Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AOK	ISHARES TR	23,418	$971K	0.3%	$41.48	—	CORE 30 70 ETF	464289883
VCSH	VANGUARD SCOTTSDALE FDS	8,600	$680K	0.2%	$79.03	—	SHRT TRM CORP BD	92206C409
IEI	ISHARES TR	5,104	$599K	0.2%	$117.45	—	3 7 YR TREAS BD	464288661
VUG	VANGUARD INDEX FDS	2,691	$232K	0.1%	$86.14	—	GROWTH ETF	922908736
XLK	SELECT SECTOR SPDR TR	1,200	$229K	0.1%	$190.52	—	ST STR TECHN ETF	81369Y803
LLY	ELI LILLY & CO	190	$228K	0.1%	$1200.28	—	COM	532457108
NVDA	NVIDIA CORPORATION	1,080	$216K	0.1%	$200.09	—	COM	67066G104

Increased Positions (27)

VTI VANGUARD INDEX FDS 3.3%

Value $10.94M (+16.9%) Shares 29,559 (+1.3%) Est. Cost $296.58 Unrealized —

HIDE EA SERIES TRUST 3.7%

Value $12.36M (+9.2%) Shares 517,076 (+9.7%) Est. Cost $22.84 Unrealized —

VXF VANGUARD INDEX FDS 1.6%

Value $5.332M (+22.4%) Shares 21,656 (+2.3%) Est. Cost $195.20 Unrealized —

VV VANGUARD INDEX FDS 1.3%

Value $4.333M (+23.2%) Shares 12,599 (+7.0%) Est. Cost $281.96 Unrealized —

CAOS EA SERIES TRUST 2.3%

Value $7.693M (+10.1%) Shares 85,138 (+10.6%) Est. Cost $89.23 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 0.9%

