AMERICAN FINANCIAL & TAX STRATEGIES INC Diversified Active

CIK: 0000911927 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Jan 30, 2026

Total Value ($000): $200,688 (100.0% shares, 0.0% debt)

Holdings (97)

New Positions (4)

ESGD ISHARES TR 0.2%

Value ($000) $319 Shares 3,355 Est. Cost $95.09 Unrealized —

LRGE LEGG MASON ETF INVT 0.1%

Value ($000) $267 Shares 3,245 Est. Cost $82.34 Unrealized —

GOOG ALPHABET INC 0.1%

Value ($000) $237 Shares 755 Est. Cost $286.33 Unrealized 0.0%

SPMD SPDR SERIES TRUST 0.1%

Value ($000) $203 Shares 3,499 Est. Cost $57.91 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
ESGD	ISHARES TR	3,355	$319	0.2%	$95.09	—	ESG AW MSCI EAFE	46435G516
LRGE	LEGG MASON ETF INVT	3,245	$267	0.1%	$82.34	—	CLEARBRIDGE LRG	524682200
GOOG	ALPHABET INC	755	$237	0.1%	$286.33	0.0%	CAP STK CL C	02079K107
SPMD	SPDR SERIES TRUST	3,499	$203	0.1%	$57.91	—	STATE STREET SPD	78464A847

Increased Positions (24)

BND VANGUARD BD INDEX FDS 2.2%

Value ($000) $4,368 (+12.9%) Shares 58,968 (+13.4%) Est. Cost $73.54 Unrealized —

COWZ PACER FDS TR 3.3%

Value ($000) $6,709 (+7.4%) Shares 111,507 (+2.6%) Est. Cost $55.85 Unrealized —

HYMB SPDR SERIES TRUST 0.4%

Value ($000) $760 (+114.6%) Shares 30,469 (+114.6%) Est. Cost $24.94 Unrealized —

VIGI VANGUARD WHITEHALL FDS 2.2%

Value ($000) $4,406 (+7.9%) Shares 48,182 (+5.7%) Est. Cost $80.03 Unrealized —

MGK VANGUARD WORLD FD 3.6%

Value ($000) $7,265 (+3.7%) Shares 17,602 (+1.1%) Est. Cost $262.35 Unrealized —

HDV ISHARES TR 2.1%

Value ($000) $4,252 (+6.3%) Shares 34,964 (+7.0%) Est. Cost $104.67 Unrealized —

VWOB VANGUARD WHITEHALL FDS 2.5%

Value ($000) $4,961 (+5.1%) Shares 73,568 (+4.3%) Est. Cost $63.95 Unrealized —

VBR VANGUARD INDEX FDS 1.7%

Value ($000) $3,329 (+7.0%) Shares 15,718 (+5.5%) Est. Cost $181.63 Unrealized —

BNDX VANGUARD CHARLOTTE FDS 5.7%

Value ($000) $11,344 (+1.7%) Shares 234,773 (+4.1%) Est. Cost $49.32 Unrealized —

