343V104 |
| ELV | ELEVANCE HEALTH INC | 36 | $19,507 | 0.0% | $513.68 | 0.0% | COM | 036752103 |
| COIN | COINBASE GLOBAL INC | 86 | $19,112 | 0.0% | $230.10 | 0.0% | COM CL A | 19260Q107 |
| — | PROSHARES TR | 800 | $18,432 | 0.0% | $23.04 | — | ULTRASHRT S&P500 | 74347G416 |
| VNQ | VANGUARD INDEX FDS | 219 | $18,344 | 0.0% | $83.76 | — | REAL ESTATE ETF | 922908553 |
| IWC | ISHARES TR | 153 | $17,479 | 0.0% | $114.24 | — | MICRO-CAP ETF | 464288869 |
| ABBV | ABBVIE INC | 100 | $17,152 | 0.0% | $157.12 | 0.0% | COM | 00287Y109 |
| IEF | ISHARES TR | 174 | $16,296 | 0.0% | $93.66 | — | 7-10 YR TRSY BD | 464287440 |
| VTWO | VANGUARD SCOTTSDALE FDS | 196 | $16,067 | 0.0% | $81.97 | — | VNG RUS2000IDX | 92206C664 |
| VHT | VANGUARD WORLD FD | 59 | $15,694 | 0.0% | $266.00 | — | HEALTH CAR ETF | 92204A504 |
| KNSL | KINSALE CAP GROUP INC | 40 | $15,412 | 0.0% | $404.98 | 0.0% | COM | 49714P108 |
| T | AT&T INC | 806 | $15,398 | 0.0% | $16.16 | 0.0% | COM | 00206R102 |
| DD | DUPONT DE NEMOURS INC | 169 | $13,603 | 0.0% | $31.56 | 0.0% | COM | 26614N102 |
| VNQI | VANGUARD INTL EQUITY INDEX F | 313 | $12,699 | 0.0% | $40.57 | — | GLB EX US ETF | 922042676 |
| ABT | ABBOTT LABS | 122 | $12,678 | 0.0% | $102.94 | 0.0% | COM | 002824100 |
| PEP | PEPSICO INC | 70 | $11,546 | 0.0% | $162.33 | 0.0% | COM | 713448108 |
| IWO | ISHARES TR | 38 | $9,977 | 0.0% | $262.55 | — | RUS 2000 GRW ETF | 464287648 |
| GM | GENERAL MTRS CO | 210 | $9,780 | 0.0% | $44.38 | 0.0% | COM | 37045V100 |
| DOW | DOW INC | 169 | $8,966 | 0.0% | $51.21 | 0.0% | COM | 260557103 |
| MET | METLIFE INC | 122 | $8,564 | 0.0% | $68.14 | 0.0% | COM | 59156R108 |
| SCHX | SCHWAB STRATEGIC TR | 120 | $7,729 | 0.0% | $64.41 | — | US LRG CAP ETF | 808524201 |
| TOLZ | PROSHARES TR | 171 | $7,686 | 0.0% | $44.95 | — | DJ BRKFLD GLB | 74347B508 |
| VUG | VANGUARD INDEX FDS | 17 | $6,450 | 0.0% | $379.41 | — | GROWTH ETF | 922908736 |
| EEM | ISHARES TR | 150 | $6,389 | 0.0% | $42.59 | — | MSCI EMG MKT ETF | 464287234 |
| MMM | 3M CO | 62 | $6,336 | 0.0% | $94.27 | 0.0% | COM | 88579Y101 |
| F | FORD MTR CO DEL | 483 | $6,061 | 0.0% | $11.13 | 0.0% | COM | 345370860 |
| VCIT | VANGUARD SCOTTSDALE FDS | 75 | $5,995 | 0.0% | $79.93 | — | INT-TERM CORP | 92206C870 |
| VNT | VONTIER CORPORATION | 123 | $4,699 | 0.0% | $40.32 | 0.0% | COM | 928881101 |
| PSX | PHILLIPS 66 | 31 | $4,377 | 0.0% | $139.62 | 0.0% | COM | 718546104 |
| KHC | KRAFT HEINZ CO | 134 | $4,318 | 0.0% | $32.54 | 0.0% | COM | 500754106 |
| VONG | VANGUARD SCOTTSDALE FDS | 46 | $4,316 | 0.0% | $93.83 | — | VNG RUS1000GRW | 92206C680 |
| TXN | TEXAS INSTRS INC | 19 | $3,697 | 0.0% | $176.15 | 0.0% | COM | 882508104 |