Value $2.85M (+12.8%) Shares 39,994 (+1.5%) Est. Cost $57.03 Unrealized —

VT VANGUARD INTL EQUITY INDEX F 0.6%

Value $2.14M (+17.7%) Shares 13,632 (+3.7%) Est. Cost $121.34 Unrealized —

VTEB VANGUARD MUN BD FDS 1.2%

Value $4.099M (+8.2%) Shares 81,043 (+6.7%) Est. Cost $49.95 Unrealized —

BND VANGUARD BD INDEX FDS 2.5%

Value $8.147M (+3.9%) Shares 110,982 (+4.2%) Est. Cost $72.81 Unrealized —

SHY ISHARES TR 0.3%

Value $1.149M (+34.8%) Shares 13,993 (+35.6%) Est. Cost $82.31 Unrealized —

AAPL APPLE INC 0.5%

Value $1.493M (+21.3%) Shares 5,161 (+6.4%) Est. Cost $244.94 Unrealized —

AOM ISHARES TR 0.2%

Value $715K (+45.6%) Shares 14,329 (+38.2%) Est. Cost $48.07 Unrealized —

VCRM VANGUARD MUN BD FDS 0.4%

Value $1.227M (+21.8%) Shares 16,062 (+19.8%) Est. Cost $74.18 Unrealized —

AVDE AMERICAN CENTY ETF TR 0.9%

Value $2.839M (+6.9%) Shares 31,824 (+1.7%) Est. Cost $62.57 Unrealized —

GOOG ALPHABET INC 0.2%

Value $563K (+45.4%) Shares 1,592 (+18.0%) Est. Cost $203.47 Unrealized —

DFIV DIMENSIONAL ETF TRUST 1.3%

Value $4.212M (+3.5%) Shares 77,970 (+1.1%) Est. Cost $35.81 Unrealized —

DFAE DIMENSIONAL ETF TRUST 0.2%

Value $560K (+22.6%) Shares 13,921 (+3.2%) Est. Cost $26.82 Unrealized —

MSFT MICROSOFT CORP 0.2%

Value $826K (+10.3%) Shares 2,214 (+9.5%) Est. Cost $441.54 Unrealized —

VTIP VANGUARD MALVERN FDS 0.4%

Value $1.167M (+6.3%) Shares 23,233 (+5.7%) Est. Cost $48.77 Unrealized —

SGOV ISHARES TR 0.3%

Value $967K (+6.2%) Shares 9,602 (+6.2%) Est. Cost $100.55 Unrealized —

FALN ISHARES TR 0.2%

Value $604K (+9.6%) Shares 22,164 (+7.5%) Est. Cost $26.76 Unrealized —

VO VANGUARD INDEX FDS 0.1%

Value $436K (+12.4%) Shares 5,406 (+300.7%) Est. Cost $126.42 Unrealized —

SCHR SCHWAB STRATEGIC TR 2.2%

Value $7.237M (+0.6%) Shares 293,466 (+1.6%) Est. Cost $24.85 Unrealized —

AVIG AMERICAN CENTY ETF TR 0.5%

Value $1.625M (+1.0%) Shares 39,242 (+1.3%) Est. Cost $40.89 Unrealized —

BSV VANGUARD BD INDEX FDS 0.4%

Value $1.298M (+1.1%) Shares 16,667 (+1.8%) Est. Cost $77.89 Unrealized —

— BLACKROCK CORPOR HI YLD FD I 0.0%

Value $134K (+2.0%) Shares 15,640 (+1.5%) Est. Cost $9.49 Unrealized —

BIV VANGUARD BD INDEX FDS 0.1%

Value $202K (+0.5%) Shares 2,638 (+1.1%) Est. Cost $77.87 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	29,559 (+1.3%)	$10.94M (+16.9%)	3.3%	$296.58	—	TOTAL STK MKT	922908769