SUSC ISHARES TR 0.3%

Value ($000) $540 (+41.8%) Shares 23,082 (+42.9%) Est. Cost $23.20 Unrealized —

MUNY VANGUARD NY TAX FREE FDS 0.3%

Value ($000) $516 (+44.5%) Shares 5,000 (+44.1%) Est. Cost $103.03 Unrealized —

NULV NUSHARES ETF TR 0.3%

Value ($000) $514 (+42.9%) Shares 11,400 (+39.0%) Est. Cost $41.27 Unrealized —

MDYV SPDR SERIES TRUST 0.6%

Value ($000) $1,267 (+9.8%) Shares 14,966 (+8.2%) Est. Cost $74.84 Unrealized —

SLYG SPDR SERIES TRUST 1.1%

Value ($000) $2,133 (+4.5%) Shares 22,651 (+4.7%) Est. Cost $84.38 Unrealized —

VOE VANGUARD INDEX FDS 1.6%

Value ($000) $3,205 (+2.9%) Shares 18,071 (+1.3%) Est. Cost $145.58 Unrealized —

NULG NUSHARES ETF TR 0.2%

Value ($000) $396 (+20.6%) Shares 4,046 (+22.6%) Est. Cost $76.28 Unrealized —

CALF PACER FDS TR 1.0%

Value ($000) $2,038 (+3.3%) Shares 45,928 (+1.9%) Est. Cost $36.40 Unrealized —

AGGY WISDOMTREE TR 1.4%

Value ($000) $2,827 (+1.5%) Shares 64,184 (+2.0%) Est. Cost $44.02 Unrealized —

SCHC SCHWAB STRATEGIC TR 0.9%

Value ($000) $1,726 (+1.7%) Shares 37,914 (+1.6%) Est. Cost $35.87 Unrealized —

ICLN ISHARES TR 0.1%

Value ($000) $256 (+12.3%) Shares 15,583 (+5.8%) Est. Cost $15.28 Unrealized —

EFAX SPDR INDEX SHS FDS 0.2%

Value ($000) $350 (+3.8%) Shares 6,932 (+1.4%) Est. Cost $39.34 Unrealized —

GRNB VANECK ETF TRUST 0.2%

Value ($000) $320 (+3.3%) Shares 13,167 (+3.7%) Est. Cost $23.75 Unrealized —

XLB SELECT SECTOR SPDR TR 0.7%

Value ($000) $1,452 (+0.6%) Shares 32,017 (+98.9%) Est. Cost $65.56 Unrealized —

IAGG ISHARES TR 0.4%

Value ($000) $878 (-1.0%) Shares 17,556 (+1.5%) Est. Cost $49.81 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
BND	VANGUARD BD INDEX FDS	58,968 (+13.4%)	$4,368 (+12.9%)	2.2%	$73.54	—	TOTAL BND MRKT	921937835
COWZ	PACER FDS TR	111,507 (+2.6%)	$6,709 (+7.4%)	3.3%	$55.85	—	US CASH COWS 100	69374H881
HYMB	SPDR SERIES TRUST	30,469 (+114.6%)	$760 (+114.6%)	0.4%	$24.94	—	STATE STREET SPD	78464A284
