Innovative Wealth Building LLC Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VIG	VANGUARD SPECIALIZED FUNDS	2,366	$520	0.4%	$219.80	—	DIV APP ETF	921908844
ARP	ADVISORS INNER CIRCLE FD II	12,357	$373	0.3%	$30.20	—	PMV ADAPTIVE RSK	00791R301
SPMD	SPDR SERIES TRUST	5,271	$305	0.2%	$57.92	—	STATE STREET SPD	78464A847
SPMO	INVESCO EXCH TRADED FD TR II	2,495	$298	0.2%	$119.32	—	S&P 500 MOMNTM	46138E339
JNJ	JOHNSON & JOHNSON	1,399	$289	0.2%	$197.01	0.0%	COM	478160104
HD	HOME DEPOT INC	685	$236	0.2%	$364.59	0.0%	COM	437076102
CAT	CATERPILLAR INC	400	$229	0.2%	$555.50	0.0%	COM	149123101

Increased Positions (24)

VOO VANGUARD INDEX FDS 37.1%

Value ($000) $50,856 (+13.6%) Shares 81,093 (+10.9%) Est. Cost $549.29 Unrealized —

IVV ISHARES TR 5.4%

Value ($000) $7,360 (+5.8%) Shares 10,746 (+3.4%) Est. Cost $591.82 Unrealized —

QQQ INVESCO QQQ TR 3.5%

Value ($000) $4,847 (+6.6%) Shares 7,890 (+4.1%) Est. Cost $520.09 Unrealized —

VUG VANGUARD INDEX FDS 1.1%

Value ($000) $1,443 (+17.6%) Shares 2,959 (+15.6%) Est. Cost $417.27 Unrealized —

DGRO ISHARES TR 3.0%

Value ($000) $4,159 (+4.3%) Shares 59,914 (+2.3%) Est. Cost $61.52 Unrealized —

VTI VANGUARD INDEX FDS 0.5%

Value ($000) $727 (+30.7%) Shares 2,167 (+27.9%) Est. Cost $300.77 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 0.7%

Value ($000) $918 (+18.9%) Shares 14,691 (+14.0%) Est. Cost $49.62 Unrealized —

VB VANGUARD INDEX FDS 0.7%

Value ($000) $994 (+14.4%) Shares 3,855 (+12.8%) Est. Cost $242.29 Unrealized —

AAPL APPLE INC 0.9%

Value ($000) $1,297 (+9.5%) Shares 4,771 (+2.5%) Est. Cost $235.00 Unrealized +14.2%

PULS PGIM ETF TR 5.2%

Value ($000) $7,160 (+1.6%) Shares 144,392 (+2.1%) Est. Cost $49.71 Unrealized —

VGT VANGUARD WORLD FD 3.3%

Value ($000) $4,588 (+2.4%) Shares 6,087 (+1.5%) Est. Cost $631.43 Unrealized —

IJH ISHARES TR 0.7%

Value ($000) $892 (+12.7%) Shares 13,511 (+11.4%) Est. Cost $62.59 Unrealized —

NVDA NVIDIA CORPORATION 0.3%

Value ($000) $454 (+24.4%) Shares 2,433 (+24.5%) Est. Cost $147.96 Unrealized +25.8%

AMZN AMAZON COM INC 0.2%

Value ($000) $322 (+32.4%) Shares 1,395 (+25.9%) Est. Cost $206.55 Unrealized +10.8%

IJR ISHARES TR 1.9%

Value ($000) $2,658 (+2.6%) Shares 22,115 (+1.4%) Est. Cost $115.29 Unrealized —

LOW LOWES COS INC 0.2%

Value ($000) $301 (+27.8%) Shares 1,246 (+33.3%) Est. Cost $243.11 Unrealized -1.4%

V VISA INC 0.2%

Value ($000) $298 (+27.4%) Shares 850 (+23.9%) Est. Cost $338.00 Unrealized +0.7%

