Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
GLDM	SPDR Gold MiniShares	102,290	$8.406M	6.6%	$82.18	$84.35	-2.6%	SPDR GLD MINIS	98149E303
DIA	SPDR Dow Jones Industrial Avrg ETF Tr	2,730	$1.388M	1.1%	$508.44	$526.48	-3.4%	UT SER 1	78467X109
AVGO	Broadcom Inc	1,533	$538K	0.4%	$351.10	$376.46	-6.7%	COM	11135F101
PLTR	Palantir Technologies Inc Ordinary Shares - Class A	1,356	$254K	0.2%	$187.05	$159.37	+17.4%	CL A	69608A108
META	Meta platforms Inc. (formerly Facebook. FB)	292	$207K	0.2%	$707.76 *	$624.16	+16.2%	CL A	30303M102
XOM	Exxon Mobil Corp	1,118	$182K	0.1%	$162.68	$156.36	+4.1%	COM D	30231G102
SCHD	Schwab US Dividend Equity ETF	5,497	$179K	0.1%	$32.53	$33.71	-3.5%	US DIVIDEND EQ	808524797
GOOGL	Alphabet Inc A	546	$178K	0.1%	$325.46 *	$347.07	-0.9%	CAP STK CL A	02079K305
BIV	Vanguard Interm-Term Bond ETF	2,430	$177K	0.1%	$72.85	$75.18	-3.1%	INTERMED TERM	921937819
NUE	Nucor Corp	734	$172K	0.1%	$233.87	$249.98	-6.5%	COM	670346105
SO	Southern Co	1,847	$153K	0.1%	$82.93	$91.12	-9.0%	COM	842587107
STIP	iShares 0-5 Year TIPS Bond ETF	1,483	$148K	0.1%	$99.67	$100.77	-1.1%	0-5 YR TIPS ETF	46429B747
CTBI	Community Trust Bancorp Inc	1,989	$148K	0.1%	$74.26	$76.11	-2.5%	COM	204149108
TSLA	Tesla Inc	373	$132K	0.1%	$354.81	$357.87	-0.9%	COM	88160R101
PFF	iShares Preferred&Income Securities ETF	4,361	$129K	0.1%	$29.50	$30.34	-2.8%	PFD AND INCM SEC	464288687
NEE	NextEra Energy Inc	1,642	$124K	0.1%	$75.73	$84.59	-10.5%	COM	65339F101
NNN	National Retail Properties Inc	2,973	$122K	0.1%	$41.08	$41.08	—	COM	637417106
BKH	Black Hills Corp	1,695	$119K	0.1%	$70.07	$72.85	-3.8%	COM	092113109
TD	Toronto-Dominion Bank	1,004	$118K	0.1%	$117.53	$120.73	-2.6%	COM NEW	891160509
VEA	Vanguard FTSE Developed Markets ETF	1,641	$116K	0.1%	$70.64	$71.74	-1.6%	VAN FTSE DEV MKT	921943858
OC	Owens-Corning Inc	889	$104K	0.1%	$116.75	$139.66	-16.4%	COM	690742101
IGIB	iShares 5-10 Year invmt Grd Corp Bd ETF	2,051	$103K	0.1%	$50.37	$52.03	-3.2%	ISHS 5-10YR INVT	464288638
UNM	Unum Group	1,173	$103K	0.1%	$87.79	$90.69	-3.3%	COM	91529Y106
NVDA	NVIDIA Corp	440	$101K	0.1%	$228.66	$214.40	+6.5%	COM	67066G104
UHT	Universal Health Realty Income Trust	2,685	$100K	0.1%	$37.39	$37.39	—	SH BEN INT	91359E105
PFG	Principal Financial Group Inc	875	$97,932	0.1%	$111.92	$113.22	-1.1%	COM	74251V102
KO	Coca-Cola Co	1,103	$94,970	0.1%	$86.10	$86.73	-0.8%	COM	191216100
DRI	Darden Restaurants Inc	481	$92,951	0.1%	$193.25	$209.03	-7.6%	COM	237194105
MPWR	Monolithic Power Systems Inc	68	$91,883	0.1%	$1351.22	$1310.20	+2.8%	COM	609839105
EFAV	iShares MSCI EAFE Min Vol Factor ETF	998	$90,967	0.1%	$91.15	$92.52	-1.5%	MSCI EAFE MIN VL	46429B689
ADI	Analog Devices Inc	226	$89,656	0.1%	$396.71	$376.70	+5.3%	COM	032654105
MSFT	Microsoft Corp	170	$87,611	0.1%	$515.36	$462.46	+10.9%	COM	594918104
C	Citigroup Inc	654	$84,659	0.1%	$129.45	$134.67	-3.9%	COM NEW	172967424
FCFS	FirstCash Holdings Inc	391	$82,873	0.1%	$211.95	$215.43	-2.0%	COM	33768G107
CRS	Carpenter Technology Corp	205	$79,815	0.1%	$389.34	$508.16	-23.5%	COM	144285103
ETR	Entergy Corp	750	$74,444	0.1%	$99.26	$107.90	-8.0%	COM	29364G103
