Finhabits Advisors LLC Concentrated Active

CIK: 0002106949 · Show all filings

Period: Q4 2025

Filing Date: Jan 29, 2026

Total Value ($000): $106,552 (100.0% shares, 0.0% debt)

Holdings (15)

ITOT ISHARES CORE S&P TTL STK 18.5%

Value ($000) $19,675 Shares 132,321 Est. Cost $148.69 Unrealized —

VCSH VANGUARD SHRT TRM CORP BD 10.3%

Value ($000) $10,933 Shares 137,124 Est. Cost $79.73 Unrealized —

LQD ISHARES IBOXX INV CP 10.2%

Value ($000) $10,851 Shares 98,476 Est. Cost $110.19 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 8.9%

Value ($000) $9,455 Shares 175,872 Est. Cost $53.76 Unrealized —

VTIP VANGUARD STRM INFPROIDX 8.3%

Value ($000) $8,793 Shares 177,786 Est. Cost $49.46 Unrealized —

DYNF BLACKROCK ISHARES US EQUIT 7.7%

Value ($000) $8,224 Shares 135,245 Est. Cost $60.81 Unrealized —

VEA VANGUARD FTSE DEV MKT 7.5%

Value ($000) $8,032 Shares 128,566 Est. Cost $62.47 Unrealized —

GBIL GOLDMAN SACHS ACCES TREASURY 6.5%

Value ($000) $6,879 Shares 68,829 Est. Cost $99.94 Unrealized —

EMB ISHARES JPMORGAN USD EMG 5.3%

Value ($000) $5,697 Shares 59,167 Est. Cost $96.28 Unrealized —

VMBS VANGUARD MTG-BKD SECS 4.8%

Value ($000) $5,153 Shares 109,451 Est. Cost $47.08 Unrealized —

VTEB VANGUARD MUN BD TAX EXEMPT 4.3%

Value ($000) $4,572 Shares 90,914 Est. Cost $50.29 Unrealized —

VNQ VANGUARD REAL ESTATE 3.2%

Value ($000) $3,406 Shares 38,493 Est. Cost $88.49 Unrealized —

BINC BLACKROCK ISHARES FLEXIBLE 2.5%

Value ($000) $2,642 Shares 50,068 Est. Cost $52.77 Unrealized —

NEAR ISHARES SHORT DURATION B 1.6%

Value ($000) $1,714 Shares 33,540 Est. Cost $51.10 Unrealized —

SGOL ETFS PHYSCL GOLD 0.5%

Value ($000) $527 Shares 12,831 Est. Cost $41.08 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
ITOT	ISHARES CORE S&P TTL STK	132,321	$19,675	18.5%	$148.69	—	ETF	464287150
VCSH	VANGUARD SHRT TRM CORP BD	137,124	$10,933	10.3%	$79.73	—	ETF	92206C409
LQD	ISHARES IBOXX INV CP	98,476	$10,851	10.2%	$110.19	—	ETF	464287242
VWO	VANGUARD INTL EQUITY INDEX F	175,872	$9,455	8.9%	$53.76	—	ETF	922042858
VTIP	VANGUARD STRM INFPROIDX	177,786	$8,793	8.3%	$49.46	—	ETF	922020805
DYNF	BLACKROCK ISHARES US EQUIT	135,245	$8,224	7.7%	$60.81	—	ETF	09290C103
VEA	VANGUARD FTSE DEV MKT	128,566	$8,032	7.5%	$62.47	—	ETF	921943858
GBIL	GOLDMAN SACHS ACCES TREASURY	68,829	$6,879	6.5%	$99.94	—	ETF	381430529
EMB	ISHARES JPMORGAN USD EMG	59,167	$5,697	5.3%	$96.28	—	ETF	464288281
VMBS	VANGUARD MTG-BKD SECS	109,451	$5,153	4.8%	$47.08	—	ETF	92206C771
VTEB	VANGUARD MUN BD TAX EXEMPT	90,914	$4,572	4.3%	$50.29	—	ETF	922907746
VNQ	VANGUARD REAL ESTATE	38,493	$3,406	3.2%	$88.49	—	ETF	922908553
BINC	BLACKROCK ISHARES FLEXIBLE	50,068	$2,642	2.5%	$52.77	—	ETF	092528603
NEAR	ISHARES SHORT DURATION B	33,540	$1,714	1.6%	$51.10	—	ETF	46431W507
SGOL	ETFS PHYSCL GOLD	12,831	$527	0.5%	$41.08	—	ETF	00326A104