Flower City Capital Long-Term Concentrated

CIK: 0001808394 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Jan 22, 2026

Total Value ($000): $196,074 (100.0% shares, 0.0% debt)

Holdings (44)

New Positions (3)

BND VANGUARD BD INDEX FDS 0.4%

Value ($000) $690 Shares 9,310 Est. Cost $74.07 Unrealized —

TPG TPG INC 0.2%

Value ($000) $457 Shares 7,160 Est. Cost $59.03 Unrealized 0.0%

WMT WALMART INC 0.1%

Value ($000) $213 Shares 1,914 Est. Cost $107.20 Unrealized 0.0%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
BND	VANGUARD BD INDEX FDS	9,310	$690	0.4%	$74.07	—	TOTAL BND MRKT	921937835
TPG	TPG INC	7,160	$457	0.2%	$59.03	0.0%	COM CL A	872657101
WMT	WALMART INC	1,914	$213	0.1%	$107.20	0.0%	COM	931142103

Increased Positions (14)

VONE VANGUARD SCOTTSDALE FDS 37.5%

Value ($000) $73,555 (+6.1%) Shares 238,010 (+3.8%) Est. Cost $205.56 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 29.8%

Value ($000) $58,498 (+6.5%) Shares 795,236 (+3.3%) Est. Cost $52.71 Unrealized —

SCHX SCHWAB STRATEGIC TR 1.7%

Value ($000) $3,413 (+11.3%) Shares 126,843 (+8.9%) Est. Cost $33.03 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.4%

Value ($000) $849 (+27.8%) Shares 35,335 (+23.7%) Est. Cost $26023.07 Unrealized —

VSS VANGUARD INTL EQUITY INDEX F 3.0%

Value ($000) $5,787 (+3.1%) Shares 40,378 (+2.5%) Est. Cost $105.57 Unrealized —

VIOO VANGUARD ADMIRAL FDS INC 1.6%

Value ($000) $3,086 (+5.4%) Shares 27,813 (+4.9%) Est. Cost $106.52 Unrealized —

VTI VANGUARD INDEX FDS 0.6%

Value ($000) $1,248 (+10.2%) Shares 3,722 (+8.1%) Est. Cost $265.59 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 0.8%

Value ($000) $1,544 (+5.5%) Shares 24,710 (+1.2%) Est. Cost $33575.74 Unrealized —

IMRX IMMUNEERING CORP 0.1%

Value ($000) $278 (+35.8%) Shares 42,229 (+44.5%) Est. Cost $3.16 Unrealized +103.0%

KURA KURA ONCOLOGY INC 0.1%

Value ($000) $125 (+40.9%) Shares 12,000 (+20.0%) Est. Cost $8.24 Unrealized +27.3%

SCHA SCHWAB STRATEGIC TR 0.1%

Value ($000) $278 (+14.1%) Shares 9,764 (+11.8%) Est. Cost $31147.06 Unrealized —

SPYM SPDR SERIES TRUST 0.2%

Value ($000) $489 (+7.2%) Shares 6,096 (+4.7%) Est. Cost $53318.57 Unrealized —

SCHE SCHWAB STRATEGIC TR 0.1%

Value ($000) $275 (+13.2%) Shares 8,388 (+15.4%) Est. Cost $28.26 Unrealized —

PGEN PRECIGEN INC 0.0%

Value ($000) $88 (+33.4%) Shares 21,000 (+5.0%) Est. Cost $2.87 Unrealized +34.7%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VONE	VANGUARD SCOTTSDALE FDS	238,010 (+3.8%)	$73,555 (+6.1%)	37.5%	$205.56	—	VNG RUS1000IDX	92206C730
VEU	VANGUARD INTL EQUITY INDEX F	795,236 (+3.3%)	$58,498 (+6.5%)	29.8%	$52.71	—	ALLWRLD EX US	922042775
SCHX	SCHWAB STRATEGIC TR	126,843 (+8.9%)	$3,413 (+11.3%)	1.7%	$33.03	—	US LRG CAP ETF	808524201
SCHF	SCHWAB STRATEGIC TR	35,335 (+23.7%)	$849 (+27.8%)	0.4%	$26023.07	—	INTL EQTY ETF	808524805
VSS	VANGUARD INTL EQUITY INDEX F	40,378 (+2.5%)	$5,787 (+3.1%)	3.0%	$105.57	—	FTSE SMCAP ETF	922042718
VIOO	VANGUARD ADMIRAL FDS INC	27,813 (+4.9%)	$3,086 (+5.4%)	1.6%	$106.52	—	SMLLCP 600 IDX	921932828
VTI	VANGUARD INDEX FDS	3,722 (+8.1%)	$1,248 (+10.2%)	0.6%	$265.59	—	TOTAL STK MKT	922908769
VEA	VANGUARD TAX-MANAGED FDS	24,710 (+1.2%)	$1,544 (+5.5%)	0.8%	$33575.74	—	VAN FTSE DEV MKT	921943858
IMRX	IMMUNEERING CORP	42,229 (+44.5%)	$278 (+35.8%)	0.1%	$3.16	+103.0%	CLASS A COM	45254E107
KURA	KURA ONCOLOGY INC	12,000 (+20.0%)	$125 (+40.9%)	0.1%	$8.24	+27.3%	COM	50127T109
SCHA	SCHWAB STRATEGIC TR	9,764 (+11.8%)	$278 (+14.1%)	0.1%	$31147.06	—	US SML CAP ETF	808524607
SPYM	SPDR SERIES TRUST	6,096 (+4.7%)	$489 (+7.2%)	0.2%	$53318.57	—	STATE STREET SPD	78464A854
SCHE	SCHWAB STRATEGIC TR	8,388 (+15.4%)	$275 (+13.2%)	0.1%	$28.26	—	EMRG MKTEQ ETF	808524706
PGEN	PRECIGEN INC	21,000 (+5.0%)	$88 (+33.4%)	0.0%	$2.87	+34.7%	COM	74017N105

