Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
FLJP	FRANKLIN TEMPLETON ETF TR	7,036	$280K	0.1%	$39.75	—	FTSE JAPAN ETF	35473P744
JQUA	J P MORGAN EXCHANGE TRADED F	3,154	$228K	0.1%	$72.27	—	US QUALTY FCTR	46641Q761
VB	VANGUARD INDEX FDS	749	$227K	0.1%	$303.17	—	SMALL CP ETF	922908751
SNPS	SYNOPSYS INC	476	$212K	0.1%	$446.07	—	COM	871607107
AXP	AMERICAN EXPRESS CO	611	$207K	0.1%	$338.40	—	COM	025816109
ON	ON SEMICONDUCTOR CORP	2,173	$205K	0.1%	$94.54	—	COM	682189105
SCHE	SCHWAB STRATEGIC TR	5,612	$203K	0.1%	$36.26	—	EMRG MKTEQ ETF	808524706

Increased Positions (23)

CGDV CAPITAL GROUP DIVIDEND VALUE 4.8%

Value $17.83M (+17.0%) Shares 361,848 (+1.0%) Est. Cost $39.59 Unrealized —

FDVV FIDELITY COVINGTON TRUST 4.5%

Value $16.8M (+11.2%) Shares 278,629 (+1.9%) Est. Cost $52.18 Unrealized —

EFG ISHARES TR 3.5%

Value $13.02M (+14.1%) Shares 104,650 (+2.1%) Est. Cost $94.93 Unrealized —

SCHD SCHWAB STRATEGIC TR 8.1%

Value $29.98M (+5.2%) Shares 945,328 (+1.8%) Est. Cost $40.88 Unrealized —

DFAX DIMENSIONAL ETF TRUST 3.5%

Value $12.9M (+11.1%) Shares 350,091 (+2.5%) Est. Cost $34.04 Unrealized —

VWOB VANGUARD WHITEHALL FDS 6.2%

Value $23.03M (+5.7%) Shares 342,544 (+3.3%) Est. Cost $65.18 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 3.0%

