Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOE	VANGUARD INDEX FDS	19,242 (+2.0%)	$3.802M (+9.4%)	3.1%	$185.01	—	MCAP VL IDXVIP	922908512
DFUS	DIMENSIONAL ETF TRUST	6,829 (+41.1%)	$560K (+63.0%)	0.5%	$77.15	—	US EQUI MARK ETF	25434V401
BSV	VANGUARD BD INDEX FDS	70,730 (+3.0%)	$5.511M (+2.4%)	4.5%	$78.80	—	SHORT TRM BOND	921937827
SPGI	S&P GLOBAL INC	2,400 (+20.0%)	$977K (+14.9%)	0.8%	$479.71	—	COM	78409V104
SCHA	SCHWAB STRATEGIC TR	12,976 (+5.1%)	$469K (+30.5%)	0.4%	$30.57	—	US SML CAP ETF	808524607
SCHR	SCHWAB STRATEGIC TR	269,027 (+2.5%)	$6.634M (+1.5%)	5.4%	$25.11	—	INT-TRM U.S TRES	808524854
SCHB	SCHWAB STRATEGIC TR	15,247 (+9.1%)	$442K (+25.9%)	0.4%	$26.24	—	US BRD MKT ETF	808524102
IAU	ISHARES GOLD TR	15,583 (+9.1%)	$1.177M (-6.6%)	1.0%	$86.26	—	ISHARES NEW	464285204
SPSB	SPDR SERIES TRUST	258,544 (+1.2%)	$7.759M (+1.0%)	6.4%	$30.21	—	ST SHOR CORP ETF	78464A474
CWI	SPDR INDEX SHS FDS	7,007 (+21.7%)	$285K (+35.3%)	0.2%	$37.97	—	ST STR ACWI ETF	78463X848
SCHE	SCHWAB STRATEGIC TR	12,828 (+2.7%)	$465K (+13.0%)	0.4%	$34.26	—	EMRG MKTEQ ETF	808524706

Decreased Positions (14)

VTI VANGUARD INDEX FDS 25.5%

Value $31.1M (+12.9%) Shares 84,052 (-2.1%) Est. Cost $340.56 Unrealized —

IJR ISHARES TR 5.0%

Value $6.067M (+16.4%) Shares 40,910 (-2.4%) Est. Cost $127.19 Unrealized —

SCHF SCHWAB STRATEGIC TR 7.0%

Value $8.522M (+10.7%) Shares 307,641 (-1.1%) Est. Cost $25.01 Unrealized —

VB VANGUARD INDEX FDS 4.5%

Value $5.442M (+12.2%) Shares 17,952 (-3.1%) Est. Cost $272.78 Unrealized —

EFA ISHARES TR 6.3%

Value $7.69M (+5.1%) Shares 74,031 (-1.7%) Est. Cost $99.30 Unrealized —

IJJ ISHARES TR 2.5%

Value $3.09M (+10.2%) Shares 20,918 (-1.1%) Est. Cost $137.91 Unrealized —

FNDF SCHWAB STRATEGIC TR 4.5%

Value $5.542M (+4.9%) Shares 105,037 (-2.7%) Est. Cost $47.16 Unrealized —

SCZ ISHARES TR 3.7%

Value $4.457M (+3.3%) Shares 54,179 (-1.5%) Est. Cost $80.26 Unrealized —

ITOT ISHARES TR 0.5%

Value $642K (-15.8%) Shares 3,910 (-27.0%) Est. Cost $151.18 Unrealized —

CVX CHEVRON CORPORATION 0.3%

Value $324K (-24.2%) Shares 1,954 (-5.3%) Est. Cost $151.40 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 1.7%