PSX	Phillips 66	287	$73,390	0.1%	$255.71	$228.44	+11.8%	COM	718546104
LLY	Eli Lilly and Co	62	$72,268	0.1%	$1165.61	$1180.00	-1.9%	COM	532457108
IEFA	iShares Core MSCI EAFE ETF	710	$68,818	0.1%	$96.93	$98.72	-1.9%	CORE MSCI EAFE	46432F842
MCK	McKesson Corp	80	$68,443	0.1%	$855.54	$860.31	-0.8%	COM	58155Q103
LRN	Stride Inc	857	$66,829	0.1%	$77.98	$84.26	-7.4%	COM	86333M108
AMKR	Amkor Technology Inc	1,266	$66,293	0.1%	$52.36	$55.67	-5.9%	COM	031652100
PHO	Invesco Water Resources ETF	922	$62,530	0.0%	$67.82	$70.02	-3.1%	WATER RES ETF	46137V142
APG	APi Group Corp	1,578	$60,911	0.0%	$38.60	$40.17	-3.9%	COM STK	00187Y100
AMGN	Amgen Inc	144	$60,811	0.0%	$422.30	$398.57	+5.8%	COM	031162100
CSCO	Cisco Systems Inc	546	$58,766	0.0%	$107.63	$112.66	-4.5%	COM	17275R102
CINF	Cincinnati Financial Corp	369	$58,690	0.0%	$159.05	$174.13	-8.5%	COM	172062101
HD	The Home Depot Inc	201	$57,299	0.0%	$285.07	$328.29	-13.3%	COM	437076102
LQD	iShares iBoxx $ Invmt Grade Corp Bd ETF	529	$54,076	0.0%	$102.22	$105.98	-3.6%	IBOXX INV CP ETF	464287242
VSEC	VSE Corp	324	$53,447	0.0%	$164.96	$205.31	-19.8%	COM	918284100
NBTB	NBT Bancorp Inc	1,044	$52,389	0.0%	$50.18	$51.76	-3.1%	COM	628778102
SYY	Sysco Corp	670	$52,255	0.0%	$77.99	$82.16	-5.1%	COM	871829107
RSP	Invesco S&P 500 Equal Weight ETF	246	$51,173	0.0%	$208.02	$216.12	-3.7%	S&P500 EQL WGT	46137V357
MMM	3M Co	310	$50,931	0.0%	$164.29	$170.56	-3.8%	COM	88579Y101
LIN	Linde AG	98	$46,516	0.0%	$474.65	$491.37	-3.4%	SHS	G54950103
ADBE	Adobe Inc	190	$45,589	0.0%	$239.94	$250.37	-4.2%	COM	00724F101
MDT	Medtronic Inc.	511	$44,094	0.0%	$86.29	$88.13	-2.1%	SHS	G5960L103
SPCX	Space Exploration Technologies Corp.	285	$42,995	0.0%	$150.86	$138.41	+9.0%	CLASS A COM STK	84615Q103
ITW	Illinois Tool Works Inc	155	$39,878	0.0%	$257.28	$277.65	-7.3%	COM	452308109
PEG	Public Service Enterprise Group Inc	553	$37,269	0.0%	$67.39	$75.02	-10.2%	COM	744573106
VPU	Vanguard Utilities ETF	216	$36,940	0.0%	$171.02	$187.95	-9.0%	UTILITIES ETF	92204A876
LOW	Lowe's Companies Inc	198	$36,489	0.0%	$184.29	$207.59	-11.2%	COM	548661107
DGRO	iShares Core Dividend Growth ETF	470	$35,433	0.0%	$75.39	$78.09	-3.5%	CORE DIV GRWTH	46434V621
EMR	Emerson Electric Co	225	$34,898	0.0%	$155.10	$150.47	+3.1%	COM	291011104
GWW	W.W. Grainger Inc	28	$34,881	0.0%	$1245.75	$1319.50	-5.6%	COM	384802104
CAH	Cardinal Health Inc	151	$33,679	0.0%	$223.04	$232.52	-4.3%	COM	14149Y108
USB	U.S. Bancorp	583	$33,634	0.0%	$57.69	$62.43	-7.5%	COM NEW	902973304
AGG	iShares Core US Aggregate Bond ETF	347	$32,849	0.0%	$94.67	$97.15	-2.7%	CORE US AGGBD ET	464287226
CGW	Invesco S&P Global Water ETF	524	$32,662	0.0%	$62.33	$64.74	-3.7%	S&P GBL WATER	46138E263
COST	Costco Wholesale Corp	35	$31,862	0.0%	$910.34	$933.54	-2.5%	COM	22160K105
SBUX	Starbucks Corp	333	$31,289	0.0%	$93.96	$103.19	-8.9%	COM	855244109
LHX	L3HARRIS TECHNOLOGIES, INC.	131	$31,018	0.0%	$236.78	$272.22	-13.0%	COM	502431109
MTB	M&T Bank Corp	134	$29,312	0.0%	$218.75	$240.65	-9.6%	COM	55261F104
CB	Chubb Ltd	89	$28,947	0.0%	$325.25	$345.24	-5.8%	COM	H1467J104