HIDE	EA SERIES TRUST	517,076 (+9.7%)	$12.36M (+9.2%)	3.7%	$22.84	—	ALPHA ARCHITECT	02072L631
VXF	VANGUARD INDEX FDS	21,656 (+2.3%)	$5.332M (+22.4%)	1.6%	$195.20	—	EXTEND MKT ETF	922908652
VV	VANGUARD INDEX FDS	12,599 (+7.0%)	$4.333M (+23.2%)	1.3%	$281.96	—	LARGE CAP ETF	922908637
CAOS	EA SERIES TRUST	85,138 (+10.6%)	$7.693M (+10.1%)	2.3%	$89.23	—	ALPHA ARCHITECT	02072L516
VEA	VANGUARD TAX-MANAGED FDS	39,994 (+1.5%)	$2.85M (+12.8%)	0.9%	$57.03	—	VAN FTSE DEV MKT	921943858
VT	VANGUARD INTL EQUITY INDEX F	13,632 (+3.7%)	$2.14M (+17.7%)	0.6%	$121.34	—	TT WRLD ST ETF	922042742
VTEB	VANGUARD MUN BD FDS	81,043 (+6.7%)	$4.099M (+8.2%)	1.2%	$49.95	—	TAX EXEMPT BD	922907746
BND	VANGUARD BD INDEX FDS	110,982 (+4.2%)	$8.147M (+3.9%)	2.5%	$72.81	—	TOTAL BND MRKT	921937835
SHY	ISHARES TR	13,993 (+35.6%)	$1.149M (+34.8%)	0.3%	$82.31	—	1 3 YR TREAS BD	464287457
AAPL	APPLE INC	5,161 (+6.4%)	$1.493M (+21.3%)	0.5%	$244.94	—	COM	037833100
AOM	ISHARES TR	14,329 (+38.2%)	$715K (+45.6%)	0.2%	$48.07	—	CORE 40 MODE ETF	464289875
VCRM	VANGUARD MUN BD FDS	16,062 (+19.8%)	$1.227M (+21.8%)	0.4%	$74.18	—	CORE TAX EXEMPT	922907712
AVDE	AMERICAN CENTY ETF TR	31,824 (+1.7%)	$2.839M (+6.9%)	0.9%	$62.57	—	INTL EQT ETF	025072703
GOOG	ALPHABET INC	1,592 (+18.0%)	$563K (+45.4%)	0.2%	$203.47	—	CAP STK CL C	02079K107
DFIV	DIMENSIONAL ETF TRUST	77,970 (+1.1%)	$4.212M (+3.5%)	1.3%	$35.81	—	INTERNATNAL VAL	25434V807
DFAE	DIMENSIONAL ETF TRUST	13,921 (+3.2%)	$560K (+22.6%)	0.2%	$26.82	—	EMGR CRE EQT MNG	25434V302
MSFT	MICROSOFT CORP	2,214 (+9.5%)	$826K (+10.3%)	0.2%	$441.54	—	COM	594918104
VTIP	VANGUARD MALVERN FDS	23,233 (+5.7%)	$1.167M (+6.3%)	0.4%	$48.77	—	STRM INFPROIDX	922020805
SGOV	ISHARES TR	9,602 (+6.2%)	$967K (+6.2%)	0.3%	$100.55	—	0-3 MTH TREASURY	46436E718
FALN	ISHARES TR	22,164 (+7.5%)	$604K (+9.6%)	0.2%	$26.76	—	FALN ANGLS USD	46435G474
VO	VANGUARD INDEX FDS	5,406 (+300.7%)	$436K (+12.4%)	0.1%	$126.42	—	MID CAP ETF	922908629
SCHR	SCHWAB STRATEGIC TR	293,466 (+1.6%)	$7.237M (+0.6%)	2.2%	$24.85	—	INT-TRM U.S TRES	808524854
AVIG	AMERICAN CENTY ETF TR	39,242 (+1.3%)	$1.625M (+1.0%)	0.5%	$40.89	—	AVANTIS CORE FI	025072562
BSV	VANGUARD BD INDEX FDS	16,667 (+1.8%)	$1.298M (+1.1%)	0.4%	$77.89	—	SHORT TRM BOND	921937827
—	BLACKROCK CORPOR HI YLD FD I	15,640 (+1.5%)	$134K (+2.0%)	0.0%	$9.49	—	COM	09255P107
BIV	VANGUARD BD INDEX FDS	2,638 (+1.1%)	$202K (+0.5%)	0.1%	$77.87	—	INTERMED TERM	921937819

