Journey Beyond Wealth, LLC Concentrated Active

CIK: 0002052989 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Jan 23, 2026

Total Value ($000): $125,723 (100.0% shares, 0.0% debt)

Holdings (31)

New Positions (4)

SCHD SCHWAB STRATEGIC TR 2.0%

Value ($000) $2,523 Shares 91,979 Est. Cost $27.43 Unrealized —

GRID FIRST TR EXCHANGE TRADED FD 1.2%

Value ($000) $1,531 Shares 10,007 Est. Cost $153.02 Unrealized —

GLD SPDR GOLD TR 0.2%

Value ($000) $219 Shares 552 Est. Cost $396.31 Unrealized —

IAU ISHARES GOLD TR 0.2%

Value ($000) $205 Shares 2,525 Est. Cost $81.17 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SCHD	SCHWAB STRATEGIC TR	91,979	$2,523	2.0%	$27.43	—	US DIVIDEND EQ	808524797
GRID	FIRST TR EXCHANGE TRADED FD	10,007	$1,531	1.2%	$153.02	—	NASDQ CLN EDGE	33737A108
GLD	SPDR GOLD TR	552	$219	0.2%	$396.31	—	GOLD SHS	78463V107
IAU	ISHARES GOLD TR	2,525	$205	0.2%	$81.17	—	ISHARES NEW	464285204

Increased Positions (9)

VOO VANGUARD INDEX FDS 26.2%

Value ($000) $32,887 (+8.4%) Shares 52,441 (+5.9%) Est. Cost $544.26 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 6.6%

Value ($000) $8,278 (+12.0%) Shares 132,520 (+7.4%) Est. Cost $49.15 Unrealized —

DFIV DIMENSIONAL ETF TRUST 3.6%

Value ($000) $4,470 (+11.6%) Shares 89,570 (+3.1%) Est. Cost $37.43 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 4.1%

Value ($000) $5,154 (+4.9%) Shares 95,878 (+5.7%) Est. Cost $45.82 Unrealized —

SCHO SCHWAB STRATEGIC TR 2.7%

Value ($000) $3,334 (+7.8%) Shares 136,790 (+7.9%) Est. Cost $24.12 Unrealized —

CATH GLOBAL X FDS 0.5%

Value ($000) $670 (+18.4%) Shares 8,143 (+16.7%) Est. Cost $72.47 Unrealized —

DISV DIMENSIONAL ETF TRUST 0.8%

Value ($000) $1,060 (+7.6%) Shares 27,884 (+1.1%) Est. Cost $28.05 Unrealized —

IWM ISHARES TR 0.5%

Value ($000) $635 (+3.8%) Shares 2,580 (+2.1%) Est. Cost $221.48 Unrealized —

VTI VANGUARD INDEX FDS 0.3%

Value ($000) $349 (+4.4%) Shares 1,040 (+2.3%) Est. Cost $289.12 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VOO	VANGUARD INDEX FDS	52,441 (+5.9%)	$32,887 (+8.4%)	26.2%	$544.26	—	S&P 500 ETF SHS	922908363
VEA	VANGUARD TAX-MANAGED FDS	132,520 (+7.4%)	$8,278 (+12.0%)	6.6%	$49.15	—	VAN FTSE DEV MKT	921943858
DFIV	DIMENSIONAL ETF TRUST	89,570 (+3.1%)	$4,470 (+11.6%)	3.6%	$37.43	—	INTERNATNAL VAL	25434V807
VWO	VANGUARD INTL EQUITY INDEX F	95,878 (+5.7%)	$5,154 (+4.9%)	4.1%	$45.82	—	FTSE EMR MKT ETF	922042858
SCHO	SCHWAB STRATEGIC TR	136,790 (+7.9%)	$3,334 (+7.8%)	2.7%	$24.12	—	SHT TM US TRES	808524862
CATH	GLOBAL X FDS	8,143 (+16.7%)	$670 (+18.4%)	0.5%	$72.47	—	S&P 500 CATHOLIC	37954Y889
DISV	DIMENSIONAL ETF TRUST	27,884 (+1.1%)	$1,060 (+7.6%)	0.8%	$28.05	—	INTL SMALL CAP V	25434V781
IWM	ISHARES TR	2,580 (+2.1%)	$635 (+3.8%)	0.5%	$221.48	—	RUSSELL 2000 ETF	464287655
VTI	VANGUARD INDEX FDS	1,040 (+2.3%)	$349 (+4.4%)	0.3%	$289.12	—	TOTAL STK MKT	922908769

Exited Positions (3)

NVO NOVO-NORDISK A S 0.5%

Value ($000) $628 Shares 11,320 Est. Cost $55.49 Unrealized —

VSS VANGUARD INTL EQUITY INDEX F 0.2%

Value ($000) $276 Shares 1,936 Est. Cost $115.56 Unrealized —

SCHA SCHWAB STRATEGIC TR 0.2%

Value ($000) $206 Shares 7,401 Est. Cost $27.90 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
NVO	NOVO-NORDISK A S	11,320	$628	0.5%	$55.49	—	—	670100205
VSS	VANGUARD INTL EQUITY INDEX F	1,936	$276	0.2%	$115.56	—	—	922042718
SCHA	SCHWAB STRATEGIC TR	7,401	$206	0.2%	$27.90	—	—	808524607

Decreased Positions (10)

VXF VANGUARD INDEX FDS 8.2%

Value ($000) $10,304 (-10.6%) Shares 49,272 (-10.5%) Est. Cost $189.28 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 14.2%

