Wealth Forward, LLC Long-Term Concentrated

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VEA	VANGUARD TAX-MANAGED FDS	260,812 (+1.2%)	$16,293 (+5.5%)	9.2%	$48.64	—	VAN FTSE DEV MKT	921943858
FNDA	SCHWAB STRATEGIC TR	587,546 (+1.1%)	$18,514 (+2.3%)	10.5%	$42.73	—	FUNDAMENTAL US S	808524763
BKIE	BNY MELLON ETF TRUST	69,900 (+1.7%)	$6,470 (+5.1%)	3.7%	$89.60	—	INTERNATIONL EQT	09661T404
ILCB	ISHARES TR	98,264 (+1.2%)	$9,274 (+3.3%)	5.2%	$92.44	—	MORNINGSTR US EQ	464287127
AAPL	APPLE INC	13,382 (+1.9%)	$3,638 (+8.8%)	2.1%	$188.54	+42.3%	COM	037833100
MSFT	MICROSOFT CORP	3,232 (+31.9%)	$1,563 (+23.1%)	0.9%	$400.08	+25.1%	COM	594918104
NVDA	NVIDIA CORPORATION	2,881 (+42.6%)	$537 (+42.5%)	0.3%	$154.36	+20.6%	COM	67066G104
BKAG	BNY MELLON ETF TRUST	204,086 (+2.1%)	$8,650 (+1.5%)	4.9%	$42.60	—	CORE BOND ETF	09661T602
AOM	ISHARES TR	11,223 (+25.2%)	$536 (+25.6%)	0.3%	$42.86	—	CORE 40/60 MODER	464289875
AOA	ISHARES TR	26,038 (+3.1%)	$2,332 (+4.8%)	1.3%	$72.32	—	CORE 80/20 AGGRE	464289859
IGSB	ISHARES TR	204,076 (+1.2%)	$10,792 (+0.9%)	6.1%	$53.03	—	ISHS 1-5YR INVS	464288646
AMZN	AMAZON COM INC	1,326 (+29.7%)	$306 (+36.4%)	0.2%	$226.91	+0.8%	COM	023135106
DKNG	DRAFTKINGS INC NEW	9,251 (+26.9%)	$319 (+16.9%)	0.2%	$33.34	-1.3%	COM CL A	26142V105
FNDF	SCHWAB STRATEGIC TR	5,718 (+9.3%)	$259 (+15.1%)	0.1%	$40.46	—	FUNDAMENTAL INTL	808524755
SPHY	SPDR SERIES TRUST	231,252 (+1.6%)	$5,474 (+0.5%)	3.1%	$23.94	—	STATE STREET SPD	78468R606
TSLA	TESLA INC	651 (+8.1%)	$293 (+9.4%)	0.2%	$354.10	+25.2%	COM	88160R101
TIP	ISHARES TR	92,688 (+1.4%)	$10,187 (+0.2%)	5.8%	$107.50	—	TIPS BD ETF	464287176
VTI	VANGUARD INDEX FDS	976 (+1.3%)	$327 (+3.5%)	0.2%	$251.92	—	TOTAL STK MKT	922908769
UNH	UNITEDHEALTH GROUP INC	1,025 (+1.3%)	$338 (-3.2%)	0.2%	$509.10	-33.8%	COM	91324P102

Exited Positions (2)

KRRO KORRO BIO INC 0.1%

Value ($000) $240 Shares 5,009 Est. Cost $22.19 Unrealized +5.3%

GE GE AEROSPACE 0.1%

Value ($000) $223 Shares 740 Est. Cost $272.69 Unrealized +10.3%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
KRRO	KORRO BIO INC	5,009	$240	0.1%	$22.19	+5.3%	—	500946108
GE	GE AEROSPACE	740	$223	0.1%	$272.69	+10.3%	—	369604301

Decreased Positions (6)

KRE SPDR SERIES TRUST 0.2%

Value ($000) $352 (-21.8%) Shares 5,433 (-23.7%) Est. Cost $52.43 Unrealized —

AOK ISHARES TR 0.3%

Value ($000) $618 (-8.3%) Shares 15,409 (-8.2%) Est. Cost $36.25 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 10.7%

Value ($000) $18,999 (-0.2%) Shares 99,181 (-1.2%) Est. Cost $157.80 Unrealized —