Value $2.047M (+4.3%) Shares 34,286 (-5.5%) Est. Cost $56.08 Unrealized —

SCHH SCHWAB STRATEGIC TR 0.8%

Value $1.02M (+8.3%) Shares 43,081 (-1.7%) Est. Cost $21.47 Unrealized —

IVV ISHARES TR 0.3%

Value $377K (+12.6%) Shares 503 (-1.8%) Est. Cost $692.00 Unrealized —

IWD ISHARES TR 1.3%

Value $1.607M (+1.5%) Shares 6,628 (-10.6%) Est. Cost $218.32 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	84,052 (-2.1%)	$31.1M (+12.9%)	25.5%	$340.56	—	TOTAL STK MKT	922908769
IJR	ISHARES TR	40,910 (-2.4%)	$6.067M (+16.4%)	5.0%	$127.19	—	CORE S&P SCP ETF	464287804
SCHF	SCHWAB STRATEGIC TR	307,641 (-1.1%)	$8.522M (+10.7%)	7.0%	$25.01	—	INTL EQTY ETF	808524805
VB	VANGUARD INDEX FDS	17,952 (-3.1%)	$5.442M (+12.2%)	4.5%	$272.78	—	SMALL CP ETF	922908751
EFA	ISHARES TR	74,031 (-1.7%)	$7.69M (+5.1%)	6.3%	$99.30	—	MSCI EAFE ETF	464287465
IJJ	ISHARES TR	20,918 (-1.1%)	$3.09M (+10.2%)	2.5%	$137.91	—	S&P MC 400VL ETF	464287705
FNDF	SCHWAB STRATEGIC TR	105,037 (-2.7%)	$5.542M (+4.9%)	4.5%	$47.16	—	FUNDAMENTAL INTL	808524755
SCZ	ISHARES TR	54,179 (-1.5%)	$4.457M (+3.3%)	3.7%	$80.26	—	EAFE SML CP ETF	464288273
ITOT	ISHARES TR	3,910 (-27.0%)	$642K (-15.8%)	0.5%	$151.18	—	CORE S&P TTL STK	464287150
CVX	CHEVRON CORPORATION	1,954 (-5.3%)	$324K (-24.2%)	0.3%	$151.40	—	COM	166764100
VWO	VANGUARD INTL EQUITY INDEX F	34,286 (-5.5%)	$2.047M (+4.3%)	1.7%	$56.08	—	FTSE EMR MKT ETF	922042858
SCHH	SCHWAB STRATEGIC TR	43,081 (-1.7%)	$1.02M (+8.3%)	0.8%	$21.47	—	US REIT ETF	808524847
IVV	ISHARES TR	503 (-1.8%)	$377K (+12.6%)	0.3%	$692.00	—	CORE S&P500 ETF	464287200
IWD	ISHARES TR	6,628 (-10.6%)	$1.607M (+1.5%)	1.3%	$218.32	—	RUS 1000 VAL ETF	464287598

Unchanged Positions (12)

ASML ASML HLDG NV 1.1%

Value $1.393M Shares 700 Est. Cost $1263.72 Unrealized —

TSCO TRACTOR SUPPLY CO 0.6%

Value $675K Shares 21,349 Est. Cost $53.71 Unrealized —

VTV VANGUARD INDEX FDS 1.9%

Value $2.31M Shares 10,600 Est. Cost $197.63 Unrealized —

MDYV SPDR SERIES TRUST 1.5%

Value $1.877M Shares 19,785 Est. Cost $88.60 Unrealized —

SYK STRYKER CORPORATION 3.4%

Value $4.156M Shares 13,200 Est. Cost $363.46 Unrealized —

VNQ VANGUARD INDEX FDS 1.3%

Value $1.62M Shares 16,804 Est. Cost $90.73 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.8%

Value $972K Shares 1,302 Est. Cost $690.36 Unrealized —

JPM JPMORGAN CHASE & CO 0.4%

Value $481K Shares 1,468 Est. Cost $309.53 Unrealized —

FAST FASTENAL CO 0.4%

Value $475K Shares 9,886 Est. Cost $42.03 Unrealized —

SCHC SCHWAB STRATEGIC TR 0.4%

Value $445K Shares 9,243 Est. Cost $47.29 Unrealized —

DFIV DIMENSIONAL ETF TRUST 0.2%

Value $236K Shares 4,375 Est. Cost $52.78 Unrealized —

ORCL ORACLE CORP 0.9%

Value $1.046M Shares 7,139 Est. Cost $238.05 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
ASML	ASML HLDG NV	700	$1.393M	1.1%	$1263.72	—	N Y REGISTRY SHS	N07059210
TSCO	TRACTOR SUPPLY CO	21,349	$675K	0.6%	$53.71	—	COM	892356106
VTV	VANGUARD INDEX FDS	10,600	$2.31M	1.9%	$197.63	—	VALUE ETF	922908744
MDYV	SPDR SERIES TRUST	19,785	$1.877M	1.5%	$88.60	—	ST STR SP400VAL	78464A839
SYK	STRYKER CORPORATION	13,200	$4.156M	3.4%	$363.46	—	COM	863667101
VNQ	VANGUARD INDEX FDS	16,804	$1.62M	1.3%	$90.73	—	REAL ESTATE ETF	922908553
SPY	STATE STR SPDR S&P 500 ETF T	1,302	$972K	0.8%	$690.36	—	TR UNIT	78462F103
JPM	JPMORGAN CHASE & CO	1,468	$481K	0.4%	$309.53	—	COM	46625H100
FAST	FASTENAL CO	9,886	$475K	0.4%	$42.03	—	COM	311900104
SCHC	SCHWAB STRATEGIC TR	9,243	$445K	0.4%	$47.29	—	INTL SCEQT ETF	808524888
DFIV	DIMENSIONAL ETF TRUST	4,375	$236K	0.2%	$52.78	—	INTERNATNAL VAL	25434V807
ORCL	ORACLE CORP	7,139	$1.046M	0.9%	$238.05	—	COM	68389X105