Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
DFIV	DIMENSIONAL ETF TRUST	166,058	$8.97M	6.3%	$54.02	—	INTERNATNAL VAL	25434V807
TMO	THERMO FISHER SCIENTIFIC INC	850	$426K	0.3%	$501.36	—	COM	883556102
MRVL	MARVELL TECHNOLOGY INC	1,280	$381K	0.3%	$297.89	—	COM	573874104
SPCX	SPACE EXPLORATION TECHN CORP	1,850	$316K	0.2%	$170.86	—	CLASS A COM STK	84615Q103
LPLA	LPL FINL HLDGS INC	1,100	$310K	0.2%	$281.68	—	COM	50212V100
MA	MASTERCARD INCORPORATED	473	$243K	0.2%	$513.60	—	CL A	57636Q104
SCHD	SCHWAB STRATEGIC TR	7,460	$237K	0.2%	$31.71	—	US DIVIDEND EQ	808524797
WFC	WELLS FARGO & CO	2,828	$229K	0.2%	$81.12	—	COM	949746101
GOOG	ALPHABET INC	584	$206K	0.1%	$353.33	—	CAP STK CL C	02079K107
META	META PLATFORMS INC	363	$205K	0.1%	$563.61	—	CL A	30303M102
WDAY	WORKDAY INC	1,600	$202K	0.1%	$126.17	—	CL A	98138H101
IVV	ISHARES TR	269	$201K	0.1%	$748.89	—	CORE S&P500 ETF	464287200
MO	ALTRIA GROUP INC	2,791	$201K	0.1%	$71.95	—	COM	02209S103

Increased Positions (26)

VTV VANGUARD INDEX FDS 6.0%

Value $8.472M (+106.0%) Shares 40,894 (+104.6%) Est. Cost $206.51 Unrealized —

WMT WALMART INC 3.4%

Value $4.869M (+83.1%) Shares 40,978 (+98.8%) Est. Cost $112.97 Unrealized —

VUG VANGUARD INDEX FDS 9.1%

Value $12.86M (+16.6%) Shares 149,325 (+520.1%) Est. Cost $146.14 Unrealized —

IJT ISHARES TR 4.0%

Value $5.655M (+21.5%) Shares 31,660 (+3.8%) Est. Cost $153.54 Unrealized —

IJS ISHARES TR 3.9%

Value $5.554M (+11.2%) Shares 40,638 (+1.2%) Est. Cost $124.52 Unrealized —

VTI VANGUARD INDEX FDS 1.8%

Value $2.479M (+23.3%) Shares 6,700 (+12.1%) Est. Cost $340.17 Unrealized —

V VISA INC 0.6%

Value $810K (+99.9%) Shares 2,510 (+98.3%) Est. Cost $331.52 Unrealized —

IVOG VANGUARD ADMIRAL FDS INC 1.4%

Value $2.026M (+18.5%) Shares 13,846 (+5.0%) Est. Cost $130.52 Unrealized —

ORCL ORACLE CORP 0.5%

Value $696K (+64.2%) Shares 4,747 (+72.8%) Est. Cost $199.50 Unrealized —

IJK ISHARES TR 0.8%

Value $1.071M (+25.1%) Shares 9,117 (+11.3%) Est. Cost $105.87 Unrealized —

LLY ELI LILLY & CO 0.4%

Value $541K (+47.8%) Shares 451 (+28.5%) Est. Cost $1009.62 Unrealized —

IAGG ISHARES TR 1.3%

Value $1.823M (+10.3%) Shares 36,022 (+10.3%) Est. Cost $50.59 Unrealized —

MUB ISHARES TR 4.2%

Value $5.917M (+2.8%) Shares 54,980 (+3.5%) Est. Cost $108.38 Unrealized —

GOOGL ALPHABET INC 0.5%

Value $706K (+28.0%) Shares 1,975 (+7.9%) Est. Cost $290.87 Unrealized —

VXUS VANGUARD STAR FDS 0.7%

Value $1.047M (+15.3%) Shares 12,247 (+10.5%) Est. Cost $82.31 Unrealized —

VTEB VANGUARD MUN BD FDS 5.9%

Value $8.311M (+1.6%) Shares 164,316 (+2.2%) Est. Cost $50.88 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 1.1%

Value $1.518M (+9.3%) Shares 3,033 (+10.1%) Est. Cost $497.80 Unrealized —

VB VANGUARD INDEX FDS 0.4%

Value $534K (+25.9%) Shares 1,760 (+14.5%) Est. Cost $279.09 Unrealized —

ILTB ISHARES TR 0.8%

Value $1.121M (+10.4%) Shares 22,756 (+13.9%) Est. Cost $50.64 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.4%

