Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR	62,586 (+3.1%)	$46.87M (+18.2%)	20.4%	$685.09	—	CORE S&P500 ETF	464287200
SCHF	SCHWAB STRATEGIC TR	1,333,313 (+4.0%)	$36.93M (+16.3%)	16.1%	$24.22	—	INTL EQTY ETF	808524805
IJH	ISHARES TR	308,888 (+3.0%)	$23.82M (+17.6%)	10.4%	$66.35	—	CORE S&P MCP ETF	464287507
VWO	VANGUARD INTL EQUITY INDEX F	240,516 (+4.0%)	$14.36M (+14.8%)	6.3%	$53.99	—	FTSE EMR MKT ETF	922042858
BND	VANGUARD BD INDEX FDS	200,427 (+12.1%)	$14.71M (+11.8%)	6.4%	$73.95	—	TOTAL BND MRKT	921937835
RSP	INVESCO EXCHANGE TRADED FD T	44,089 (+7.9%)	$9.381M (+19.7%)	4.1%	$193.12	—	S&P500 EQL WGT	46137V357
SDVY	FIRST TR EXCHANGE TRADED FD	217,064 (+5.8%)	$9.364M (+15.8%)	4.1%	$39.63	—	SMID RISNG ETF	33741X102
EZU	ISHARES INC	92,506 (+6.4%)	$6.429M (+18.0%)	2.8%	$64.32	—	MSCI EURZONE ETF	464286608
XLRE	SELECT SECTOR SPDR TR	157,792 (+4.6%)	$6.948M (+12.8%)	3.0%	$40.97	—	ST STR REAL ETF	81369Y860
TLT	ISHARES TR	66,556 (+12.8%)	$5.752M (+12.4%)	2.5%	$87.04	—	20 YR TR BD ETF	464287432
VO	VANGUARD INDEX FDS	32,636 (+307.3%)	$2.629M (+14.3%)	1.1%	$131.80	—	MID CAP ETF	922908629
CGMS	CAPITAL GRP FIXED INCM ETF T	199,783 (+5.6%)	$5.46M (+6.0%)	2.4%	$27.55	—	US MULTI-SECTOR	14020Y300
SCHX	SCHWAB STRATEGIC TR	11,487 (+15.0%)	$338K (+32.0%)	0.1%	$27.16	—	US LRG CAP ETF	808524201
VGK	VANGUARD INTL EQUITY INDEX F	6,696 (+1.4%)	$593K (+8.9%)	0.3%	$82.52	—	FTSE EUROPE ETF	922042874
AGG	ISHARES TR	5,748 (+1.7%)	$569K (+1.4%)	0.2%	$99.72	—	CORE US AGGBD ET	464287226

Decreased Positions (16)

VLUE ISHARES TR 3.1%

Value $7.145M (+24.7%) Shares 35,761 (-11.3%) Est. Cost $136.73 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 3.4%

Value $7.735M (+10.3%) Shares 10,358 (-4.0%) Est. Cost $681.92 Unrealized —

PDBC INVESCO ACTVELY MNGD ETC FD 2.3%

Value $5.218M (-10.3%) Shares 328,560 (-2.1%) Est. Cost $13.72 Unrealized —

MUB ISHARES TR 0.2%

Value $493K (-45.8%) Shares 4,579 (-46.6%) Est. Cost $107.10 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 1.9%