Exited Positions (5)

DFAU DIMENSIONAL ETF TRUST 0.1%

Value $315K Shares 6,979 Est. Cost $40.49 Unrealized —

SDY SPDR SERIES TRUST 0.1%

Value $287K Shares 1,968 Est. Cost $139.16 Unrealized —

ABT ABBOTT LABORATORIES 0.1%

Value $255K Shares 2,484 Est. Cost $113.33 Unrealized —

GDX VANECK ETF TRUST 0.1%

Value $235K Shares 2,562 Est. Cost $85.79 Unrealized —

MRK MERCK & CO INC 0.1%

Value $224K Shares 1,860 Est. Cost $114.28 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
DFAU	DIMENSIONAL ETF TRUST	6,979	$315K	0.1%	$40.49	—	—	25434V104
SDY	SPDR SERIES TRUST	1,968	$287K	0.1%	$139.16	—	—	78464A763
ABT	ABBOTT LABORATORIES	2,484	$255K	0.1%	$113.33	—	—	002824100
GDX	VANECK ETF TRUST	2,562	$235K	0.1%	$85.79	—	—	92189F106
MRK	MERCK & CO INC	1,860	$224K	0.1%	$114.28	—	—	58933Y105

Decreased Positions (26)

TROW PRICE T ROWE GROUP INC 41.3%

Value $137M (+8.5%) Shares 1,203,485 (-14.0%) Est. Cost $102.93 Unrealized —

SCHF SCHWAB STRATEGIC TR 2.2%

Value $7.265M (+8.4%) Shares 262,265 (-3.2%) Est. Cost $18.50 Unrealized —

IVV ISHARES TR 1.3%

Value $4.453M (+12.1%) Shares 5,947 (-2.2%) Est. Cost $625.68 Unrealized —

AMLP ALPS ETF TR 0.1%

Value $302K (-35.4%) Shares 5,818 (-34.4%) Est. Cost $48.41 Unrealized —

GLD SPDR GOLD TR 0.2%

Value $501K (-22.1%) Shares 1,360 (-9.0%) Est. Cost $290.98 Unrealized —

SMMD ISHARES TR 0.3%

Value $987K (+16.0%) Shares 10,774 (-3.3%) Est. Cost $68.00 Unrealized —

QMOM EA SERIES TRUST 0.6%

Value $1.984M (+7.3%) Shares 25,196 (-6.9%) Est. Cost $64.28 Unrealized —

ITOT ISHARES TR 0.4%

Value $1.248M (+11.7%) Shares 7,599 (-3.1%) Est. Cost $128.98 Unrealized —

XLE SELECT SECTOR SPDR TR 0.1%

Value $312K (-28.6%) Shares 5,883 (-17.6%) Est. Cost $59.36 Unrealized —

FRDM EA SERIES TRUST 0.3%

Value $1.064M (+11.6%) Shares 14,589 (-16.3%) Est. Cost $37.40 Unrealized —

SCHP SCHWAB STRATEGIC TR 0.4%

Value $1.184M (-6.7%) Shares 44,662 (-6.3%) Est. Cost $26.03 Unrealized —

AVUS AMERICAN CENTY ETF TR 0.2%

Value $737K (+12.4%) Shares 5,754 (-2.4%) Est. Cost $97.74 Unrealized —

VNQ VANGUARD INDEX FDS 0.3%

Value $1.094M (+7.0%) Shares 11,348 (-1.6%) Est. Cost $89.07 Unrealized —

IVAL EA SERIES TRUST 0.3%

Value $963K (-5.6%) Shares 28,262 (-5.9%) Est. Cost $28.70 Unrealized —

QVAL EA SERIES TRUST 0.6%

Value $2.031M (+2.5%) Shares 36,625 (-3.6%) Est. Cost $46.39 Unrealized —

AVMU AMERICAN CENTY ETF TR 0.3%

Value $1.085M (-3.9%) Shares 23,286 (-5.5%) Est. Cost $46.13 Unrealized —

VYM VANGUARD WHITEHALL FDS 0.1%

Value $410K (-9.5%) Shares 2,592 (-15.2%) Est. Cost $128.75 Unrealized —

SHM SPDR SERIES TRUST 0.2%

Value $757K (-5.0%) Shares 15,787 (-5.3%) Est. Cost $47.56 Unrealized —

SCHO SCHWAB STRATEGIC TR 0.2%

Value $693K (-4.9%) Shares 28,697 (-4.4%) Est. Cost $24.22 Unrealized —

IWP ISHARES TR 0.1%

Value $334K (+9.0%) Shares 2,281 (-4.6%) Est. Cost $126.75 Unrealized —

DFSV DIMENSIONAL ETF TRUST 0.1%

Value $405K (+6.7%) Shares 10,438 (-3.6%) Est. Cost $30.99 Unrealized —

