Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
QQQ	INVESCO QQQ TR	879	$647K	0.3%	$736.40	—	UNIT SER 1	46090E103
MDY	STATE STR SPDR S&P MIDCAP 40	725	$510K	0.3%	$703.41	—	UTSER1 S&PDCRP	78467Y107
IJR	ISHARES TR	2,371	$352K	0.2%	$148.29	—	CORE S&P SCP ETF	464287804
SCHG	SCHWAB STRATEGIC TR	6,655	$225K	0.1%	$33.84	—	US LCAP GR ETF	808524300
SCHF	SCHWAB STRATEGIC TR	7,372	$204K	0.1%	$27.70	—	INTL EQTY ETF	808524805
KEEL	KEEL INFRASTRUCTURE CORP	17,318	$99,405	0.1%	$5.74	—	COM SHS	486917107

Increased Positions (13)

BSV VANGUARD BD INDEX FDS 19.5%

Value $36M (+25.5%) Shares 462,096 (+26.3%) Est. Cost $78.27 Unrealized —

VUG VANGUARD INDEX FDS 3.9%

Value $7.183M (+87.4%) Shares 83,390 (+850.3%) Est. Cost $124.86 Unrealized —

MGV VANGUARD WORLD FD 4.9%

Value $9.084M (+42.1%) Shares 55,575 (+26.1%) Est. Cost $138.86 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 8.7%

Value $16.07M (+17.3%) Shares 191,910 (+5.2%) Est. Cost $60.69 Unrealized —

BIV VANGUARD BD INDEX FDS 16.2%

Value $29.92M (+7.2%) Shares 390,104 (+7.9%) Est. Cost $77.21 Unrealized —

VGSH VANGUARD SCOTTSDALE FDS 10.4%

Value $19.17M (+8.9%) Shares 329,326 (+9.5%) Est. Cost $58.65 Unrealized —

VO VANGUARD INDEX FDS 1.5%

Value $2.766M (+58.1%) Shares 34,326 (+463.6%) Est. Cost $116.71 Unrealized —

VB VANGUARD INDEX FDS 2.4%

Value $4.493M (+26.7%) Shares 14,823 (+9.5%) Est. Cost $250.77 Unrealized —

VOO VANGUARD INDEX FDS 1.2%

Value $2.237M (+59.9%) Shares 3,257 (+39.1%) Est. Cost $613.63 Unrealized —

VTEB VANGUARD MUN BD FDS 0.8%

Value $1.485M (+73.2%) Shares 29,364 (+70.8%) Est. Cost $50.30 Unrealized —

DIA STATE STR SPDR DOW JONES IND 0.4%

Value $726K (+40.5%) Shares 1,390 (+24.6%) Est. Cost $444.60 Unrealized —

IWM ISHARES TR 0.2%

Value $289K (+25.4%) Shares 962 (+3.6%) Est. Cost $223.78 Unrealized —

TIP ISHARES TR 0.1%

Value $275K (+0.8%) Shares 2,511 (+1.7%) Est. Cost $106.68 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
BSV	VANGUARD BD INDEX FDS	462,096 (+26.3%)	$36M (+25.5%)	19.5%	$78.27	—	SHORT TRM BOND	921937827
VUG	VANGUARD INDEX FDS	83,390 (+850.3%)	$7.183M (+87.4%)	3.9%	$124.86	—	GROWTH ETF	922908736
MGV	VANGUARD WORLD FD	55,575 (+26.1%)	$9.084M (+42.1%)	4.9%	$138.86	—	MEGA CAP VAL ETF	921910840
VEU	VANGUARD INTL EQUITY INDEX F	191,910 (+5.2%)	$16.07M (+17.3%)	8.7%	$60.69	—	ALLWRLD EX US	922042775
BIV	VANGUARD BD INDEX FDS	390,104 (+7.9%)	$29.92M (+7.2%)	16.2%	$77.21	—	INTERMED TERM	921937819
VGSH	VANGUARD SCOTTSDALE FDS	329,326 (+9.5%)	$19.17M (+8.9%)	10.4%	$58.65	—	SHORT TERM TREAS	92206C102
VO	VANGUARD INDEX FDS	34,326 (+463.6%)	$2.766M (+58.1%)	1.5%	$116.71	—	MID CAP ETF	922908629
VB	VANGUARD INDEX FDS	14,823 (+9.5%)	$4.493M (+26.7%)	2.4%	$250.77	—	SMALL CP ETF	922908751
VOO	VANGUARD INDEX FDS	3,257 (+39.1%)	$2.237M (+59.9%)	1.2%	$613.63	—	S&P 500 ETF SHS	922908363
VTEB	VANGUARD MUN BD FDS	29,364 (+70.8%)	$1.485M (+73.2%)	0.8%	$50.30	—	TAX EXEMPT BD	922907746
DIA	STATE STR SPDR DOW JONES IND	1,390 (+24.6%)	$726K (+40.5%)	0.4%	$444.60	—	UT SER 1	78467X109
IWM	ISHARES TR	962 (+3.6%)	$289K (+25.4%)	0.2%	$223.78	—	RUSSELL 2000 ETF	464287655
TIP	ISHARES TR	2,511 (+1.7%)	$275K (+0.8%)	0.1%	$106.68	—	TIPS BD ETF	464287176

