Golden Bell Financial Planning LLC Long-Term Concentrated

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
DFLV	DIMENSIONAL ETF TRUST	261,083 (+17.4%)	$8,932 (+22.1%)	7.4%	$30.92	—	US LARGE CAP VAL	25434V666
AVIV	AMERICAN CENTY ETF TR	116,867 (+2.0%)	$8,324 (+7.7%)	6.9%	$52.46	—	INTERNATIONAL LR	025072364
AVUV	AMERICAN CENTY ETF TR	67,210 (+6.8%)	$6,854 (+9.4%)	5.7%	$96.33	—	US SML CP VALU	025072877
DFEV	DIMENSIONAL ETF TRUST	79,793 (+8.7%)	$2,692 (+15.0%)	2.2%	$27.48	—	EMERGING MKTS VA	25434V740
BNDX	VANGUARD CHARLOTTE FDS	226,976 (+5.6%)	$10,967 (+3.2%)	9.1%	$49.03	—	TOTAL INT BD ETF	92203J407
DISV	DIMENSIONAL ETF TRUST	84,747 (+2.1%)	$3,220 (+8.7%)	2.7%	$27.43	—	INTL SMALL CAP V	25434V781
SCHP	SCHWAB STRATEGIC TR	379,164 (+4.2%)	$10,044 (+2.4%)	8.4%	$25.95	—	US TIPS ETF	808524870
VTEB	VANGUARD MUN BD FDS	42,394 (+10.4%)	$2,132 (+10.9%)	1.8%	$50.13	—	TAX EXEMPT BD	922907746
VCIT	VANGUARD SCOTTSDALE FDS	65,333 (+2.9%)	$5,472 (+2.4%)	4.6%	$80.54	—	INT-TERM CORP	92206C870
DFIV	DIMENSIONAL ETF TRUST	9,130 (+3.5%)	$456 (+12.0%)	0.4%	$36.06	—	INTERNATNAL VAL	25434V807
SCMB	SCHWAB STRATEGIC TR	17,162 (+10.6%)	$442 (+11.3%)	0.4%	$25.63	—	MUN BD ETF	808524649
VTIP	VANGUARD MALVERN FDS	4,407 (+2.8%)	$218 (+0.4%)	0.2%	$48.45	—	STRM INFPROIDX	922020805

Decreased Positions (12)

AVDV AMERICAN CENTY ETF TR 4.8%

Value ($000) $5,799 (+2.0%) Shares 61,714 (-3.4%) Est. Cost $65.08 Unrealized —

VTI VANGUARD INDEX FDS 0.2%

Value ($000) $244 (-20.5%) Shares 727 (-22.2%) Est. Cost $294.04 Unrealized —

AVES AMERICAN CENTY ETF TR 7.0%

Value ($000) $8,408 (-0.7%) Shares 144,189 (-2.3%) Est. Cost $46.20 Unrealized —

VV VANGUARD INDEX FDS 0.9%

Value ($000) $1,054 (-5.1%) Shares 3,347 (-7.2%) Est. Cost $269.72 Unrealized —

VSS VANGUARD INTL EQUITY INDEX F 1.1%

Value ($000) $1,347 (-1.4%) Shares 9,399 (-2.0%) Est. Cost $114.48 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 0.9%

