Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
BLCR	BLACKROCK ETF TRUST	83,436	$4.203M	2.9%	$50.37	—	ISHA LA CORE ETF	09290C855
IALT	BLACKROCK ETF TRUST	131,773	$3.696M	2.6%	$28.05	—	ISHA SYST AL ETF	09290C665
GGOV	BLACKROCK ETF TRUST II	68,867	$3.463M	2.4%	$50.29	—	ISHA GLO USD ETF	092528835
SOXL	DIREXION SHARES ETF TRUST	2,500	$667K	0.5%	$266.71	—	DAI SEM BUL ETF	25459W458
XLK	SELECT SECTOR SPDR TR	1,253	$239K	0.2%	$190.52	—	ST STR TECHN ETF	81369Y803
DTE	DTE ENERGY CO	1,350	$206K	0.1%	$152.37	—	COM	233331107
UJAN	INNOVATOR ETFS TRUST	4,510	$204K	0.1%	$45.33	—	US EQT ULTRA BF	45782C300

Increased Positions (17)

SCHV SCHWAB STRATEGIC TR 11.4%

Value $16.24M (+36.3%) Shares 466,587 (+19.4%) Est. Cost $30.46 Unrealized —

SCHG SCHWAB STRATEGIC TR 10.5%

Value $14.91M (+33.6%) Shares 440,546 (+15.0%) Est. Cost $32.78 Unrealized —

DYNF BLACKROCK ETF TRUST 8.2%

Value $11.62M (+21.9%) Shares 170,930 (+4.2%) Est. Cost $61.10 Unrealized —

MUB ISHARES TR 1.8%

Value $2.579M (+48.8%) Shares 23,962 (+46.8%) Est. Cost $107.16 Unrealized —

GOVT ISHARES TR 5.7%

Value $8.121M (+10.7%) Shares 356,494 (+11.4%) Est. Cost $22.95 Unrealized —

BND VANGUARD BD INDEX FDS 5.7%

Value $8.181M (+8.8%) Shares 111,436 (+9.1%) Est. Cost $74.00 Unrealized —

VOO VANGUARD INDEX FDS 1.6%

Value $2.314M (+17.5%) Shares 3,369 (+2.2%) Est. Cost $628.02 Unrealized —

JHMB JOHN HANCOCK EXCHANGE TRADED 2.7%

Value $3.913M (+7.6%) Shares 178,328 (+7.9%) Est. Cost $22.14 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.9%