Value $11.3M (+11.7%) Shares 189,253 (+1.2%) Est. Cost $49.58 Unrealized —

VTEB VANGUARD MUN BD FDS 7.1%

Value $26.3M (+4.3%) Shares 519,938 (+2.8%) Est. Cost $49.22 Unrealized —

HDV ISHARES TR 8.9%

Value $33M (+3.3%) Shares 1,203,858 (+411.4%) Est. Cost $42.60 Unrealized —

VYMI VANGUARD WHITEHALL FDS 3.8%

Value $14.11M (+6.9%) Shares 143,731 (+2.6%) Est. Cost $60.97 Unrealized —

DFCF DIMENSIONAL ETF TRUST 7.6%

Value $28.28M (+3.0%) Shares 669,870 (+3.0%) Est. Cost $42.22 Unrealized —

FBND FIDELITY MERRIMACK STR TR 7.3%

Value $26.91M (+2.5%) Shares 591,500 (+2.8%) Est. Cost $47.53 Unrealized —

SPYM SPDR SERIES TRUST 0.3%

Value $1.224M (+68.3%) Shares 13,929 (+47.1%) Est. Cost $61.18 Unrealized —

USFR WISDOMTREE TR 4.1%

Value $15.11M (+2.1%) Shares 300,141 (+2.1%) Est. Cost $50.28 Unrealized —

IWF ISHARES TR 0.5%

Value $1.718M (+16.6%) Shares 13,837 (+300.4%) Est. Cost $155.19 Unrealized —

QQQ INVESCO QQQ TR 0.1%

Value $444K (+87.2%) Shares 603 (+46.7%) Est. Cost $610.86 Unrealized —

EFV ISHARES TR 0.4%

Value $1.543M (+4.8%) Shares 20,046 (+1.2%) Est. Cost $51.41 Unrealized —

ACWX ISHARES TR 0.1%

Value $540K (+12.4%) Shares 7,090 (+1.1%) Est. Cost $46.56 Unrealized —

HGER HARBOR ETF TRUST 0.1%

Value $268K (+25.5%) Shares 9,148 (+32.6%) Est. Cost $25.93 Unrealized —

IDEV ISHARES TR 0.2%

Value $669K (+8.4%) Shares 7,519 (+2.0%) Est. Cost $60.58 Unrealized —

VO VANGUARD INDEX FDS 0.1%

Value $311K (+13.1%) Shares 3,866 (+305.2%) Est. Cost $119.76 Unrealized —

DWM WISDOMTREE TR 0.1%

Value $293K (+6.3%) Shares 4,002 (+1.5%) Est. Cost $50.64 Unrealized —

SCHZ SCHWAB STRATEGIC TR 0.1%

Value $343K (+0.6%) Shares 14,815 (+1.0%) Est. Cost $32.13 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
CGDV	CAPITAL GROUP DIVIDEND VALUE	361,848 (+1.0%)	$17.83M (+17.0%)	4.8%	$39.59	—	SHS CREAT UNIT	14020W106
FDVV	FIDELITY COVINGTON TRUST	278,629 (+1.9%)	$16.8M (+11.2%)	4.5%	$52.18	—	HIGH DIVID ETF	316092840
EFG	ISHARES TR	104,650 (+2.1%)	$13.02M (+14.1%)	3.5%	$94.93	—	EAFE GRWTH ETF	464288885
SCHD	SCHWAB STRATEGIC TR	945,328 (+1.8%)	$29.98M (+5.2%)	8.1%	$40.88	—	US DIVIDEND EQ	808524797
DFAX	DIMENSIONAL ETF TRUST	350,091 (+2.5%)	$12.9M (+11.1%)	3.5%	$34.04	—	WORLD EX US CORE	25434V880
VWOB	VANGUARD WHITEHALL FDS	342,544 (+3.3%)	$23.03M (+5.7%)	6.2%	$65.18	—	EM MK GOV BD ETF	921946885
VWO	VANGUARD INTL EQUITY INDEX F	189,253 (+1.2%)	$11.3M (+11.7%)	3.0%	$49.58	—	FTSE EMR MKT ETF	922042858
VTEB	VANGUARD MUN BD FDS	519,938 (+2.8%)	$26.3M (+4.3%)	7.1%	$49.22	—	TAX EXEMPT BD	922907746
HDV	ISHARES TR	1,203,858 (+411.4%)	$33M (+3.3%)	8.9%	$42.60	—	CORE HIGH DV ETF	46429B663
VYMI	VANGUARD WHITEHALL FDS	143,731 (+2.6%)	$14.11M (+6.9%)	3.8%	$60.97	—	INTL HIGH ETF	921946794
DFCF	DIMENSIONAL ETF TRUST	669,870 (+3.0%)	$28.28M (+3.0%)	7.6%	$42.22	—	CORE FIXE IN ETF	25434V872
FBND	FIDELITY MERRIMACK STR TR	591,500 (+2.8%)	$26.91M (+2.5%)	7.3%	$47.53	—	TOTAL BD ETF	316188309
SPYM	SPDR SERIES TRUST	13,929 (+47.1%)	$1.224M (+68.3%)	0.3%	$61.18	—	ST STR P500ETF	78464A854
USFR	WISDOMTREE TR	300,141 (+2.1%)	$15.11M (+2.1%)	4.1%	$50.28	—	FLOATNG RAT TREA	97717Y527
IWF	ISHARES TR	13,837 (+300.4%)	$1.718M (+16.6%)	0.5%	$155.19	—	RUS 1000 GRW ETF	464287614
QQQ	INVESCO QQQ TR	603 (+46.7%)	$444K (+87.2%)	0.1%	$610.86	—	UNIT SER 1	46090E103
EFV	ISHARES TR	20,046 (+1.2%)	$1.543M (+4.8%)	0.4%	$51.41	—	EAFE VALUE ETF	464288877
ACWX	ISHARES TR	7,090 (+1.1%)	$540K (+12.4%)	0.1%	$46.56	—	MSCI ACWI EX US	464288240
HGER	HARBOR ETF TRUST	9,148 (+32.6%)	$268K (+25.5%)	0.1%	$25.93	—	COMM ALL WEA ETF	41151J505
IDEV	ISHARES TR	7,519 (+2.0%)	$669K (+8.4%)	0.2%	$60.58	—	CORE MSCI INTL	46435G326
VO	VANGUARD INDEX FDS	3,866 (+305.2%)	$311K (+13.1%)	0.1%	$119.76	—	MID CAP ETF	922908629
DWM	WISDOMTREE TR	4,002 (+1.5%)	$293K (+6.3%)	0.1%	$50.64	—	INTL EQUITY FD	97717W703
SCHZ	SCHWAB STRATEGIC TR	14,815 (+1.0%)	$343K (+0.6%)	0.1%	$32.13	—	US AGGREGATE B	808524839