Exited Positions (3)

MSFT MICROSOFT CORP 0.3%

Value $560K Shares 1,514 Est. Cost $422.35 Unrealized —

— CALAMOS STRATEGIC TOTAL RETU 0.2%

Value $306K Shares 17,898 Est. Cost $17.71 Unrealized —

— EATON VANCE TAX-MANAGED DIVE 0.1%

Value $241K Shares 17,450 Est. Cost $14.95 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MSFT	MICROSOFT CORP	1,514	$560K	0.3%	$422.35	—	—	594918104
—	CALAMOS STRATEGIC TOTAL RETU	17,898	$306K	0.2%	$17.71	—	—	128125101
—	EATON VANCE TAX-MANAGED DIVE	17,450	$241K	0.1%	$14.95	—	—	27828N102

Decreased Positions (5)

SPY STATE STR SPDR S&P 500 ETF T 11.2%

Value $20.7M (+10.4%) Shares 27,721 (-3.9%) Est. Cost $586.12 Unrealized —

VTV VANGUARD INDEX FDS 12.1%

Value $22.47M (+9.0%) Shares 103,099 (-1.9%) Est. Cost $169.48 Unrealized —

— COLUMBIA SELIGM PREM TECH GR 0.2%

Value $307K (-20.7%) Shares 5,690 (-44.2%) Est. Cost $31.95 Unrealized —

— EATON VANCE ENHANCED EQUITY 0.2%

Value $379K (-17.0%) Shares 17,217 (-22.9%) Est. Cost $23.95 Unrealized —

IVV ISHARES TR 0.3%

Value $568K (+12.9%) Shares 759 (-1.6%) Est. Cost $585.38 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPY	STATE STR SPDR S&P 500 ETF T	27,721 (-3.9%)	$20.7M (+10.4%)	11.2%	$586.12	—	TR UNIT	78462F103
VTV	VANGUARD INDEX FDS	103,099 (-1.9%)	$22.47M (+9.0%)	12.1%	$169.48	—	VALUE ETF	922908744
—	COLUMBIA SELIGM PREM TECH GR	5,690 (-44.2%)	$307K (-20.7%)	0.2%	$31.95	—	COM	19842X109
—	EATON VANCE ENHANCED EQUITY	17,217 (-22.9%)	$379K (-17.0%)	0.2%	$23.95	—	COM	278277108
IVV	ISHARES TR	759 (-1.6%)	$568K (+12.9%)	0.3%	$585.38	—	CORE S&P500 ETF	464287200

Unchanged Positions (9)

VTI VANGUARD INDEX FDS 2.0%

Value $3.773M Shares 10,196 Est. Cost $284.07 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 0.9%

Value $1.705M Shares 23,926 Est. Cost $50.30 Unrealized —

GOOG ALPHABET INC 0.3%

Value $610K Shares 1,727 Est. Cost $286.33 Unrealized —

EFA ISHARES TR 0.5%

Value $887K Shares 8,537 Est. Cost $75.61 Unrealized —

VLU SPDR SERIES TRUST 0.2%

Value $412K Shares 1,731 Est. Cost $184.04 Unrealized —

VV VANGUARD INDEX FDS 0.2%

Value $293K Shares 851 Est. Cost $269.81 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.1%

Value $263K Shares 526 Est. Cost $465.17 Unrealized —

MUNY VANGUARD NY TAX FREE FDS 0.2%

Value $453K Shares 4,357 Est. Cost $103.14 Unrealized —

NYF ISHARES TR 0.2%

Value $406K Shares 7,541 Est. Cost $53.12 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	10,196	$3.773M	2.0%	$284.07	—	TOTAL STK MKT	922908769
VEA	VANGUARD TAX-MANAGED FDS	23,926	$1.705M	0.9%	$50.30	—	VAN FTSE DEV MKT	921943858
GOOG	ALPHABET INC	1,727	$610K	0.3%	$286.33	—	CAP STK CL C	02079K107
EFA	ISHARES TR	8,537	$887K	0.5%	$75.61	—	MSCI EAFE ETF	464287465
VLU	SPDR SERIES TRUST	1,731	$412K	0.2%	$184.04	—	ST STR SP1500VT	78464A128
VV	VANGUARD INDEX FDS	851	$293K	0.2%	$269.81	—	LARGE CAP ETF	922908637
BRK/B	BERKSHIRE HATHAWAY INC DEL	526	$263K	0.1%	$465.17	—	CL B NEW	084670702
MUNY	VANGUARD NY TAX FREE FDS	4,357	$453K	0.2%	$103.14	—	TAX EXEMPT BD	92204H400
NYF	ISHARES TR	7,541	$406K	0.2%	$53.12	—	NEW YORK MUN ETF	464288323