VIGI	VANGUARD WHITEHALL FDS	48,182 (+5.7%)	$4,406 (+7.9%)	2.2%	$80.03	—	INTL DVD ETF	921946810
MGK	VANGUARD WORLD FD	17,602 (+1.1%)	$7,265 (+3.7%)	3.6%	$262.35	—	MEGA GRWTH IND	921910816
HDV	ISHARES TR	34,964 (+7.0%)	$4,252 (+6.3%)	2.1%	$104.67	—	CORE HIGH DV ETF	46429B663
VWOB	VANGUARD WHITEHALL FDS	73,568 (+4.3%)	$4,961 (+5.1%)	2.5%	$63.95	—	EM MK GOV BD ETF	921946885
VBR	VANGUARD INDEX FDS	15,718 (+5.5%)	$3,329 (+7.0%)	1.7%	$181.63	—	SM CP VAL ETF	922908611
BNDX	VANGUARD CHARLOTTE FDS	234,773 (+4.1%)	$11,344 (+1.7%)	5.7%	$49.32	—	TOTAL INT BD ETF	92203J407
SUSC	ISHARES TR	23,082 (+42.9%)	$540 (+41.8%)	0.3%	$23.20	—	ESG AWRE USD ETF	46435G193
MUNY	VANGUARD NY TAX FREE FDS	5,000 (+44.1%)	$516 (+44.5%)	0.3%	$103.03	—	TAX EXEMPT BD	92204H400
NULV	NUSHARES ETF TR	11,400 (+39.0%)	$514 (+42.9%)	0.3%	$41.27	—	NUVEEN ESG LRGVL	67092P300
MDYV	SPDR SERIES TRUST	14,966 (+8.2%)	$1,267 (+9.8%)	0.6%	$74.84	—	STATE STREET SPD	78464A839
SLYG	SPDR SERIES TRUST	22,651 (+4.7%)	$2,133 (+4.5%)	1.1%	$84.38	—	STATE STREET SPD	78464A201
VOE	VANGUARD INDEX FDS	18,071 (+1.3%)	$3,205 (+2.9%)	1.6%	$145.58	—	MCAP VL IDXVIP	922908512
NULG	NUSHARES ETF TR	4,046 (+22.6%)	$396 (+20.6%)	0.2%	$76.28	—	NUVEEN ESG LRGCP	67092P201
CALF	PACER FDS TR	45,928 (+1.9%)	$2,038 (+3.3%)	1.0%	$36.40	—	US SMALL CAP CAS	69374H857
AGGY	WISDOMTREE TR	64,184 (+2.0%)	$2,827 (+1.5%)	1.4%	$44.02	—	YIELD ENHANCD US	97717X511
SCHC	SCHWAB STRATEGIC TR	37,914 (+1.6%)	$1,726 (+1.7%)	0.9%	$35.87	—	INTL SCEQT ETF	808524888
ICLN	ISHARES TR	15,583 (+5.8%)	$256 (+12.3%)	0.1%	$15.28	—	GL CLEAN ENE ETF	464288224
EFAX	SPDR INDEX SHS FDS	6,932 (+1.4%)	$350 (+3.8%)	0.2%	$39.34	—	MSCI EAFE FS ETF	78470E106
GRNB	VANECK ETF TRUST	13,167 (+3.7%)	$320 (+3.3%)	0.2%	$23.75	—	GREEN BOND ETF	92189F171
XLB	SELECT SECTOR SPDR TR	32,017 (+98.9%)	$1,452 (+0.6%)	0.7%	$65.56	—	STATE STREET MAT	81369Y100
IAGG	ISHARES TR	17,556 (+1.5%)	$878 (-1.0%)	0.4%	$49.81	—	CORE INTL AGGR	46435G672