KMB	Kimberly-Clark Corp	289	$28,239	0.0%	$97.71	$106.76	-8.7%	COM	494368103
GD	General Dynamics Corp	85	$28,222	0.0%	$332.02	$371.30	-10.6%	COM	369550108
PKG	Packaging Corp of America	120	$27,551	0.0%	$229.59	$240.27	-4.6%	COM	695156109
MAIN	Main Street Capital Corporation	499	$27,524	0.0%	$55.16	$55.93	-1.6%	COM	56035L104
UNP	Union Pacific Corp	100	$27,294	0.0%	$272.94	$290.77	-6.4%	COM	907818108
V	Visa Inc Class A	75	$27,074	0.0%	$360.99	$365.53	-1.7%	COM CL A	92826C839
ISRG	Intuitive Surgical Inc	66	$26,838	0.0%	$406.64	$381.72	+6.5%	COM NEW	46120E602
IDMO	Invesco S&P International Dev Momt ETF	433	$26,438	0.0%	$61.06	$61.46	-0.7%	S&P INTL MOMNT	46138E222
DOCU	DocuSign Inc	385	$25,853	0.0%	$67.15	$59.45	+12.9%	COM	256163106
EBAY	eBay Inc	241	$25,509	0.0%	$105.85	$108.89	-2.6%	COM	278642103
AXP	American Express Co	94	$24,839	0.0%	$264.24 *	$334.13	-9.0%	COM	025816109
WEC	WEC Energy Group Inc	244	$24,590	0.0%	$100.78	$108.87	-7.4%	COM	92939U106
SCHW	Charles Schwab Corp	246	$24,090	0.0%	$97.93	$105.29	-7.2%	COM	808513105
SJM	JM Smucker Co	201	$23,975	0.0%	$119.28	$120.31	-1.2%	COM NEW	832696405
JPIN	JPMorgan Diversified Return Intl Eq ETF	320	$23,618	0.0%	$73.81	$75.35	-2.0%	DIV RTN INT EQ	46641Q209
PM	Philip Morris International Inc	123	$23,437	0.0%	$190.54	$188.94	+1.0%	COM	718172109
PLD	Prologis Inc	177	$22,982	0.0%	$129.84	$129.84	—	COM	74340W103
SLV	iShares Silver Trust	421	$22,949	0.0%	$54.51	$56.66	-3.8%	ISHARES	46428Q109
IAU	iShares Gold Trust	280	$21,868	0.0%	$78.10	$80.16	-2.6%	ISHARES NEW	464285204
VUG	Vanguard Growth ETF	234	$21,086	0.0%	$90.11	$87.53	+3.0%	MRNGSTR GRWT ETF	922908736
BMY	Bristol-Myers Squibb Co	337	$20,986	0.0%	$62.27	$63.20	-1.3%	COM	110122108
CMI	Cummins Inc	38	$19,771	0.0%	$520.29	$603.44	-14.4%	COM	231021106
PEP	PepsiCo Inc	151	$19,135	0.0%	$126.72	$137.75	-8.0%	COM	713448108
NFLX	Netflix Inc	272	$18,926	0.0%	$69.58	$75.15	-7.4%	COM	64110L106
TROW	T. Rowe Price Group Inc	180	$18,748	0.0%	$104.16	$112.05	-7.1%	COM	74144T108
CTSH	Cognizant Technology Solutions Corp Class A	320	$18,385	0.0%	$57.45	$54.93	+4.6%	CL A	192446102
SCHH	Schwab US REIT ETF	832	$18,335	0.0%	$22.04	$23.74	-7.1%	US REIT ETF	808524847
WBD	Warner Brothers	527	$16,311	0.0%	$30.95	$27.71	+11.7%	COM SER A	934423104
MGK	Vanguard Mega Cap Growth ETF	150	$13,925	0.0%	$92.83	$89.18	+3.9%	MRNGSTR MEGA CAP	921910816
ORCL	Oracle Corp	94	$12,896	0.0%	$137.19	$141.09	-2.7%	COM	68389X105
INTU	Intuit Inc	45	$12,370	0.0%	$274.89	$314.20	-12.2%	COM	461202103
TKR	The Timken Co	106	$12,359	0.0%	$116.59	$128.46	-9.1%	COM	887389104
INTC	Intel Corp	102	$12,263	0.0%	$120.23	$102.00	+17.9%	COM	458140100
TGT	Target Corp	77	$12,182	0.0%	$158.21	$150.35	+4.2%	COM	87612E106
IDV	iShares International Select Div ETF	286	$12,066	0.0%	$42.19	$43.82	-3.7%	INTL SEL DIV ETF	464288448
CVS	CVS Health Corp	134	$11,442	0.0%	$85.39	$97.91	-12.5%	COM	126650100
DAL	Delta Air Lines Inc	136	$11,336	0.0%	$83.35	$84.83	-1.6%	COM NEW	247361702
BUFR	First Trust Fund of Buffer ETFs	300	$11,241	0.0%	$37.47	$37.11	+1.0%	FT LADD BUFF ETF	33740F755
