Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
NOW	SERVICENOW INC COM	33,646	$3.34M	1.1%	$99.28	—	Stock	81762P102
IVV	ISHARES CORE S&P 500 ETF	893	$669K	0.2%	$748.89	—	ETF	464287200
XOM	EXXONMOBIL HOLDINGS CORP COM SHS	2,009	$275K	0.1%	$136.69	—	Stock	30233Q108
JPM	JPMORGAN CHASE & CO COM	824	$270K	0.1%	$327.33	—	Stock	46625H100
SPY	STATE STREET SPDR S&P 500 ETF	339	$253K	0.1%	$745.67	—	ETF	78462F103
IXUS	ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF	2,594	$248K	0.1%	$95.44	—	ETF	46432F834
CVX	CHEVRON CORPORATION COM	1,436	$238K	0.1%	$165.79	—	Stock	166764100
VYM	VANGUARD HIGH DIVIDEND YIELD INDEX ETF	1,468	$232K	0.1%	$158.03	—	ETF	921946406
GOOGL	ALPHABET INC CAP STK CL A	647	$231K	0.1%	$357.49	—	Stock	02079K305
MAR	MARRIOTT INTL INC NEW CL A	612	$227K	0.1%	$370.59	—	Stock	571903202
UNH	UNITEDHEALTH GROUP INC COM	531	$221K	0.1%	$415.94	—	Stock	91324P102
GS	GOLDMAN SACHS GROUP INC COM	215	$217K	0.1%	$1011.37	—	Stock	38141G104
BND	VANGUARD TOTAL BOND MARKET ETF	2,960	$217K	0.1%	$73.41	—	ETF	921937835
VXF	VANGUARD EXTENDED MARKET ETF	837	$206K	0.1%	$246.21	—	ETF	922908652

Increased Positions (24)

