Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
JAAA	JANUS DETROIT STR TR	89,050	$4.496M	3.2%	$50.49	—	HENDRSON AAA CL	47103U845
RAAX	VANECK ETF TRUST	92,438	$3.667M	2.6%	$39.67	—	REAL ASSETS ETF	92189F130
GOVT	ISHARES TR	112,629	$2.566M	1.8%	$22.78	—	US TREAS BD ETF	46429B267
VTEB	VANGUARD MUN BD FDS	33,144	$1.676M	1.2%	$50.58	—	TAX EXEMPT BD	922907746
INFL	LISTED FDS TR	8,650	$431K	0.3%	$49.88	—	HORI KI INFL ETF	53656F623
TXN	TEXAS INSTRS INC	800	$238K	0.2%	$298.07	—	COM	882508104

Increased Positions (11)

VTI VANGUARD INDEX FDS 19.9%

Value $27.98M (+20.2%) Shares 75,620 (+4.2%) Est. Cost $336.67 Unrealized —

MTUM ISHARES TR 6.3%

Value $8.852M (+47.0%) Shares 25,821 (+2.9%) Est. Cost $252.90 Unrealized —

WCMI FIRST TR EXCHANGE-TRADED FD 1.6%

Value $2.313M (+844.5%) Shares 118,168 (+709.4%) Est. Cost $19.22 Unrealized —

EMXC ISHARES INC 1.4%

Value $2.025M (+758.0%) Shares 19,791 (+559.7%) Est. Cost $98.72 Unrealized —

FMDE FIDELITY COVINGTON TRUST 4.3%

Value $6.103M (+39.3%) Shares 150,403 (+23.4%) Est. Cost $37.18 Unrealized —

JMST J P MORGAN EXCHANGE TRADED F 1.7%

Value $2.349M (+198.5%) Shares 46,062 (+198.4%) Est. Cost $50.98 Unrealized —

VTES VANGUARD WELLINGTON FD 0.9%

Value $1.304M (+222.3%) Shares 12,872 (+221.8%) Est. Cost $101.26 Unrealized —

SDVY FIRST TR EXCHANGE TRADED FD 3.1%

Value $4.358M (+15.0%) Shares 101,013 (+5.1%) Est. Cost $38.56 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.4%

Value $550K (+122.4%) Shares 19,870 (+98.7%) Est. Cost $26.22 Unrealized —

FBTC FIDELITY WISE ORIGIN BITCOIN 0.4%

Value $600K (+11.3%) Shares 11,760 (+28.7%) Est. Cost $69.72 Unrealized —

VGSH VANGUARD SCOTTSDALE FDS 0.2%

Value $323K (+20.2%) Shares 5,556 (+20.9%) Est. Cost $58.48 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	75,620 (+4.2%)	$27.98M (+20.2%)	19.9%	$336.67	—	TOTAL STK MKT	922908769
MTUM	ISHARES TR	25,821 (+2.9%)	$8.852M (+47.0%)	6.3%	$252.90	—	MSCI USA MMENTM	46432F396
WCMI	FIRST TR EXCHANGE-TRADED FD	118,168 (+709.4%)	$2.313M (+844.5%)	1.6%	$19.22	—	WCM INTL EQUITY	33733E732
EMXC	ISHARES INC	19,791 (+559.7%)	$2.025M (+758.0%)	1.4%	$98.72	—	MSCI EMRG CHN	46434G764
FMDE	FIDELITY COVINGTON TRUST	150,403 (+23.4%)	$6.103M (+39.3%)	4.3%	$37.18	—	ENH MID COR ETF	31609A503
JMST	J P MORGAN EXCHANGE TRADED F	46,062 (+198.4%)	$2.349M (+198.5%)	1.7%	$50.98	—	ULTRA SHT MUNCPL	46641Q654
VTES	VANGUARD WELLINGTON FD	12,872 (+221.8%)	$1.304M (+222.3%)	0.9%	$101.26	—	SHORT TRM TAX EX	921935870
SDVY	FIRST TR EXCHANGE TRADED FD	101,013 (+5.1%)	$4.358M (+15.0%)	3.1%	$38.56	—	SMID RISNG ETF	33741X102
SCHF	SCHWAB STRATEGIC TR	19,870 (+98.7%)	$550K (+122.4%)	0.4%	$26.22	—	INTL EQTY ETF	808524805
FBTC	FIDELITY WISE ORIGIN BITCOIN	11,760 (+28.7%)	$600K (+11.3%)	0.4%	$69.72	—	SHS	315948109
VGSH	VANGUARD SCOTTSDALE FDS	5,556 (+20.9%)	$323K (+20.2%)	0.2%	$58.48	—	SHORT TERM TREAS	92206C102

Exited Positions (2)