Value $617K (+10.4%) Shares 2,194 (+1.6%) Est. Cost $298.50 Unrealized —

NFLX NETFLIX INC. 0.3%

Value $388K (+17.1%) Shares 5,430 (+25.4%) Est. Cost $100.43 Unrealized —

SCHW SCHWAB CHARLES CORP 0.2%

Value $306K (+22.0%) Shares 3,314 (+23.1%) Est. Cost $94.27 Unrealized —

VSS VANGUARD INTL EQUITY INDEX F 0.3%

Value $382K (+11.8%) Shares 2,473 (+13.1%) Est. Cost $155.89 Unrealized —

SUB ISHARES TR 1.0%

Value $1.404M (+1.7%) Shares 13,190 (+2.6%) Est. Cost $107.37 Unrealized —

MSFT MICROSOFT CORP 0.6%

Value $826K (+2.3%) Shares 2,215 (+9.0%) Est. Cost $490.10 Unrealized —

SHM SPDR SERIES TRUST 0.8%

Value $1.079M (+1.1%) Shares 22,498 (+2.1%) Est. Cost $48.40 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTV	VANGUARD INDEX FDS	40,894 (+104.6%)	$8.472M (+106.0%)	6.0%	$206.51	—	VALUE ETF	922908744
WMT	WALMART INC	40,978 (+98.8%)	$4.869M (+83.1%)	3.4%	$112.97	—	COM	931142103
VUG	VANGUARD INDEX FDS	149,325 (+520.1%)	$12.86M (+16.6%)	9.1%	$146.14	—	GROWTH ETF	922908736
IJT	ISHARES TR	31,660 (+3.8%)	$5.655M (+21.5%)	4.0%	$153.54	—	S&P SML 600 GWT	464287887
IJS	ISHARES TR	40,638 (+1.2%)	$5.554M (+11.2%)	3.9%	$124.52	—	SP SMCP600VL ETF	464287879
VTI	VANGUARD INDEX FDS	6,700 (+12.1%)	$2.479M (+23.3%)	1.8%	$340.17	—	TOTAL STK MKT	922908769
V	VISA INC	2,510 (+98.3%)	$810K (+99.9%)	0.6%	$331.52	—	COM CL A	92826C839
IVOG	VANGUARD ADMIRAL FDS INC	13,846 (+5.0%)	$2.026M (+18.5%)	1.4%	$130.52	—	MIDCP 400 GRTH	921932869
ORCL	ORACLE CORP	4,747 (+72.8%)	$696K (+64.2%)	0.5%	$199.50	—	COM	68389X105
IJK	ISHARES TR	9,117 (+11.3%)	$1.071M (+25.1%)	0.8%	$105.87	—	S&P MC 400GR ETF	464287606
LLY	ELI LILLY & CO	451 (+28.5%)	$541K (+47.8%)	0.4%	$1009.62	—	COM	532457108
IAGG	ISHARES TR	36,022 (+10.3%)	$1.823M (+10.3%)	1.3%	$50.59	—	CORE INTL AGGR	46435G672
MUB	ISHARES TR	54,980 (+3.5%)	$5.917M (+2.8%)	4.2%	$108.38	—	NATIONAL MUN ETF	464288414
GOOGL	ALPHABET INC	1,975 (+7.9%)	$706K (+28.0%)	0.5%	$290.87	—	CAP STK CL A	02079K305
VXUS	VANGUARD STAR FDS	12,247 (+10.5%)	$1.047M (+15.3%)	0.7%	$82.31	—	VG TL INTL STK F	921909768
VTEB	VANGUARD MUN BD FDS	164,316 (+2.2%)	$8.311M (+1.6%)	5.9%	$50.88	—	TAX EXEMPT BD	922907746
BRK/B	BERKSHIRE HATHAWAY INC DEL	3,033 (+10.1%)	$1.518M (+9.3%)	1.1%	$497.80	—	CL B NEW	084670702
VB	VANGUARD INDEX FDS	1,760 (+14.5%)	$534K (+25.9%)	0.4%	$279.09	—	SMALL CP ETF	922908751
ILTB	ISHARES TR	22,756 (+13.9%)	$1.121M (+10.4%)	0.8%	$50.64	—	CORE LT USDB ETF	464289479
IBM	INTERNATIONAL BUSINESS MACHS	2,194 (+1.6%)	$617K (+10.4%)	0.4%	$298.50	—	COM	459200101
NFLX	NETFLIX INC.	5,430 (+25.4%)	$388K (+17.1%)	0.3%	$100.43	—	COM	64110L106
SCHW	SCHWAB CHARLES CORP	3,314 (+23.1%)	$306K (+22.0%)	0.2%	$94.27	—	COM	808513105
VSS	VANGUARD INTL EQUITY INDEX F	2,473 (+13.1%)	$382K (+11.8%)	0.3%	$155.89	—	FTSE SMCAP ETF	922042718
SUB	ISHARES TR	13,190 (+2.6%)	$1.404M (+1.7%)	1.0%	$107.37	—	SHRT NAT MUN ETF	464288158
MSFT	MICROSOFT CORP	2,215 (+9.0%)	$826K (+2.3%)	0.6%	$490.10	—	COM	594918104
SHM	SPDR SERIES TRUST	22,498 (+2.1%)	$1.079M (+1.1%)	0.8%	$48.40	—	ST NUVE TERM ETF	78468R739

