Clarity Retirement & Wealth, LLC Concentrated Active

CIK: 0002103352 · Show all filings

Period: Q4 2025

Filing Date: Feb 11, 2026

Total Value ($000): $113,612 (100.0% shares, 0.0% debt)

Holdings (33)

FBCG FIDELITY COVINGTON TRUST 17.5%

Value ($000) $19,857 Shares 362,096 Est. Cost $54.84 Unrealized —

CGDV CAPITAL GROUP DIVIDEND VALUE 13.4%

Value ($000) $15,262 Shares 349,717 Est. Cost $43.64 Unrealized —

SPYM SPDR SERIES TRUST 10.5%

Value ($000) $11,967 Shares 149,175 Est. Cost $80.22 Unrealized —

FENI FIDELITY COVINGTON TRUST 9.4%

Value ($000) $10,714 Shares 292,892 Est. Cost $36.58 Unrealized —

FBND FIDELITY MERRIMACK STR TR 9.0%

Value ($000) $10,229 Shares 222,175 Est. Cost $46.04 Unrealized —

FIGB FIDELITY MERRIMACK STR TR 7.4%

Value ($000) $8,351 Shares 192,290 Est. Cost $43.43 Unrealized —

FDEM FIDELITY COVINGTON TRUST 5.5%

Value ($000) $6,236 Shares 201,958 Est. Cost $30.88 Unrealized —

HEFA ISHARES TR 5.1%

Value ($000) $5,772 Shares 139,561 Est. Cost $41.36 Unrealized —

TFLR T ROWE PRICE ETF INC 3.2%

Value ($000) $3,641 Shares 70,821 Est. Cost $51.40 Unrealized —

FFSM FIDELITY COVINGTON TRUST 2.5%

Value ($000) $2,793 Shares 91,006 Est. Cost $30.69 Unrealized —

HELO J P MORGAN EXCHANGE TRADED F 2.2%

Value ($000) $2,550 Shares 38,388 Est. Cost $66.43 Unrealized —

ALLW SSGA ACTIVE TR 2.1%

Value ($000) $2,410 Shares 87,684 Est. Cost $27.49 Unrealized —

PHYL PGIM ETF TR 2.0%

Value ($000) $2,230 Shares 62,846 Est. Cost $35.48 Unrealized —

IVV ISHARES TR 1.8%

Value ($000) $2,025 Shares 2,957 Est. Cost $684.94 Unrealized —

SPTL SPDR SERIES TRUST 1.2%

Value ($000) $1,368 Shares 51,699 Est. Cost $26.47 Unrealized —

SPIN SSGA ACTIVE TR 1.1%

Value ($000) $1,265 Shares 39,021 Est. Cost $32.41 Unrealized —

PRIV SSGA ACTIVE TR 1.0%

Value ($000) $1,089 Shares 42,858 Est. Cost $25.41 Unrealized —

FNDE SCHWAB STRATEGIC TR 0.8%

Value ($000) $918 Shares 25,457 Est. Cost $36.06 Unrealized —

XMHQ INVESCO EXCHANGE TRADED FD T 0.5%

Value ($000) $582 Shares 5,686 Est. Cost $102.42 Unrealized —

HGER HARBOR ETF TRUST 0.5%

Value ($000) $533 Shares 21,478 Est. Cost $24.82 Unrealized —

VB VANGUARD INDEX FDS 0.3%

Value ($000) $387 Shares 1,499 Est. Cost $257.95 Unrealized —

QQQ INVESCO QQQ TR 0.3%

Value ($000) $359 Shares 584 Est. Cost $614.31 Unrealized —

XLK SELECT SECTOR SPDR TR 0.3%

Value ($000) $335 Shares 2,325 Est. Cost $143.97 Unrealized —

RWO SPDR INDEX SHS FDS 0.3%

Value ($000) $310 Shares 6,886 Est. Cost $45.02 Unrealized —

HSCZ ISHARES TR 0.3%

Value ($000) $304 Shares 7,811 Est. Cost $38.91 Unrealized —

EMHY ISHARES INC 0.3%

Value ($000) $288 Shares 7,130 Est. Cost $40.37 Unrealized —

AGG ISHARES TR 0.2%

Value ($000) $282 Shares 2,828 Est. Cost $99.88 Unrealized —

MINT PIMCO ETF TR 0.2%

Value ($000) $278 Shares 2,772 Est. Cost $100.34 Unrealized —

ORCL ORACLE CORP 0.2%

Value ($000) $271 Shares 1,392 Est. Cost $238.05 Unrealized 0.0%