IMOM EA SERIES TRUST 0.3%

Value $987K (+2.1%) Shares 22,812 (-6.1%) Est. Cost $33.72 Unrealized —

LRGF ISHARES TR 0.1%

Value $312K (-4.9%) Shares 4,130 (-17.1%) Est. Cost $60.34 Unrealized —

FLOT ISHARES TR 0.2%

Value $816K (-1.5%) Shares 15,982 (-1.7%) Est. Cost $50.88 Unrealized —

VCIT VANGUARD SCOTTSDALE FDS 0.2%

Value $500K (-1.9%) Shares 6,054 (-1.8%) Est. Cost $83.25 Unrealized —

DFAI DIMENSIONAL ETF TRUST 0.2%

Value $561K (+1.0%) Shares 13,591 (-4.6%) Est. Cost $34.34 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
TROW	PRICE T ROWE GROUP INC	1,203,485 (-14.0%)	$137M (+8.5%)	41.3%	$102.93	—	COM	74144T108
SCHF	SCHWAB STRATEGIC TR	262,265 (-3.2%)	$7.265M (+8.4%)	2.2%	$18.50	—	INTL EQTY ETF	808524805
IVV	ISHARES TR	5,947 (-2.2%)	$4.453M (+12.1%)	1.3%	$625.68	—	CORE S&P500 ETF	464287200
AMLP	ALPS ETF TR	5,818 (-34.4%)	$302K (-35.4%)	0.1%	$48.41	—	ALERIAN MLP	00162Q452
GLD	SPDR GOLD TR	1,360 (-9.0%)	$501K (-22.1%)	0.2%	$290.98	—	GOLD SHS	78463V107
SMMD	ISHARES TR	10,774 (-3.3%)	$987K (+16.0%)	0.3%	$68.00	—	RUSEL 2500 ETF	46435G268
QMOM	EA SERIES TRUST	25,196 (-6.9%)	$1.984M (+7.3%)	0.6%	$64.28	—	US QUAN MOMENTUM	02072L409
ITOT	ISHARES TR	7,599 (-3.1%)	$1.248M (+11.7%)	0.4%	$128.98	—	CORE S&P TTL STK	464287150
XLE	SELECT SECTOR SPDR TR	5,883 (-17.6%)	$312K (-28.6%)	0.1%	$59.36	—	ST STR ENERG ETF	81369Y506
FRDM	EA SERIES TRUST	14,589 (-16.3%)	$1.064M (+11.6%)	0.3%	$37.40	—	FREEDOM 100 EM	02072L607
SCHP	SCHWAB STRATEGIC TR	44,662 (-6.3%)	$1.184M (-6.7%)	0.4%	$26.03	—	US TIPS ETF	808524870
AVUS	AMERICAN CENTY ETF TR	5,754 (-2.4%)	$737K (+12.4%)	0.2%	$97.74	—	US EQT ETF	025072885
VNQ	VANGUARD INDEX FDS	11,348 (-1.6%)	$1.094M (+7.0%)	0.3%	$89.07	—	REAL ESTATE ETF	922908553
IVAL	EA SERIES TRUST	28,262 (-5.9%)	$963K (-5.6%)	0.3%	$28.70	—	INTL QUAN VALUE	02072L201
QVAL	EA SERIES TRUST	36,625 (-3.6%)	$2.031M (+2.5%)	0.6%	$46.39	—	US QUAN VALUE	02072L102
AVMU	AMERICAN CENTY ETF TR	23,286 (-5.5%)	$1.085M (-3.9%)	0.3%	$46.13	—	CORE MUNI FXD IN	025072695
VYM	VANGUARD WHITEHALL FDS	2,592 (-15.2%)	$410K (-9.5%)	0.1%	$128.75	—	HIGH DIV YLD	921946406
SHM	SPDR SERIES TRUST	15,787 (-5.3%)	$757K (-5.0%)	0.2%	$47.56	—	ST NUVE TERM ETF	78468R739
SCHO	SCHWAB STRATEGIC TR	28,697 (-4.4%)	$693K (-4.9%)	0.2%	$24.22	—	SHT TM US TRES	808524862
IWP	ISHARES TR	2,281 (-4.6%)	$334K (+9.0%)	0.1%	$126.75	—	RUS MD CP GR ETF	464287481
DFSV	DIMENSIONAL ETF TRUST	10,438 (-3.6%)	$405K (+6.7%)	0.1%	$30.99	—	US SMALL CAP ETF	25434V815
IMOM	EA SERIES TRUST	22,812 (-6.1%)	$987K (+2.1%)	0.3%	$33.72	—	INTL QUAN MOMNTM	02072L300
LRGF	ISHARES TR	4,130 (-17.1%)	$312K (-4.9%)	0.1%	$60.34	—	U S EQUITY FACTR	46434V282
FLOT	ISHARES TR	15,982 (-1.7%)	$816K (-1.5%)	0.2%	$50.88	—	FLTG RATE NT ETF	46429B655
VCIT	VANGUARD SCOTTSDALE FDS	6,054 (-1.8%)	$500K (-1.9%)	0.2%	$83.25	—	INT-TERM CORP	92206C870
DFAI	DIMENSIONAL ETF TRUST	13,591 (-4.6%)	$561K (+1.0%)	0.2%	$34.34	—	INTL CORE EQT MK	25434V203

Unchanged Positions (55)

