Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IJS	ISHARES TR	1,906,412 (-1.8%)	$226M (-1.8%)	17.7%	$118.45	—	SP SMCP600VL ETF	464287879
IWM	ISHARES TR	904,461 (-1.8%)	$224M (-1.8%)	17.6%	$247.98	—	RUSSELL 2000 ETF	464287655
IJK	ISHARES TR	2,217,617 (-1.7%)	$223M (-1.7%)	17.5%	$100.62	—	S&P MC 400GR ETF	464287606
BND	VANGUARD BD INDEX FDS	422,886 (-5.1%)	$31.14M (-5.1%)	2.4%	$73.29	—	TOTAL BND MRKT	921937835
SCHX	SCHWAB STRATEGIC TR	1,309,369 (-4.1%)	$33.57M (-4.1%)	2.6%	$26.73	—	US LRG CAP ETF	808524201
GLD	SPDR GOLD TR	215,495 (-1.5%)	$92.73M (-1.5%)	7.3%	$373.59	—	GOLD SHS	78463V107
XLE	SELECT SECTOR SPDR TR	575,117 (-3.7%)	$35.23M (-3.7%)	2.8%	$66.96	—	ST STR ENERG ETF	81369Y506
SCHF	SCHWAB STRATEGIC TR	1,137,902 (-4.1%)	$28.16M (-4.1%)	2.2%	$24.08	—	INTL EQTY ETF	808524805
IEF	ISHARES TR	147,572 (-7.0%)	$14.08M (-7.0%)	1.1%	$95.44	—	7-10 YR TRSY BD	464287440
BIV	VANGUARD BD INDEX FDS	496,303 (-2.6%)	$38.3M (-2.6%)	3.0%	$77.79	—	INTERMED TERM	921937819
DFAS	DIMENSIONAL ETF TRUST	79,900 (-5.9%)	$5.683M (-5.9%)	0.4%	$69.76	—	US SMALL CAP ETF	25434V500
IYZ	ISHARES TR	5,814 (-58.0%)	$229K (-58.0%)	0.0%	$26.93	—	US TELECOM ETF	464287713
SCHE	SCHWAB STRATEGIC TR	151,319 (-4.9%)	$4.986M (-4.9%)	0.4%	$32.78	—	EMRG MKTEQ ETF	808524706
SPY	STATE STR SPDR S&P 500 ETF T	31,865 (-1.2%)	$20.72M (-1.2%)	1.6%	$652.68	—	TR UNIT	78462F103
IYM	ISHARES TR	3,886 (-23.6%)	$684K (-23.6%)	0.1%	$175.90	—	U.S. BAS MTL ETF	464287838
QQQ	INVESCO QQQ TR	5,871 (-5.9%)	$3.389M (-5.9%)	0.3%	$568.99	—	UNIT SER 1	46090E103
XLRE	SELECT SECTOR SPDR TR	101,235 (-4.8%)	$4.133M (-4.8%)	0.3%	$40.43	—	ST STR REAL ETF	81369Y860
EEM	ISHARES TR	59,452 (-5.8%)	$3.376M (-5.8%)	0.3%	$50.85	—	MSCI EMG MKT ETF	464287234
IVW	ISHARES TR	26,946 (-6.2%)	$3.048M (-6.2%)	0.2%	$109.27	—	S&P 500 GRWT ETF	464287309
SCHD	SCHWAB STRATEGIC TR	207,724 (-2.1%)	$6.373M (-2.1%)	0.5%	$27.43	—	US DIVIDEND EQ	808524797
BPRE	BLUEROCK PVT REAL ESTATE FD	219,883 (-3.5%)	$3.652M (-3.5%)	0.3%	$15.00	—	COM	09631P102
SPMD	SPDR SERIES TRUST	96,433 (-2.1%)	$5.711M (-2.1%)	0.4%	$57.91	—	ST STR P400MID	78464A847