VOO VANGUARD INDEX FDS 0.2%

Value ($000) $267 Shares 426 Est. Cost $627.13 Unrealized —

VTHR VANGUARD SCOTTSDALE FDS 0.2%

Value ($000) $254 Shares 846 Est. Cost $300.33 Unrealized —

SPY SPDR S&P 500 ETF TR 0.2%

Value ($000) $251 Shares 368 Est. Cost $681.92 Unrealized —

— BLACKROCK FLOATING RATE INC 0.2%

Value ($000) $232 Shares 20,481 Est. Cost $11.33 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
FBCG	FIDELITY COVINGTON TRUST	362,096	$19,857	17.5%	$54.84	—	BLUE CHIP GRWTH	316092352
CGDV	CAPITAL GROUP DIVIDEND VALUE	349,717	$15,262	13.4%	$43.64	—	SHS CREATION UNI	14020W106
SPYM	SPDR SERIES TRUST	149,175	$11,967	10.5%	$80.22	—	STATE STREET SPD	78464A854
FENI	FIDELITY COVINGTON TRUST	292,892	$10,714	9.4%	$36.58	—	ENHANCED INTL	31609A404
FBND	FIDELITY MERRIMACK STR TR	222,175	$10,229	9.0%	$46.04	—	TOTAL BD ETF	316188309
FIGB	FIDELITY MERRIMACK STR TR	192,290	$8,351	7.4%	$43.43	—	INVESTMENT GR BD	316188606
FDEM	FIDELITY COVINGTON TRUST	201,958	$6,236	5.5%	$30.88	—	EMERG MKTS MLTFT	316092543
HEFA	ISHARES TR	139,561	$5,772	5.1%	$41.36	—	HDG MSCI EAFE	46434V803
TFLR	T ROWE PRICE ETF INC	70,821	$3,641	3.2%	$51.40	—	FLOATING RATE	87283Q883
FFSM	FIDELITY COVINGTON TRUST	91,006	$2,793	2.5%	$30.69	—	FUNDAMENTAL SMAL	316092295
HELO	J P MORGAN EXCHANGE TRADED F	38,388	$2,550	2.2%	$66.43	—	HEDGED EQUITY LA	46654Q724
ALLW	SSGA ACTIVE TR	87,684	$2,410	2.1%	$27.49	—	SPDR BRIDGEWATER	78470P630
PHYL	PGIM ETF TR	62,846	$2,230	2.0%	$35.48	—	ACTV HY BD ETF	69344A206
IVV	ISHARES TR	2,957	$2,025	1.8%	$684.94	—	CORE S&P500 ETF	464287200
SPTL	SPDR SERIES TRUST	51,699	$1,368	1.2%	$26.47	—	STATE STREET SPD	78464A664
SPIN	SSGA ACTIVE TR	39,021	$1,265	1.1%	$32.41	—	STATE STREET US	78470P838
PRIV	SSGA ACTIVE TR	42,858	$1,089	1.0%	$25.41	—	SPDR SSGA IG PUB	78470P622
FNDE	SCHWAB STRATEGIC TR	25,457	$918	0.8%	$36.06	—	FUNDAMENTAL EMER	808524730
XMHQ	INVESCO EXCHANGE TRADED FD T	5,686	$582	0.5%	$102.42	—	S&P MDCP QUALITY	46137V472
HGER	HARBOR ETF TRUST	21,478	$533	0.5%	$24.82	—	HARBOR COMMODITY	41151J505
VB	VANGUARD INDEX FDS	1,499	$387	0.3%	$257.95	—	SMALL CP ETF	922908751
QQQ	INVESCO QQQ TR	584	$359	0.3%	$614.31	—	UNIT SER 1	46090E103
XLK	SELECT SECTOR SPDR TR	2,325	$335	0.3%	$143.97	—	STATE STREET TEC	81369Y803
RWO	SPDR INDEX SHS FDS	6,886	$310	0.3%	$45.02	—	DJ GLB RL ES ETF	78463X749
HSCZ	ISHARES TR	7,811	$304	0.3%	$38.91	—	MSCI EAFE SMCP	46435G839
EMHY	ISHARES INC	7,130	$288	0.3%	$40.37	—	JP MRGN EM HI BD	464286285
AGG	ISHARES TR	2,828	$282	0.2%	$99.88	—	CORE US AGGBD ET	464287226
MINT	PIMCO ETF TR	2,772	$278	0.2%	$100.34	—	ENHAN SHRT MA AC	72201R833
ORCL	ORACLE CORP	1,392	$271	0.2%	$238.05	0.0%	COM	68389X105
VOO	VANGUARD INDEX FDS	426	$267	0.2%	$627.13	—	S&P 500 ETF SHS	922908363
VTHR	VANGUARD SCOTTSDALE FDS	846	$254	0.2%	$300.33	—	VNG RUS3000IDX	92206C599
SPY	SPDR S&P 500 ETF TR	368	$251	0.2%	$681.92	—	TR UNIT	78462F103
—	BLACKROCK FLOATING RATE INC	20,481	$232	0.2%	$11.33	—	COM	091941104