VEA VANGUARD FTSE DEVELOPED MARKETS ETF 15.6%

Value $49.1M (+20.3%) Shares 689,068 (+8.2%) Est. Cost $55.28 Unrealized —

IJR ISHARES CORE S&P SMALL CAP ETF 8.9%

Value $28.03M (+29.4%) Shares 215,175 (+7.3%) Est. Cost $96.54 Unrealized —

RSP INVESCO S&P 500 EQUAL WEIGHT ETF 8.4%

Value $26.29M (+18.5%) Shares 123,583 (+6.9%) Est. Cost $183.95 Unrealized —

VBR VANGUARD SMALL CAP VALUE ETF 4.3%

Value $13.39M (+31.2%) Shares 55,104 (+17.3%) Est. Cost $213.43 Unrealized —

VTV VANGUARD VALUE ETF 6.5%

Value $20.53M (+17.2%) Shares 94,203 (+5.5%) Est. Cost $179.90 Unrealized —

EMXC ISHARES MSCI EMERGING MARKETS EX CHINA ETF 3.1%

Value $9.625M (+45.0%) Shares 94,086 (+11.5%) Est. Cost $73.49 Unrealized —

IJH ISHARES CORE S&P MID-CAP ETF 3.5%

Value $11.03M (+37.0%) Shares 143,068 (+20.0%) Est. Cost $67.21 Unrealized —

VOE VANGUARD MID-CAP VALUE ETF 4.0%

Value $12.59M (+26.5%) Shares 63,710 (+18.0%) Est. Cost $179.58 Unrealized —

IQLT ISHARES MSCI INTL QUALITY FACTOR ETF 5.5%

Value $17.42M (+16.4%) Shares 351,520 (+8.6%) Est. Cost $41.31 Unrealized —

T AT&T INC 1.8%

Value $5.726M (-23.2%) Shares 449,301 (+4.0%) Est. Cost $21.66 Unrealized —

ISHG ISHARES 1-3 YEAR INTERNATIONAL TREASURY BOND ETF 8.2%

Value $25.7M (+4.1%) Shares 346,131 (+4.0%) Est. Cost $75.84 Unrealized —

COWZ PACER US CASH COWS 100 ETF 6.0%

Value $18.78M (+4.6%) Shares 302,004 (+5.2%) Est. Cost $57.97 Unrealized —

XLU STATE STREET UTILITIES SELECT SECTOR SPDR ETF 3.7%

Value $11.69M (+6.9%) Shares 257,816 (+8.2%) Est. Cost $55.81 Unrealized —

FRSH FRESHWORKS INC CLASS A COM 0.8%

Value $2.397M (+35.6%) Shares 236,845 (+7.6%) Est. Cost $12.93 Unrealized —

VZ VERIZON COMMUNICATIONS INC 1.9%

Value $5.849M (-9.1%) Shares 138,154 (+7.8%) Est. Cost $40.22 Unrealized —

GOOG ALPHABET INC CAP STK CL C 0.2%

Value $568K (+40.6%) Shares 1,606 (+14.1%) Est. Cost $198.43 Unrealized —

VGSH VANGUARD SHORT-TERM TREASURY ETF 0.3%

Value $979K (+8.2%) Shares 16,825 (+8.9%) Est. Cost $58.68 Unrealized —

NVDA NVIDIA CORPORATION COM 0.1%

Value $340K (+22.0%) Shares 1,698 (+6.4%) Est. Cost $141.24 Unrealized —

HD HOME DEPOT INC COM 0.1%

Value $324K (+16.1%) Shares 920 (+8.2%) Est. Cost $391.10 Unrealized —

VGIT VANGUARD INTERMEDIATE-TERM TREASURY ETF 0.1%

Value $379K (+8.0%) Shares 6,427 (+9.1%) Est. Cost $59.63 Unrealized —

SCHP SCHWAB US TIPS ETF 0.1%

Value $365K (+6.6%) Shares 13,780 (+7.1%) Est. Cost $26.74 Unrealized —

BILL BILL HOLDINGS INC COM 0.7%

Value $2.283M (+1.0%) Shares 63,131 (+7.0%) Est. Cost $45.68 Unrealized —

STIP ISHARES 0-5 YEAR TIPS BOND ETF 0.1%

Value $350K (+6.7%) Shares 3,422 (+8.0%) Est. Cost $103.00 Unrealized —

WBD WARNER BROS DISCOVERY INC COM SER A 0.0%

Value $34,321 (+11.3%) Shares 12,561 (+1.2%) Est. Cost $9.21 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VEA	VANGUARD FTSE DEVELOPED MARKETS ETF	689,068 (+8.2%)	$49.1M (+20.3%)	15.6%	$55.28	—	ETF	921943858
IJR	ISHARES CORE S&P SMALL CAP ETF	215,175 (+7.3%)	$28.03M (+29.4%)	8.9%	$96.54	—	ETF	464287804
RSP	INVESCO S&P 500 EQUAL WEIGHT ETF	123,583 (+6.9%)	$26.29M (+18.5%)	8.4%	$183.95	—	ETF	46137V357
VBR	VANGUARD SMALL CAP VALUE ETF	55,104 (+17.3%)	$13.39M (+31.2%)	4.3%	$213.43	—	ETF	922908611
VTV	VANGUARD VALUE ETF	94,203 (+5.5%)	$20.53M (+17.2%)	6.5%	$179.90	—	ETF	922908744
EMXC	ISHARES MSCI EMERGING MARKETS EX CHINA ETF	94,086 (+11.5%)	$9.625M (+45.0%)	3.1%	$73.49	—	ETF	46434G764
IJH	ISHARES CORE S&P MID-CAP ETF	143,068 (+20.0%)	$11.03M (+37.0%)	3.5%	$67.21	—	ETF	464287507
VOE	VANGUARD MID-CAP VALUE ETF	63,710 (+18.0%)	$12.59M (+26.5%)	4.0%	$179.58	—	ETF	922908512
IQLT	ISHARES MSCI INTL QUALITY FACTOR ETF	351,520 (+8.6%)	$17.42M (+16.4%)	5.5%	$41.31	—	ETF	46434V456
T	AT&T INC	449,301 (+4.0%)	$5.726M (-23.2%)	1.8%	$21.66	—	Stock	00206R102
ISHG	ISHARES 1-3 YEAR INTERNATIONAL TREASURY BOND ETF	346,131 (+4.0%)	$25.7M (+4.1%)	8.2%	$75.84	—	ETF	464288125
COWZ	PACER US CASH COWS 100 ETF	302,004 (+5.2%)	$18.78M (+4.6%)	6.0%	$57.97	—	ETF	69374H881
XLU	STATE STREET UTILITIES SELECT SECTOR SPDR ETF	257,816 (+8.2%)	$11.69M (+6.9%)	3.7%	$55.81	—	ETF	81369Y886
FRSH	FRESHWORKS INC CLASS A COM	236,845 (+7.6%)	$2.397M (+35.6%)	0.8%	$12.93	—	Stock	358054104
VZ	VERIZON COMMUNICATIONS INC	138,154 (+7.8%)	$5.849M (-9.1%)	1.9%	$40.22	—	Stock	92343V104
GOOG	ALPHABET INC CAP STK CL C	1,606 (+14.1%)	$568K (+40.6%)	0.2%	$198.43	—	Stock	02079K107
VGSH	VANGUARD SHORT-TERM TREASURY ETF	16,825 (+8.9%)	$979K (+8.2%)	0.3%	$58.68	—	ETF	92206C102
NVDA	NVIDIA CORPORATION COM	1,698 (+6.4%)	$340K (+22.0%)	0.1%	$141.24	—	Stock	67066G104
HD	HOME DEPOT INC COM	920 (+8.2%)	$324K (+16.1%)	0.1%	$391.10	—	Stock	437076102
VGIT	VANGUARD INTERMEDIATE-TERM TREASURY ETF	6,427 (+9.1%)	$379K (+8.0%)	0.1%	$59.63	—	ETF	92206C706
SCHP	SCHWAB US TIPS ETF	13,780 (+7.1%)	$365K (+6.6%)	0.1%	$26.74	—	ETF	808524870
BILL	BILL HOLDINGS INC COM	63,131 (+7.0%)	$2.283M (+1.0%)	0.7%	$45.68	—	Stock	090043100
STIP	ISHARES 0-5 YEAR TIPS BOND ETF	3,422 (+8.0%)	$350K (+6.7%)	0.1%	$103.00	—	ETF	46429B747
WBD	WARNER BROS DISCOVERY INC COM SER A	12,561 (+1.2%)	$34,321 (+11.3%)	0.0%	$9.21	—	Stock	934423104