AOR ISHARES TR 3.2%

Value ($000) $5,632 (-0.3%) Shares 86,635 (-1.3%) Est. Cost $53.51 Unrealized —

BSV VANGUARD BD INDEX FDS 0.4%

Value ($000) $709 (-1.2%) Shares 9,001 (-1.1%) Est. Cost $77.10 Unrealized —

DVN DEVON ENERGY CORP NEW 0.1%

Value ($000) $257 (-0.5%) Shares 7,007 (-4.8%) Est. Cost $41.35 Unrealized -16.0%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
KRE	SPDR SERIES TRUST	5,433 (-23.7%)	$352 (-21.8%)	0.2%	$52.43	—	STATE STREET SPD	78464A698
AOK	ISHARES TR	15,409 (-8.2%)	$618 (-8.3%)	0.3%	$36.25	—	CORE 30/70 CONSE	464289883
RSP	INVESCO EXCHANGE TRADED FD T	99,181 (-1.2%)	$18,999 (-0.2%)	10.7%	$157.80	—	S&P500 EQL WGT	46137V357
AOR	ISHARES TR	86,635 (-1.3%)	$5,632 (-0.3%)	3.2%	$53.51	—	CORE 60/40 BALAN	464289867
BSV	VANGUARD BD INDEX FDS	9,001 (-1.1%)	$709 (-1.2%)	0.4%	$77.10	—	SHORT TRM BOND	921937827
DVN	DEVON ENERGY CORP NEW	7,007 (-4.8%)	$257 (-0.5%)	0.1%	$41.35	-16.0%	COM	25179M103

Unchanged Positions (16)

FNDX SCHWAB STRATEGIC TR 8.4%

Value ($000) $14,924 Shares 548,481 Est. Cost $35.87 Unrealized —

OEF ISHARES TR 11.5%

Value ($000) $20,316 Shares 59,235 Est. Cost $236.16 Unrealized —

USB US BANCORP DEL 1.1%

Value ($000) $1,919 Shares 35,965 Est. Cost $33.10 Unrealized +47.2%

BKLC BNY MELLON ETF TRUST 2.6%

Value ($000) $4,626 Shares 35,366 Est. Cost $111.60 Unrealized —

FNDE SCHWAB STRATEGIC TR 3.6%

Value ($000) $6,357 Shares 176,303 Est. Cost $27.98 Unrealized —

TGT TARGET CORP 0.2%

Value ($000) $338 Shares 3,459 Est. Cost $111.29 Unrealized -17.7%

VOO VANGUARD INDEX FDS 0.5%

Value ($000) $901 Shares 1,437 Est. Cost $436.80 Unrealized —

ALRS ALERUS FINL CORP 0.6%

Value ($000) $1,132 Shares 50,279 Est. Cost $17.33 Unrealized +24.7%

EEM ISHARES TR 0.2%

Value ($000) $395 Shares 7,214 Est. Cost $40.21 Unrealized —

IYG ISHARES TR 0.2%

Value ($000) $292 Shares 3,165 Est. Cost $66.30 Unrealized —

IEFA ISHARES TR 0.1%

Value ($000) $253 Shares 2,826 Est. Cost $75.65 Unrealized —

OTTR OTTER TAIL CORP 0.2%

Value ($000) $342 Shares 4,238 Est. Cost $72.94 Unrealized +10.0%

BRK/B BERKSHIRE HATHAWAY INC DEL 0.7%

Value ($000) $1,206 Shares 2,400 Est. Cost $365.20 Unrealized +36.2%

IVW ISHARES TR 0.1%

Value ($000) $212 Shares 1,720 Est. Cost $120.72 Unrealized —

HYG ISHARES TR 0.1%

Value ($000) $219 Shares 2,716 Est. Cost $77.48 Unrealized —

ISTB ISHARES TR 0.1%

Value ($000) $246 Shares 5,042 Est. Cost $47.56 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
FNDX	SCHWAB STRATEGIC TR	548,481	$14,924	8.4%	$35.87	—	FUNDAMENTAL US L	808524771
OEF	ISHARES TR	59,235	$20,316	11.5%	$236.16	—	S&P 100 ETF	464287101
USB	US BANCORP DEL	35,965	$1,919	1.1%	$33.10	+47.2%	COM NEW	902973304
BKLC	BNY MELLON ETF TRUST	35,366	$4,626	2.6%	$111.60	—	US LRG CP CORE	09661T107
FNDE	SCHWAB STRATEGIC TR	176,303	$6,357	3.6%	$27.98	—	FUNDAMENTAL EMER	808524730
TGT	TARGET CORP	3,459	$338	0.2%	$111.29	-17.7%	COM	87612E106
VOO	VANGUARD INDEX FDS	1,437	$901	0.5%	$436.80	—	S&P 500 ETF SHS	922908363
ALRS	ALERUS FINL CORP	50,279	$1,132	0.6%	$17.33	+24.7%	COM	01446U103
EEM	ISHARES TR	7,214	$395	0.2%	$40.21	—	MSCI EMG MKT ETF	464287234
IYG	ISHARES TR	3,165	$292	0.2%	$66.30	—	U.S. FIN SVC ETF	464287770
IEFA	ISHARES TR	2,826	$253	0.1%	$75.65	—	CORE MSCI EAFE	46432F842
OTTR	OTTER TAIL CORP	4,238	$342	0.2%	$72.94	+10.0%	COM	689648103
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,400	$1,206	0.7%	$365.20	+36.2%	CL B NEW	084670702
IVW	ISHARES TR	1,720	$212	0.1%	$120.72	—	S&P 500 GRWT ETF	464287309
HYG	ISHARES TR	2,716	$219	0.1%	$77.48	—	IBOXX HI YD ETF	464288513
ISTB	ISHARES TR	5,042	$246	0.1%	$47.56	—	CORE 1 5 YR USD	46432F859