Decreased Positions (33)

SCHV SCHWAB STRATEGIC TR 1.7%

Value ($000) $3,370 (-15.1%) Shares 113,800 (-16.5%) Est. Cost $33.38 Unrealized —

SPLV INVESCO EXCH TRADED FD TR II 3.0%

Value ($000) $5,983 (-8.6%) Shares 83,767 (-6.0%) Est. Cost $62.66 Unrealized —

EFG ISHARES TR 1.3%

Value ($000) $2,689 (-13.9%) Shares 23,606 (-13.9%) Est. Cost $96.85 Unrealized —

IVOV VANGUARD ADMIRAL FDS INC 0.5%

Value ($000) $951 (-27.7%) Shares 9,419 (-27.8%) Est. Cost $87.18 Unrealized —

VOT VANGUARD INDEX FDS 1.6%

Value ($000) $3,210 (-10.1%) Shares 11,499 (-5.4%) Est. Cost $220.94 Unrealized —

VIOV VANGUARD ADMIRAL FDS INC 0.9%

Value ($000) $1,745 (-14.4%) Shares 17,848 (-16.6%) Est. Cost $88.50 Unrealized —

BCI ABRDN ETFS 1.2%

Value ($000) $2,459 (-10.7%) Shares 125,922 (-1.5%) Est. Cost $19.39 Unrealized —

IJT ISHARES TR 1.0%

Value ($000) $1,961 (-12.7%) Shares 13,896 (-12.5%) Est. Cost $125.14 Unrealized —

SCZ ISHARES TR 1.1%

Value ($000) $2,110 (-11.9%) Shares 27,216 (-12.8%) Est. Cost $61.90 Unrealized —

SPYV SPDR SERIES TRUST 3.9%

Value ($000) $7,923 (-3.3%) Shares 139,462 (-5.8%) Est. Cost $47.55 Unrealized —

IWF ISHARES TR 0.7%

Value ($000) $1,337 (-14.1%) Shares 2,824 (-15.0%) Est. Cost $303.17 Unrealized —