Value ($000) $17,878 (-4.2%) Shares 243,036 (-7.1%) Est. Cost $59.50 Unrealized —

QTEC FIRST TR EXCHANGE-TRADED FD 2.7%

Value ($000) $3,399 (-18.4%) Shares 14,767 (-18.6%) Est. Cost $187.52 Unrealized —

IJR ISHARES TR 2.9%

Value ($000) $3,588 (-12.3%) Shares 29,859 (-13.3%) Est. Cost $114.55 Unrealized —

VUG VANGUARD INDEX FDS 5.3%

Value ($000) $6,660 (-6.3%) Shares 13,651 (-7.9%) Est. Cost $410.81 Unrealized —

IGM ISHARES TR 2.8%

Value ($000) $3,521 (-9.1%) Shares 27,259 (-11.3%) Est. Cost $102.57 Unrealized —

VTEB VANGUARD MUN BD FDS 0.8%

Value ($000) $992 (-2.0%) Shares 19,724 (-2.4%) Est. Cost $50.13 Unrealized —

WMT WALMART INC 0.3%

Value ($000) $323 (+4.3%) Shares 2,901 (-3.5%) Est. Cost $85.80 Unrealized +24.9%

AAPL APPLE INC 0.2%

Value ($000) $281 (-2.5%) Shares 1,034 (-8.7%) Est. Cost $233.70 Unrealized +14.8%

EFG ISHARES TR 0.2%

Value ($000) $216 (-1.2%) Shares 1,899 (-1.2%) Est. Cost $113.88 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VXF	VANGUARD INDEX FDS	49,272 (-10.5%)	$10,304 (-10.6%)	8.2%	$189.28	—	EXTEND MKT ETF	922908652
VEU	VANGUARD INTL EQUITY INDEX F	243,036 (-7.1%)	$17,878 (-4.2%)	14.2%	$59.50	—	ALLWRLD EX US	922042775
QTEC	FIRST TR EXCHANGE-TRADED FD	14,767 (-18.6%)	$3,399 (-18.4%)	2.7%	$187.52	—	SHS	337345102
IJR	ISHARES TR	29,859 (-13.3%)	$3,588 (-12.3%)	2.9%	$114.55	—	CORE S&P SCP ETF	464287804
VUG	VANGUARD INDEX FDS	13,651 (-7.9%)	$6,660 (-6.3%)	5.3%	$410.81	—	GROWTH ETF	922908736
IGM	ISHARES TR	27,259 (-11.3%)	$3,521 (-9.1%)	2.8%	$102.57	—	EXPND TEC SC ETF	464287549
VTEB	VANGUARD MUN BD FDS	19,724 (-2.4%)	$992 (-2.0%)	0.8%	$50.13	—	TAX EXEMPT BD	922907746
WMT	WALMART INC	2,901 (-3.5%)	$323 (+4.3%)	0.3%	$85.80	+24.9%	COM	931142103
AAPL	APPLE INC	1,034 (-8.7%)	$281 (-2.5%)	0.2%	$233.70	+14.8%	COM	037833100
EFG	ISHARES TR	1,899 (-1.2%)	$216 (-1.2%)	0.2%	$113.88	—	EAFE GRWTH ETF	464288885

Unchanged Positions (8)

VTV VANGUARD INDEX FDS 5.0%

Value ($000) $6,313 Shares 33,055 Est. Cost $169.79 Unrealized —

SPY SPDR S&P 500 ETF TR 4.0%

Value ($000) $4,981 Shares 7,305 Est. Cost $586.08 Unrealized —

VV VANGUARD INDEX FDS 0.8%

Value ($000) $1,026 Shares 3,259 Est. Cost $269.74 Unrealized —

LMT LOCKHEED MARTIN CORP 0.3%

Value ($000) $437 Shares 904 Est. Cost $527.20 Unrealized -9.7%

SCHF SCHWAB STRATEGIC TR 0.2%

Value ($000) $271 Shares 11,259 Est. Cost $22.24 Unrealized —

MUB ISHARES TR 0.9%

Value ($000) $1,071 Shares 10,000 Est. Cost $106.55 Unrealized —

IWR ISHARES TR 0.3%

Value ($000) $332 Shares 3,448 Est. Cost $88.40 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 2.2%

Value ($000) $2,815 Shares 5,600 Est. Cost $461.73 Unrealized +7.8%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VTV	VANGUARD INDEX FDS	33,055	$6,313	5.0%	$169.79	—	VALUE ETF	922908744
SPY	SPDR S&P 500 ETF TR	7,305	$4,981	4.0%	$586.08	—	TR UNIT	78462F103
VV	VANGUARD INDEX FDS	3,259	$1,026	0.8%	$269.74	—	LARGE CAP ETF	922908637
LMT	LOCKHEED MARTIN CORP	904	$437	0.3%	$527.20	-9.7%	COM	539830109
SCHF	SCHWAB STRATEGIC TR	11,259	$271	0.2%	$22.24	—	INTL EQTY ETF	808524805
MUB	ISHARES TR	10,000	$1,071	0.9%	$106.55	—	NATIONAL MUN ETF	464288414
IWR	ISHARES TR	3,448	$332	0.3%	$88.40	—	RUS MID CAP ETF	464287499
BRK/B	BERKSHIRE HATHAWAY INC DEL	5,600	$2,815	2.2%	$461.73	+7.8%	CL B NEW	084670702