SCHB	SCHWAB STRATEGIC TR	237,535 (-1.9%)	$5.962M (-1.9%)	0.5%	$26.23	—	US BRD MKT ETF	808524102
COP	CONOCOPHILLIPS	79,821 (-1.1%)	$10.54M (-1.1%)	0.8%	$95.02	—	COM	20825C104
MSFT	MICROSOFT CORP	21,698 (-1.1%)	$8.032M (-1.1%)	0.6%	$500.51	—	COM	594918104
TSM	TAIWAN SEMICONDUCTOR MANUFAC	13,826 (-1.9%)	$4.672M (-1.9%)	0.4%	$302.93	—	SPONSORED ADS	874039100
BRK/B	BERKSHIRE HATHAWAY INC DEL	10,458 (-1.7%)	$5.011M (-1.7%)	0.4%	$497.35	—	CL B NEW	084670702
SCHO	SCHWAB STRATEGIC TR	111,927 (-3.0%)	$2.716M (-3.0%)	0.2%	$24.35	—	SHT TM US TRES	808524862
QCOM	QUALCOMM INC	54,373 (-1.2%)	$7.002M (-1.2%)	0.5%	$168.24	—	COM	747525103
IQV	IQVIA HLDGS INC	22,297 (-2.1%)	$3.803M (-2.1%)	0.3%	$216.83	—	COM	46266C105
ELV	ELEVANCE HEALTH INC FORMERLY	13,017 (-2.1%)	$3.811M (-2.1%)	0.3%	$338.10	—	COM	036752103
META	META PLATFORMS INC	6,241 (-2.1%)	$3.571M (-2.1%)	0.3%	$655.57	—	CL A	30303M102
PANW	PALO ALTO NETWORKS INC	21,607 (-2.1%)	$3.464M (-2.1%)	0.3%	$172.15	—	COM	697435105
NVDA	NVIDIA CORPORATION	22,443 (-1.9%)	$3.914M (-1.9%)	0.3%	$185.48	—	COM	67066G104
CRM	SALESFORCE INC	17,292 (-2.2%)	$3.228M (-2.2%)	0.3%	$215.77	—	COM	79466L302
VEEV	VEEVA SYS INC	19,048 (-2.1%)	$3.346M (-2.1%)	0.3%	$246.25	—	CL A COM	922475108
DXCM	DEXCOM INC	53,078 (-2.1%)	$3.333M (-2.1%)	0.3%	$70.92	—	COM	252131107
GD	GENERAL DYNAMICS CORP	9,515 (-2.0%)	$3.266M (-2.0%)	0.3%	$341.21	—	COM	369550108
AVGO	BROADCOM INC	17,865 (-1.1%)	$5.529M (-1.1%)	0.4%	$336.27	—	COM	11135F101
INTU	INTUIT	6,804 (-2.0%)	$2.942M (-2.0%)	0.2%	$598.29	—	COM	461202103
AMZN	AMAZON COM INC	15,092 (-1.9%)	$3.143M (-1.9%)	0.2%	$226.22	—	COM	023135106
MA	MASTERCARD INCORPORATED	5,642 (-2.1%)	$2.819M (-2.1%)	0.2%	$557.59	—	CL A	57636Q104
GOOG	ALPHABET INC	11,635 (-1.7%)	$3.338M (-1.7%)	0.3%	$286.33	—	CAP STK CL C	02079K107
LQD	ISHARES TR	12,251 (-3.0%)	$1.335M (-3.0%)	0.1%	$109.76	—	IBOXX INV CP ETF	464287242
HYG	ISHARES TR	16,856 (-3.0%)	$1.341M (-3.0%)	0.1%	$80.40	—	IBOXX HI YD ETF	464288513
PLTR	PALANTIR TECHNOLOGIES INC	12,097 (-1.5%)	$1.77M (-1.5%)	0.1%	$65.97	—	CL A	69608A108
ROIV	ROIVANT SCIENCES LTD	7,508 (-5.2%)	$208K (-5.2%)	0.0%	$19.73	—	SHS	G76279101