Exited Positions (2)

XOM EXXON MOBIL CORP COM 0.1%

Value $240K Shares 1,414 Est. Cost $107.21 Unrealized —

WK WORKIVA INC COM CL A 0.1%

Value $215K Shares 3,607 Est. Cost $92.18 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
XOM	EXXON MOBIL CORP COM	1,414	$240K	0.1%	$107.21	—	—	30231G102
WK	WORKIVA INC COM CL A	3,607	$215K	0.1%	$92.18	—	—	98139A105

Decreased Positions (7)

CVS CVS HEALTH CORP COM 1.0%

Value $3.295M (+39.3%) Shares 31,854 (-3.3%) Est. Cost $53.65 Unrealized —

AMPY AMPLIFY ENERGY CORP NEW COM 0.3%

Value $1.074M (-37.0%) Shares 269,773 (-1.2%) Est. Cost $6.54 Unrealized —

CALF PACER US SMALL CAP CASH COWS ETF 1.1%

Value $3.561M (+7.6%) Shares 70,365 (-4.6%) Est. Cost $44.01 Unrealized —

DGS WISDOMTREE EMERGING MARKETS SMALLCAP DIVIDEND FUND 1.4%

Value $4.368M (+2.7%) Shares 67,498 (-4.6%) Est. Cost $48.92 Unrealized —

CEF SPROTT PHYSICAL GOLD & SILVER TRUST 0.1%

Value $225K (-34.1%) Shares 5,593 (-21.8%) Est. Cost $23.76 Unrealized —

FXE INVESCO CURRENCYSHARES EURO TRUST 0.1%

Value $274K (-14.3%) Shares 2,602 (-13.3%) Est. Cost $108.37 Unrealized —

VOO VANGUARD S&P 500 ETF 0.1%

Value $254K (+13.4%) Shares 369 (-1.3%) Est. Cost $562.78 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
CVS	CVS HEALTH CORP COM	31,854 (-3.3%)	$3.295M (+39.3%)	1.0%	$53.65	—	Stock	126650100
AMPY	AMPLIFY ENERGY CORP NEW COM	269,773 (-1.2%)	$1.074M (-37.0%)	0.3%	$6.54	—	Stock	03212B103
CALF	PACER US SMALL CAP CASH COWS ETF	70,365 (-4.6%)	$3.561M (+7.6%)	1.1%	$44.01	—	ETF	69374H857
DGS	WISDOMTREE EMERGING MARKETS SMALLCAP DIVIDEND FUND	67,498 (-4.6%)	$4.368M (+2.7%)	1.4%	$48.92	—	ETF	97717W281
CEF	SPROTT PHYSICAL GOLD & SILVER TRUST	5,593 (-21.8%)	$225K (-34.1%)	0.1%	$23.76	—	CEF	85208R101
FXE	INVESCO CURRENCYSHARES EURO TRUST	2,602 (-13.3%)	$274K (-14.3%)	0.1%	$108.37	—	ETF	46138K103
VOO	VANGUARD S&P 500 ETF	369 (-1.3%)	$254K (+13.4%)	0.1%	$562.78	—	ETF	922908363

Unchanged Positions (17)