Value ($000) $1,116 (+1.2%) Shares 17,869 (-2.9%) Est. Cost $47.82 Unrealized —

ROSC LATTICE STRATEGIES TR 0.2%

Value ($000) $218 (-5.2%) Shares 4,635 (-8.3%) Est. Cost $43.60 Unrealized —

ROUS LATTICE STRATEGIES TR 1.4%

Value ($000) $1,698 (-0.7%) Shares 29,425 (-1.0%) Est. Cost $50.89 Unrealized —

SCHV SCHWAB STRATEGIC TR 3.8%

Value ($000) $4,518 (-0.2%) Shares 152,569 (-1.9%) Est. Cost $26.07 Unrealized —

VB VANGUARD INDEX FDS 0.4%

Value ($000) $431 (-2.2%) Shares 1,672 (-3.6%) Est. Cost $240.97 Unrealized —

FNDC SCHWAB STRATEGIC TR 0.5%

Value ($000) $546 (-1.4%) Shares 12,252 (-1.5%) Est. Cost $34.14 Unrealized —

DFSV DIMENSIONAL ETF TRUST 0.6%

Value ($000) $744 (+0.9%) Shares 22,629 (-2.3%) Est. Cost $30.40 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
AVDV	AMERICAN CENTY ETF TR	61,714 (-3.4%)	$5,799 (+2.0%)	4.8%	$65.08	—	INTL SMCP VLU	025072802
VTI	VANGUARD INDEX FDS	727 (-22.2%)	$244 (-20.5%)	0.2%	$294.04	—	TOTAL STK MKT	922908769
AVES	AMERICAN CENTY ETF TR	144,189 (-2.3%)	$8,408 (-0.7%)	7.0%	$46.20	—	EMERGING MKT VAL	025072372
VV	VANGUARD INDEX FDS	3,347 (-7.2%)	$1,054 (-5.1%)	0.9%	$269.72	—	LARGE CAP ETF	922908637
VSS	VANGUARD INTL EQUITY INDEX F	9,399 (-2.0%)	$1,347 (-1.4%)	1.1%	$114.48	—	FTSE SMCAP ETF	922042718
VEA	VANGUARD TAX-MANAGED FDS	17,869 (-2.9%)	$1,116 (+1.2%)	0.9%	$47.82	—	VAN FTSE DEV MKT	921943858
ROSC	LATTICE STRATEGIES TR	4,635 (-8.3%)	$218 (-5.2%)	0.2%	$43.60	—	HARTFORD MLT SML	518416508
ROUS	LATTICE STRATEGIES TR	29,425 (-1.0%)	$1,698 (-0.7%)	1.4%	$50.89	—	HARTFORD US EQTY	518416409
SCHV	SCHWAB STRATEGIC TR	152,569 (-1.9%)	$4,518 (-0.2%)	3.8%	$26.07	—	US LCAP VA ETF	808524409
VB	VANGUARD INDEX FDS	1,672 (-3.6%)	$431 (-2.2%)	0.4%	$240.97	—	SMALL CP ETF	922908751
FNDC	SCHWAB STRATEGIC TR	12,252 (-1.5%)	$546 (-1.4%)	0.5%	$34.14	—	FUNDAMENTAL INTL	808524748
DFSV	DIMENSIONAL ETF TRUST	22,629 (-2.3%)	$744 (+0.9%)	0.6%	$30.40	—	US SMALL CAP VAL	25434V815

Unchanged Positions (11)

TIP ISHARES TR 1.9%

Value ($000) $2,340 Shares 21,288 Est. Cost $106.75 Unrealized —

AGG ISHARES TR 4.8%

Value ($000) $5,814 Shares 58,213 Est. Cost $96.90 Unrealized —

BND VANGUARD BD INDEX FDS 18.2%

Value ($000) $21,895 Shares 295,605 Est. Cost $72.27 Unrealized —

SPY SPDR S&P 500 ETF TR 0.3%

Value ($000) $306 Shares 448 Est. Cost $586.08 Unrealized —

VOO VANGUARD INDEX FDS 0.2%

Value ($000) $298 Shares 475 Est. Cost $612.38 Unrealized —

PRFZ INVESCO EXCHANGE TRADED FD T 0.5%

Value ($000) $652 Shares 14,205 Est. Cost $41.61 Unrealized —

VTV VANGUARD INDEX FDS 0.2%

Value ($000) $211 Shares 1,105 Est. Cost $186.53 Unrealized —

SCHA SCHWAB STRATEGIC TR 0.2%

Value ($000) $229 Shares 8,045 Est. Cost $25.30 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 0.8%

Value ($000) $989 Shares 18,398 Est. Cost $44.04 Unrealized —

FNDE SCHWAB STRATEGIC TR 0.2%

Value ($000) $292 Shares 8,111 Est. Cost $29.05 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.4%

Value ($000) $461 Shares 918 Est. Cost $461.73 Unrealized +7.8%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
TIP	ISHARES TR	21,288	$2,340	1.9%	$106.75	—	TIPS BD ETF	464287176
AGG	ISHARES TR	58,213	$5,814	4.8%	$96.90	—	CORE US AGGBD ET	464287226
BND	VANGUARD BD INDEX FDS	295,605	$21,895	18.2%	$72.27	—	TOTAL BND MRKT	921937835
SPY	SPDR S&P 500 ETF TR	448	$306	0.3%	$586.08	—	TR UNIT	78462F103
VOO	VANGUARD INDEX FDS	475	$298	0.2%	$612.38	—	S&P 500 ETF SHS	922908363
PRFZ	INVESCO EXCHANGE TRADED FD T	14,205	$652	0.5%	$41.61	—	RAFI US 1500	46137V597
VTV	VANGUARD INDEX FDS	1,105	$211	0.2%	$186.53	—	VALUE ETF	922908744
SCHA	SCHWAB STRATEGIC TR	8,045	$229	0.2%	$25.30	—	US SML CAP ETF	808524607
VWO	VANGUARD INTL EQUITY INDEX F	18,398	$989	0.8%	$44.04	—	FTSE EMR MKT ETF	922042858
FNDE	SCHWAB STRATEGIC TR	8,111	$292	0.2%	$29.05	—	FUNDAMENTAL EMER	808524730
BRK/B	BERKSHIRE HATHAWAY INC DEL	918	$461	0.4%	$461.73	+7.8%	CL B NEW	084670702