Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	176,416 (+1.6%)	$65.28M (+17.2%)	30.5%	$249.01	—	TOTAL STK MKT	922908769
VEA	VANGUARD TAX-MANAGED FDS	328,694 (+1.1%)	$23.42M (+12.4%)	10.9%	$50.59	—	VAN FTSE DEV MKT	921943858
VWO	VANGUARD INTL EQUITY INDEX F	125,038 (+8.4%)	$7.464M (+19.7%)	3.5%	$49.85	—	FTSE EMR MKT ETF	922042858
FBND	FIDELITY MERRIMACK STR TR	35,785 (+96.2%)	$1.628M (+95.7%)	0.8%	$45.66	—	TOTAL BD ETF	316188309
SCHF	SCHWAB STRATEGIC TR	93,781 (+3.9%)	$2.598M (+16.3%)	1.2%	$27.28	—	INTL EQTY ETF	808524805
VUG	VANGUARD INDEX FDS	25,611 (+500.2%)	$2.206M (+18.3%)	1.0%	$138.03	—	GROWTH ETF	922908736
SCHE	SCHWAB STRATEGIC TR	26,649 (+1.9%)	$966K (+12.1%)	0.5%	$29.49	—	EMRG MKTEQ ETF	808524706

Exited Positions (1)

MRSH MARSH & MCLENNAN COS INC 0.2%

Value $372K Shares 2,145 Est. Cost $155.95 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MRSH	MARSH & MCLENNAN COS INC	2,145	$372K	0.2%	$155.95	—	—	571748102

Decreased Positions (4)

SPY STATE STR SPDR S&P 500 ETF T 3.1%

Value $6.743M (+11.0%) Shares 9,029 (-3.3%) Est. Cost $475.00 Unrealized —

COF CAPITAL ONE FINL CORP 0.1%

Value $218K (-45.0%) Shares 1,085 (-50.0%) Est. Cost $93.09 Unrealized —

WFC WELLS FARGO & CO 0.1%

Value $264K (-36.7%) Shares 3,200 (-39.0%) Est. Cost $40.83 Unrealized —

JCI JOHNSON CONTROLS INTERNATION 0.2%

Value $493K (+1.1%) Shares 3,375 (-9.4%) Est. Cost $57.70 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPY	STATE STR SPDR S&P 500 ETF T	9,029 (-3.3%)	$6.743M (+11.0%)	3.1%	$475.00	—	TR UNIT	78462F103
COF	CAPITAL ONE FINL CORP	1,085 (-50.0%)	$218K (-45.0%)	0.1%	$93.09	—	COM	14040H105
WFC	WELLS FARGO & CO	3,200 (-39.0%)	$264K (-36.7%)	0.1%	$40.83	—	COM	949746101
JCI	JOHNSON CONTROLS INTERNATION	3,375 (-9.4%)	$493K (+1.1%)	0.2%	$57.70	—	SHS	G51502105

Unchanged Positions (28)

