Schaeffer Financial LLC Long-Term Concentrated

Name: Schaeffer Financial LLC Q2 2026 13F Filing | 13F Explorer
Creator: Schaeffer Financial LLC
Published: 2026-08-03

Location: Rockville, MD

CIK: 0001898838 · Show all filings

Period: Q2 2026 (← Previous)

Filing Date: Aug 3, 2026

Total Value: $129M (100.0% shares, 0.0% debt)

Holdings (27)

New Positions (3)

SCHI SCHWAB STRATEGIC TR 0.2%

Value $289K Shares 12,786 Est. Cost $22.64 Unrealized —

QQQ INVESCO QQQ TR 0.2%

Value $247K Shares 336 Est. Cost $736.40 Unrealized —

GOOGL ALPHABET INC 0.2%

Value $214K Shares 600 Est. Cost $357.37 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHI	SCHWAB STRATEGIC TR	12,786	$289K	0.2%	$22.64	—	5 10YR CORP BD	808524698
QQQ	INVESCO QQQ TR	336	$247K	0.2%	$736.40	—	UNIT SER 1	46090E103
GOOGL	ALPHABET INC	600	$214K	0.2%	$357.37	—	CAP STK CL A	02079K305

Increased Positions (7)

SCHG SCHWAB STRATEGIC TR 11.5%

Value $14.9M (+18.3%) Shares 440,212 (+1.9%) Est. Cost $41.73 Unrealized —

IGSB ISHARES TR 27.3%

Value $35.34M (+3.5%) Shares 674,253 (+3.8%) Est. Cost $52.12 Unrealized —

SCHD SCHWAB STRATEGIC TR 11.8%

Value $15.29M (+8.1%) Shares 482,072 (+4.6%) Est. Cost $42.47 Unrealized —

SCHM SCHWAB STRATEGIC TR 4.1%

Value $5.253M (+26.9%) Shares 142,468 (+6.5%) Est. Cost $41.13 Unrealized —

SCHV SCHWAB STRATEGIC TR 1.7%

Value $2.244M (+20.5%) Shares 64,454 (+5.5%) Est. Cost $39.39 Unrealized —

ESGV VANGUARD WORLD FD 0.3%

Value $354K (+42.6%) Shares 2,674 (+21.1%) Est. Cost $122.94 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 0.2%

Value $235K (+2.1%) Shares 2,973 (+2.4%) Est. Cost $80.99 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHG	SCHWAB STRATEGIC TR	440,212 (+1.9%)	$14.9M (+18.3%)	11.5%	$41.73	—	US LCAP GR ETF	808524300
IGSB	ISHARES TR	674,253 (+3.8%)	$35.34M (+3.5%)	27.3%	$52.12	—	ISHS 1-5YR INVS	464288646
SCHD	SCHWAB STRATEGIC TR	482,072 (+4.6%)	$15.29M (+8.1%)	11.8%	$42.47	—	US DIVIDEND EQ	808524797
SCHM	SCHWAB STRATEGIC TR	142,468 (+6.5%)	$5.253M (+26.9%)	4.1%	$41.13	—	US MID-CAP ETF	808524508
SCHV	SCHWAB STRATEGIC TR	64,454 (+5.5%)	$2.244M (+20.5%)	1.7%	$39.39	—	US LCAP VA ETF	808524409
ESGV	VANGUARD WORLD FD	2,674 (+21.1%)	$354K (+42.6%)	0.3%	$122.94	—	ESG US STK ETF	921910733
VCSH	VANGUARD SCOTTSDALE FDS	2,973 (+2.4%)	$235K (+2.1%)	0.2%	$80.99	—	SHRT TRM CORP BD	92206C409

Exited Positions (1)

XOM EXXON MOBIL CORP 0.8%

Value $1.082M Shares 6,376 Est. Cost $138.74 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
XOM	EXXON MOBIL CORP	6,376	$1.082M	0.8%	$138.74	—	—	30231G102

Decreased Positions (6)

SPGM SPDR INDEX SHS FDS 15.0%

Value $19.44M (+2.2%) Shares 226,929 (-9.7%) Est. Cost $57.53 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.7%

Value $895K (+10.3%) Shares 1,198 (-3.9%) Est. Cost $555.17 Unrealized —

OEF ISHARES TR 0.3%

Value $394K (+12.7%) Shares 1,078 (-2.0%) Est. Cost $309.30 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.6%

