Reality Financial Planning Services, LLC Concentrated Active

CIK: 0002110687 · Show all filings

Period: Q4 2025

Filing Date: Feb 12, 2026

Total Value ($000): $104,416 (100.0% shares, 0.0% debt)

Holdings (20)

VTI VANGUARD INDEX FDS 22.7%

Value ($000) $23,697 Shares 70,679 Est. Cost $335.27 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 16.9%

Value ($000) $17,665 Shares 80,375 Est. Cost $219.78 Unrealized —

VYM VANGUARD WHITEHALL FDS 16.2%

Value ($000) $16,941 Shares 118,038 Est. Cost $143.52 Unrealized —

IVV ISHARES TR 8.7%

Value ($000) $9,049 Shares 13,212 Est. Cost $684.94 Unrealized —

BND VANGUARD BD INDEX FDS 7.5%

Value ($000) $7,845 Shares 105,909 Est. Cost $74.07 Unrealized —

USFR WISDOMTREE TR 6.2%

Value ($000) $6,445 Shares 128,077 Est. Cost $50.32 Unrealized —

QQQ INVESCO QQQ TR 3.4%

Value ($000) $3,505 Shares 5,705 Est. Cost $614.31 Unrealized —

VOO VANGUARD INDEX FDS 3.2%

Value ($000) $3,371 Shares 5,376 Est. Cost $627.13 Unrealized —

USMV ISHARES TR 3.2%

Value ($000) $3,293 Shares 34,973 Est. Cost $94.16 Unrealized —

VPU VANGUARD WORLD FD 3.1%

Value ($000) $3,254 Shares 17,584 Est. Cost $185.04 Unrealized —

VXUS VANGUARD STAR FDS 2.5%

Value ($000) $2,609 Shares 34,590 Est. Cost $75.44 Unrealized —

SCHO SCHWAB STRATEGIC TR 1.4%

Value ($000) $1,427 Shares 58,563 Est. Cost $24.37 Unrealized —

SDY SPDR SERIES TRUST 1.0%

Value ($000) $1,063 Shares 7,642 Est. Cost $139.16 Unrealized —

VNQ VANGUARD INDEX FDS 1.0%

Value ($000) $1,023 Shares 11,566 Est. Cost $88.49 Unrealized —

DVY ISHARES TR 0.9%

Value ($000) $888 Shares 6,294 Est. Cost $141.14 Unrealized —

QQQM INVESCO EXCH TRADED FD TR II 0.7%

Value ($000) $742 Shares 2,934 Est. Cost $252.92 Unrealized —

MUNI PIMCO ETF TR 0.6%

Value ($000) $590 Shares 11,259 Est. Cost $52.41 Unrealized —

AAPL APPLE INC 0.3%

Value ($000) $360 Shares 1,325 Est. Cost $268.34 Unrealized 0.0%

JPM JPMORGAN CHASE & CO. 0.3%

Value ($000) $355 Shares 1,103 Est. Cost $309.53 Unrealized 0.0%

MSFT MICROSOFT CORP 0.3%

Value ($000) $293 Shares 605 Est. Cost $500.58 Unrealized 0.0%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	70,679	$23,697	22.7%	$335.27	—	TOTAL STK MKT	922908769
VIG	VANGUARD SPECIALIZED FUNDS	80,375	$17,665	16.9%	$219.78	—	DIV APP ETF	921908844
VYM	VANGUARD WHITEHALL FDS	118,038	$16,941	16.2%	$143.52	—	HIGH DIV YLD	921946406
IVV	ISHARES TR	13,212	$9,049	8.7%	$684.94	—	CORE S&P500 ETF	464287200
BND	VANGUARD BD INDEX FDS	105,909	$7,845	7.5%	$74.07	—	TOTAL BND MRKT	921937835
USFR	WISDOMTREE TR	128,077	$6,445	6.2%	$50.32	—	FLOATNG RAT TREA	97717Y527
QQQ	INVESCO QQQ TR	5,705	$3,505	3.4%	$614.31	—	UNIT SER 1	46090E103
VOO	VANGUARD INDEX FDS	5,376	$3,371	3.2%	$627.13	—	S&P 500 ETF SHS	922908363
USMV	ISHARES TR	34,973	$3,293	3.2%	$94.16	—	MSCI USA MIN VOL	46429B697
VPU	VANGUARD WORLD FD	17,584	$3,254	3.1%	$185.04	—	UTILITIES ETF	92204A876
VXUS	VANGUARD STAR FDS	34,590	$2,609	2.5%	$75.44	—	VG TL INTL STK F	921909768
SCHO	SCHWAB STRATEGIC TR	58,563	$1,427	1.4%	$24.37	—	SHT TM US TRES	808524862
SDY	SPDR SERIES TRUST	7,642	$1,063	1.0%	$139.16	—	STATE STREET SPD	78464A763
VNQ	VANGUARD INDEX FDS	11,566	$1,023	1.0%	$88.49	—	REAL ESTATE ETF	922908553
DVY	ISHARES TR	6,294	$888	0.9%	$141.14	—	SELECT DIVID ETF	464287168
QQQM	INVESCO EXCH TRADED FD TR II	2,934	$742	0.7%	$252.92	—	NASDAQ 100 ETF	46138G649
MUNI	PIMCO ETF TR	11,259	$590	0.6%	$52.41	—	INTER MUN BD ACT	72201R866
AAPL	APPLE INC	1,325	$360	0.3%	$268.34	0.0%	COM	037833100
JPM	JPMORGAN CHASE & CO.	1,103	$355	0.3%	$309.53	0.0%	COM	46625H100
MSFT	MICROSOFT CORP	605	$293	0.3%	$500.58	0.0%	COM	594918104