Value $4.456M (+8.4%) Shares 62,539 (-2.5%) Est. Cost $62.47 Unrealized —

SPTL SPDR SERIES TRUST 0.2%

Value $377K (-43.0%) Shares 14,363 (-42.9%) Est. Cost $26.43 Unrealized —

VTEB VANGUARD MUN BD FDS 0.5%

Value $1.211M (-10.5%) Shares 23,938 (-11.7%) Est. Cost $50.29 Unrealized —

IUSB ISHARES TR 0.7%

Value $1.504M (-7.7%) Shares 32,589 (-7.6%) Est. Cost $46.54 Unrealized —

IEMG ISHARES INC 0.4%

Value $882K (+15.6%) Shares 10,651 (-2.7%) Est. Cost $67.73 Unrealized —

ITM VANECK ETF TRUST 0.6%

Value $1.348M (-5.3%) Shares 28,693 (-6.4%) Est. Cost $47.16 Unrealized —

INTF ISHARES TR 0.2%

Value $363K (-13.4%) Shares 8,856 (-17.6%) Est. Cost $37.75 Unrealized —

SCHH SCHWAB STRATEGIC TR 0.4%

Value $891K (+6.0%) Shares 37,622 (-3.8%) Est. Cost $21.29 Unrealized —

AMZN AMAZON COM INC 0.2%

Value $409K (+12.4%) Shares 1,717 (-1.8%) Est. Cost $228.79 Unrealized —

VTV VANGUARD INDEX FDS 0.1%

Value $324K (+6.2%) Shares 1,489 (-4.4%) Est. Cost $192.31 Unrealized —

VTI VANGUARD INDEX FDS 0.2%

Value $410K (+2.8%) Shares 1,108 (-10.9%) Est. Cost $330.73 Unrealized —

FBND FIDELITY MERRIMACK STR TR 0.2%

Value $393K (-2.4%) Shares 8,641 (-2.1%) Est. Cost $46.00 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VLUE	ISHARES TR	35,761 (-11.3%)	$7.145M (+24.7%)	3.1%	$136.73	—	MSCI USA VALUE	46432F388
SPY	STATE STR SPDR S&P 500 ETF T	10,358 (-4.0%)	$7.735M (+10.3%)	3.4%	$681.92	—	TR UNIT	78462F103
PDBC	INVESCO ACTVELY MNGD ETC FD	328,560 (-2.1%)	$5.218M (-10.3%)	2.3%	$13.72	—	OPTIMUM YIELD	46090F100
MUB	ISHARES TR	4,579 (-46.6%)	$493K (-45.8%)	0.2%	$107.10	—	NATIONAL MUN ETF	464288414
VEA	VANGUARD TAX-MANAGED FDS	62,539 (-2.5%)	$4.456M (+8.4%)	1.9%	$62.47	—	VAN FTSE DEV MKT	921943858
SPTL	SPDR SERIES TRUST	14,363 (-42.9%)	$377K (-43.0%)	0.2%	$26.43	—	ST LON TREAS ETF	78464A664
VTEB	VANGUARD MUN BD FDS	23,938 (-11.7%)	$1.211M (-10.5%)	0.5%	$50.29	—	TAX EXEMPT BD	922907746
IUSB	ISHARES TR	32,589 (-7.6%)	$1.504M (-7.7%)	0.7%	$46.54	—	CORE UNIVRSL USD	46434V613
IEMG	ISHARES INC	10,651 (-2.7%)	$882K (+15.6%)	0.4%	$67.73	—	CORE MSCI EMKT	46434G103
ITM	VANECK ETF TRUST	28,693 (-6.4%)	$1.348M (-5.3%)	0.6%	$47.16	—	INTRMDT MUNI ETF	92189H201
INTF	ISHARES TR	8,856 (-17.6%)	$363K (-13.4%)	0.2%	$37.75	—	INTL EQTY FACTOR	46434V274
SCHH	SCHWAB STRATEGIC TR	37,622 (-3.8%)	$891K (+6.0%)	0.4%	$21.29	—	US REIT ETF	808524847
AMZN	AMAZON COM INC	1,717 (-1.8%)	$409K (+12.4%)	0.2%	$228.79	—	COM	023135106
VTV	VANGUARD INDEX FDS	1,489 (-4.4%)	$324K (+6.2%)	0.1%	$192.31	—	VALUE ETF	922908744
VTI	VANGUARD INDEX FDS	1,108 (-10.9%)	$410K (+2.8%)	0.2%	$330.73	—	TOTAL STK MKT	922908769
FBND	FIDELITY MERRIMACK STR TR	8,641 (-2.1%)	$393K (-2.4%)	0.2%	$46.00	—	TOTAL BD ETF	316188309

Unchanged Positions (8)

IJR ISHARES TR 1.3%

Value $3.034M Shares 20,455 Est. Cost $120.18 Unrealized —

IWB ISHARES TR 1.5%

Value $3.453M Shares 8,433 Est. Cost $363.83 Unrealized —

IWM ISHARES TR 0.7%

Value $1.642M Shares 5,464 Est. Cost $247.15 Unrealized —

TMCI TREACE MED CONCEPTS INC 0.2%

Value $361K Shares 90,821 Est. Cost $3.55 Unrealized —

IEFA ISHARES TR 1.0%

Value $2.207M Shares 22,853 Est. Cost $89.71 Unrealized —

EUSA ISHARES INC 0.3%

Value $762K Shares 6,675 Est. Cost $102.29 Unrealized —

NVDA NVIDIA CORPORATION 0.1%

Value $324K Shares 1,618 Est. Cost $186.13 Unrealized —

AAPL APPLE INC 0.1%

Value $303K Shares 1,047 Est. Cost $268.34 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IJR	ISHARES TR	20,455	$3.034M	1.3%	$120.18	—	CORE S&P SCP ETF	464287804
IWB	ISHARES TR	8,433	$3.453M	1.5%	$363.83	—	RUS 1000 ETF	464287622
IWM	ISHARES TR	5,464	$1.642M	0.7%	$247.15	—	RUSSELL 2000 ETF	464287655
TMCI	TREACE MED CONCEPTS INC	90,821	$361K	0.2%	$3.55	—	COM	89455T109
IEFA	ISHARES TR	22,853	$2.207M	1.0%	$89.71	—	CORE MSCI EAFE	46432F842
EUSA	ISHARES INC	6,675	$762K	0.3%	$102.29	—	MSCI EQUAL WEITE	464286681
NVDA	NVIDIA CORPORATION	1,618	$324K	0.1%	$186.13	—	COM	67066G104
AAPL	APPLE INC	1,047	$303K	0.1%	$268.34	—	COM	037833100