Value $1.219M (+23.1%) Shares 1,633 (+7.2%) Est. Cost $686.29 Unrealized —

GLW CORNING INC 0.3%

Value $438K (+99.5%) Shares 1,715 (+6.2%) Est. Cost $120.06 Unrealized —

VTEB VANGUARD MUN BD FDS 0.5%

Value $768K (+37.3%) Shares 15,182 (+35.4%) Est. Cost $50.36 Unrealized —

VUG VANGUARD INDEX FDS 0.5%

Value $717K (+30.1%) Shares 8,323 (+559.5%) Est. Cost $147.05 Unrealized —

QQQ INVESCO QQQ TR 0.4%

Value $506K (+48.3%) Shares 687 (+16.2%) Est. Cost $631.39 Unrealized —

IWD ISHARES TR 0.5%

Value $715K (+18.0%) Shares 2,950 (+4.0%) Est. Cost $211.57 Unrealized —

GLD SPDR GOLD TR 1.0%

Value $1.439M (-6.0%) Shares 3,905 (+9.8%) Est. Cost $393.81 Unrealized —

SHLD GLOBAL X FDS 1.7%

Value $2.451M (+3.1%) Shares 41,050 (+22.3%) Est. Cost $68.81 Unrealized —

AGG ISHARES TR 0.3%

Value $429K (+4.2%) Shares 4,331 (+4.5%) Est. Cost $99.84 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHV	SCHWAB STRATEGIC TR	466,587 (+19.4%)	$16.24M (+36.3%)	11.4%	$30.46	—	US LCAP VA ETF	808524409
SCHG	SCHWAB STRATEGIC TR	440,546 (+15.0%)	$14.91M (+33.6%)	10.5%	$32.78	—	US LCAP GR ETF	808524300
DYNF	BLACKROCK ETF TRUST	170,930 (+4.2%)	$11.62M (+21.9%)	8.2%	$61.10	—	ISHARES US EQUIT	09290C103
MUB	ISHARES TR	23,962 (+46.8%)	$2.579M (+48.8%)	1.8%	$107.16	—	NATIONAL MUN ETF	464288414
GOVT	ISHARES TR	356,494 (+11.4%)	$8.121M (+10.7%)	5.7%	$22.95	—	US TREAS BD ETF	46429B267
BND	VANGUARD BD INDEX FDS	111,436 (+9.1%)	$8.181M (+8.8%)	5.7%	$74.00	—	TOTAL BND MRKT	921937835
VOO	VANGUARD INDEX FDS	3,369 (+2.2%)	$2.314M (+17.5%)	1.6%	$628.02	—	S&P 500 ETF SHS	922908363
JHMB	JOHN HANCOCK EXCHANGE TRADED	178,328 (+7.9%)	$3.913M (+7.6%)	2.7%	$22.14	—	MORTGAGE BACKED	47804J792
SPY	STATE STR SPDR S&P 500 ETF T	1,633 (+7.2%)	$1.219M (+23.1%)	0.9%	$686.29	—	TR UNIT	78462F103
GLW	CORNING INC	1,715 (+6.2%)	$438K (+99.5%)	0.3%	$120.06	—	COM	219350105
VTEB	VANGUARD MUN BD FDS	15,182 (+35.4%)	$768K (+37.3%)	0.5%	$50.36	—	TAX EXEMPT BD	922907746
VUG	VANGUARD INDEX FDS	8,323 (+559.5%)	$717K (+30.1%)	0.5%	$147.05	—	GROWTH ETF	922908736
QQQ	INVESCO QQQ TR	687 (+16.2%)	$506K (+48.3%)	0.4%	$631.39	—	UNIT SER 1	46090E103
IWD	ISHARES TR	2,950 (+4.0%)	$715K (+18.0%)	0.5%	$211.57	—	RUS 1000 VAL ETF	464287598
GLD	SPDR GOLD TR	3,905 (+9.8%)	$1.439M (-6.0%)	1.0%	$393.81	—	GOLD SHS	78463V107
SHLD	GLOBAL X FDS	41,050 (+22.3%)	$2.451M (+3.1%)	1.7%	$68.81	—	DEFENSE TECH ETF	37960A529
AGG	ISHARES TR	4,331 (+4.5%)	$429K (+4.2%)	0.3%	$99.84	—	CORE US AGGBD ET	464287226

Exited Positions (2)

IAGG ISHARES TR 2.0%

Value $2.92M Shares 58,345 Est. Cost $50.01 Unrealized —

SHM SPDR SERIES TRUST 0.2%

Value $215K Shares 4,501 Est. Cost $47.99 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IAGG	ISHARES TR	58,345	$2.92M	2.0%	$50.01	—	—	46435G672
SHM	SPDR SERIES TRUST	4,501	$215K	0.2%	$47.99	—	—	78468R739

Decreased Positions (11)

QUAL ISHARES TR 0.6%

Value $919K (-81.7%) Shares 4,187 (-84.0%) Est. Cost $198.62 Unrealized —

BAI BLACKROCK ETF TRUST 4.7%

Value $6.651M (+41.2%) Shares 126,148 (-11.8%) Est. Cost $33.26 Unrealized —

IEMG ISHARES INC 3.9%

Value $5.526M (-20.5%) Shares 66,707 (-33.1%) Est. Cost $67.34 Unrealized —

REGN REGENERON PHARMACEUTICALS 2.2%

Value $3.113M (-22.7%) Shares 4,992 (-4.2%) Est. Cost $678.68 Unrealized —

BINC BLACKROCK ETF TRUST II 2.8%

Value $3.962M (-14.4%) Shares 75,705 (-15.0%) Est. Cost $52.77 Unrealized —

SCHF SCHWAB STRATEGIC TR 6.1%

Value $8.709M (-6.8%) Shares 314,392 (-16.7%) Est. Cost $24.21 Unrealized —

XOM EXXON MOBIL CORP 0.6%

Value $853K (-28.2%) Shares 6,241 (-10.9%) Est. Cost $115.49 Unrealized —

SUB ISHARES TR 0.8%

Value $1.079M (-16.7%) Shares 10,138 (-16.7%) Est. Cost $106.67 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 0.6%

