Financial Architects, LLC Long-Term Concentrated

CIK: 0002008540 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Jan 21, 2026

Total Value ($000): $185,934 (100.0% shares, 0.0% debt)

Holdings (30)

New Positions (6)

VGIT VANGUARD SCOTTSDALE FDS 5.8%

Value ($000) $10,807 Shares 180,335 Est. Cost $59.93 Unrealized —

TIP ISHARES TR 0.3%

Value ($000) $599 Shares 5,450 Est. Cost $109.91 Unrealized —

HD HOME DEPOT INC 0.2%

Value ($000) $462 Shares 1,342 Est. Cost $364.59 Unrealized 0.0%

IXUS ISHARES TR 0.2%

Value ($000) $328 Shares 3,880 Est. Cost $84.64 Unrealized —

IAGG ISHARES TR 0.2%

Value ($000) $300 Shares 6,005 Est. Cost $50.01 Unrealized —

AGG ISHARES TR 0.2%

Value ($000) $300 Shares 3,005 Est. Cost $99.88 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VGIT	VANGUARD SCOTTSDALE FDS	180,335	$10,807	5.8%	$59.93	—	INTER TERM TREAS	92206C706
TIP	ISHARES TR	5,450	$599	0.3%	$109.91	—	TIPS BD ETF	464287176
HD	HOME DEPOT INC	1,342	$462	0.2%	$364.59	0.0%	COM	437076102
IXUS	ISHARES TR	3,880	$328	0.2%	$84.64	—	CORE MSCI TOTAL	46432F834
IAGG	ISHARES TR	6,005	$300	0.2%	$50.01	—	CORE INTL AGGR	46435G672
AGG	ISHARES TR	3,005	$300	0.2%	$99.88	—	CORE US AGGBD ET	464287226

Increased Positions (13)

SCHP SCHWAB STRATEGIC TR 20.4%

Value ($000) $38,002 (+6.1%) Shares 1,434,570 (+7.9%) Est. Cost $36.63 Unrealized —

BND VANGUARD BD INDEX FDS 10.0%

Value ($000) $18,521 (+6.0%) Shares 250,044 (+6.4%) Est. Cost $73.43 Unrealized —

DFSV DIMENSIONAL ETF TRUST 5.7%

Value ($000) $10,557 (+8.9%) Shares 320,990 (+5.5%) Est. Cost $29.31 Unrealized —

BNDX VANGUARD CHARLOTTE FDS 8.9%

Value ($000) $16,574 (+5.3%) Shares 343,006 (+7.8%) Est. Cost $49.25 Unrealized —

DISV DIMENSIONAL ETF TRUST 5.1%

Value ($000) $9,406 (+8.3%) Shares 247,530 (+1.7%) Est. Cost $26.32 Unrealized —

DFEV DIMENSIONAL ETF TRUST 4.8%

Value ($000) $8,969 (+8.1%) Shares 265,840 (+2.2%) Est. Cost $25.74 Unrealized —

EUSA ISHARES INC 4.3%

Value ($000) $7,940 (+6.7%) Shares 76,810 (+6.2%) Est. Cost $86.18 Unrealized —

GSSC GOLDMAN SACHS ETF TR 7.2%

Value ($000) $13,371 (+3.4%) Shares 176,790 (+2.4%) Est. Cost $63.70 Unrealized —

VXUS VANGUARD STAR FDS 3.0%

Value ($000) $5,527 (+4.2%) Shares 73,263 (+1.5%) Est. Cost $58.47 Unrealized —

FNDA SCHWAB STRATEGIC TR 0.5%

Value ($000) $889 (+10.5%) Shares 28,225 (+9.3%) Est. Cost $28.89 Unrealized —

VTEB VANGUARD MUN BD FDS 0.9%

Value ($000) $1,593 (+1.4%) Shares 31,680 (+1.0%) Est. Cost $50.59 Unrealized —

MTUM ISHARES TR 4.4%

Value ($000) $8,216 (+0.2%) Shares 32,825 (+2.7%) Est. Cost $159.98 Unrealized —

SHV ISHARES TR 0.2%

Value ($000) $329 (+0.7%) Shares 2,985 (+1.0%) Est. Cost $110.13 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SCHP	SCHWAB STRATEGIC TR	1,434,570 (+7.9%)	$38,002 (+6.1%)	20.4%	$36.63	—	US TIPS ETF	808524870
BND	VANGUARD BD INDEX FDS	250,044 (+6.4%)	$18,521 (+6.0%)	10.0%	$73.43	—	TOTAL BND MRKT	921937835
DFSV	DIMENSIONAL ETF TRUST	320,990 (+5.5%)	$10,557 (+8.9%)	5.7%	$29.31	—	US SMALL CAP VAL	25434V815
BNDX	VANGUARD CHARLOTTE FDS	343,006 (+7.8%)	$16,574 (+5.3%)	8.9%	$49.25	—	TOTAL INT BD ETF	92203J407
DISV	DIMENSIONAL ETF TRUST	247,530 (+1.7%)	$9,406 (+8.3%)	5.1%	$26.32	—	INTL SMALL CAP V	25434V781
DFEV	DIMENSIONAL ETF TRUST	265,840 (+2.2%)	$8,969 (+8.1%)	4.8%	$25.74	—	EMERGING MKTS VA	25434V740
EUSA	ISHARES INC	76,810 (+6.2%)	$7,940 (+6.7%)	4.3%	$86.18	—	MSCI EQUAL WEITE	464286681
GSSC	GOLDMAN SACHS ETF TR	176,790 (+2.4%)	$13,371 (+3.4%)	7.2%	$63.70	—	ACTIVEBETA US	381430602
VXUS	VANGUARD STAR FDS	73,263 (+1.5%)	$5,527 (+4.2%)	3.0%	$58.47	—	VG TL INTL STK F	921909768
FNDA	SCHWAB STRATEGIC TR	28,225 (+9.3%)	$889 (+10.5%)	0.5%	$28.89	—	FUNDAMENTAL US S	808524763
VTEB	VANGUARD MUN BD FDS	31,680 (+1.0%)	$1,593 (+1.4%)	0.9%	$50.59	—	TAX EXEMPT BD	922907746
MTUM	ISHARES TR	32,825 (+2.7%)	$8,216 (+0.2%)	4.4%	$159.98	—	MSCI USA MMENTM	46432F396
SHV	ISHARES TR	2,985 (+1.0%)	$329 (+0.7%)	0.2%	$110.13	—	TRUST ISHARE 0-1	464288679