UAL	United Airlines Holdings Inc	100	$11,095	0.0%	$110.95	$117.87	-5.9%	COM	910047109
WMB	Williams Companies Inc	160	$10,905	0.0%	$68.16	$72.74	-6.6%	COM	969457100
—	NUVEEN MUNICIPAL VALUE FUND	1,292	$10,712	0.0%	$8.29	$8.29	—	COM	670928100
CRWD	CrowdStrike Holdings Inc Class A	40	$10,590	0.0%	$264.75	$212.27	+24.7%	CL A	22788C105
GM	General Motors Co	124	$9,613	0.0%	$77.52	$83.64	-7.9%	COM	37045V100
ARKG	ARK Genomic Revolution ETF	177	$9,597	0.0%	$54.22	$44.97	+20.6%	GENOMIC REV ETF	00214Q302
AAAU	Goldman Sachs Physical Gold ETF	234	$9,585	0.0%	$40.96	$42.03	-2.5%	UNIT	38150K103
IJT	iShares S&P Small-Cap 600 Growth ETF	59	$9,508	0.0%	$161.15	$171.24	-6.4%	S&P SML 600 GWT	464287887
WPC	W.P. Carey Inc	146	$9,465	0.0%	$64.83	$64.83	—	COM	92936U109
CSL	Carlisle Companies Inc	29	$9,343	0.0%	$322.17	$347.50	-7.3%	COM	142339100
XLF	Financial Select Sector SPDR ETF	173	$9,243	0.0%	$53.43	$56.69	-5.8%	ST STR FINL ETF	81369Y605
XLV	Health Care Select Sector SPDR ETF	51	$8,524	0.0%	$167.14	$166.73	+1.0%	ST STR CARE ETF	81369Y209
VOX	Vanguard Communication Services ETF	43	$8,251	0.0%	$191.88	$188.50	+1.1%	COMM SRVC ETF	92204A884
MCD	McDonald's Corp	32	$7,504	0.0%	$234.50	$263.21	-12.3%	COM	580135101
HONA	Unknown Security HONA	48	$7,439	0.0%	$154.98	$181.88	-14.8%	COM	43849R105
OZK	Bank OZK	160	$7,349	0.0%	$45.93	$49.90	-7.9%	COM	06417N103
GILD	Gilead Sciences Inc	48	$7,115	0.0%	$148.23	$140.31	+6.2%	COM	375558103
MNST	Monster Beverage Corp	166	$6,909	0.0%	$41.62	$66.55	-37.5%	COM	61174X109
XLI	Industrial Select Sector SPDR ETF	41	$6,900	0.0%	$168.29	$178.13	-6.3%	ST STR INDL ETF	81369Y704
STZ	Constellation Brands Inc Class A	56	$6,291	0.0%	$112.34	$128.93	-12.3%	CL A	21036P108
SHOP	SHOPIFY INC CL A (CANADA)	42	$6,229	0.0%	$148.31	$135.71	+9.3%	CL A SUB VTG SHS	82509L107
ARKQ	ARK Autonomous Technology&Robotics ETF	51	$6,200	0.0%	$121.57	$122.43	-1.0%	AUTNMUS TECHNLGY	00214Q203
ARKK	ARK Innovation ETF	69	$6,148	0.0%	$89.10	$81.78	+8.9%	INNOVATION ETF	00214Q104
SPOT	SPOTIFY TECHNOLOGY SA F	12	$5,849	0.0%	$487.42	$509.00	-4.2%	SHS	L8681T102
VRTX	Vertex Pharmaceuticals Inc	11	$5,751	0.0%	$522.82	$512.04	+2.1%	COM	92532F100
GH	Guardant Health Inc	30	$5,351	0.0%	$178.37	$163.41	+9.1%	COM	40131M109
XLY	Consumer Discret Sel Sect SPDR ETF	46	$5,038	0.0%	$109.52	$114.91	-5.3%	ST STR DISCR ETF	81369Y407
CRM	Salesforce Inc	21	$4,854	0.0%	$231.14	$206.28	+11.3%	COM	79466L302
DJT	Trump Media & Technology Group Corp.	500	$4,530	0.0%	$9.06	$9.11	-0.5%	COM	25400Q105
SOLV	Solv	51	$4,496	0.0%	$88.16	$85.58	+3.0%	COM SHS	83444M101
ADSK	Autodesk Inc	21	$4,389	0.0%	$209.00	$228.09	-8.4%	COM	052769106
BSX	Boston Scientific Corp	100	$4,365	0.0%	$43.65	$46.30	-5.7%	COM	101137107
NFGC	National Fuel Gas Co	57	$4,318	0.0%	$75.75 *	$1.65	-0.3%	COM	64440N103
ABT	Abbott Laboratories	44	$4,302	0.0%	$97.77	$104.42	-5.4%	COM	002824100
FDX	FedEx Corp	14	$4,029	0.0%	$287.79	$314.14	-9.2%	COM	31428X106
CRWV	CRWV	46	$4,008	0.0%	$87.13	$85.40	+2.0%	COM CL A	21873S108
CCEP	COCA-COLA EURO PTNRS F	39	$4,005	0.0%	$102.69	$105.92	-4.0%	SHS	G25839104
QCOM	Qualcomm Inc	20	$3,740	0.0%	$187.00	$173.01	+6.4%	COM	747525103