QQQE DIREXION SHARES ETF TRUST 0.1%

Value $207K Shares 2,099 Est. Cost $102.31 Unrealized —

SHV ISHARES TR 0.1%

Value $201K Shares 1,825 Est. Cost $110.15 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
QQQE	DIREXION SHARES ETF TRUST	2,099	$207K	0.1%	$102.31	—	—	25459Y207
SHV	ISHARES TR	1,825	$201K	0.1%	$110.15	—	—	464288679

Decreased Positions (16)

BIL SPDR SERIES TRUST 10.0%

Value $14.04M (-37.1%) Shares 153,162 (-37.1%) Est. Cost $91.38 Unrealized —

CVLC MORGAN STANLEY ETF TRUST 1.8%

Value $2.47M (-55.1%) Shares 26,147 (-61.9%) Est. Cost $84.24 Unrealized —

USMV ISHARES TR 4.0%

Value $5.651M (-8.6%) Shares 58,581 (-12.1%) Est. Cost $94.16 Unrealized —

EYLD CAMBRIA ETF TR 3.9%

Value $5.539M (-4.8%) Shares 121,981 (-13.2%) Est. Cost $38.33 Unrealized —

IAUM ISHARES GOLD TRUST MICRO 0.6%

Value $800K (-18.6%) Shares 19,996 (-5.0%) Est. Cost $42.99 Unrealized —

DFAT DIMENSIONAL ETF TRUST 2.3%

Value $3.26M (+5.7%) Shares 46,633 (-5.6%) Est. Cost $59.54 Unrealized —

CSCO CISCO SYS INC 0.4%

Value $526K (+49.7%) Shares 4,478 (-1.1%) Est. Cost $77.91 Unrealized —

FNDF SCHWAB STRATEGIC TR 13.5%

Value $18.96M (+0.9%) Shares 359,334 (-6.4%) Est. Cost $45.21 Unrealized —

DGRW WISDOMTREE TR 1.8%

Value $2.575M (+5.4%) Shares 26,933 (-3.2%) Est. Cost $89.43 Unrealized —

PFE PFIZER INC 0.2%

Value $342K (-15.5%) Shares 14,209 (-1.5%) Est. Cost $25.03 Unrealized —

CALI BLACKROCK ETF TRUST II 0.4%

Value $582K (-9.2%) Shares 11,516 (-9.4%) Est. Cost $50.46 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 3.6%

Value $5.027M (-1.1%) Shares 10,046 (-5.3%) Est. Cost $497.53 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.3%

Value $416K (+14.8%) Shares 1,479 (-1.1%) Est. Cost $283.93 Unrealized —

MDY STATE STR SPDR S&P MIDCAP 40 0.2%

Value $321K (+7.7%) Shares 456 (-5.6%) Est. Cost $603.28 Unrealized —

AMZN AMAZON COM INC 0.3%

Value $375K (+6.0%) Shares 1,575 (-7.4%) Est. Cost $226.83 Unrealized —

UMAR INNOVATOR ETFS TRUST 0.3%

Value $439K (-1.0%) Shares 10,398 (-6.9%) Est. Cost $39.95 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
BIL	SPDR SERIES TRUST	153,162 (-37.1%)	$14.04M (-37.1%)	10.0%	$91.38	—	ST STR BLO 1 ETF	78468R663
CVLC	MORGAN STANLEY ETF TRUST	26,147 (-61.9%)	$2.47M (-55.1%)	1.8%	$84.24	—	CALVERT US LARCP	61774R205
USMV	ISHARES TR	58,581 (-12.1%)	$5.651M (-8.6%)	4.0%	$94.16	—	MSCI USA MIN ETF	46429B697
EYLD	CAMBRIA ETF TR	121,981 (-13.2%)	$5.539M (-4.8%)	3.9%	$38.33	—	EMRG SHAREHLDR	132061706
IAUM	ISHARES GOLD TRUST MICRO	19,996 (-5.0%)	$800K (-18.6%)	0.6%	$42.99	—	SHS REPSTG UN TR	46436F103
DFAT	DIMENSIONAL ETF TRUST	46,633 (-5.6%)	$3.26M (+5.7%)	2.3%	$59.54	—	US TARGETED VLU	25434V609
CSCO	CISCO SYS INC	4,478 (-1.1%)	$526K (+49.7%)	0.4%	$77.91	—	COM	17275R102
FNDF	SCHWAB STRATEGIC TR	359,334 (-6.4%)	$18.96M (+0.9%)	13.5%	$45.21	—	FUNDAMENTAL INTL	808524755
DGRW	WISDOMTREE TR	26,933 (-3.2%)	$2.575M (+5.4%)	1.8%	$89.43	—	US QTLY DIV GRT	97717X669
PFE	PFIZER INC	14,209 (-1.5%)	$342K (-15.5%)	0.2%	$25.03	—	COM	717081103
CALI	BLACKROCK ETF TRUST II	11,516 (-9.4%)	$582K (-9.2%)	0.4%	$50.46	—	ISHA SH TERM ETF	092528884
BRK/B	BERKSHIRE HATHAWAY INC DEL	10,046 (-5.3%)	$5.027M (-1.1%)	3.6%	$497.53	—	CL B NEW	084670702
IBM	INTERNATIONAL BUSINESS MACHS	1,479 (-1.1%)	$416K (+14.8%)	0.3%	$283.93	—	COM	459200101
MDY	STATE STR SPDR S&P MIDCAP 40	456 (-5.6%)	$321K (+7.7%)	0.2%	$603.28	—	UTSER1 S&PDCRP	78467Y107
AMZN	AMAZON COM INC	1,575 (-7.4%)	$375K (+6.0%)	0.3%	$226.83	—	COM	023135106
UMAR	INNOVATOR ETFS TRUST	10,398 (-6.9%)	$439K (-1.0%)	0.3%	$39.95	—	US EQT ULTRA BF	45782C375