Exited Positions (1)

WPM WHEATON PRECIOUS METALS CORP 0.1%

Value $204K Shares 1,555 Est. Cost $139.84 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
WPM	WHEATON PRECIOUS METALS CORP	1,555	$204K	0.1%	$139.84	—	—	962879102

Decreased Positions (16)

BIL SPDR SERIES TRUST 0.2%

Value $862K (-44.6%) Shares 9,404 (-44.6%) Est. Cost $91.59 Unrealized —

BAI BLACKROCK ETF TRUST 0.4%

Value $1.461M (+54.7%) Shares 27,733 (-3.3%) Est. Cost $30.70 Unrealized —

IVW ISHARES TR 0.6%

Value $2.365M (+19.1%) Shares 17,141 (-2.4%) Est. Cost $87.89 Unrealized —

MTUM ISHARES TR 0.4%

Value $1.328M (+38.9%) Shares 3,872 (-2.8%) Est. Cost $240.27 Unrealized —

DYNF BLACKROCK ETF TRUST 0.7%

Value $2.771M (+15.0%) Shares 40,633 (-1.9%) Est. Cost $47.13 Unrealized —

IVV ISHARES TR 0.7%

Value $2.643M (+12.9%) Shares 3,518 (-1.9%) Est. Cost $403.25 Unrealized —

EMXC ISHARES INC 0.3%

Value $1.192M (+26.5%) Shares 11,711 (-2.2%) Est. Cost $57.52 Unrealized —

OEF ISHARES TR 0.5%

Value $1.917M (+13.3%) Shares 5,221 (-1.9%) Est. Cost $307.86 Unrealized —

THRO BLACKROCK ETF TRUST 0.3%

Value $995K (+17.3%) Shares 22,996 (-1.8%) Est. Cost $35.58 Unrealized —

QUAL ISHARES TR 0.3%

Value $1.069M (+12.2%) Shares 4,856 (-2.3%) Est. Cost $145.81 Unrealized —

IUSB ISHARES TR 0.9%

Value $3.496M (-1.8%) Shares 75,655 (-1.8%) Est. Cost $45.28 Unrealized —

AGG ISHARES TR 0.2%

Value $646K (-4.0%) Shares 6,522 (-3.5%) Est. Cost $103.15 Unrealized —

MBB ISHARES TR 0.3%

Value $1.063M (-2.5%) Shares 11,236 (-2.1%) Est. Cost $90.76 Unrealized —

BINC BLACKROCK ETF TRUST II 0.2%

Value $815K (-1.8%) Shares 15,577 (-2.5%) Est. Cost $52.16 Unrealized —

IAGG ISHARES TR 0.2%

Value $750K (-1.0%) Shares 14,781 (-2.4%) Est. Cost $51.04 Unrealized —

EMB ISHARES TR 0.1%

Value $251K (-0.4%) Shares 2,605 (-3.0%) Est. Cost $92.87 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
BIL	SPDR SERIES TRUST	9,404 (-44.6%)	$862K (-44.6%)	0.2%	$91.59	—	ST STR BLO 1 ETF	78468R663
BAI	BLACKROCK ETF TRUST	27,733 (-3.3%)	$1.461M (+54.7%)	0.4%	$30.70	—	ISHA I IN TE ETF	09290C780
IVW	ISHARES TR	17,141 (-2.4%)	$2.365M (+19.1%)	0.6%	$87.89	—	S&P 500 GRWT ETF	464287309
MTUM	ISHARES TR	3,872 (-2.8%)	$1.328M (+38.9%)	0.4%	$240.27	—	MSCI USA MMENTM	46432F396
DYNF	BLACKROCK ETF TRUST	40,633 (-1.9%)	$2.771M (+15.0%)	0.7%	$47.13	—	ISHARES US EQUIT	09290C103
IVV	ISHARES TR	3,518 (-1.9%)	$2.643M (+12.9%)	0.7%	$403.25	—	CORE S&P500 ETF	464287200
EMXC	ISHARES INC	11,711 (-2.2%)	$1.192M (+26.5%)	0.3%	$57.52	—	MSCI EMRG CHN	46434G764
OEF	ISHARES TR	5,221 (-1.9%)	$1.917M (+13.3%)	0.5%	$307.86	—	S&P 100 ETF	464287101
THRO	BLACKROCK ETF TRUST	22,996 (-1.8%)	$995K (+17.3%)	0.3%	$35.58	—	ISHA US THEM ETF	09290C806
QUAL	ISHARES TR	4,856 (-2.3%)	$1.069M (+12.2%)	0.3%	$145.81	—	MSCI USA QLT FCT	46432F339
IUSB	ISHARES TR	75,655 (-1.8%)	$3.496M (-1.8%)	0.9%	$45.28	—	CORE UNIVRSL USD	46434V613
AGG	ISHARES TR	6,522 (-3.5%)	$646K (-4.0%)	0.2%	$103.15	—	CORE US AGGBD ET	464287226
MBB	ISHARES TR	11,236 (-2.1%)	$1.063M (-2.5%)	0.3%	$90.76	—	MBS ETF	464288588
BINC	BLACKROCK ETF TRUST II	15,577 (-2.5%)	$815K (-1.8%)	0.2%	$52.16	—	ISHA FLEX IN ETF	092528603
IAGG	ISHARES TR	14,781 (-2.4%)	$750K (-1.0%)	0.2%	$51.04	—	CORE INTL AGGR	46435G672
EMB	ISHARES TR	2,605 (-3.0%)	$251K (-0.4%)	0.1%	$92.87	—	JPMORGAN USD EMG	464288281

