Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
TSLA	TESLA INC	6,159	$2.59M	1.9%	$420.60	—	COM	88160R101
FLOT	ISHARES TR	23,138	$1.181M	0.9%	$51.05	—	FLTG RATE NT ETF	46429B655
QQQ	INVESCO QQQ TR	1,160	$854K	0.6%	$736.40	—	UNIT SER 1	46090E103
IVV	ISHARES TR	1,000	$749K	0.6%	$748.89	—	CORE S&P500 ETF	464287200
IWP	ISHARES TR	4,852	$710K	0.5%	$146.41	—	RUS MD CP GR ETF	464287481
XBI	SPDR SERIES TRUST	2,718	$430K	0.3%	$158.25	—	ST STR SP BIOT	78464A870
VEA	VANGUARD TAX-MANAGED FDS	5,954	$424K	0.3%	$71.25	—	VAN FTSE DEV MKT	921943858
KRE	SPDR SERIES TRUST	5,317	$398K	0.3%	$74.85	—	ST STR SP REGBNK	78464A698
IWN	ISHARES TR	1,444	$319K	0.2%	$221.20	—	RUS 2000 VAL ETF	464287630
T	AT&T INC	13,116	$272K	0.2%	$20.70	—	COM	00206R102
IEMG	ISHARES INC	3,135	$260K	0.2%	$82.84	—	CORE MSCI EMKT	46434G103
BSV	VANGUARD BD INDEX FDS	3,167	$247K	0.2%	$77.91	—	SHORT TRM BOND	921937827
MSFT	MICROSOFT CORP	620	$231K	0.2%	$373.02	—	COM	594918104
BRK/B	BERKSHIRE HATHAWAY INC DEL	445	$223K	0.2%	$500.39	—	CL B NEW	084670702
AMZN	AMAZON COM INC	924	$220K	0.2%	$238.34	—	COM	023135106
SCHM	SCHWAB STRATEGIC TR	5,895	$217K	0.2%	$36.87	—	US MID-CAP ETF	808524508

Increased Positions (13)