IWS ISHARES RUSSELL MID-CAP VALUE ETF 2.8%

Value $8.868M Shares 53,876 Est. Cost $129.34 Unrealized —

VOD VODAFONE GROUP PLC SPONSORED ADR 1.9%

Value $5.9M Shares 446,161 Est. Cost $8.49 Unrealized —

BP BP PLC ADR 0.9%

Value $2.692M Shares 72,862 Est. Cost $29.56 Unrealized —

SIRI SIRIUSXM HOLDINGS INC COMMON STOCK 0.8%

Value $2.448M Shares 82,859 Est. Cost $25.50 Unrealized —

MTCH MATCH GROUP INC NEW COM 0.8%

Value $2.409M Shares 63,308 Est. Cost $33.48 Unrealized —

PFE PFIZER INC COM 0.8%

Value $2.37M Shares 98,407 Est. Cost $25.12 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL CL B NEW 1.1%

Value $3.318M Shares 6,632 Est. Cost $461.73 Unrealized —

AAPL APPLE INC COM 0.2%

Value $655K Shares 2,263 Est. Cost $234.51 Unrealized —

SLV ISHARES SILVER TRUST 0.1%

Value $272K Shares 5,087 Est. Cost $30.99 Unrealized —

VWO VANGUARD FTSE EMERGING MARKETS ETF 0.1%

Value $459K Shares 70,163 Est. Cost $5.08 Unrealized —

IJS ISHARES S&P SMALL-CAP 600 VALUE ETF 0.1%

Value $265K Shares 1,940 Est. Cost $108.61 Unrealized —

SCHX SCHWAB U.S. LARGE-CAP ETF 0.1%

Value $274K Shares 9,322 Est. Cost $22.11 Unrealized —

IEFA ISHARES CORE MSCI EAFE ETF 0.1%

Value $230K Shares 2,383 Est. Cost $90.53 Unrealized —

MSFT MICROSOFT CORP COM 0.1%

Value $266K Shares 712 Est. Cost $422.35 Unrealized —

IVE ISHARES S&P 500 VALUE ETF 0.1%

Value $202K Shares 179,293 Est. Cost $1.11 Unrealized —

IVW ISHARES S&P 500 GROWTH ETF 0.1%

Value $211K Shares 210,897 Est. Cost $1.00 Unrealized —

VGK VANGUARD FTSE EUROPE ETF 0.0%

Value $67,702 Shares 67,702 Est. Cost $1.00 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IWS	ISHARES RUSSELL MID-CAP VALUE ETF	53,876	$8.868M	2.8%	$129.34	—	ETF	464287473
VOD	VODAFONE GROUP PLC SPONSORED ADR	446,161	$5.9M	1.9%	$8.49	—	ADR	92857W308
BP	BP PLC ADR	72,862	$2.692M	0.9%	$29.56	—	ADR	055622104
SIRI	SIRIUSXM HOLDINGS INC COMMON STOCK	82,859	$2.448M	0.8%	$25.50	—	Stock	829933100
MTCH	MATCH GROUP INC NEW COM	63,308	$2.409M	0.8%	$33.48	—	Stock	57667L107
PFE	PFIZER INC COM	98,407	$2.37M	0.8%	$25.12	—	Stock	717081103
BRK/B	BERKSHIRE HATHAWAY INC DEL CL B NEW	6,632	$3.318M	1.1%	$461.73	—	Stock	084670702
AAPL	APPLE INC COM	2,263	$655K	0.2%	$234.51	—	Stock	037833100
SLV	ISHARES SILVER TRUST	5,087	$272K	0.1%	$30.99	—	ETF	46428Q109
VWO	VANGUARD FTSE EMERGING MARKETS ETF	70,163	$459K	0.1%	$5.08	—	ETF	922042858
IJS	ISHARES S&P SMALL-CAP 600 VALUE ETF	1,940	$265K	0.1%	$108.61	—	ETF	464287879
SCHX	SCHWAB U.S. LARGE-CAP ETF	9,322	$274K	0.1%	$22.11	—	ETF	808524201
IEFA	ISHARES CORE MSCI EAFE ETF	2,383	$230K	0.1%	$90.53	—	ETF	46432F842
MSFT	MICROSOFT CORP COM	712	$266K	0.1%	$422.35	—	Stock	594918104
IVE	ISHARES S&P 500 VALUE ETF	179,293	$202K	0.1%	$1.11	—	ETF	464287408
IVW	ISHARES S&P 500 GROWTH ETF	210,897	$211K	0.1%	$1.00	—	ETF	464287309
VGK	VANGUARD FTSE EUROPE ETF	67,702	$67,702	0.0%	$1.00	—	ETF	922042874