EXPD	Expeditors International of Washington Inc	20	$3,711	0.0%	$185.55	$181.91	+1.5%	COM	302130109
SMH	VanEck Semiconductor ETF	6	$3,665	0.0%	$610.83	$572.91	+6.3%	SEMICONDUCTR ETF	92189F676
FNF	Fidelity National Financial Inc	93	$3,587	0.0%	$38.57	$47.55	-18.7%	COM SHS	31620R303
GLDG	GLDG	3,624	$3,455	0.0%	$0.95	$0.98	-2.8%	COM	38149E101
TCNNF	TRULIEVE CANNABIS CORP COM	1,000	$3,260	0.0%	$3.26 *	$9.06	-4.9%	SUB VTG SHS D	89788C104
SHEL	Shell plc American Depositary Shares (Each represents two Ordinary shares)	33	$3,159	0.0%	$95.73	$90.23	+5.3%	SPON ADS	780259305
BAC	Bank of America Corp	57	$3,103	0.0%	$54.44	$60.92	-10.7%	COM	060505104
NVS	Novartis AG ADR	21	$2,994	0.0%	$142.57	$151.69	-6.0%	SPONSORED ADR	66987V109
UGI	UGI Corp	82	$2,939	0.0%	$35.84	$36.74	-2.9%	COM	902681105
BA	Boeing Co	15	$2,791	0.0%	$186.07	$214.43	-13.2%	COM	097023105
AAL	American Airlines	200	$2,674	0.0%	$13.37	$14.59	-8.3%	COM	02376R102
IEP	Icahn Enterprises LP	387	$2,615	0.0%	$6.76	$6.76	—	DEPOSITARY UNIT	451100101
XLP	Consumer Staples Select Sector SPDR ETF	30	$2,382	0.0%	$79.40	$84.47	-4.6%	ST STR STAPL ETF	81369Y308
VST	Vistra Corp	17	$2,373	0.0%	$139.59	$147.12	-6.0%	COM	92840M102
ZS	Zscaler Inc	10	$1,994	0.0%	$199.40	$170.34	+17.1%	COM	98980G102
DGX	Quest Diagnostics Inc	8	$1,865	0.0%	$233.13	$231.15	+0.8%	COM	74834L100
PNC	PNC Financial Services Group Inc	7	$1,556	0.0%	$222.29	$245.12	-9.3%	COM	693475105
ADP	Automatic Data Processing Inc	6	$1,548	0.0%	$258.00	$265.28	-2.7%	COM	053015103
DOV	Dover Corp	8	$1,496	0.0%	$187.00	$201.67	-7.2%	COM	260003108
WM	Waste Management	7	$1,427	0.0%	$203.86	$224.00	-9.0%	COM	94106L109
HIMX	Himax Technologies Inc. ADR	100	$1,407	0.0%	$14.07	$13.85	+1.6%	SPONSORED ADR	43289P106
PAYX	Paychex Inc	13	$1,324	0.0%	$101.85 *	$115.68	-14.9%	COM	704326107
AEP	American Electric Power Co Inc	11	$1,305	0.0%	$118.64	$126.61	-6.3%	COM	025537101
AEE	Ameren Corp	12	$1,193	0.0%	$99.42	$107.87	-7.9%	COM	023608102
NVO	Novo Nordisk A/S ADR	30	$1,137	0.0%	$37.90	$46.10	-17.8%	ADR	670100205
MA	Mastercard Inc Class A	2	$1,103	0.0%	$551.50	$562.24	-1.9%	CL A	57636Q104
JBLU	JetBlue Airways Corp	250	$1,058	0.0%	$4.23	$5.17	-18.2%	COM	477143101
CEG	Constellation Energy Corp	4	$1,016	0.0%	$254.00	$267.31	-5.0%	COM	21037T109
DIS	The Walt Disney Co	9	$974	0.0%	$108.22 *	$102.46	+2.4%	COM	254687106
EOG	EOG Resources Inc	7	$964	0.0%	$137.71	$142.66	-3.4%	COM	26875P101
FDXF	FedEx Freight Holding Company, Inc	7	$766	0.0%	$109.43	$136.85	-20.1%	COMMON STOCK	314352105
APLD	Applied Science Products Inc.	30	$731	0.0%	$24.37	$28.05	-13.1%	COM NEW	038169207
HPE	Hewlett Packard Enterprise Co	10	$639	0.0%	$63.90	$52.95	+20.7%	COM	42824C109
MRSH	MARSH & MCLENNAN COS	3	$512	0.0%	$170.67	$182.92	-6.7%	COM	571748102
PSKY	PARAMOUNT SKYDANCE CORP CLASS B	42	$430	0.0%	$10.24	$9.77	+5.7%	COM CL B	69932A204
BLDP	Ballard Power Systems Inc.	200	$408	0.0%	$2.04	$2.57	-20.7%	COM	058586108
FG	FGL HOLDINGS	5	$108	0.0%	$21.60	$26.24	-17.4%	COMMON STOCK	30190A104
RANI	Rani Therapeutics Holdings Inc Class A	100	$79	0.0%	$0.79	$0.80	-0.8%	COM CL A	753018100