Exited Positions (4)

SPHY SPDR SERIES TRUST 2.7%

Value ($000) $5,030 Shares 210,105 Est. Cost $23.42 Unrealized —

HYEM VANECK ETF TRUST 2.7%

Value ($000) $5,010 Shares 249,886 Est. Cost $18.67 Unrealized —

IDYN BLACKROCK ETF TRUST 0.2%

Value ($000) $333 Shares 4,035 Est. Cost $82.58 Unrealized —

VTEI VANGUARD MUN BD FDS 0.1%

Value ($000) $201 Shares 2,000 Est. Cost $100.33 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SPHY	SPDR SERIES TRUST	210,105	$5,030	2.7%	$23.42	—	—	78468R606
HYEM	VANECK ETF TRUST	249,886	$5,010	2.7%	$18.67	—	—	92189F353
IDYN	BLACKROCK ETF TRUST	4,035	$333	0.2%	$82.58	—	—	09290C681
VTEI	VANGUARD MUN BD FDS	2,000	$201	0.1%	$100.33	—	—	922907738

Decreased Positions (2)

VTI VANGUARD INDEX FDS 14.6%

Value ($000) $27,092 (+0.3%) Shares 80,806 (-1.8%) Est. Cost $237.96 Unrealized —

AAPL APPLE INC 0.3%

Value ($000) $485 (+2.1%) Shares 1,785 (-4.3%) Est. Cost $180.25 Unrealized +48.9%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	80,806 (-1.8%)	$27,092 (+0.3%)	14.6%	$237.96	—	TOTAL STK MKT	922908769
AAPL	APPLE INC	1,785 (-4.3%)	$485 (+2.1%)	0.3%	$180.25	+48.9%	COM	037833100

Unchanged Positions (9)

ITOT ISHARES TR 1.2%

Value ($000) $2,272 Shares 15,280 Est. Cost $124.31 Unrealized —

AVUV AMERICAN CENTY ETF TR 0.6%

Value ($000) $1,096 Shares 10,750 Est. Cost $91.10 Unrealized —

AVDV AMERICAN CENTY ETF TR 0.1%

Value ($000) $259 Shares 2,760 Est. Cost $79.28 Unrealized —

SPMO INVESCO EXCH TRADED FD TR II 0.3%

Value ($000) $465 Shares 3,900 Est. Cost $112.47 Unrealized —

AVES AMERICAN CENTY ETF TR 0.1%

Value ($000) $275 Shares 4,710 Est. Cost $53.55 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 0.2%

Value ($000) $311 Shares 1,625 Est. Cost $181.74 Unrealized —

SCHO SCHWAB STRATEGIC TR 0.2%

Value ($000) $329 Shares 13,490 Est. Cost $35.72 Unrealized —

BIL SPDR SERIES TRUST 0.2%

Value ($000) $329 Shares 3,595 Est. Cost $91.39 Unrealized —

VBIL VANGUARD INSTL INDEX FD 0.2%

Value ($000) $328 Shares 4,355 Est. Cost $75.44 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
ITOT	ISHARES TR	15,280	$2,272	1.2%	$124.31	—	CORE S&P TTL STK	464287150
AVUV	AMERICAN CENTY ETF TR	10,750	$1,096	0.6%	$91.10	—	US SML CP VALU	025072877
AVDV	AMERICAN CENTY ETF TR	2,760	$259	0.1%	$79.28	—	INTL SMCP VLU	025072802
SPMO	INVESCO EXCH TRADED FD TR II	3,900	$465	0.3%	$112.47	—	S&P 500 MOMNTM	46138E339
AVES	AMERICAN CENTY ETF TR	4,710	$275	0.1%	$53.55	—	EMERGING MKT VAL	025072372
RSP	INVESCO EXCHANGE TRADED FD T	1,625	$311	0.2%	$181.74	—	S&P500 EQL WGT	46137V357
SCHO	SCHWAB STRATEGIC TR	13,490	$329	0.2%	$35.72	—	SHT TM US TRES	808524862
BIL	SPDR SERIES TRUST	3,595	$329	0.2%	$91.39	—	STATE STREET SPD	78468R663
VBIL	VANGUARD INSTL INDEX FD	4,355	$328	0.2%	$75.44	—	0-3 MO TREAS BIL	922040845