Exited Positions (2)

TPL TEXAS PACIFIC LAND CORPORATI 0.2%

Value ($000) $342 Shares 366 Est. Cost $443.26 Unrealized -31.2%

WPM WHEATON PRECIOUS METALS CORP 0.1%

Value ($000) $238 Shares 2,127 Est. Cost $97.71 Unrealized +9.6%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
TPL	TEXAS PACIFIC LAND CORPORATI	366	$342	0.2%	$443.26	-31.2%	—	88262P102
WPM	WHEATON PRECIOUS METALS CORP	2,127	$238	0.1%	$97.71	+9.6%	—	962879102

Decreased Positions (7)

VXUS VANGUARD STAR FDS 0.3%

Value ($000) $661 (-41.7%) Shares 8,768 (-43.2%) Est. Cost $64.53 Unrealized —

AAPL APPLE INC 2.1%

Value ($000) $4,098 (+2.4%) Shares 15,073 (-4.1%) Est. Cost $184.35 Unrealized +45.6%

GOOG ALPHABET INC 0.2%

Value ($000) $421 (+22.5%) Shares 1,341 (-4.9%) Est. Cost $129.45 Unrealized +121.2%

BRK/B BERKSHIRE HATHAWAY INC DEL 0.1%

Value ($000) $244 (-23.9%) Shares 485 (-23.9%) Est. Cost $446.28 Unrealized +11.5%

CVX CHEVRON CORP NEW 0.3%

Value ($000) $582 (-7.3%) Shares 3,818 (-5.6%) Est. Cost $152.28 Unrealized -0.6%

AMZN AMAZON COM INC 0.5%

Value ($000) $1,018 (+1.9%) Shares 4,411 (-3.1%) Est. Cost $144.70 Unrealized +58.1%

JPM JPMORGAN CHASE & CO. 0.2%

Value ($000) $370 (-3.2%) Shares 1,147 (-5.3%) Est. Cost $129.66 Unrealized +138.7%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VXUS	VANGUARD STAR FDS	8,768 (-43.2%)	$661 (-41.7%)	0.3%	$64.53	—	VG TL INTL STK F	921909768
AAPL	APPLE INC	15,073 (-4.1%)	$4,098 (+2.4%)	2.1%	$184.35	+45.6%	COM	037833100
GOOG	ALPHABET INC	1,341 (-4.9%)	$421 (+22.5%)	0.2%	$129.45	+121.2%	CAP STK CL C	02079K107
BRK/B	BERKSHIRE HATHAWAY INC DEL	485 (-23.9%)	$244 (-23.9%)	0.1%	$446.28	+11.5%	CL B NEW	084670702
CVX	CHEVRON CORP NEW	3,818 (-5.6%)	$582 (-7.3%)	0.3%	$152.28	-0.6%	COM	166764100
AMZN	AMAZON COM INC	4,411 (-3.1%)	$1,018 (+1.9%)	0.5%	$144.70	+58.1%	COM	023135106
JPM	JPMORGAN CHASE & CO.	1,147 (-5.3%)	$370 (-3.2%)	0.2%	$129.66	+138.7%	COM	46625H100

Unchanged Positions (20)

VOO VANGUARD INDEX FDS 7.6%

Value ($000) $14,871 Shares 23,712 Est. Cost $361412.20 Unrealized —

GOOGL ALPHABET INC 0.4%

Value ($000) $701 Shares 2,240 Est. Cost $96.64 Unrealized +195.5%

EFA ISHARES TR 2.9%

Value ($000) $5,595 Shares 58,263 Est. Cost $78846.59 Unrealized —

IVV ISHARES TR 4.3%

Value ($000) $8,493 Shares 12,399 Est. Cost $341839.75 Unrealized —

MSFT MICROSOFT CORP 0.8%

Value ($000) $1,554 Shares 3,212 Est. Cost $324.64 Unrealized +54.2%

HD HOME DEPOT INC 0.2%

Value ($000) $379 Shares 1,100 Est. Cost $346.20 Unrealized +5.3%

GRVY GRAVITY CO LTD 0.1%

Value ($000) $203 Shares 3,500 Est. Cost $62.40 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.2%