BRK/B BERKSHIRE HATHAWAY INC DEL 0.3%

Value ($000) $409 (+16.5%) Shares 813 (+16.5%) Est. Cost $488.94 Unrealized +1.8%

IUSG ISHARES TR 1.0%

Value ($000) $1,355 (+4.1%) Shares 8,066 (+2.0%) Est. Cost $140.38 Unrealized —

MSFT MICROSOFT CORP 1.0%

Value ($000) $1,388 (-3.0%) Shares 2,870 (+3.8%) Est. Cost $431.83 Unrealized +15.9%

BAC BANK AMERICA CORP 0.2%

Value ($000) $261 (+12.6%) Shares 4,749 (+5.6%) Est. Cost $48.57 Unrealized +8.4%

IWR ISHARES TR 0.5%

Value ($000) $733 (+3.1%) Shares 7,615 (+3.4%) Est. Cost $90.11 Unrealized —

TSLA TESLA INC 0.2%

Value ($000) $336 (+2.2%) Shares 748 (+1.1%) Est. Cost $302.79 Unrealized +46.4%

VTEB VANGUARD MUN BD FDS 0.2%

Value ($000) $226 (+1.5%) Shares 4,500 (+1.1%) Est. Cost $50.13 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VOO	VANGUARD INDEX FDS	81,093 (+10.9%)	$50,856 (+13.6%)	37.1%	$549.29	—	S&P 500 ETF SHS	922908363
IVV	ISHARES TR	10,746 (+3.4%)	$7,360 (+5.8%)	5.4%	$591.82	—	CORE S&P500 ETF	464287200
QQQ	INVESCO QQQ TR	7,890 (+4.1%)	$4,847 (+6.6%)	3.5%	$520.09	—	UNIT SER 1	46090E103
VUG	VANGUARD INDEX FDS	2,959 (+15.6%)	$1,443 (+17.6%)	1.1%	$417.27	—	GROWTH ETF	922908736
DGRO	ISHARES TR	59,914 (+2.3%)	$4,159 (+4.3%)	3.0%	$61.52	—	CORE DIV GRWTH	46434V621
VTI	VANGUARD INDEX FDS	2,167 (+27.9%)	$727 (+30.7%)	0.5%	$300.77	—	TOTAL STK MKT	922908769
VEA	VANGUARD TAX-MANAGED FDS	14,691 (+14.0%)	$918 (+18.9%)	0.7%	$49.62	—	VAN FTSE DEV MKT	921943858
VB	VANGUARD INDEX FDS	3,855 (+12.8%)	$994 (+14.4%)	0.7%	$242.29	—	SMALL CP ETF	922908751
AAPL	APPLE INC	4,771 (+2.5%)	$1,297 (+9.5%)	0.9%	$235.00	+14.2%	COM	037833100
PULS	PGIM ETF TR	144,392 (+2.1%)	$7,160 (+1.6%)	5.2%	$49.71	—	PGIM ULTRA SH BD	69344A107
VGT	VANGUARD WORLD FD	6,087 (+1.5%)	$4,588 (+2.4%)	3.3%	$631.43	—	INF TECH ETF	92204A702
IJH	ISHARES TR	13,511 (+11.4%)	$892 (+12.7%)	0.7%	$62.59	—	CORE S&P MCP ETF	464287507
NVDA	NVIDIA CORPORATION	2,433 (+24.5%)	$454 (+24.4%)	0.3%	$147.96	+25.8%	COM	67066G104
AMZN	AMAZON COM INC	1,395 (+25.9%)	$322 (+32.4%)	0.2%	$206.55	+10.8%	COM	023135106
IJR	ISHARES TR	22,115 (+1.4%)	$2,658 (+2.6%)	1.9%	$115.29	—	CORE S&P SCP ETF	464287804
LOW	LOWES COS INC	1,246 (+33.3%)	$301 (+27.8%)	0.2%	$243.11	-1.4%	COM	548661107
V	VISA INC	850 (+23.9%)	$298 (+27.4%)	0.2%	$338.00	+0.7%	COM CL A	92826C839
BRK/B	BERKSHIRE HATHAWAY INC DEL	813 (+16.5%)	$409 (+16.5%)	0.3%	$488.94	+1.8%	CL B NEW	084670702
IUSG	ISHARES TR	8,066 (+2.0%)	$1,355 (+4.1%)	1.0%	$140.38	—	CORE S&P US GWT	464287671
MSFT	MICROSOFT CORP	2,870 (+3.8%)	$1,388 (-3.0%)	1.0%	$431.83	+15.9%	COM	594918104
BAC	BANK AMERICA CORP	4,749 (+5.6%)	$261 (+12.6%)	0.2%	$48.57	+8.4%	COM	060505104
IWR	ISHARES TR	7,615 (+3.4%)	$733 (+3.1%)	0.5%	$90.11	—	RUS MID CAP ETF	464287499
TSLA	TESLA INC	748 (+1.1%)	$336 (+2.2%)	0.2%	$302.79	+46.4%	COM	88160R101
VTEB	VANGUARD MUN BD FDS	4,500 (+1.1%)	$226 (+1.5%)	0.2%	$50.13	—	TAX EXEMPT BD	922907746