Unchanged Positions (50)

IGSB ISHARES TR 0.4%

Value $5.658M Shares 107,643 Est. Cost $52.87 Unrealized —

XOM EXXON MOBIL CORP 0.8%

Value $9.996M Shares 58,918 Est. Cost $121.55 Unrealized —

MRK MERCK & CO INC 0.5%

Value $6.818M Shares 56,676 Est. Cost $94.12 Unrealized —

VZ VERIZON COMMUNICATIONS INC 0.5%

Value $6.554M Shares 130,558 Est. Cost $43.82 Unrealized —

CVX CHEVRON CORPORATION 0.5%

Value $6.832M Shares 33,020 Est. Cost $152.00 Unrealized —

PSX PHILLIPS 66 0.6%

Value $7.355M Shares 40,371 Est. Cost $134.44 Unrealized —

AMGN AMGEN INC 0.5%

Value $6.067M Shares 17,242 Est. Cost $318.42 Unrealized —

AZN ASTRAZENECA PLC 0.5%

Value $6.542M Shares 33,173 Est. Cost $190.39 Unrealized —

C CITIGROUP INC 0.5%

Value $6.143M Shares 54,166 Est. Cost $104.12 Unrealized —

DUK DUKE ENERGY CORP NEW 0.4%

Value $5.677M Shares 43,354 Est. Cost $120.88 Unrealized —

TXN TEXAS INSTRS INC 0.4%

Value $5.511M Shares 28,388 Est. Cost $173.44 Unrealized —

SO SOUTHERN CO 0.4%

Value $5.64M Shares 58,431 Est. Cost $89.54 Unrealized —

PEP PEPSICO INC 0.5%

Value $5.758M Shares 37,081 Est. Cost $154.81 Unrealized —

JPM JPMORGAN CHASE & CO 0.5%

Value $6.006M Shares 20,417 Est. Cost $309.66 Unrealized —

MCD MCDONALDS CORP 0.4%

Value $5.282M Shares 16,995 Est. Cost $306.30 Unrealized —

ABBV ABBVIE INC 0.5%

Value $6.048M Shares 27,808 Est. Cost $227.24 Unrealized —

WM WASTE MGMT INC DEL 0.4%

Value $5.628M Shares 24,494 Est. Cost $213.64 Unrealized —

AMT AMERICAN TOWER CORP 0.4%

Value $4.986M Shares 28,891 Est. Cost $174.80 Unrealized —

KMB KIMBERLY-CLARK CORP 0.4%

Value $5.071M Shares 52,561 Est. Cost $107.11 Unrealized —

PG PROCTER & GAMBLE CO 0.4%

Value $5.025M Shares 34,791 Est. Cost $147.17 Unrealized —

MET METLIFE INC 0.4%

Value $4.747M Shares 67,120 Est. Cost $78.75 Unrealized —

OMC OMNICOM GROUP INC 0.4%

Value $5.049M Shares 67,047 Est. Cost $75.84 Unrealized —

ABT ABBOTT LABORATORIES 0.3%

Value $4.457M Shares 43,409 Est. Cost $125.59 Unrealized —

IP INTERNATIONAL PAPER CO 0.4%

Value $4.574M Shares 128,121 Est. Cost $41.22 Unrealized —

UL UNILEVER PLC 0.4%

Value $4.512M Shares 79,194 Est. Cost $64.54 Unrealized —

GPC GENUINE PARTS CO 0.3%

Value $4.435M Shares 41,937 Est. Cost $129.32 Unrealized —

ADP AUTOMATIC DATA PROCESSING IN 0.3%

Value $4.282M Shares 21,073 Est. Cost $259.99 Unrealized —

SCHP SCHWAB STRATEGIC TR 0.1%

Value $922K Shares 34,649 Est. Cost $26.51 Unrealized —

RTX RTX CORPORATION 0.0%

Value $616K Shares 3,191 Est. Cost $173.32 Unrealized —