Value $887K (+4.6%) Shares 12,445 (-5.9%) Est. Cost $62.61 Unrealized —

AMZN AMAZON COM INC 0.4%

Value $556K (+4.6%) Shares 2,331 (-8.6%) Est. Cost $228.41 Unrealized —

VTV VANGUARD INDEX FDS 0.2%

Value $217K (+7.3%) Shares 998 (-3.4%) Est. Cost $196.20 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
QUAL	ISHARES TR	4,187 (-84.0%)	$919K (-81.7%)	0.6%	$198.62	—	MSCI USA QLT FCT	46432F339
BAI	BLACKROCK ETF TRUST	126,148 (-11.8%)	$6.651M (+41.2%)	4.7%	$33.26	—	ISHA I IN TE ETF	09290C780
IEMG	ISHARES INC	66,707 (-33.1%)	$5.526M (-20.5%)	3.9%	$67.34	—	CORE MSCI EMKT	46434G103
REGN	REGENERON PHARMACEUTICALS	4,992 (-4.2%)	$3.113M (-22.7%)	2.2%	$678.68	—	COM	75886F107
BINC	BLACKROCK ETF TRUST II	75,705 (-15.0%)	$3.962M (-14.4%)	2.8%	$52.77	—	ISHA FLEX IN ETF	092528603
SCHF	SCHWAB STRATEGIC TR	314,392 (-16.7%)	$8.709M (-6.8%)	6.1%	$24.21	—	INTL EQTY ETF	808524805
XOM	EXXON MOBIL CORP	6,241 (-10.9%)	$853K (-28.2%)	0.6%	$115.49	—	COM	30231G102
SUB	ISHARES TR	10,138 (-16.7%)	$1.079M (-16.7%)	0.8%	$106.67	—	SHRT NAT MUN ETF	464288158
VEA	VANGUARD TAX-MANAGED FDS	12,445 (-5.9%)	$887K (+4.6%)	0.6%	$62.61	—	VAN FTSE DEV MKT	921943858
AMZN	AMAZON COM INC	2,331 (-8.6%)	$556K (+4.6%)	0.4%	$228.41	—	COM	023135106
VTV	VANGUARD INDEX FDS	998 (-3.4%)	$217K (+7.3%)	0.2%	$196.20	—	VALUE ETF	922908744

Unchanged Positions (24)

MTUM ISHARES TR 5.1%

Value $7.255M Shares 21,161 Est. Cost $249.49 Unrealized —

AAPL APPLE INC 2.0%

Value $2.83M Shares 9,779 Est. Cost $268.34 Unrealized —

CSCO CISCO SYS INC 0.5%

Value $656K Shares 5,585 Est. Cost $73.79 Unrealized —

ABBV ABBVIE INC 0.4%

Value $629K Shares 2,500 Est. Cost $227.54 Unrealized —

JAJL INNOVATOR ETFS TRUST 1.7%

Value $2.433M Shares 81,328 Est. Cost $29.06 Unrealized —

BAC BANK OF AMER CORP 0.3%

Value $399K Shares 6,997 Est. Cost $52.67 Unrealized —

SPYV SPDR SERIES TRUST 0.4%

Value $631K Shares 10,376 Est. Cost $56.81 Unrealized —

VZ VERIZON COMMUNICATIONS INC 0.2%

Value $227K Shares 5,360 Est. Cost $40.55 Unrealized —

IVV ISHARES TR 0.2%

Value $315K Shares 420 Est. Cost $685.41 Unrealized —

VTI VANGUARD INDEX FDS 0.2%

Value $290K Shares 785 Est. Cost $333.63 Unrealized —

ZFEB INNOVATOR ETFS TRUST 1.1%

Value $1.568M Shares 60,330 Est. Cost $25.38 Unrealized —

DIA STATE STR SPDR DOW JONES IND 0.2%

Value $288K Shares 552 Est. Cost $480.57 Unrealized —

AOA ISHARES TR 0.2%

Value $282K Shares 2,891 Est. Cost $89.53 Unrealized —

JPM JPMORGAN CHASE & CO 0.2%

Value $255K Shares 780 Est. Cost $309.53 Unrealized —

WMT WALMART INC 0.2%

Value $253K Shares 2,237 Est. Cost $107.20 Unrealized —

HD HOME DEPOT INC 0.2%

Value $338K Shares 957 Est. Cost $364.59 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 0.2%