Exited Positions (1)

SPYV SPDR SERIES TRUST 0.2%

Value ($000) $229 Shares 4,136 Est. Cost $51.18 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SPYV	SPDR SERIES TRUST	4,136	$229	0.2%	$51.18	—	—	78464A508

Decreased Positions (19)

USHY ISHARES TR 1.4%

Value ($000) $1,918 (-19.2%) Shares 51,303 (-18.3%) Est. Cost $36.79 Unrealized —

SPYD SPDR SERIES TRUST 1.6%

Value ($000) $2,255 (-9.7%) Shares 52,134 (-8.1%) Est. Cost $43.24 Unrealized —

SCHO SCHWAB STRATEGIC TR 1.4%

Value ($000) $1,971 (-9.2%) Shares 80,891 (-9.1%) Est. Cost $24.06 Unrealized —

VO VANGUARD INDEX FDS 3.0%

Value ($000) $4,061 (-4.4%) Shares 13,993 (-3.3%) Est. Cost $264.12 Unrealized —

GSLC GOLDMAN SACHS ETF TR 1.8%

Value ($000) $2,525 (-5.5%) Shares 19,078 (-6.9%) Est. Cost $115.18 Unrealized —

DFUS DIMENSIONAL ETF TRUST 4.7%

Value ($000) $6,482 (-2.0%) Shares 87,399 (-4.3%) Est. Cost $63.75 Unrealized —

AGG ISHARES TR 2.7%

Value ($000) $3,642 (-3.2%) Shares 36,461 (-2.8%) Est. Cost $97.25 Unrealized —

JEPQ J P MORGAN EXCHANGE TRADED F 0.6%

Value ($000) $778 (-11.4%) Shares 13,379 (-12.3%) Est. Cost $54.83 Unrealized —

VOOG VANGUARD ADMIRAL FDS INC 0.2%

Value ($000) $249 (-24.5%) Shares 560 (-26.1%) Est. Cost $363.96 Unrealized —

VTIP VANGUARD MALVERN FDS 0.9%

Value ($000) $1,175 (-6.3%) Shares 23,753 (-4.0%) Est. Cost $50.30 Unrealized —

JEPI J P MORGAN EXCHANGE TRADED F 1.0%

Value ($000) $1,384 (-4.5%) Shares 24,184 (-4.7%) Est. Cost $57.23 Unrealized —

VLUE ISHARES TR 0.5%

Value ($000) $746 (-5.1%) Shares 5,457 (-13.2%) Est. Cost $105.61 Unrealized —

NOC NORTHROP GRUMMAN CORP 0.2%

Value ($000) $245 (-10.4%) Shares 429 (-4.5%) Est. Cost $492.97 Unrealized +17.4%