VXUS VANGUARD STAR FDS 4.3%

Value $14.26M Shares 166,775 Est. Cost $61.74 Unrealized —

VOO VANGUARD INDEX FDS 1.6%

Value $5.365M Shares 7,810 Est. Cost $571.76 Unrealized —

SCHA SCHWAB STRATEGIC TR 1.0%

Value $3.21M Shares 88,842 Est. Cost $25.86 Unrealized —

DFUS DIMENSIONAL ETF TRUST 1.4%

Value $4.492M Shares 54,817 Est. Cost $63.75 Unrealized —

AVUV AMERICAN CENTY ETF TR 1.1%

Value $3.734M Shares 29,926 Est. Cost $96.44 Unrealized —

VTV VANGUARD INDEX FDS 1.1%

Value $3.505M Shares 16,085 Est. Cost $169.30 Unrealized —

SCHX SCHWAB STRATEGIC TR 0.8%

Value $2.508M Shares 85,214 Est. Cost $23.18 Unrealized —

AVEM AMERICAN CENTY ETF TR 0.6%

Value $1.978M Shares 20,500 Est. Cost $59.03 Unrealized —

DFLV DIMENSIONAL ETF TRUST 0.6%

Value $1.909M Shares 48,292 Est. Cost $30.03 Unrealized —

FNDF SCHWAB STRATEGIC TR 0.7%

Value $2.462M Shares 46,656 Est. Cost $33.21 Unrealized —

SCHB SCHWAB STRATEGIC TR 0.4%

Value $1.312M Shares 45,297 Est. Cost $22.72 Unrealized —

AAUS EA SERIES TRUST 0.4%

Value $1.4M Shares 23,439 Est. Cost $53.99 Unrealized —

VB VANGUARD INDEX FDS 0.4%

Value $1.262M Shares 4,164 Est. Cost $241.56 Unrealized —

MTB M & T BK CORP 0.4%

Value $1.232M Shares 5,177 Est. Cost $187.82 Unrealized —

DFAT DIMENSIONAL ETF TRUST 0.4%

Value $1.418M Shares 20,280 Est. Cost $55.99 Unrealized —

WMT WALMART INC 0.5%

Value $1.52M Shares 13,420 Est. Cost $87.71 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.3%

Value $992K Shares 1,329 Est. Cost $586.08 Unrealized —

SCHE SCHWAB STRATEGIC TR 0.4%

Value $1.271M Shares 35,049 Est. Cost $26.75 Unrealized —

XOM EXXON MOBIL CORP 0.1%

Value $450K Shares 3,292 Est. Cost $110.23 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.2%

Value $737K Shares 2,620 Est. Cost $216.31 Unrealized —

FNDX SCHWAB STRATEGIC TR 0.3%

Value $834K Shares 26,818 Est. Cost $23.68 Unrealized —

QQQ INVESCO QQQ TR 0.1%

Value $411K Shares 558 Est. Cost $614.31 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 0.3%

Value $931K Shares 15,603 Est. Cost $44.07 Unrealized —

EOSE EOS ENERGY ENTERPRISES INC 0.1%

Value $423K Shares 71,995 Est. Cost $6.84 Unrealized —

ABBV ABBVIE INC 0.1%

Value $476K Shares 1,892 Est. Cost $179.13 Unrealized —

IWR ISHARES TR 0.2%

Value $528K Shares 4,785 Est. Cost $96.27 Unrealized —

TMSL T ROWE PRICE EXCHANGE-TRADED 0.1%

Value $326K Shares 7,435 Est. Cost $35.90 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.2%

Value $516K Shares 2,178 Est. Cost $195.84 Unrealized —

JPM JPMORGAN CHASE & CO 0.1%

Value $434K Shares 1,325 Est. Cost $309.53 Unrealized —

DFAC DIMENSIONAL ETF TRUST 0.1%

Value $316K Shares 7,133 Est. Cost $38.77 Unrealized —

TGRW T ROWE PRICE EXCHANGE-TRADED 0.1%

Value $262K Shares 5,488 Est. Cost $46.01 Unrealized —

BBCA J P MORGAN EXCHANGE TRADED F 0.2%

Value $696K Shares 7,000 Est. Cost $70.59 Unrealized —

AVDV AMERICAN CENTY ETF TR 0.5%

Value $1.584M Shares 15,374 Est. Cost $65.08 Unrealized —

IJH ISHARES TR 0.1%

Value $244K Shares 3,169 Est. Cost $65.26 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.1%