SPLV INVESCO EXCH TRADED FD TR II 0.0%

Value $210K Shares 2,871 Est. Cost $73.14 Unrealized —

CW CURTISS WRIGHT CORP 0.0%

Value $272K Shares 400 Est. Cost $557.64 Unrealized —

SRFM SURF AIR MOBILITY INC 0.0%

Value $34,890 Shares 30,339 Est. Cost $2.34 Unrealized —

MRVL MARVELL TECHNOLOGY INC 0.0%

Value $332K Shares 3,350 Est. Cost $81.07 Unrealized —

FNV FRANCO NEV CORP 0.0%

Value $282K Shares 1,143 Est. Cost $202.79 Unrealized —

VTI VANGUARD INDEX FDS 0.1%

Value $797K Shares 2,483 Est. Cost $314.65 Unrealized —

SGOL ETFS GOLD TR 0.0%

Value $328K Shares 7,349 Est. Cost $41.08 Unrealized —

TSLA TESLA INC 0.0%

Value $565K Shares 1,521 Est. Cost $436.29 Unrealized —

SLB SLB LIMITED 0.0%

Value $358K Shares 6,966 Est. Cost $48.30 Unrealized —

LPTH LIGHTPATH TECHNOLOGIES INC 0.0%

Value $111K Shares 11,043 Est. Cost $11.71 Unrealized —

CION CION INVT CORP 0.1%

Value $979K Shares 143,122 Est. Cost $9.21 Unrealized —

MMM 3M CO 0.0%

Value $444K Shares 3,057 Est. Cost $163.18 Unrealized —

AAPL APPLE INC 0.5%

Value $6.167M Shares 24,299 Est. Cost $264.06 Unrealized —

RGLD ROYAL GOLD INC 0.0%

Value $460K Shares 1,807 Est. Cost $201.58 Unrealized —

IAU ISHARES GOLD TR 0.0%

Value $377K Shares 4,279 Est. Cost $81.17 Unrealized —

SCHM SCHWAB STRATEGIC TR 0.0%

Value $305K Shares 9,849 Est. Cost $30.34 Unrealized —

EIX EDISON INTL 0.0%

Value $277K Shares 3,784 Est. Cost $57.33 Unrealized —

BIL SPDR SERIES TRUST 0.0%

Value $233K Shares 2,541 Est. Cost $91.38 Unrealized —

MSIF MSC INCOME FUND INC 0.0%

Value $171K Shares 14,073 Est. Cost $13.06 Unrealized —

WMT WALMART INC 0.0%

Value $586K Shares 4,718 Est. Cost $107.20 Unrealized —

SGOV ISHARES TR 0.1%

Value $1.132M Shares 11,244 Est. Cost $100.66 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IGSB	ISHARES TR	107,643	$5.658M	0.4%	$52.87	—	ISHS 1-5YR INVS	464288646
XOM	EXXON MOBIL CORP	58,918	$9.996M	0.8%	$121.55	—	COM	30231G102
MRK	MERCK & CO INC	56,676	$6.818M	0.5%	$94.12	—	COM	58933Y105
VZ	VERIZON COMMUNICATIONS INC	130,558	$6.554M	0.5%	$43.82	—	COM	92343V104
CVX	CHEVRON CORPORATION	33,020	$6.832M	0.5%	$152.00	—	COM	166764100
PSX	PHILLIPS 66	40,371	$7.355M	0.6%	$134.44	—	COM	718546104
AMGN	AMGEN INC	17,242	$6.067M	0.5%	$318.42	—	COM	031162100
AZN	ASTRAZENECA PLC	33,173	$6.542M	0.5%	$190.39	—	ORD	G0593M107
C	CITIGROUP INC	54,166	$6.143M	0.5%	$104.12	—	COM NEW	172967424
DUK	DUKE ENERGY CORP NEW	43,354	$5.677M	0.4%	$120.88	—	COM NEW	26441C204
TXN	TEXAS INSTRS INC	28,388	$5.511M	0.4%	$173.44	—	COM	882508104