Value ($000) $348 Shares 1,174 Est. Cost $239.40 Unrealized +24.8%

VTWO VANGUARD SCOTTSDALE FDS 0.5%

Value ($000) $946 Shares 9,506 Est. Cost $87.22 Unrealized —

VT VANGUARD INTL EQUITY INDEX F 0.3%

Value ($000) $560 Shares 3,968 Est. Cost $95.90 Unrealized —

GEV GE VERNOVA INC 0.1%

Value ($000) $215 Shares 329 Est. Cost $605.52 Unrealized +0.6%

OTLK OUTLOOK THERAPEUTICS INC 0.0%

Value ($000) $32 Shares 20,000 Est. Cost $1.73 Unrealized -7.6%

GE GE AEROSPACE 0.2%

Value ($000) $407 Shares 1,319 Est. Cost $195.73 Unrealized +53.7%

VUG VANGUARD INDEX FDS 0.3%

Value ($000) $616 Shares 1,262 Est. Cost $271834.94 Unrealized —

IWM ISHARES TR 0.2%

Value ($000) $405 Shares 1,644 Est. Cost $163221.08 Unrealized —

IYW ISHARES TR 0.2%

Value ($000) $323 Shares 1,620 Est. Cost $135.06 Unrealized —

VO VANGUARD INDEX FDS 0.1%

Value ($000) $237 Shares 818 Est. Cost $136755.92 Unrealized —

VB VANGUARD INDEX FDS 0.2%

Value ($000) $340 Shares 1,318 Est. Cost $126423.39 Unrealized —

NVDA NVIDIA CORPORATION 0.7%

Value ($000) $1,370 Shares 7,346 Est. Cost $109.46 Unrealized +70.0%

AON AON PLC 0.1%

Value ($000) $216 Shares 613 Est. Cost $324.38 Unrealized +7.6%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VOO	VANGUARD INDEX FDS	23,712	$14,871	7.6%	$361412.20	—	S&P 500 ETF SHS	922908363
GOOGL	ALPHABET INC	2,240	$701	0.4%	$96.64	+195.5%	CAP STK CL A	02079K305
EFA	ISHARES TR	58,263	$5,595	2.9%	$78846.59	—	MSCI EAFE ETF	464287465
IVV	ISHARES TR	12,399	$8,493	4.3%	$341839.75	—	CORE S&P500 ETF	464287200
MSFT	MICROSOFT CORP	3,212	$1,554	0.8%	$324.64	+54.2%	COM	594918104
HD	HOME DEPOT INC	1,100	$379	0.2%	$346.20	+5.3%	COM	437076102
GRVY	GRAVITY CO LTD	3,500	$203	0.1%	$62.40	—	SPONSORED ADS NE	38911N206
IBM	INTERNATIONAL BUSINESS MACHS	1,174	$348	0.2%	$239.40	+24.8%	COM	459200101
VTWO	VANGUARD SCOTTSDALE FDS	9,506	$946	0.5%	$87.22	—	VNG RUS2000IDX	92206C664
VT	VANGUARD INTL EQUITY INDEX F	3,968	$560	0.3%	$95.90	—	TT WRLD ST ETF	922042742
GEV	GE VERNOVA INC	329	$215	0.1%	$605.52	+0.6%	COM	36828A101
OTLK	OUTLOOK THERAPEUTICS INC	20,000	$32	0.0%	$1.73	-7.6%	COM	69012T305
GE	GE AEROSPACE	1,319	$407	0.2%	$195.73	+53.7%	COM NEW	369604301
VUG	VANGUARD INDEX FDS	1,262	$616	0.3%	$271834.94	—	GROWTH ETF	922908736
IWM	ISHARES TR	1,644	$405	0.2%	$163221.08	—	RUSSELL 2000 ETF	464287655
IYW	ISHARES TR	1,620	$323	0.2%	$135.06	—	U.S. TECH ETF	464287721
VO	VANGUARD INDEX FDS	818	$237	0.1%	$136755.92	—	MID CAP ETF	922908629
VB	VANGUARD INDEX FDS	1,318	$340	0.2%	$126423.39	—	SMALL CP ETF	922908751
NVDA	NVIDIA CORPORATION	7,346	$1,370	0.7%	$109.46	+70.0%	COM	67066G104
AON	AON PLC	613	$216	0.1%	$324.38	+7.6%	SHS CL A	G0403H108