AAPL APPLE INC 3.9%

Value $5.175M (+295.7%) Shares 17,885 (+247.1%) Est. Cost $282.87 Unrealized —

SCHX SCHWAB STRATEGIC TR 12.1%

Value $16.29M (+20.2%) Shares 553,571 (+4.7%) Est. Cost $26.85 Unrealized —

SCHA SCHWAB STRATEGIC TR 7.6%

Value $10.16M (+28.3%) Shares 281,147 (+3.3%) Est. Cost $28.80 Unrealized —

SCHF SCHWAB STRATEGIC TR 9.2%

Value $12.27M (+15.3%) Shares 442,962 (+3.0%) Est. Cost $24.21 Unrealized —

SCHV SCHWAB STRATEGIC TR 6.6%

Value $8.833M (+21.0%) Shares 253,746 (+6.0%) Est. Cost $30.02 Unrealized —

SLYV SPDR SERIES TRUST 6.1%

Value $8.238M (+17.3%) Shares 75,505 (+1.7%) Est. Cost $91.27 Unrealized —

SCHZ SCHWAB STRATEGIC TR 11.8%

Value $15.88M (+7.1%) Shares 686,760 (+7.5%) Est. Cost $23.34 Unrealized —

SCHO SCHWAB STRATEGIC TR 9.9%

Value $13.22M (+5.1%) Shares 547,509 (+5.7%) Est. Cost $24.34 Unrealized —

SCHE SCHWAB STRATEGIC TR 2.8%

Value $3.72M (+14.3%) Shares 102,585 (+3.9%) Est. Cost $32.90 Unrealized —

SCHC SCHWAB STRATEGIC TR 5.0%

Value $6.656M (+5.7%) Shares 138,331 (+2.7%) Est. Cost $45.66 Unrealized —

NVDA NVIDIA CORPORATION 0.6%

Value $854K (+52.0%) Shares 4,266 (+32.5%) Est. Cost $189.55 Unrealized —

SGOV ISHARES TR 0.7%

Value $912K (+35.3%) Shares 9,062 (+35.3%) Est. Cost $100.57 Unrealized —

META META PLATFORMS INC 0.2%

Value $296K (+10.7%) Shares 525 (+12.4%) Est. Cost $653.14 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	APPLE INC	17,885 (+247.1%)	$5.175M (+295.7%)	3.9%	$282.87	—	COM	037833100
SCHX	SCHWAB STRATEGIC TR	553,571 (+4.7%)	$16.29M (+20.2%)	12.1%	$26.85	—	US LRG CAP ETF	808524201
SCHA	SCHWAB STRATEGIC TR	281,147 (+3.3%)	$10.16M (+28.3%)	7.6%	$28.80	—	US SML CAP ETF	808524607
SCHF	SCHWAB STRATEGIC TR	442,962 (+3.0%)	$12.27M (+15.3%)	9.2%	$24.21	—	INTL EQTY ETF	808524805
SCHV	SCHWAB STRATEGIC TR	253,746 (+6.0%)	$8.833M (+21.0%)	6.6%	$30.02	—	US LCAP VA ETF	808524409
SLYV	SPDR SERIES TRUST	75,505 (+1.7%)	$8.238M (+17.3%)	6.1%	$91.27	—	ST STR SP600SM C	78464A300
SCHZ	SCHWAB STRATEGIC TR	686,760 (+7.5%)	$15.88M (+7.1%)	11.8%	$23.34	—	US AGGREGATE B	808524839
SCHO	SCHWAB STRATEGIC TR	547,509 (+5.7%)	$13.22M (+5.1%)	9.9%	$24.34	—	SHT TM US TRES	808524862
SCHE	SCHWAB STRATEGIC TR	102,585 (+3.9%)	$3.72M (+14.3%)	2.8%	$32.90	—	EMRG MKTEQ ETF	808524706
SCHC	SCHWAB STRATEGIC TR	138,331 (+2.7%)	$6.656M (+5.7%)	5.0%	$45.66	—	INTL SCEQT ETF	808524888
NVDA	NVIDIA CORPORATION	4,266 (+32.5%)	$854K (+52.0%)	0.6%	$189.55	—	COM	67066G104
SGOV	ISHARES TR	9,062 (+35.3%)	$912K (+35.3%)	0.7%	$100.57	—	0-3 MTH TREASURY	46436E718
META	META PLATFORMS INC	525 (+12.4%)	$296K (+10.7%)	0.2%	$653.14	—	CL A	30303M102

Exited Positions (1)

IBDS ISHARES TR 0.2%

Value $242K Shares 10,003 Est. Cost $24.24 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IBDS	ISHARES TR	10,003	$242K	0.2%	$24.24	—	—	46435UAA9

Decreased Positions (4)

DFAC DIMENSIONAL ETF TRUST 6.6%

Value $8.871M (+12.9%) Shares 199,973 (-1.1%) Est. Cost $39.59 Unrealized —

DFAE DIMENSIONAL ETF TRUST 0.7%

Value $940K (+9.5%) Shares 23,379 (-7.8%) Est. Cost $32.57 Unrealized —

DFAI DIMENSIONAL ETF TRUST 1.5%

Value $1.991M (+3.0%) Shares 48,277 (-2.8%) Est. Cost $38.11 Unrealized —

DFAR DIMENSIONAL ETF TRUST 0.4%

Value $482K (+6.0%) Shares 18,429 (-4.2%) Est. Cost $22.93 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
DFAC	DIMENSIONAL ETF TRUST	199,973 (-1.1%)	$8.871M (+12.9%)	6.6%	$39.59	—	US COR EQU 2 ETF	25434V708
DFAE	DIMENSIONAL ETF TRUST	23,379 (-7.8%)	$940K (+9.5%)	0.7%	$32.57	—	EMGR CRE EQT MNG	25434V302
DFAI	DIMENSIONAL ETF TRUST	48,277 (-2.8%)	$1.991M (+3.0%)	1.5%	$38.11	—	INTL CORE EQT MK	25434V203
DFAR	DIMENSIONAL ETF TRUST	18,429 (-4.2%)	$482K (+6.0%)	0.4%	$22.93	—	US REAL ESTA ETF	25434V823

Unchanged Positions (8)

VTI VANGUARD INDEX FDS 1.1%

Value $1.421M Shares 3,840 Est. Cost $335.24 Unrealized —

IJR ISHARES TR 0.5%

Value $690K Shares 4,654 Est. Cost $120.18 Unrealized —

DFAX DIMENSIONAL ETF TRUST 0.9%

Value $1.2M Shares 32,577 Est. Cost $32.73 Unrealized —

DFCF DIMENSIONAL ETF TRUST 4.3%

Value $5.712M Shares 135,325 Est. Cost $42.56 Unrealized —

FNDA SCHWAB STRATEGIC TR 0.2%

Value $241K Shares 6,341 Est. Cost $31.51 Unrealized —

VTIP VANGUARD MALVERN FDS 0.2%

Value $256K Shares 5,096 Est. Cost $49.46 Unrealized —

IBDU ISHARES TR 0.2%

Value $228K Shares 9,857 Est. Cost $23.26 Unrealized —

IBDT ISHARES TR 0.2%

Value $225K Shares 8,910 Est. Cost $25.33 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	3,840	$1.421M	1.1%	$335.24	—	TOTAL STK MKT	922908769
IJR	ISHARES TR	4,654	$690K	0.5%	$120.18	—	CORE S&P SCP ETF	464287804
DFAX	DIMENSIONAL ETF TRUST	32,577	$1.2M	0.9%	$32.73	—	WORLD EX US CORE	25434V880
DFCF	DIMENSIONAL ETF TRUST	135,325	$5.712M	4.3%	$42.56	—	CORE FIXE IN ETF	25434V872
FNDA	SCHWAB STRATEGIC TR	6,341	$241K	0.2%	$31.51	—	FUNDAMENTAL US S	808524763
VTIP	VANGUARD MALVERN FDS	5,096	$256K	0.2%	$49.46	—	STRM INFPROIDX	922020805
IBDU	ISHARES TR	9,857	$228K	0.2%	$23.26	—	IBONDS DEC 29	46436E205
IBDT	ISHARES TR	8,910	$225K	0.2%	$25.33	—	IBDS DEC28 ETF	46435U515