SO	SOUTHERN CO	58,431	$5.64M	0.4%	$89.54	—	COM	842587107
PEP	PEPSICO INC	37,081	$5.758M	0.5%	$154.81	—	COM	713448108
JPM	JPMORGAN CHASE & CO	20,417	$6.006M	0.5%	$309.66	—	COM	46625H100
MCD	MCDONALDS CORP	16,995	$5.282M	0.4%	$306.30	—	COM	580135101
ABBV	ABBVIE INC	27,808	$6.048M	0.5%	$227.24	—	COM	00287Y109
WM	WASTE MGMT INC DEL	24,494	$5.628M	0.4%	$213.64	—	COM	94106L109
AMT	AMERICAN TOWER CORP	28,891	$4.986M	0.4%	$174.80	—	COM	03027X100
KMB	KIMBERLY-CLARK CORP	52,561	$5.071M	0.4%	$107.11	—	COM	494368103
PG	PROCTER & GAMBLE CO	34,791	$5.025M	0.4%	$147.17	—	COM	742718109
MET	METLIFE INC	67,120	$4.747M	0.4%	$78.75	—	COM	59156R108
OMC	OMNICOM GROUP INC	67,047	$5.049M	0.4%	$75.84	—	COM	681919106
ABT	ABBOTT LABORATORIES	43,409	$4.457M	0.3%	$125.59	—	COM	002824100
IP	INTERNATIONAL PAPER CO	128,121	$4.574M	0.4%	$41.22	—	COM	460146103
UL	UNILEVER PLC	79,194	$4.512M	0.4%	$64.54	—	SPON ADR NEW	904767803
GPC	GENUINE PARTS CO	41,937	$4.435M	0.3%	$129.32	—	COM	372460105
ADP	AUTOMATIC DATA PROCESSING IN	21,073	$4.282M	0.3%	$259.99	—	COM	053015103
SCHP	SCHWAB STRATEGIC TR	34,649	$922K	0.1%	$26.51	—	US TIPS ETF	808524870
RTX	RTX CORPORATION	3,191	$616K	0.0%	$173.32	—	COM	75513E101
SPLV	INVESCO EXCH TRADED FD TR II	2,871	$210K	0.0%	$73.14	—	S&P500 LOW VOL	46138E354
CW	CURTISS WRIGHT CORP	400	$272K	0.0%	$557.64	—	COM	231561101
SRFM	SURF AIR MOBILITY INC	30,339	$34,890	0.0%	$2.34	—	COM NEW	868927203
MRVL	MARVELL TECHNOLOGY INC	3,350	$332K	0.0%	$81.07	—	COM	573874104
FNV	FRANCO NEV CORP	1,143	$282K	0.0%	$202.79	—	COM	351858105
VTI	VANGUARD INDEX FDS	2,483	$797K	0.1%	$314.65	—	TOTAL STK MKT	922908769
SGOL	ETFS GOLD TR	7,349	$328K	0.0%	$41.08	—	PHYSCL GOLD SHS	00326A104
TSLA	TESLA INC	1,521	$565K	0.0%	$436.29	—	COM	88160R101
SLB	SLB LIMITED	6,966	$358K	0.0%	$48.30	—	COM STK	806857108
LPTH	LIGHTPATH TECHNOLOGIES INC	11,043	$111K	0.0%	$11.71	—	COM CL A	532257805
CION	CION INVT CORP	143,122	$979K	0.1%	$9.21	—	COM	17259U204
MMM	3M CO	3,057	$444K	0.0%	$163.18	—	COM	88579Y101
AAPL	APPLE INC	24,299	$6.167M	0.5%	$264.06	—	COM	037833100
RGLD	ROYAL GOLD INC	1,807	$460K	0.0%	$201.58	—	COM	780287108
IAU	ISHARES GOLD TR	4,279	$377K	0.0%	$81.17	—	ISHARES NEW	464285204
SCHM	SCHWAB STRATEGIC TR	9,849	$305K	0.0%	$30.34	—	US MID-CAP ETF	808524508
EIX	EDISON INTL	3,784	$277K	0.0%	$57.33	—	COM	281020107
BIL	SPDR SERIES TRUST	2,541	$233K	0.0%	$91.38	—	ST STR BLO 1 ETF	78468R663
MSIF	MSC INCOME FUND INC	14,073	$171K	0.0%	$13.06	—	COM	55374X208
WMT	WALMART INC	4,718	$586K	0.0%	$107.20	—	COM	931142103
SGOV	ISHARES TR	11,244	$1.132M	0.1%	$100.66	—	0-3 MTH TREASURY	46436E718