| ADP | AUTOMATIC DATA PROCESSING IN | 15 | $3,581 | 0.0% | $236.61 | 0.0% | COM | 053015103 |
| CSCO | CISCO SYS INC | 72 | $3,421 | 0.0% | $45.29 | 0.0% | COM | 17275R102 |
| MRK | MERCK & CO INC | 26 | $3,219 | 0.0% | $121.72 | 0.0% | COM | 58933Y105 |
| ITOT | ISHARES TR | 22 | $2,614 | 0.0% | $118.82 | — | CORE S&P TTL STK | 464287150 |
| — | BLACKROCK INC | 3 | $2,362 | 0.0% | $787.33 | — | COM | 09247X101 |
| CB | CHUBB LIMITED | 9 | $2,296 | 0.0% | $252.75 | 0.0% | COM | H1467J104 |
| TSCO | TRACTOR SUPPLY CO | 8 | $2,160 | 0.0% | $52.31 | 0.0% | COM | 892356106 |
| MDT | MEDTRONIC PLC | 27 | $2,126 | 0.0% | $78.07 | 0.0% | SHS | G5960L103 |
| IWN | ISHARES TR | 13 | $1,980 | 0.0% | $152.31 | — | RUS 2000 VAL ETF | 464287630 |
| ITW | ILLINOIS TOOL WKS INC | 8 | $1,896 | 0.0% | $236.81 | 0.0% | COM | 452308109 |
| APD | AIR PRODS & CHEMS INC | 7 | $1,807 | 0.0% | $242.42 | 0.0% | COM | 009158106 |
| HD | HOME DEPOT INC | 5 | $1,722 | 0.0% | $327.56 | 0.0% | COM | 437076102 |
| RTX | RTX CORPORATION | 17 | $1,707 | 0.0% | $100.12 | 0.0% | COM | 75513E101 |
| NEE | NEXTERA ENERGY INC | 24 | $1,700 | 0.0% | $67.61 | 0.0% | COM | 65339F101 |
| ECL | ECOLAB INC | 7 | $1,666 | 0.0% | $227.14 | 0.0% | COM | 278865100 |
| DON | WISDOMTREE TR | 34 | $1,591 | 0.0% | $46.79 | — | US MIDCAP DIVID | 97717W505 |
| SBUX | STARBUCKS CORP | 19 | $1,480 | 0.0% | $78.06 | 0.0% | COM | 855244109 |
| PLUR | PLURI INC | 250 | $1,445 | 0.0% | $5.64 | 0.0% | COM NEW | 72942G203 |
| WBD | WARNER BROS DISCOVERY INC | 189 | $1,407 | 0.0% | $8.01 | 0.0% | COM SER A | 934423104 |
| STZ | CONSTELLATION BRANDS INC | 5 | $1,287 | 0.0% | $248.34 | 0.0% | CL A | 21036P108 |
| PLD | PROLOGIS INC. | 10 | $1,124 | 0.0% | $104.48 | 0.0% | COM | 74340W103 |
| CVX | CHEVRON CORP NEW | 7 | $1,095 | 0.0% | $148.39 | 0.0% | COM | 166764100 |
| FTGC | FIRST TR EXCHANGE TRAD FD VI | 36 | $861 | 0.0% | $23.92 | — | FST TR GLB FD | 33739H101 |
| SOLV | SOLVENTUM CORP | 15 | $794 | 0.0% | $60.70 | 0.0% | COM SHS | 83444M101 |
| PDBC | INVESCO ACTVELY MNGD ETC FD | 54 | $759 | 0.0% | $14.06 | — | OPTIMUM YIELD | 46090F100 |
| CGXU | CAPITAL GROUP INTL FOCUS EQT | 17 | $438 | 0.0% | $25.76 | — | SHS CREATION UNI | 14019W109 |
| BAC | BANK AMERICA CORP | 9 | $358 | 0.0% | $36.84 | 0.0% | COM | 060505104 |
| FAF | FIRST AMERN FINL CORP | 3 | $162 | 0.0% | $52.40 | 0.0% | COM | 31847R102 |
| WAB | WABTEC | 1 | $159 | 0.0% | $158.48 | 0.0% | COM | 929740108 |
| CMS | CMS ENERGY CORP | 2 | $141 | 0.0% | $57.61 | 0.0% | COM | 125896100 |
| CLOV | CLOVER HEALTH INVESTMENTS CO | 50 | $62 | 0.0% | $0.90 | 0.0% | COM CL A | 18914F103 |