Increased Positions (13)

SCHB Schwab US Broad Market ETF 28.3%

Value $35.8M (+3.5%) Shares 1,221,482 (+2.3%) Share Price $29.31 Est. Cost/Share $25.00 Unrealized @ Report Date +17.2%

VGT Vanguard Information Technology ETF 13.1%

Value $16.62M (+6.6%) Shares 132,267 (+1.4%) Share Price $125.69 Est. Cost/Share $106.97 Unrealized @ Report Date +17.5%

AAPL Apple Inc 2.7%

Value $3.46M (+16.4%) Shares 10,397 (+1.2%) Share Price $332.76 Est. Cost/Share $229.20 Unrealized @ Report Date +45.3%

IJR iShares Core S&P Small-Cap ETF 6.3%

Value $7.905M (-5.4%) Shares 58,109 (+3.1%) Share Price $136.04 Est. Cost/Share $117.04 Unrealized @ Report Date +16.2%

PFE Pfizer Inc 1.6%

Value $2.054M (+24.9%) Shares 72,030 (+5.5%) Share Price $28.52 Est. Cost/Share $24.79 Unrealized @ Report Date +15.1%

VZ Verizon Communications Inc 1.9%

Value $2.403M (+12.2%) Shares 52,380 (+3.5%) Share Price $45.87 Est. Cost/Share $42.91 Unrealized @ Report Date +6.9%

VIG Vanguard Dividend Appreciation ETF 6.4%

Value $8.078M (+2.4%) Shares 34,621 (+3.9%) Share Price $233.33 Est. Cost/Share $212.47 Unrealized @ Report Date +9.8%

AMZN Amazon.com Inc 1.8%

Value $2.337M (+7.4%) Shares 9,397 (+2.7%) Share Price $248.73 Est. Cost/Share $226.91 Unrealized @ Report Date +9.8%

MO Altria Group Inc 2.3%

Value $2.888M (-3.4%) Shares 42,881 (+3.2%) Share Price $67.36 Est. Cost/Share $61.94 Unrealized @ Report Date +8.7%

D Dominion Energy Inc 1.2%

Value $1.562M (-5.3%) Shares 25,811 (+6.8%) Share Price $60.53 Est. Cost/Share $60.55 Unrealized @ Report Date -0.1%

UVV Universal Corp 0.2%

Value $210K (-18.6%) Shares 5,022 (+1.6%) Share Price $41.79 Est. Cost/Share $55.14 Unrealized @ Report Date -24.2%

BEN Franklin Resources Inc 1.8%

Value $2.278M (-0.7%) Shares 70,935 (+2.9%) Share Price $32.12 Est. Cost/Share $23.40 Unrealized @ Report Date +37.2%

JNJ Johnson & Johnson 0.2%

Value $239K (+5.7%) Shares 900 (+1.1%) Share Price $265.11 Est. Cost/Share $233.29 Unrealized @ Report Date +13.5%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SCHB	Schwab US Broad Market ETF	1,221,482 (+2.3%)	$35.8M (+3.5%)	28.3%	$29.31	$25.00	+17.2%	US BRD MKT ETF	808524102
VGT	Vanguard Information Technology ETF	132,267 (+1.4%)	$16.62M (+6.6%)	13.1%	$125.69	$106.97	+17.5%	INF TECH ETF	92204A702
AAPL	Apple Inc	10,397 (+1.2%)	$3.46M (+16.4%)	2.7%	$332.76	$229.20	+45.3%	COM	037833100
IJR	iShares Core S&P Small-Cap ETF	58,109 (+3.1%)	$7.905M (-5.4%)	6.3%	$136.04	$117.04	+16.2%	CORE S&P SCP ETF	464287804
PFE	Pfizer Inc	72,030 (+5.5%)	$2.054M (+24.9%)	1.6%	$28.52	$24.79	+15.1%	COM	717081103
VZ	Verizon Communications Inc	52,380 (+3.5%)	$2.403M (+12.2%)	1.9%	$45.87	$42.91	+6.9%	COM	92343V104
VIG	Vanguard Dividend Appreciation ETF	34,621 (+3.9%)	$8.078M (+2.4%)	6.4%	$233.33	$212.47	+9.8%	DIV APP ETF	921908844
AMZN	Amazon.com Inc	9,397 (+2.7%)	$2.337M (+7.4%)	1.8%	$248.73	$226.91	+9.8%	COM	023135106
MO	Altria Group Inc	42,881 (+3.2%)	$2.888M (-3.4%)	2.3%	$67.36	$61.94	+8.7%	COM	02209S103
D	Dominion Energy Inc	25,811 (+6.8%)	$1.562M (-5.3%)	1.2%	$60.53	$60.55	-0.1%	COM	25746U109
UVV	Universal Corp	5,022 (+1.6%)	$210K (-18.6%)	0.2%	$41.79	$55.14	-24.2%	COM	913456109
BEN	Franklin Resources Inc	70,935 (+2.9%)	$2.278M (-0.7%)	1.8%	$32.12	$23.40	+37.2%	COM	354613101
JNJ	Johnson & Johnson	900 (+1.1%)	$239K (+5.7%)	0.2%	$265.11	$233.29	+13.5%	COM	478160104