EFV ISHARES TR 1.0%

Value ($000) $2,023 (-9.6%) Shares 28,327 (-14.1%) Est. Cost $52.10 Unrealized —

VNQ VANGUARD INDEX FDS 0.6%

Value ($000) $1,285 (-10.1%) Shares 14,523 (-7.1%) Est. Cost $88.01 Unrealized —

FLMI FRANKLIN TEMPLETON ETF TR 1.5%

Value ($000) $3,002 (-3.7%) Shares 120,697 (-4.0%) Est. Cost $24.31 Unrealized —

CSCO CISCO SYS INC 0.8%

Value ($000) $1,539 (+7.2%) Shares 19,980 (-4.8%) Est. Cost $59.61 Unrealized +23.8%

XSOE WISDOMTREE TR 4.9%

Value ($000) $9,788 (-1.0%) Shares 250,836 (-3.7%) Est. Cost $28.94 Unrealized —

PZT INVESCO EXCH TRADED FD TR II 0.9%

Value ($000) $1,713 (-5.2%) Shares 76,773 (-5.5%) Est. Cost $23.03 Unrealized —

FNDF SCHWAB STRATEGIC TR 1.7%

Value ($000) $3,454 (+2.5%) Shares 76,404 (-2.6%) Est. Cost $36.68 Unrealized —

GOOGL ALPHABET INC 0.2%

Value ($000) $402 (+25.1%) Shares 1,285 (-2.9%) Est. Cost $167.83 Unrealized +70.2%

VNQI VANGUARD INTL EQUITY INDEX F 0.2%

Value ($000) $402 (-12.6%) Shares 8,763 (-9.0%) Est. Cost $42.54 Unrealized —

BSV VANGUARD BD INDEX FDS 1.1%

Value ($000) $2,261 (-1.9%) Shares 28,694 (-1.7%) Est. Cost $77.02 Unrealized —

MSFT MICROSOFT CORP 0.2%

Value ($000) $470 (-7.6%) Shares 972 (-1.0%) Est. Cost $358.43 Unrealized +39.7%

BAR GRANITESHARES GOLD TR 0.7%

Value ($000) $1,388 (+2.4%) Shares 32,678 (-8.3%) Est. Cost $20.41 Unrealized —

SPYG SPDR SERIES TRUST 3.2%

Value ($000) $6,445 (-0.4%) Shares 60,402 (-2.5%) Est. Cost $65.06 Unrealized —

VO VANGUARD INDEX FDS 0.1%

Value ($000) $299 (-7.2%) Shares 1,031 (-6.1%) Est. Cost $233.07 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 0.3%

Value ($000) $701 (-3.2%) Shares 13,046 (-2.4%) Est. Cost $41.10 Unrealized —

SPEM SPDR INDEX SHS FDS 0.7%

Value ($000) $1,329 (-1.4%) Shares 28,392 (-1.4%) Est. Cost $35.41 Unrealized —

IDHQ INVESCO EXCH TRADED FD TR II 0.4%

Value ($000) $731 (+2.3%) Shares 20,799 (-2.0%) Est. Cost $28.59 Unrealized —

VBK VANGUARD INDEX FDS 1.7%

Value ($000) $3,313 (+0.5%) Shares 10,967 (-1.0%) Est. Cost $246.67 Unrealized —

VUG VANGUARD INDEX FDS 0.3%

Value ($000) $666 (-1.7%) Shares 1,366 (-3.3%) Est. Cost $310.93 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 0.2%