VOO VANGUARD INDEX FDS 28.9%

Value $61.97M Shares 90,226 Est. Cost $436.57 Unrealized —

VB VANGUARD INDEX FDS 5.6%

Value $11.93M Shares 39,367 Est. Cost $224.36 Unrealized —

AAPL APPLE INC 2.8%

Value $6.002M Shares 20,743 Est. Cost $144.53 Unrealized —

RPRX ROYALTY PHARMA PLC 1.5%

Value $3.266M Shares 58,240 Est. Cost $30.40 Unrealized —

IGM ISHARES TR 0.6%

Value $1.346M Shares 8,226 Est. Cost $144.96 Unrealized —

GOOGL ALPHABET INC 0.8%

Value $1.715M Shares 4,800 Est. Cost $94.32 Unrealized —

GOOG ALPHABET INC 0.8%

Value $1.696M Shares 4,800 Est. Cost $94.73 Unrealized —

OXY OCCIDENTAL PETE CORP 0.3%

Value $552K Shares 11,368 Est. Cost $63.23 Unrealized —

GS GOLDMAN SACHS GROUP INC 0.5%

Value $1.011M Shares 1,000 Est. Cost $321.54 Unrealized —

BAC BANK OF AMER CORP 0.5%

Value $1.111M Shares 19,500 Est. Cost $31.71 Unrealized —

AMZN AMAZON COM INC 0.5%

Value $1.111M Shares 4,660 Est. Cost $98.78 Unrealized —

IJR ISHARES TR 0.4%

Value $861K Shares 5,808 Est. Cost $114.50 Unrealized —

V VISA INC 0.5%

Value $1.098M Shares 3,200 Est. Cost $196.98 Unrealized —

QCOM QUALCOMM INC 0.2%

Value $352K Shares 1,905 Est. Cost $108.85 Unrealized —

AXP AMERICAN EXPRESS CO 0.4%

Value $947K Shares 2,800 Est. Cost $142.37 Unrealized —

PJUL INNOVATOR ETFS TRUST 0.6%

Value $1.257M Shares 25,755 Est. Cost $40.07 Unrealized —

MS MORGAN STANLEY 0.1%

Value $314K Shares 1,500 Est. Cost $120.96 Unrealized —

JPM JPMORGAN CHASE & CO 0.3%

Value $644K Shares 1,967 Est. Cost $117.65 Unrealized —

IVV ISHARES TR 0.2%

Value $453K Shares 605 Est. Cost $477.69 Unrealized —

VNQ VANGUARD INDEX FDS 0.2%

Value $506K Shares 5,245 Est. Cost $111.66 Unrealized —

GLD SPDR GOLD TR 0.1%

Value $252K Shares 685 Est. Cost $304.83 Unrealized —

IWV ISHARES TR 0.1%

Value $234K Shares 549 Est. Cost $378.94 Unrealized —

EQIX EQUINIX INC 0.2%

Value $352K Shares 338 Est. Cost $578.99 Unrealized —

BKR BAKER HUGHES COMPANY 0.1%

Value $208K Shares 3,750 Est. Cost $56.08 Unrealized —

SCHW SCHWAB CHARLES CORP 0.4%

Value $830K Shares 9,000 Est. Cost $74.21 Unrealized —

MSFT MICROSOFT CORP 0.7%

Value $1.606M Shares 4,305 Est. Cost $234.05 Unrealized —

SYK STRYKER CORPORATION 0.1%

Value $227K Shares 720 Est. Cost $219.76 Unrealized —

TMO THERMO FISHER SCIENTIFIC INC 0.2%

Value $474K Shares 946 Est. Cost $524.96 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOO	VANGUARD INDEX FDS	90,226	$61.97M	28.9%	$436.57	—	S&P 500 ETF SHS	922908363
VB	VANGUARD INDEX FDS	39,367	$11.93M	5.6%	$224.36	—	SMALL CP ETF	922908751
AAPL	APPLE INC	20,743	$6.002M	2.8%	$144.53	—	COM	037833100
RPRX	ROYALTY PHARMA PLC	58,240	$3.266M	1.5%	$30.40	—	SHS CLASS A	G7709Q104
IGM	ISHARES TR	8,226	$1.346M	0.6%	$144.96	—	EXPND TEC SC ETF	464287549
GOOGL	ALPHABET INC	4,800	$1.715M	0.8%	$94.32	—	CAP STK CL A	02079K305
GOOG	ALPHABET INC	4,800	$1.696M	0.8%	$94.73	—	CAP STK CL C	02079K107
OXY	OCCIDENTAL PETE CORP	11,368	$552K	0.3%	$63.23	—	COM	674599105
GS	GOLDMAN SACHS GROUP INC	1,000	$1.011M	0.5%	$321.54	—	COM	38141G104
BAC	BANK OF AMER CORP	19,500	$1.111M	0.5%	$31.71	—	COM	060505104
AMZN	AMAZON COM INC	4,660	$1.111M	0.5%	$98.78	—	COM	023135106
IJR	ISHARES TR	5,808	$861K	0.4%	$114.50	—	CORE S&P SCP ETF	464287804
V	VISA INC	3,200	$1.098M	0.5%	$196.98	—	COM CL A	92826C839
QCOM	QUALCOMM INC	1,905	$352K	0.2%	$108.85	—	COM	747525103
AXP	AMERICAN EXPRESS CO	2,800	$947K	0.4%	$142.37	—	COM	025816109
PJUL	INNOVATOR ETFS TRUST	25,755	$1.257M	0.6%	$40.07	—	US EQTY PWR BUF	45782C813
MS	MORGAN STANLEY	1,500	$314K	0.1%	$120.96	—	COM NEW	617446448
JPM	JPMORGAN CHASE & CO	1,967	$644K	0.3%	$117.65	—	COM	46625H100
IVV	ISHARES TR	605	$453K	0.2%	$477.69	—	CORE S&P500 ETF	464287200
VNQ	VANGUARD INDEX FDS	5,245	$506K	0.2%	$111.66	—	REAL ESTATE ETF	922908553
GLD	SPDR GOLD TR	685	$252K	0.1%	$304.83	—	GOLD SHS	78463V107
IWV	ISHARES TR	549	$234K	0.1%	$378.94	—	RUSSELL 3000 ETF	464287689
EQIX	EQUINIX INC	338	$352K	0.2%	$578.99	—	COM	29444U700
BKR	BAKER HUGHES COMPANY	3,750	$208K	0.1%	$56.08	—	CL A	05722G100
SCHW	SCHWAB CHARLES CORP	9,000	$830K	0.4%	$74.21	—	COM	808513105
MSFT	MICROSOFT CORP	4,305	$1.606M	0.7%	$234.05	—	COM	594918104
SYK	STRYKER CORPORATION	720	$227K	0.1%	$219.76	—	COM	863667101
TMO	THERMO FISHER SCIENTIFIC INC	946	$474K	0.2%	$524.96	—	COM	883556102