Value $792K (+4.8%) Shares 3,345 (-4.8%) Est. Cost $173.31 Unrealized —

SPLV INVESCO EXCH TRADED FD TR II 2.1%

Value $2.676M (+0.4%) Shares 35,733 (-2.0%) Est. Cost $68.52 Unrealized —

MGC VANGUARD WORLD FD 0.2%

Value $235K (-2.9%) Shares 858 (-16.1%) Est. Cost $236.35 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPGM	SPDR INDEX SHS FDS	226,929 (-9.7%)	$19.44M (+2.2%)	15.0%	$57.53	—	ST STR MSCI GLB	78463X475
SPY	STATE STR SPDR S&P 500 ETF T	1,198 (-3.9%)	$895K (+10.3%)	0.7%	$555.17	—	TR UNIT	78462F103
OEF	ISHARES TR	1,078 (-2.0%)	$394K (+12.7%)	0.3%	$309.30	—	S&P 100 ETF	464287101
VIG	VANGUARD SPECIALIZED FUNDS	3,345 (-4.8%)	$792K (+4.8%)	0.6%	$173.31	—	DIV APP ETF	921908844
SPLV	INVESCO EXCH TRADED FD TR II	35,733 (-2.0%)	$2.676M (+0.4%)	2.1%	$68.52	—	S&P500 LOW VOL	46138E354
MGC	VANGUARD WORLD FD	858 (-16.1%)	$235K (-2.9%)	0.2%	$236.35	—	MEGA CAP INDEX	921910873

Unchanged Positions (11)

SCHB SCHWAB STRATEGIC TR 20.3%

Value $26.2M Shares 904,868 Est. Cost $40.49 Unrealized —

CAT CATERPILLAR INC 0.4%

Value $488K Shares 458 Est. Cost $425.39 Unrealized —

VOO VANGUARD INDEX FDS 0.6%

Value $732K Shares 1,066 Est. Cost $597.78 Unrealized —

AAPL APPLE INC 0.3%

Value $342K Shares 1,182 Est. Cost $183.57 Unrealized —

VV VANGUARD INDEX FDS 0.2%

Value $280K Shares 814 Est. Cost $286.86 Unrealized —

SCHE SCHWAB STRATEGIC TR 0.3%

Value $361K Shares 9,956 Est. Cost $29.20 Unrealized —

IWB ISHARES TR 0.2%

Value $258K Shares 629 Est. Cost $356.56 Unrealized —

COST COSTCO WHOLESALE CORPORATION 0.4%

Value $461K Shares 493 Est. Cost $488.10 Unrealized —

JPM JPMORGAN CHASE & CO 0.2%

Value $261K Shares 798 Est. Cost $252.67 Unrealized —

HD HOME DEPOT INC 0.2%

Value $260K Shares 736 Est. Cost $343.18 Unrealized —

MSFT MICROSOFT CORP 0.7%

Value $875K Shares 2,344 Est. Cost $500.58 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB STRATEGIC TR	904,868	$26.2M	20.3%	$40.49	—	US BRD MKT ETF	808524102
CAT	CATERPILLAR INC	458	$488K	0.4%	$425.39	—	COM	149123101
VOO	VANGUARD INDEX FDS	1,066	$732K	0.6%	$597.78	—	S&P 500 ETF SHS	922908363
AAPL	APPLE INC	1,182	$342K	0.3%	$183.57	—	COM	037833100
VV	VANGUARD INDEX FDS	814	$280K	0.2%	$286.86	—	LARGE CAP ETF	922908637
SCHE	SCHWAB STRATEGIC TR	9,956	$361K	0.3%	$29.20	—	EMRG MKTEQ ETF	808524706
IWB	ISHARES TR	629	$258K	0.2%	$356.56	—	RUS 1000 ETF	464287622
COST	COSTCO WHOLESALE CORPORATION	493	$461K	0.4%	$488.10	—	COM	22160K105
JPM	JPMORGAN CHASE & CO	798	$261K	0.2%	$252.67	—	COM	46625H100
HD	HOME DEPOT INC	736	$260K	0.2%	$343.18	—	COM	437076102
MSFT	MICROSOFT CORP	2,344	$875K	0.7%	$500.58	—	COM	594918104