Decreased Positions (7)

GLD SPDR Gold Shares 0.2%

Value $248K (-96.8%) Shares 652 (-99.3%) Share Price $380.84 Est. Cost/Share $445.29 Unrealized @ Report Date -14.5%

IJH iShares Core S&P Mid-Cap ETF 0.6%

Value $755K (-22.2%) Shares 10,495 (-16.6%) Share Price $71.94 Est. Cost/Share $64.27 Unrealized @ Report Date +12.0%

VYM Vanguard High Dividend Yield ETF 0.9%

Value $1.198M (-13.2%) Shares 7,720 (-11.7%) Share Price $155.21 Est. Cost/Share $137.41 Unrealized @ Report Date +12.9%

CVX Chevron Corp 0.3%

Value $413K (+15.6%) Shares 2,022 (-6.3%) Share Price $204.36 Est. Cost/Share $152.28 Unrealized @ Report Date +34.1%

IBM International Business Machines Corp 0.1%

Value $152K (-26.7%) Shares 693 (-6.5%) Share Price $220.05 Est. Cost/Share $251.95 Unrealized @ Report Date -12.7%

T AT&T Inc 0.2%

Value $266K (+13.2%) Shares 10,893 (-3.9%) Share Price $24.40 Est. Cost/Share $28.05 Unrealized @ Report Date -13.0%

PG Procter & Gamble Co 0.4%

Value $488K (-2.3%) Shares 3,359 (-1.4%) Share Price $145.29 Est. Cost/Share $154.86 Unrealized @ Report Date -6.2%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
GLD	SPDR Gold Shares	652 (-99.3%)	$248K (-96.8%)	0.2%	$380.84	$445.29	-14.5%	GOLD SHS	78463V107
IJH	iShares Core S&P Mid-Cap ETF	10,495 (-16.6%)	$755K (-22.2%)	0.6%	$71.94	$64.27	+12.0%	CORE S&P MCP ETF	464287507
VYM	Vanguard High Dividend Yield ETF	7,720 (-11.7%)	$1.198M (-13.2%)	0.9%	$155.21	$137.41	+12.9%	HIGH DIV YLD	921946406
CVX	Chevron Corp	2,022 (-6.3%)	$413K (+15.6%)	0.3%	$204.36	$152.28	+34.1%	COM	166764100
IBM	International Business Machines Corp	693 (-6.5%)	$152K (-26.7%)	0.1%	$220.05	$251.95	-12.7%	COM	459200101
T	AT&T Inc	10,893 (-3.9%)	$266K (+13.2%)	0.2%	$24.40	$28.05	-13.0%	COM	00206R102
PG	Procter & Gamble Co	3,359 (-1.4%)	$488K (-2.3%)	0.4%	$145.29	$154.86	-6.2%	COM	742718109

Unchanged Positions (19)

KLAC KLA Corp 0.6%

Value $753K Shares 3,865 Share Price $194.89 Est. Cost/Share $1444.66 Unrealized @ Report Date -86.5%

SCHA Schwab US Small-Cap ETF 2.8%

Value $3.483M Shares 106,747 Share Price $32.63 Est. Cost/Share $26.74 Unrealized @ Report Date +22.0%

SCHM Schwab US Mid-Cap ETF 2.7%

Value $3.389M Shares 99,610 Share Price $34.02 Est. Cost/Share $29.11 Unrealized @ Report Date +16.9%

XLU Utilities Select Sector SPDR ETF 0.6%

Value $739K Shares 18,727 Share Price $39.44 Est. Cost/Share $43.30 Unrealized @ Report Date -8.9%

ORI Old Republic International Corp 0.6%

Value $811K Shares 21,734 Share Price $37.31 Est. Cost/Share $36.04 Unrealized @ Report Date +3.5%

SCHX Schwab US Large-Cap ETF 3.5%

Value $4.485M Shares 149,509 Share Price $30.00 Est. Cost/Share $25.39 Unrealized @ Report Date +18.1%

SCHV Schwab US Large-Cap Value ETF 1.0%

Value $1.267M Shares 38,036 Share Price $33.31 Est. Cost/Share $28.41 Unrealized @ Report Date +17.2%