Unchanged Positions (30)

VOT VANGUARD INDEX FDS 3.5%

Value $12.93M Shares 42,211 Est. Cost $211.16 Unrealized —

SCHG SCHWAB STRATEGIC TR 3.3%

Value $12.1M Shares 357,556 Est. Cost $35.68 Unrealized —

AVUV AMERICAN CENTY ETF TR 3.7%

Value $13.61M Shares 109,114 Est. Cost $76.68 Unrealized —

SPYG SPDR SERIES TRUST 1.4%

Value $5.03M Shares 42,357 Est. Cost $56.03 Unrealized —

AAPL APPLE INC 1.3%

Value $4.71M Shares 16,277 Est. Cost $141.33 Unrealized —

IEMG ISHARES INC 0.5%

Value $1.928M Shares 23,136 Est. Cost $50.66 Unrealized —

IVE ISHARES TR 0.9%

Value $3.165M Shares 13,875 Est. Cost $189.74 Unrealized —

IWB ISHARES TR 0.4%

Value $1.333M Shares 3,255 Est. Cost $214.06 Unrealized —

AMZN AMAZON COM INC 0.4%

Value $1.324M Shares 5,554 Est. Cost $99.23 Unrealized —

IWD ISHARES TR 0.3%

Value $1.069M Shares 4,410 Est. Cost $152.48 Unrealized —

IWS ISHARES TR 0.2%

Value $883K Shares 5,367 Est. Cost $105.53 Unrealized —

IAU ISHARES GOLD TR 0.2%

Value $601K Shares 7,906 Est. Cost $62.36 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.1%

Value $543K Shares 727 Est. Cost $382.80 Unrealized —

SCHX SCHWAB STRATEGIC TR 0.1%

Value $511K Shares 17,373 Est. Cost $30.52 Unrealized —

BRK/A BERKSHIRE HATHAWAY INC DEL 0.4%

Value $1.498M Shares 2 Est. Cost $448761.72 Unrealized —

KO COCA COLA CO 0.2%

Value $833K Shares 10,246 Est. Cost $55.23 Unrealized —

XOM EXXON MOBIL CORP 0.1%

Value $223K Shares 1,631 Est. Cost $138.74 Unrealized —

IUSV ISHARES TR 0.2%

Value $678K Shares 6,154 Est. Cost $84.33 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.1%

Value $536K Shares 2,267 Est. Cost $178.95 Unrealized —

MUB ISHARES TR 0.5%

Value $1.898M Shares 17,633 Est. Cost $107.70 Unrealized —

VXUS VANGUARD STAR FDS 0.1%

Value $382K Shares 4,464 Est. Cost $59.65 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.1%

