Schaeffer Financial LLC Concentrated Active

CIK: 0001898838 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Jan 30, 2026

Total Value ($000): $114,598 (100.0% shares, 0.0% debt)

Holdings (21)

New Positions (2)

MSFT MICROSOFT CORP 1.0%

Value ($000) $1,134 Shares 2,344 Est. Cost $500.58 Unrealized 0.0%

ESGV VANGUARD WORLD FD 0.2%

Value ($000) $267 Shares 2,203 Est. Cost $120.98 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
MSFT	MICROSOFT CORP	2,344	$1,134	1.0%	$500.58	0.0%	COM	594918104
ESGV	VANGUARD WORLD FD	2,203	$267	0.2%	$120.98	—	ESG US STK ETF	921910733

Increased Positions (4)

IGSB ISHARES TR 28.1%

Value ($000) $32,259 (+48.8%) Shares 610,040 (+49.3%) Est. Cost $52.08 Unrealized —

SPGM SPDR INDEX SHS FDS 16.9%

Value ($000) $19,326 (+3.6%) Shares 251,935 (+1.1%) Est. Cost $57.53 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 0.2%

Value ($000) $223 (+1.1%) Shares 2,791 (+1.3%) Est. Cost $81.11 Unrealized —

SCHE SCHWAB STRATEGIC TR 0.3%

Value ($000) $326 (-0.7%) Shares 9,944 (+1.1%) Est. Cost $29.20 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IGSB	ISHARES TR	610,040 (+49.3%)	$32,259 (+48.8%)	28.1%	$52.08	—	ISHS 1-5YR INVS	464288646
SPGM	SPDR INDEX SHS FDS	251,935 (+1.1%)	$19,326 (+3.6%)	16.9%	$57.53	—	PORTFLI MSCI GBL	78463X475
VCSH	VANGUARD SCOTTSDALE FDS	2,791 (+1.3%)	$223 (+1.1%)	0.2%	$81.11	—	SHRT TRM CORP BD	92206C409
SCHE	SCHWAB STRATEGIC TR	9,944 (+1.1%)	$326 (-0.7%)	0.3%	$29.20	—	EMRG MKTEQ ETF	808524706

Exited Positions (1)

QQQ INVESCO QQQ TR 0.2%

Value ($000) $217 Shares 361 Est. Cost $600.37 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
QQQ	INVESCO QQQ TR	361	$217	0.2%	$600.37	—	—	46090E103

Decreased Positions (5)

SCHD SCHWAB STRATEGIC TR 10.7%

Value ($000) $12,284 (-24.6%) Shares 447,825 (-24.9%) Est. Cost $43.33 Unrealized —

SCHM SCHWAB STRATEGIC TR 3.4%

Value ($000) $3,932 (-49.6%) Shares 130,767 (-50.3%) Est. Cost $41.65 Unrealized —

SCHV SCHWAB STRATEGIC TR 1.5%

Value ($000) $1,688 (-40.0%) Shares 57,020 (-41.1%) Est. Cost $40.29 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.7%

Value ($000) $756 (+0.8%) Shares 3,441 (-1.0%) Est. Cost $172.44 Unrealized —

SPY SPDR S&P 500 ETF TR 0.6%

Value ($000) $715 (+0.6%) Shares 1,048 (-1.7%) Est. Cost $537.08 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SCHD	SCHWAB STRATEGIC TR	447,825 (-24.9%)	$12,284 (-24.6%)	10.7%	$43.33	—	US DIVIDEND EQ	808524797
SCHM	SCHWAB STRATEGIC TR	130,767 (-50.3%)	$3,932 (-49.6%)	3.4%	$41.65	—	US MID-CAP ETF	808524508
SCHV	SCHWAB STRATEGIC TR	57,020 (-41.1%)	$1,688 (-40.0%)	1.5%	$40.29	—	US LCAP VA ETF	808524409
VIG	VANGUARD SPECIALIZED FUNDS	3,441 (-1.0%)	$756 (+0.8%)	0.7%	$172.44	—	DIV APP ETF	921908844
SPY	SPDR S&P 500 ETF TR	1,048 (-1.7%)	$715 (+0.6%)	0.6%	$537.08	—	TR UNIT	78462F103

Unchanged Positions (10)

SCHB SCHWAB STRATEGIC TR 20.2%

Value ($000) $23,133 Shares 881,926 Est. Cost $40.84 Unrealized —

SCHG SCHWAB STRATEGIC TR 12.2%

Value ($000) $13,942 Shares 427,396 Est. Cost $42.02 Unrealized —

SPLV INVESCO EXCH TRADED FD TR II 2.3%

Value ($000) $2,599 Shares 36,396 Est. Cost $68.52 Unrealized —

HD HOME DEPOT INC 0.2%

Value ($000) $253 Shares 736 Est. Cost $343.18 Unrealized +6.2%

CAT CATERPILLAR INC 0.2%

Value ($000) $262 Shares 457 Est. Cost $425.39 Unrealized +30.6%

COST COSTCO WHSL CORP NEW 0.4%

Value ($000) $425 Shares 493 Est. Cost $488.10 Unrealized +85.6%

AAPL APPLE INC 0.3%

Value ($000) $321 Shares 1,181 Est. Cost $183.57 Unrealized +46.2%

OEF ISHARES TR 0.2%

Value ($000) $241 Shares 703 Est. Cost $304.35 Unrealized —

VV VANGUARD INDEX FDS 0.2%

Value ($000) $256 Shares 814 Est. Cost $286.86 Unrealized —

JPM JPMORGAN CHASE & CO. 0.2%

Value ($000) $257 Shares 798 Est. Cost $252.67 Unrealized +22.5%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB STRATEGIC TR	881,926	$23,133	20.2%	$40.84	—	US BRD MKT ETF	808524102
SCHG	SCHWAB STRATEGIC TR	427,396	$13,942	12.2%	$42.02	—	US LCAP GR ETF	808524300
SPLV	INVESCO EXCH TRADED FD TR II	36,396	$2,599	2.3%	$68.52	—	S&P500 LOW VOL	46138E354
HD	HOME DEPOT INC	736	$253	0.2%	$343.18	+6.2%	COM	437076102
CAT	CATERPILLAR INC	457	$262	0.2%	$425.39	+30.6%	COM	149123101
COST	COSTCO WHSL CORP NEW	493	$425	0.4%	$488.10	+85.6%	COM	22160K105
AAPL	APPLE INC	1,181	$321	0.3%	$183.57	+46.2%	COM	037833100
OEF	ISHARES TR	703	$241	0.2%	$304.35	—	S&P 100 ETF	464287101
VV	VANGUARD INDEX FDS	814	$256	0.2%	$286.86	—	LARGE CAP ETF	922908637
JPM	JPMORGAN CHASE & CO.	798	$257	0.2%	$252.67	+22.5%	COM	46625H100