Value $478K Shares 956 Est. Cost $462.21 Unrealized —

KO COCA COLA CO 0.1%

Value $305K Shares 3,747 Est. Cost $63.20 Unrealized —

BA BOEING CO 0.1%

Value $235K Shares 1,087 Est. Cost $188.88 Unrealized —

EFA ISHARES TR 0.1%

Value $264K Shares 2,542 Est. Cost $81.73 Unrealized —

IEFA ISHARES TR 0.1%

Value $253K Shares 2,616 Est. Cost $90.53 Unrealized —

JNJ JOHNSON & JOHNSON 0.1%

Value $400K Shares 1,577 Est. Cost $151.43 Unrealized —

RLY SSGA ACTIVE ETF TR 0.1%

Value $311K Shares 9,021 Est. Cost $27.02 Unrealized —

MUB ISHARES TR 0.2%

Value $825K Shares 7,663 Est. Cost $106.55 Unrealized —

FTLS FIRST TR EXCH TRADED FD III 0.1%

Value $280K Shares 3,791 Est. Cost $65.81 Unrealized —

AGG ISHARES TR 0.7%

Value $2.279M Shares 23,021 Est. Cost $97.47 Unrealized —

BNDX VANGUARD CHARLOTTE FDS 0.3%

Value $892K Shares 18,416 Est. Cost $48.96 Unrealized —

BOXX EA SERIES TRUST 0.1%

Value $425K Shares 3,628 Est. Cost $110.63 Unrealized —

MUNI PIMCO ETF TR 0.1%

Value $254K Shares 4,830 Est. Cost $51.73 Unrealized —

NMRK NEWMARK GROUP INC 0.1%

Value $427K Shares 28,254 Est. Cost $14.70 Unrealized —

VTES VANGUARD WELLINGTON FD 0.2%

Value $525K Shares 5,183 Est. Cost $100.26 Unrealized —

SMMU PIMCO ETF TR 0.2%

Value $716K Shares 14,188 Est. Cost $49.84 Unrealized —

BOND PIMCO ETF TR 0.2%

Value $524K Shares 5,687 Est. Cost $90.89 Unrealized —

VCRB VANGUARD MALVERN FDS 0.2%

Value $611K Shares 7,916 Est. Cost $76.84 Unrealized —

VGSH VANGUARD SCOTTSDALE FDS 0.1%

Value $449K Shares 7,706 Est. Cost $58.18 Unrealized —

SUB ISHARES TR 0.5%

Value $1.691M Shares 15,887 Est. Cost $105.58 Unrealized —

TBUX T ROWE PRICE EXCHANGE-TRADED 0.1%

Value $277K Shares 5,571 Est. Cost $49.57 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VXUS	VANGUARD STAR FDS	166,775	$14.26M	4.3%	$61.74	—	VG TL INTL STK F	921909768
VOO	VANGUARD INDEX FDS	7,810	$5.365M	1.6%	$571.76	—	S&P 500 ETF SHS	922908363
SCHA	SCHWAB STRATEGIC TR	88,842	$3.21M	1.0%	$25.86	—	US SML CAP ETF	808524607
DFUS	DIMENSIONAL ETF TRUST	54,817	$4.492M	1.4%	$63.75	—	US EQUI MARK ETF	25434V401
AVUV	AMERICAN CENTY ETF TR	29,926	$3.734M	1.1%	$96.44	—	US SML CP VALU	025072877
VTV	VANGUARD INDEX FDS	16,085	$3.505M	1.1%	$169.30	—	VALUE ETF	922908744
SCHX	SCHWAB STRATEGIC TR	85,214	$2.508M	0.8%	$23.18	—	US LRG CAP ETF	808524201
AVEM	AMERICAN CENTY ETF TR	20,500	$1.978M	0.6%	$59.03	—	AVANTIS EMGMKT	025072604
DFLV	DIMENSIONAL ETF TRUST	48,292	$1.909M	0.6%	$30.03	—	US LARG VALU ETF	25434V666
FNDF	SCHWAB STRATEGIC TR	46,656	$2.462M	0.7%	$33.21	—	FUNDAMENTAL INTL	808524755
SCHB	SCHWAB STRATEGIC TR	45,297	$1.312M	0.4%	$22.72	—	US BRD MKT ETF	808524102
AAUS	EA SERIES TRUST	23,439	$1.4M	0.4%	$53.99	—	ALPHA ARCHITECT	02072Q853
VB	VANGUARD INDEX FDS	4,164	$1.262M	0.4%	$241.56	—	SMALL CP ETF	922908751
MTB	M & T BK CORP	5,177	$1.232M	0.4%	$187.82	—	COM	55261F104
DFAT	DIMENSIONAL ETF TRUST	20,280	$1.418M	0.4%	$55.99	—	US TARGETED VLU	25434V609