Value $243K Shares 4,073 Est. Cost $54.05 Unrealized —

PJAN INNOVATOR ETFS TRUST 0.2%

Value $303K Shares 6,126 Est. Cost $46.13 Unrealized —

AAPR INNOVATOR ETFS TRUST 0.4%

Value $609K Shares 20,651 Est. Cost $28.41 Unrealized —

WU WESTERN UN CO 0.1%

Value $80,850 Shares 10,500 Est. Cost $9.31 Unrealized —

ZDEK INNOVATOR ETFS TRUST 0.2%

Value $220K Shares 8,320 Est. Cost $25.74 Unrealized —

MSFT MICROSOFT CORP 0.2%

Value $285K Shares 763 Est. Cost $500.58 Unrealized —

PFF ISHARES TR 0.1%

Value $203K Shares 6,652 Est. Cost $30.96 Unrealized —

LQD ISHARES TR 0.2%

Value $218K Shares 2,000 Est. Cost $110.19 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MTUM	ISHARES TR	21,161	$7.255M	5.1%	$249.49	—	MSCI USA MMENTM	46432F396
AAPL	APPLE INC	9,779	$2.83M	2.0%	$268.34	—	COM	037833100
CSCO	CISCO SYS INC	5,585	$656K	0.5%	$73.79	—	COM	17275R102
ABBV	ABBVIE INC	2,500	$629K	0.4%	$227.54	—	COM	00287Y109
JAJL	INNOVATOR ETFS TRUST	81,328	$2.433M	1.7%	$29.06	—	EQUIT DEFIN JUL	45783Y244
BAC	BANK OF AMER CORP	6,997	$399K	0.3%	$52.67	—	COM	060505104
SPYV	SPDR SERIES TRUST	10,376	$631K	0.4%	$56.81	—	ST STR P500VAL	78464A508
VZ	VERIZON COMMUNICATIONS INC	5,360	$227K	0.2%	$40.55	—	COM	92343V104
IVV	ISHARES TR	420	$315K	0.2%	$685.41	—	CORE S&P500 ETF	464287200
VTI	VANGUARD INDEX FDS	785	$290K	0.2%	$333.63	—	TOTAL STK MKT	922908769
ZFEB	INNOVATOR ETFS TRUST	60,330	$1.568M	1.1%	$25.38	—	EQUITY DEF PROTN	45784N775
DIA	STATE STR SPDR DOW JONES IND	552	$288K	0.2%	$480.57	—	UT SER 1	78467X109
AOA	ISHARES TR	2,891	$282K	0.2%	$89.53	—	CORE 80 20 ETF	464289859
JPM	JPMORGAN CHASE & CO	780	$255K	0.2%	$309.53	—	COM	46625H100
WMT	WALMART INC	2,237	$253K	0.2%	$107.20	—	COM	931142103
HD	HOME DEPOT INC	957	$338K	0.2%	$364.59	—	COM	437076102
VWO	VANGUARD INTL EQUITY INDEX F	4,073	$243K	0.2%	$54.05	—	FTSE EMR MKT ETF	922042858
PJAN	INNOVATOR ETFS TRUST	6,126	$303K	0.2%	$46.13	—	US EQTY PWR BUF	45782C508
AAPR	INNOVATOR ETFS TRUST	20,651	$609K	0.4%	$28.41	—	EQUITY DEFINED	45783Y335
WU	WESTERN UN CO	10,500	$80,850	0.1%	$9.31	—	COM	959802109
ZDEK	INNOVATOR ETFS TRUST	8,320	$220K	0.2%	$25.74	—	EQUI DEFI 1 DECE	45784N858
MSFT	MICROSOFT CORP	763	$285K	0.2%	$500.58	—	COM	594918104
PFF	ISHARES TR	6,652	$203K	0.1%	$30.96	—	PFD AND INCM SEC	464288687
LQD	ISHARES TR	2,000	$218K	0.2%	$110.19	—	IBOXX INV CP ETF	464287242