IJJ ISHARES TR 0.7%

Value ($000) $1,019 (-2.0%) Shares 7,741 (-3.4%) Est. Cost $124.96 Unrealized —

VTV VANGUARD INDEX FDS 0.2%

Value ($000) $235 (-6.2%) Shares 1,232 (-8.4%) Est. Cost $177.82 Unrealized —

INCM FRANKLIN TEMPLETON ETF TR 0.6%

Value ($000) $822 (-1.7%) Shares 29,321 (-2.8%) Est. Cost $26.59 Unrealized —

SCHD SCHWAB STRATEGIC TR 0.2%

Value ($000) $237 (-4.5%) Shares 8,623 (-5.0%) Est. Cost $27.30 Unrealized —

VHT VANGUARD WORLD FD 0.3%

Value ($000) $395 (+2.9%) Shares 1,372 (-7.2%) Est. Cost $253.65 Unrealized —

SPYG SPDR SERIES TRUST 0.5%

Value ($000) $645 (-1.6%) Shares 6,049 (-3.6%) Est. Cost $88.69 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
USHY	ISHARES TR	51,303 (-18.3%)	$1,918 (-19.2%)	1.4%	$36.79	—	BROAD USD HIGH	46435U853
SPYD	SPDR SERIES TRUST	52,134 (-8.1%)	$2,255 (-9.7%)	1.6%	$43.24	—	STATE STREET SPD	78468R788
SCHO	SCHWAB STRATEGIC TR	80,891 (-9.1%)	$1,971 (-9.2%)	1.4%	$24.06	—	SHT TM US TRES	808524862
VO	VANGUARD INDEX FDS	13,993 (-3.3%)	$4,061 (-4.4%)	3.0%	$264.12	—	MID CAP ETF	922908629
GSLC	GOLDMAN SACHS ETF TR	19,078 (-6.9%)	$2,525 (-5.5%)	1.8%	$115.18	—	ACTIVEBETA US LG	381430503
DFUS	DIMENSIONAL ETF TRUST	87,399 (-4.3%)	$6,482 (-2.0%)	4.7%	$63.75	—	US EQUITY MARKET	25434V401
AGG	ISHARES TR	36,461 (-2.8%)	$3,642 (-3.2%)	2.7%	$97.25	—	CORE US AGGBD ET	464287226
JEPQ	J P MORGAN EXCHANGE TRADED F	13,379 (-12.3%)	$778 (-11.4%)	0.6%	$54.83	—	NASDAQ EQT PREM	46654Q203
VOOG	VANGUARD ADMIRAL FDS INC	560 (-26.1%)	$249 (-24.5%)	0.2%	$363.96	—	500 GRTH IDX F	921932505
VTIP	VANGUARD MALVERN FDS	23,753 (-4.0%)	$1,175 (-6.3%)	0.9%	$50.30	—	STRM INFPROIDX	922020805
JEPI	J P MORGAN EXCHANGE TRADED F	24,184 (-4.7%)	$1,384 (-4.5%)	1.0%	$57.23	—	EQUITY PREMIUM	46641Q332
VLUE	ISHARES TR	5,457 (-13.2%)	$746 (-5.1%)	0.5%	$105.61	—	MSCI USA VALUE	46432F388
NOC	NORTHROP GRUMMAN CORP	429 (-4.5%)	$245 (-10.4%)	0.2%	$492.97	+17.4%	COM	666807102
IJJ	ISHARES TR	7,741 (-3.4%)	$1,019 (-2.0%)	0.7%	$124.96	—	S&P MC 400VL ETF	464287705
VTV	VANGUARD INDEX FDS	1,232 (-8.4%)	$235 (-6.2%)	0.2%	$177.82	—	VALUE ETF	922908744
INCM	FRANKLIN TEMPLETON ETF TR	29,321 (-2.8%)	$822 (-1.7%)	0.6%	$26.59	—	INCOME FOCUS ETF	35473P439
SCHD	SCHWAB STRATEGIC TR	8,623 (-5.0%)	$237 (-4.5%)	0.2%	$27.30	—	US DIVIDEND EQ	808524797
VHT	VANGUARD WORLD FD	1,372 (-7.2%)	$395 (+2.9%)	0.3%	$253.65	—	HEALTH CAR ETF	92204A504
SPYG	SPDR SERIES TRUST	6,049 (-3.6%)	$645 (-1.6%)	0.5%	$88.69	—	STATE STREET SPD	78464A409