WMT	WALMART INC	13,420	$1.52M	0.5%	$87.71	—	COM	931142103
SPY	STATE STR SPDR S&P 500 ETF T	1,329	$992K	0.3%	$586.08	—	TR UNIT	78462F103
SCHE	SCHWAB STRATEGIC TR	35,049	$1.271M	0.4%	$26.75	—	EMRG MKTEQ ETF	808524706
XOM	EXXON MOBIL CORP	3,292	$450K	0.1%	$110.23	—	COM	30231G102
IBM	INTERNATIONAL BUSINESS MACHS	2,620	$737K	0.2%	$216.31	—	COM	459200101
FNDX	SCHWAB STRATEGIC TR	26,818	$834K	0.3%	$23.68	—	FUNDAMENTAL US L	808524771
QQQ	INVESCO QQQ TR	558	$411K	0.1%	$614.31	—	UNIT SER 1	46090E103
VWO	VANGUARD INTL EQUITY INDEX F	15,603	$931K	0.3%	$44.07	—	FTSE EMR MKT ETF	922042858
EOSE	EOS ENERGY ENTERPRISES INC	71,995	$423K	0.1%	$6.84	—	COM CL A	29415C101
ABBV	ABBVIE INC	1,892	$476K	0.1%	$179.13	—	COM	00287Y109
IWR	ISHARES TR	4,785	$528K	0.2%	$96.27	—	RUS MID CAP ETF	464287499
TMSL	T ROWE PRICE EXCHANGE-TRADED	7,435	$326K	0.1%	$35.90	—	SMALL MID CAP	87283Q826
VIG	VANGUARD SPECIALIZED FUNDS	2,178	$516K	0.2%	$195.84	—	DIV APP ETF	921908844
JPM	JPMORGAN CHASE & CO	1,325	$434K	0.1%	$309.53	—	COM	46625H100
DFAC	DIMENSIONAL ETF TRUST	7,133	$316K	0.1%	$38.77	—	US COR EQU 2 ETF	25434V708
TGRW	T ROWE PRICE EXCHANGE-TRADED	5,488	$262K	0.1%	$46.01	—	PRICE GRW STOCK	87283Q305
BBCA	J P MORGAN EXCHANGE TRADED F	7,000	$696K	0.2%	$70.59	—	BETA CDA ETF NEW	46641Q225
AVDV	AMERICAN CENTY ETF TR	15,374	$1.584M	0.5%	$65.08	—	INTL SMCP VLU	025072802
IJH	ISHARES TR	3,169	$244K	0.1%	$65.26	—	CORE S&P MCP ETF	464287507
BRK/B	BERKSHIRE HATHAWAY INC DEL	956	$478K	0.1%	$462.21	—	CL B NEW	084670702
KO	COCA COLA CO	3,747	$305K	0.1%	$63.20	—	COM	191216100
BA	BOEING CO	1,087	$235K	0.1%	$188.88	—	COM	097023105
EFA	ISHARES TR	2,542	$264K	0.1%	$81.73	—	MSCI EAFE ETF	464287465
IEFA	ISHARES TR	2,616	$253K	0.1%	$90.53	—	CORE MSCI EAFE	46432F842
JNJ	JOHNSON & JOHNSON	1,577	$400K	0.1%	$151.43	—	COM	478160104
RLY	SSGA ACTIVE ETF TR	9,021	$311K	0.1%	$27.02	—	ST STR REAL ETF	78467V103
MUB	ISHARES TR	7,663	$825K	0.2%	$106.55	—	NATIONAL MUN ETF	464288414
FTLS	FIRST TR EXCH TRADED FD III	3,791	$280K	0.1%	$65.81	—	LNG/SHT EQUITY	33739P103
AGG	ISHARES TR	23,021	$2.279M	0.7%	$97.47	—	CORE US AGGBD ET	464287226
BNDX	VANGUARD CHARLOTTE FDS	18,416	$892K	0.3%	$48.96	—	TOTAL INT BD ETF	92203J407
BOXX	EA SERIES TRUST	3,628	$425K	0.1%	$110.63	—	ALPHA ARCH 1-3	02072L565
MUNI	PIMCO ETF TR	4,830	$254K	0.1%	$51.73	—	INTER MUN BD ACT	72201R866
NMRK	NEWMARK GROUP INC	28,254	$427K	0.1%	$14.70	—	CL A	65158N102
VTES	VANGUARD WELLINGTON FD	5,183	$525K	0.2%	$100.26	—	SHORT TRM TAX EX	921935870
SMMU	PIMCO ETF TR	14,188	$716K	0.2%	$49.84	—	SHTRM MUN BD ACT	72201R874
BOND	PIMCO ETF TR	5,687	$524K	0.2%	$90.89	—	ACTIVE BD ETF	72201R775
VCRB	VANGUARD MALVERN FDS	7,916	$611K	0.2%	$76.84	—	CORE BD ETF	922020748
VGSH	VANGUARD SCOTTSDALE FDS	7,706	$449K	0.1%	$58.18	—	SHORT TERM TREAS	92206C102
SUB	ISHARES TR	15,887	$1.691M	0.5%	$105.58	—	SHRT NAT MUN ETF	464288158
TBUX	T ROWE PRICE EXCHANGE-TRADED	5,571	$277K	0.1%	$49.57	—	ULTRA SHRT TRM	87283Q701