DUK Duke Energy Corp 0.4%

Value $455K Shares 3,988 Share Price $114.02 Est. Cost/Share $120.31 Unrealized @ Report Date -5.2%

ABBV AbbVie Inc 0.7%

Value $866K Shares 3,312 Share Price $261.34 Est. Cost/Share $201.95 Unrealized @ Report Date +29.5%

WMT Walmart Inc 0.2%

Value $283K Shares 2,721 Share Price $103.90 Est. Cost/Share $101.72 Unrealized @ Report Date +2.2%

ED Consolidated Edison Inc 0.2%

Value $261K Shares 2,557 Share Price $102.24 Est. Cost/Share $99.12 Unrealized @ Report Date +3.1%

MCY Mercury General Corp 0.2%

Value $227K Shares 2,300 Share Price $98.86 Est. Cost/Share $86.75 Unrealized @ Report Date +13.9%

GOOG Alphabet Inc Class C 0.3%

Value $352K Shares 1,034 Share Price $340.69 Est. Cost/Share $209.93 Unrealized @ Report Date +62.3%

XLK Technology Select Sector SPDR ETF 0.3%

Value $348K Shares 1,770 Share Price $196.38 Est. Cost/Share $144.30 Unrealized @ Report Date +35.7%

JPM JPMorgan Chase & Co 0.4%

Value $457K Shares 1,382 Share Price $330.98 Est. Cost/Share $297.57 Unrealized @ Report Date +11.2%

DVY iShares Select Dividend ETF 0.3%

Value $426K Shares 2,802 Share Price $152.10 Est. Cost/Share $138.50 Unrealized @ Report Date +9.8%

PFXF VanEck Pref Secs ex Fincls ETF 0.2%

Value $283K Shares 16,137 Share Price $17.52 Est. Cost/Share $17.67 Unrealized @ Report Date -0.8%

SCHF Schwab International Equity ETF 0.4%

Value $549K Shares 19,988 Share Price $27.47 Est. Cost/Share $22.61 Unrealized @ Report Date +21.5%

LMT Lockheed Martin Corp 0.2%

Value $279K Shares 548 Share Price $509.13 Est. Cost/Share $448.15 Unrealized @ Report Date +13.6%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
KLAC	KLA Corp	3,865	$753K	0.6%	$194.89	$1444.66	-86.5%	COM NEW	482480100
SCHA	Schwab US Small-Cap ETF	106,747	$3.483M	2.8%	$32.63	$26.74	+22.0%	US SML CAP ETF	808524607
SCHM	Schwab US Mid-Cap ETF	99,610	$3.389M	2.7%	$34.02	$29.11	+16.9%	US MID-CAP ETF	808524508
XLU	Utilities Select Sector SPDR ETF	18,727	$739K	0.6%	$39.44	$43.30	-8.9%	ST STR UTIL ETF	81369Y886
ORI	Old Republic International Corp	21,734	$811K	0.6%	$37.31	$36.04	+3.5%	COM	680223104
SCHX	Schwab US Large-Cap ETF	149,509	$4.485M	3.5%	$30.00	$25.39	+18.1%	US LRG CAP ETF	808524201
SCHV	Schwab US Large-Cap Value ETF	38,036	$1.267M	1.0%	$33.31	$28.41	+17.2%	US LCAP VA ETF	808524409
DUK	Duke Energy Corp	3,988	$455K	0.4%	$114.02	$120.31	-5.2%	COM NEW	26441C204
ABBV	AbbVie Inc	3,312	$866K	0.7%	$261.34	$201.95	+29.5%	COM	00287Y109
WMT	Walmart Inc	2,721	$283K	0.2%	$103.90	$101.72	+2.2%	COM	931142103
ED	Consolidated Edison Inc	2,557	$261K	0.2%	$102.24	$99.12	+3.1%	COM	209115104
MCY	Mercury General Corp	2,300	$227K	0.2%	$98.86	$86.75	+13.9%	COM	589400100
GOOG	Alphabet Inc Class C	1,034	$352K	0.3%	$340.69	$209.93	+62.3%	CAP STK CL C	02079K107
XLK	Technology Select Sector SPDR ETF	1,770	$348K	0.3%	$196.38	$144.30	+35.7%	ST STR TECHN ETF	81369Y803
JPM	JPMorgan Chase & Co	1,382	$457K	0.4%	$330.98	$297.57	+11.2%	COM	46625H100
DVY	iShares Select Dividend ETF	2,802	$426K	0.3%	$152.10	$138.50	+9.8%	SELECT DIVID ETF	464287168
PFXF	VanEck Pref Secs ex Fincls ETF	16,137	$283K	0.2%	$17.52	$17.67	-0.8%	PREFERRED SECURT	92189F429
SCHF	Schwab International Equity ETF	19,988	$549K	0.4%	$27.47	$22.61	+21.5%	INTL EQTY ETF	808524805
LMT	Lockheed Martin Corp	548	$279K	0.2%	$509.13	$448.15	+13.6%	COM	539830109