Value ($000) $303 (-2.8%) Shares 4,119 (-5.7%) Est. Cost $56.14 Unrealized —

SPSM SPDR SERIES TRUST 0.1%

Value ($000) $269 (-2.9%) Shares 5,743 (-4.0%) Est. Cost $42.18 Unrealized —

VB VANGUARD INDEX FDS 0.2%

Value ($000) $463 (-1.1%) Shares 1,796 (-2.6%) Est. Cost $213.32 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SCHV	SCHWAB STRATEGIC TR	113,800 (-16.5%)	$3,370 (-15.1%)	1.7%	$33.38	—	US LCAP VA ETF	808524409
SPLV	INVESCO EXCH TRADED FD TR II	83,767 (-6.0%)	$5,983 (-8.6%)	3.0%	$62.66	—	S&P500 LOW VOL	46138E354
EFG	ISHARES TR	23,606 (-13.9%)	$2,689 (-13.9%)	1.3%	$96.85	—	EAFE GRWTH ETF	464288885
IVOV	VANGUARD ADMIRAL FDS INC	9,419 (-27.8%)	$951 (-27.7%)	0.5%	$87.18	—	MIDCP 400 VAL	921932844
VOT	VANGUARD INDEX FDS	11,499 (-5.4%)	$3,210 (-10.1%)	1.6%	$220.94	—	MCAP GR IDXVIP	922908538
VIOV	VANGUARD ADMIRAL FDS INC	17,848 (-16.6%)	$1,745 (-14.4%)	0.9%	$88.50	—	SMLCP 600 VAL	921932778
BCI	ABRDN ETFS	125,922 (-1.5%)	$2,459 (-10.7%)	1.2%	$19.39	—	BBRG ALL COMD K1	003261104
IJT	ISHARES TR	13,896 (-12.5%)	$1,961 (-12.7%)	1.0%	$125.14	—	S&P SML 600 GWT	464287887
SCZ	ISHARES TR	27,216 (-12.8%)	$2,110 (-11.9%)	1.1%	$61.90	—	EAFE SML CP ETF	464288273
SPYV	SPDR SERIES TRUST	139,462 (-5.8%)	$7,923 (-3.3%)	3.9%	$47.55	—	STATE STREET SPD	78464A508
IWF	ISHARES TR	2,824 (-15.0%)	$1,337 (-14.1%)	0.7%	$303.17	—	RUS 1000 GRW ETF	464287614
EFV	ISHARES TR	28,327 (-14.1%)	$2,023 (-9.6%)	1.0%	$52.10	—	EAFE VALUE ETF	464288877
VNQ	VANGUARD INDEX FDS	14,523 (-7.1%)	$1,285 (-10.1%)	0.6%	$88.01	—	REAL ESTATE ETF	922908553
FLMI	FRANKLIN TEMPLETON ETF TR	120,697 (-4.0%)	$3,002 (-3.7%)	1.5%	$24.31	—	FRANKLIN DYN MUN	35473P868
CSCO	CISCO SYS INC	19,980 (-4.8%)	$1,539 (+7.2%)	0.8%	$59.61	+23.8%	COM	17275R102
XSOE	WISDOMTREE TR	250,836 (-3.7%)	$9,788 (-1.0%)	4.9%	$28.94	—	EM EX ST-OWNED	97717X578
PZT	INVESCO EXCH TRADED FD TR II	76,773 (-5.5%)	$1,713 (-5.2%)	0.9%	$23.03	—	NY AMT FRE MUN	46138E529
FNDF	SCHWAB STRATEGIC TR	76,404 (-2.6%)	$3,454 (+2.5%)	1.7%	$36.68	—	FUNDAMENTAL INTL	808524755
GOOGL	ALPHABET INC	1,285 (-2.9%)	$402 (+25.1%)	0.2%	$167.83	+70.2%	CAP STK CL A	02079K305
VNQI	VANGUARD INTL EQUITY INDEX F	8,763 (-9.0%)	$402 (-12.6%)	0.2%	$42.54	—	GLB EX US ETF	922042676
BSV	VANGUARD BD INDEX FDS	28,694 (-1.7%)	$2,261 (-1.9%)	1.1%	$77.02	—	SHORT TRM BOND	921937827
MSFT	MICROSOFT CORP	972 (-1.0%)	$470 (-7.6%)	0.2%	$358.43	+39.7%	COM	594918104
BAR	GRANITESHARES GOLD TR	32,678 (-8.3%)	$1,388 (+2.4%)	0.7%	$20.41	—	SHS BEN INT	38748G101
SPYG	SPDR SERIES TRUST	60,402 (-2.5%)	$6,445 (-0.4%)	3.2%	$65.06	—	STATE STREET SPD	78464A409
VO	VANGUARD INDEX FDS	1,031 (-6.1%)	$299 (-7.2%)	0.1%	$233.07	—	MID CAP ETF	922908629
VWO	VANGUARD INTL EQUITY INDEX F	13,046 (-2.4%)	$701 (-3.2%)	0.3%	$41.10	—	FTSE EMR MKT ETF	922042858
SPEM	SPDR INDEX SHS FDS	28,392 (-1.4%)	$1,329 (-1.4%)	0.7%	$35.41	—	PORTFOLIO EMG MK	78463X509
IDHQ	INVESCO EXCH TRADED FD TR II	20,799 (-2.0%)	$731 (+2.3%)	0.4%	$28.59	—	S&P INTL QULTY	46138E214
VBK	VANGUARD INDEX FDS	10,967 (-1.0%)	$3,313 (+0.5%)	1.7%	$246.67	—	SML CP GRW ETF	922908595
VUG	VANGUARD INDEX FDS	1,366 (-3.3%)	$666 (-1.7%)	0.3%	$310.93	—	GROWTH ETF	922908736
VEU	VANGUARD INTL EQUITY INDEX F	4,119 (-5.7%)	$303 (-2.8%)	0.2%	$56.14	—	ALLWRLD EX US	922042775
SPSM	SPDR SERIES TRUST	5,743 (-4.0%)	$269 (-2.9%)	0.1%	$42.18	—	STATE STREET SPD	78468R853
VB	VANGUARD INDEX FDS	1,796 (-2.6%)	$463 (-1.1%)	0.2%	$213.32	—	SMALL CP ETF	922908751