Unchanged Positions (11)

BKIE BNY MELLON ETF TRUST 2.7%

Value ($000) $3,716 Shares 40,143 Est. Cost $82.63 Unrealized —

D DOMINION ENERGY INC 0.7%

Value ($000) $965 Shares 16,470 Est. Cost $54.08 Unrealized +10.5%

IEFA ISHARES TR 1.2%

Value ($000) $1,596 Shares 17,837 Est. Cost $70.28 Unrealized —

DIA SPDR DOW JONES INDL AVERAGE 0.5%

Value ($000) $655 Shares 1,364 Est. Cost $428.23 Unrealized —

SPY SPDR S&P 500 ETF TR 0.6%

Value ($000) $757 Shares 1,110 Est. Cost $586.33 Unrealized —

IUSV ISHARES TR 0.6%

Value ($000) $763 Shares 7,442 Est. Cost $92.59 Unrealized —

VV VANGUARD INDEX FDS 0.3%

Value ($000) $343 Shares 1,091 Est. Cost $289.36 Unrealized —

JPM JPMORGAN CHASE & CO. 0.2%

Value ($000) $314 Shares 974 Est. Cost $230.65 Unrealized +34.2%

PNC PNC FINL SVCS GROUP INC 0.2%

Value ($000) $209 Shares 1,000 Est. Cost $195.75 Unrealized -1.5%

MCD MCDONALDS CORP 0.4%

Value ($000) $548 Shares 1,794 Est. Cost $290.29 Unrealized +5.1%

VYM VANGUARD WHITEHALL FDS 0.2%

Value ($000) $297 Shares 2,067 Est. Cost $129.10 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
BKIE	BNY MELLON ETF TRUST	40,143	$3,716	2.7%	$82.63	—	INTERNATIONL EQT	09661T404
D	DOMINION ENERGY INC	16,470	$965	0.7%	$54.08	+10.5%	COM	25746U109
IEFA	ISHARES TR	17,837	$1,596	1.2%	$70.28	—	CORE MSCI EAFE	46432F842
DIA	SPDR DOW JONES INDL AVERAGE	1,364	$655	0.5%	$428.23	—	UT SER 1	78467X109
SPY	SPDR S&P 500 ETF TR	1,110	$757	0.6%	$586.33	—	TR UNIT	78462F103
IUSV	ISHARES TR	7,442	$763	0.6%	$92.59	—	CORE S&P US VLU	464287663
VV	VANGUARD INDEX FDS	1,091	$343	0.3%	$289.36	—	LARGE CAP ETF	922908637
JPM	JPMORGAN CHASE & CO.	974	$314	0.2%	$230.65	+34.2%	COM	46625H100
PNC	PNC FINL SVCS GROUP INC	1,000	$209	0.2%	$195.75	-1.5%	COM	693475105
MCD	MCDONALDS CORP	1,794	$548	0.4%	$290.29	+5.1%	COM	580135101
VYM	VANGUARD WHITEHALL FDS	2,067	$297	0.2%	$129.10	—	HIGH DIV YLD	921946406