Unchanged Positions (15)

XOM EXXON MOBIL CORP 0.6%

Value $847K Shares 6,198 Est. Cost $115.49 Unrealized —

LLY ELI LILLY & CO 0.4%

Value $581K Shares 484 Est. Cost $955.55 Unrealized —

CVX CHEVRON CORPORATION 0.3%

Value $403K Shares 2,432 Est. Cost $151.40 Unrealized —

BRK/A BERKSHIRE HATHAWAY INC DEL 1.6%

Value $2.247M Shares 3 Est. Cost $746423.56 Unrealized —

JPM JPMORGAN CHASE & CO 0.6%

Value $876K Shares 2,677 Est. Cost $311.42 Unrealized —

LITE LUMENTUM HLDGS INC 0.3%

Value $429K Shares 500 Est. Cost $467.14 Unrealized —

AAPL APPLE INC 0.4%

Value $521K Shares 1,799 Est. Cost $268.34 Unrealized —

OEF ISHARES TR 0.3%

Value $479K Shares 1,308 Est. Cost $342.97 Unrealized —

VYM VANGUARD WHITEHALL FDS 0.5%

Value $692K Shares 4,380 Est. Cost $143.52 Unrealized —

EFA ISHARES TR 0.3%

Value $481K Shares 4,628 Est. Cost $96.03 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.2%

Value $241K Shares 323 Est. Cost $650.34 Unrealized —

MSFT MICROSOFT CORP 0.6%

Value $878K Shares 2,355 Est. Cost $500.58 Unrealized —

PG PROCTER & GAMBLE CO 0.2%

Value $263K Shares 1,796 Est. Cost $147.17 Unrealized —

SO SOUTHERN CO 0.2%

Value $295K Shares 3,079 Est. Cost $90.89 Unrealized —

PEG PUBLIC SVC ENTERPRISE GROUP 0.4%

Value $531K Shares 6,548 Est. Cost $81.54 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
XOM	EXXON MOBIL CORP	6,198	$847K	0.6%	$115.49	—	COM	30231G102
LLY	ELI LILLY & CO	484	$581K	0.4%	$955.55	—	COM	532457108
CVX	CHEVRON CORPORATION	2,432	$403K	0.3%	$151.40	—	COM	166764100
BRK/A	BERKSHIRE HATHAWAY INC DEL	3	$2.247M	1.6%	$746423.56	—	CL A	084670108
JPM	JPMORGAN CHASE & CO	2,677	$876K	0.6%	$311.42	—	COM	46625H100
LITE	LUMENTUM HLDGS INC	500	$429K	0.3%	$467.14	—	COM	55024U109
AAPL	APPLE INC	1,799	$521K	0.4%	$268.34	—	COM	037833100
OEF	ISHARES TR	1,308	$479K	0.3%	$342.97	—	S&P 100 ETF	464287101
VYM	VANGUARD WHITEHALL FDS	4,380	$692K	0.5%	$143.52	—	HIGH DIV YLD	921946406
EFA	ISHARES TR	4,628	$481K	0.3%	$96.03	—	MSCI EAFE ETF	464287465
SPY	STATE STR SPDR S&P 500 ETF T	323	$241K	0.2%	$650.34	—	TR UNIT	78462F103
MSFT	MICROSOFT CORP	2,355	$878K	0.6%	$500.58	—	COM	594918104
PG	PROCTER & GAMBLE CO	1,796	$263K	0.2%	$147.17	—	COM	742718109
SO	SOUTHERN CO	3,079	$295K	0.2%	$90.89	—	COM	842587107
PEG	PUBLIC SVC ENTERPRISE GROUP	6,548	$531K	0.4%	$81.54	—	COM	744573106