Unchanged Positions (36)

ICOW PACER FDS TR 1.9%

Value ($000) $3,825 Shares 98,888 Est. Cost $45.53 Unrealized —

COMB GRANITESHARES ETF TR 2.3%

Value ($000) $4,703 Shares 222,771 Est. Cost $19.64 Unrealized —

MO ALTRIA GROUP INC 0.5%

Value ($000) $948 Shares 16,447 Est. Cost $34.81 Unrealized +70.5%

FREL FIDELITY COVINGTON TRUST 2.7%

Value ($000) $5,401 Shares 200,845 Est. Cost $26.64 Unrealized —

XOM EXXON MOBIL CORP 0.7%

Value ($000) $1,391 Shares 11,558 Est. Cost $102.16 Unrealized +13.0%

MDLZ MONDELEZ INTL INC 0.2%

Value ($000) $462 Shares 8,579 Est. Cost $64.31 Unrealized -11.3%

AAPL APPLE INC 0.6%

Value ($000) $1,128 Shares 4,150 Est. Cost $196.47 Unrealized +36.6%

GDX VANECK ETF TRUST 0.3%

Value ($000) $642 Shares 7,484 Est. Cost $31.01 Unrealized —

VONG VANGUARD SCOTTSDALE FDS 4.9%

Value ($000) $9,787 Shares 80,384 Est. Cost $78.02 Unrealized —

VMC VULCAN MATLS CO 0.4%

Value ($000) $767 Shares 2,688 Est. Cost $208.58 Unrealized +40.5%

FLBL FRANKLIN TEMPLETON ETF TR 1.4%

Value ($000) $2,886 Shares 123,221 Est. Cost $24.27 Unrealized —

AMZN AMAZON COM INC 0.5%

Value ($000) $1,043 Shares 4,517 Est. Cost $141.06 Unrealized +62.2%

ILCG ISHARES TR 2.6%

Value ($000) $5,194 Shares 49,926 Est. Cost $67.82 Unrealized —

SLYV SPDR SERIES TRUST 0.5%

Value ($000) $1,097 Shares 12,057 Est. Cost $83.23 Unrealized —

GS GOLDMAN SACHS GROUP INC 0.1%

Value ($000) $243 Shares 277 Est. Cost $734.84 Unrealized +10.7%

KO COCA COLA CO 0.2%

Value ($000) $410 Shares 5,865 Est. Cost $53.58 Unrealized +29.5%

HAUZ DBX ETF TR 0.5%

Value ($000) $1,039 Shares 44,776 Est. Cost $21.45 Unrealized —

IWP ISHARES TR 0.2%

Value ($000) $360 Shares 2,630 Est. Cost $106.27 Unrealized —

LQD ISHARES TR 0.6%

Value ($000) $1,189 Shares 10,789 Est. Cost $110.66 Unrealized —

ILCV ISHARES TR 0.2%

Value ($000) $302 Shares 3,200 Est. Cost $70.62 Unrealized —

PM PHILIP MORRIS INTL INC 0.6%

Value ($000) $1,227 Shares 7,647 Est. Cost $83.71 Unrealized +83.5%

IJJ ISHARES TR 0.3%

Value ($000) $642 Shares 4,881 Est. Cost $114.04 Unrealized —

SCHG SCHWAB STRATEGIC TR 0.2%

Value ($000) $375 Shares 11,488 Est. Cost $29.55 Unrealized —

VTEB VANGUARD MUN BD FDS 2.9%

Value ($000) $5,738 Shares 114,104 Est. Cost $50.65 Unrealized —

TSLA TESLA INC 0.4%

Value ($000) $729 Shares 1,620 Est. Cost $248.24 Unrealized +78.6%

MDYG SPDR SERIES TRUST 0.8%

Value ($000) $1,628 Shares 17,608 Est. Cost $76.02 Unrealized —

IJK ISHARES TR 0.3%

Value ($000) $524 Shares 5,406 Est. Cost $91.25 Unrealized —

SCHM SCHWAB STRATEGIC TR 0.1%

Value ($000) $242 Shares 8,038 Est. Cost $45.98 Unrealized —

IVOG VANGUARD ADMIRAL FDS INC 0.2%

Value ($000) $490 Shares 4,074 Est. Cost $98.23 Unrealized —

DVY ISHARES TR 0.2%

Value ($000) $360 Shares 2,553 Est. Cost $118.53 Unrealized —

EMB ISHARES TR 0.3%

Value ($000) $697 Shares 7,244 Est. Cost $89.06 Unrealized —

CEMB ISHARES INC 0.4%

Value ($000) $706 Shares 15,398 Est. Cost $44.18 Unrealized —

IWR ISHARES TR 0.2%