Value $307K Shares 11,097 Est. Cost $27.43 Unrealized —

MCD MCDONALDS CORP 0.1%

Value $203K Shares 750 Est. Cost $266.70 Unrealized —

MRK MERCK &CO INC 0.1%

Value $343K Shares 2,668 Est. Cost $98.57 Unrealized —

TAXF AMERICAN CENTY ETF TR 0.2%

Value $792K Shares 15,577 Est. Cost $49.80 Unrealized —

COST COSTCO WHOLESALE CORPORATION 0.1%

Value $277K Shares 296 Est. Cost $715.76 Unrealized —

TLH ISHARES TR 0.3%

Value $1.289M Shares 12,813 Est. Cost $101.63 Unrealized —

MA MASTERCARD INCORPORATED 0.1%

Value $253K Shares 493 Est. Cost $397.11 Unrealized —

IEF ISHARES TR 0.1%

Value $307K Shares 3,241 Est. Cost $95.87 Unrealized —

COWZ PACER FDS TR 0.1%

Value $371K Shares 5,967 Est. Cost $58.17 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOT	VANGUARD INDEX FDS	42,211	$12.93M	3.5%	$211.16	—	MCAP GR IDXVIP	922908538
SCHG	SCHWAB STRATEGIC TR	357,556	$12.1M	3.3%	$35.68	—	US LCAP GR ETF	808524300
AVUV	AMERICAN CENTY ETF TR	109,114	$13.61M	3.7%	$76.68	—	US SML CP VALU	025072877
SPYG	SPDR SERIES TRUST	42,357	$5.03M	1.4%	$56.03	—	ST STR P500GRW	78464A409
AAPL	APPLE INC	16,277	$4.71M	1.3%	$141.33	—	COM	037833100
IEMG	ISHARES INC	23,136	$1.928M	0.5%	$50.66	—	CORE MSCI EMKT	46434G103
IVE	ISHARES TR	13,875	$3.165M	0.9%	$189.74	—	S&P 500 VAL ETF	464287408
IWB	ISHARES TR	3,255	$1.333M	0.4%	$214.06	—	RUS 1000 ETF	464287622
AMZN	AMAZON COM INC	5,554	$1.324M	0.4%	$99.23	—	COM	023135106
IWD	ISHARES TR	4,410	$1.069M	0.3%	$152.48	—	RUS 1000 VAL ETF	464287598
IWS	ISHARES TR	5,367	$883K	0.2%	$105.53	—	RUS MDCP VAL ETF	464287473
IAU	ISHARES GOLD TR	7,906	$601K	0.2%	$62.36	—	ISHARES NEW	464285204
SPY	STATE STR SPDR S&P 500 ETF T	727	$543K	0.1%	$382.80	—	TR UNIT	78462F103
SCHX	SCHWAB STRATEGIC TR	17,373	$511K	0.1%	$30.52	—	US LRG CAP ETF	808524201
BRK/A	BERKSHIRE HATHAWAY INC DEL	2	$1.498M	0.4%	$448761.72	—	CL A	084670108
KO	COCA COLA CO	10,246	$833K	0.2%	$55.23	—	COM	191216100
XOM	EXXON MOBIL CORP	1,631	$223K	0.1%	$138.74	—	COM	30231G102
IUSV	ISHARES TR	6,154	$678K	0.2%	$84.33	—	CORE S&P US VLU	464287663
VIG	VANGUARD SPECIALIZED FUNDS	2,267	$536K	0.1%	$178.95	—	DIV APP ETF	921908844
MUB	ISHARES TR	17,633	$1.898M	0.5%	$107.70	—	NATIONAL MUN ETF	464288414
VXUS	VANGUARD STAR FDS	4,464	$382K	0.1%	$59.65	—	VG TL INTL STK F	921909768
SCHF	SCHWAB STRATEGIC TR	11,097	$307K	0.1%	$27.43	—	INTL EQTY ETF	808524805
MCD	MCDONALDS CORP	750	$203K	0.1%	$266.70	—	COM	580135101
MRK	MERCK &CO INC	2,668	$343K	0.1%	$98.57	—	COM	58933Y105
TAXF	AMERICAN CENTY ETF TR	15,577	$792K	0.2%	$49.80	—	DIVERSIFIED MU	025072505
COST	COSTCO WHOLESALE CORPORATION	296	$277K	0.1%	$715.76	—	COM	22160K105
TLH	ISHARES TR	12,813	$1.289M	0.3%	$101.63	—	10-20 YR TRS ETF	464288653
MA	MASTERCARD INCORPORATED	493	$253K	0.1%	$397.11	—	CL A	57636Q104
IEF	ISHARES TR	3,241	$307K	0.1%	$95.87	—	7-10 YR TRSY BD	464287440
COWZ	PACER FDS TR	5,967	$371K	0.1%	$58.17	—	US CASH COWS 100	69374H881