Value ($000) $347 Shares 3,602 Est. Cost $77.73 Unrealized —

VTWG VANGUARD SCOTTSDALE FDS 0.4%

Value ($000) $829 Shares 3,511 Est. Cost $183.56 Unrealized —

NVDA NVIDIA CORPORATION 0.1%

Value ($000) $241 Shares 1,292 Est. Cost $126.71 Unrealized +46.9%

BRK/B BERKSHIRE HATHAWAY INC DEL 0.1%

Value ($000) $274 Shares 545 Est. Cost $351.65 Unrealized +41.5%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
ICOW	PACER FDS TR	98,888	$3,825	1.9%	$45.53	—	DEVELOPED MRKT	69374H873
COMB	GRANITESHARES ETF TR	222,771	$4,703	2.3%	$19.64	—	BBG COMMD K 1	38747R108
MO	ALTRIA GROUP INC	16,447	$948	0.5%	$34.81	+70.5%	COM	02209S103
FREL	FIDELITY COVINGTON TRUST	200,845	$5,401	2.7%	$26.64	—	MSCI RL EST ETF	316092857
XOM	EXXON MOBIL CORP	11,558	$1,391	0.7%	$102.16	+13.0%	COM	30231G102
MDLZ	MONDELEZ INTL INC	8,579	$462	0.2%	$64.31	-11.3%	CL A	609207105
AAPL	APPLE INC	4,150	$1,128	0.6%	$196.47	+36.6%	COM	037833100
GDX	VANECK ETF TRUST	7,484	$642	0.3%	$31.01	—	GOLD MINERS ETF	92189F106
VONG	VANGUARD SCOTTSDALE FDS	80,384	$9,787	4.9%	$78.02	—	VNG RUS1000GRW	92206C680
VMC	VULCAN MATLS CO	2,688	$767	0.4%	$208.58	+40.5%	COM	929160109
FLBL	FRANKLIN TEMPLETON ETF TR	123,221	$2,886	1.4%	$24.27	—	SENIOR LOAN ETF	35473P595
AMZN	AMAZON COM INC	4,517	$1,043	0.5%	$141.06	+62.2%	COM	023135106
ILCG	ISHARES TR	49,926	$5,194	2.6%	$67.82	—	MORNINGSTAR GRWT	464287119
SLYV	SPDR SERIES TRUST	12,057	$1,097	0.5%	$83.23	—	STATE STREET SPD	78464A300
GS	GOLDMAN SACHS GROUP INC	277	$243	0.1%	$734.84	+10.7%	COM	38141G104
KO	COCA COLA CO	5,865	$410	0.2%	$53.58	+29.5%	COM	191216100
HAUZ	DBX ETF TR	44,776	$1,039	0.5%	$21.45	—	XTRACK INTL REAL	233051846
IWP	ISHARES TR	2,630	$360	0.2%	$106.27	—	RUS MD CP GR ETF	464287481
LQD	ISHARES TR	10,789	$1,189	0.6%	$110.66	—	IBOXX INV CP ETF	464287242
ILCV	ISHARES TR	3,200	$302	0.2%	$70.62	—	MORNINGSTAR VALU	464288109
PM	PHILIP MORRIS INTL INC	7,647	$1,227	0.6%	$83.71	+83.5%	COM	718172109
IJJ	ISHARES TR	4,881	$642	0.3%	$114.04	—	S&P MC 400VL ETF	464287705
SCHG	SCHWAB STRATEGIC TR	11,488	$375	0.2%	$29.55	—	US LCAP GR ETF	808524300
VTEB	VANGUARD MUN BD FDS	114,104	$5,738	2.9%	$50.65	—	TAX EXEMPT BD	922907746
TSLA	TESLA INC	1,620	$729	0.4%	$248.24	+78.6%	COM	88160R101
MDYG	SPDR SERIES TRUST	17,608	$1,628	0.8%	$76.02	—	STATE STREET SPD	78464A821
IJK	ISHARES TR	5,406	$524	0.3%	$91.25	—	S&P MC 400GR ETF	464287606
SCHM	SCHWAB STRATEGIC TR	8,038	$242	0.1%	$45.98	—	US MID-CAP ETF	808524508
IVOG	VANGUARD ADMIRAL FDS INC	4,074	$490	0.2%	$98.23	—	MIDCP 400 GRTH	921932869
DVY	ISHARES TR	2,553	$360	0.2%	$118.53	—	SELECT DIVID ETF	464287168
EMB	ISHARES TR	7,244	$697	0.3%	$89.06	—	JPMORGAN USD EMG	464288281
CEMB	ISHARES INC	15,398	$706	0.4%	$44.18	—	JP MRG EM CRP BD	464286251
IWR	ISHARES TR	3,602	$347	0.2%	$77.73	—	RUS MID CAP ETF	464287499
VTWG	VANGUARD SCOTTSDALE FDS	3,511	$829	0.4%	$183.56	—	VNG RUS2000GRW	92206C623
NVDA	NVIDIA CORPORATION	1,292	$241	0.1%	$126.71	+46.9%	COM	67066G104
BRK/B	BERKSHIRE HATHAWAY INC DEL	545	$274	0.1%	$351.65	+41.5%	CL B NEW	084670702