Exited Positions (4)

DFAT DIMENSIONAL ETF TRUST 6.5%

Value $9.162M Shares 166,704 Est. Cost $54.96 Unrealized —

AMAT APPLIED MATLS INC 0.2%

Value $311K Shares 863 Est. Cost $239.49 Unrealized —

JNJ JOHNSON & JOHNSON 0.2%

Value $237K Shares 973 Est. Cost $197.01 Unrealized —

UNH UNITEDHEALTH GROUP INC 0.2%

Value $235K Shares 803 Est. Cost $337.21 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
DFAT	DIMENSIONAL ETF TRUST	166,704	$9.162M	6.5%	$54.96	—	—	25434V609
AMAT	APPLIED MATLS INC	863	$311K	0.2%	$239.49	—	—	038222105
JNJ	JOHNSON & JOHNSON	973	$237K	0.2%	$197.01	—	—	478160104
UNH	UNITEDHEALTH GROUP INC	803	$235K	0.2%	$337.21	—	—	91324P102

Decreased Positions (25)

IWD ISHARES TR 6.3%

Value $8.866M (+7.4%) Shares 36,570 (-1.1%) Est. Cost $223.13 Unrealized —

VIOG VANGUARD ADMIRAL FDS INC 1.8%

Value $2.612M (+15.1%) Shares 17,027 (-1.7%) Est. Cost $130.97 Unrealized —

BNDX VANGUARD CHARLOTTE FDS 1.1%

Value $1.545M (-17.6%) Shares 31,899 (-16.8%) Est. Cost $48.90 Unrealized —

AAPL APPLE INC 2.1%

Value $2.935M (-9.2%) Shares 10,144 (-17.9%) Est. Cost $268.34 Unrealized —

CSCO CISCO SYS INC 0.6%

Value $845K (+50.4%) Shares 7,191 (-1.4%) Est. Cost $73.79 Unrealized —

BLV VANGUARD BD INDEX FDS 1.3%

Value $1.827M (-9.6%) Shares 26,508 (-6.6%) Est. Cost $71.20 Unrealized —

FDX FEDEX CORP 0.4%

Value $600K (-24.3%) Shares 1,917 (-9.4%) Est. Cost $261.56 Unrealized —

VIOV VANGUARD ADMIRAL FDS INC 1.7%

Value $2.401M (+8.0%) Shares 20,461 (-1.4%) Est. Cost $107.11 Unrealized —

DFEM DIMENSIONAL ETF TRUST 1.5%

Value $2.13M (+8.6%) Shares 52,420 (-2.2%) Est. Cost $36.62 Unrealized —

AMZN AMAZON COM INC 0.8%

Value $1.137M (+12.6%) Shares 4,771 (-5.5%) Est. Cost $228.79 Unrealized —

DISV DIMENSIONAL ETF TRUST 1.1%

Value $1.575M (-7.2%) Shares 39,249 (-1.9%) Est. Cost $42.39 Unrealized —

AVGO BROADCOM INC 0.6%

Value $791K (+12.5%) Shares 2,093 (-1.3%) Est. Cost $357.00 Unrealized —

QQQ INVESCO QQQ TR 0.4%

Value $506K (+18.8%) Shares 688 (-3.1%) Est. Cost $600.45 Unrealized —

PEP PEPSICO INC 0.2%

Value $270K (-18.1%) Shares 1,998 (-2.3%) Est. Cost $145.91 Unrealized —

NVDA NVIDIA CORPORATION 0.6%

Value $867K (-6.0%) Shares 4,332 (-13.3%) Est. Cost $186.13 Unrealized —

TIP ISHARES TR 0.4%

Value $539K (-8.2%) Shares 4,928 (-6.7%) Est. Cost $111.28 Unrealized —

BLK BLACKROCK INC 0.2%

Value $334K (-11.7%) Shares 347 (-1.7%) Est. Cost $1089.41 Unrealized —

JPM JPMORGAN CHASE & CO 0.2%

Value $308K (-10.2%) Shares 942 (-16.3%) Est. Cost $309.53 Unrealized —

VOE VANGUARD INDEX FDS 1.6%

Value $2.218M (+1.5%) Shares 11,227 (-1.4%) Est. Cost $191.88 Unrealized —

SBUX STARBUCKS CORP 0.3%

Value $368K (+6.4%) Shares 3,598 (-1.3%) Est. Cost $84.06 Unrealized —

TSLA TESLA INC 0.7%

Value $1.024M (-2.1%) Shares 2,435 (-5.5%) Est. Cost $443.29 Unrealized —

VBK VANGUARD INDEX FDS 0.2%

Value $242K (+8.8%) Shares 662 (-6.5%) Est. Cost $314.25 Unrealized —

DFGR DIMENSIONAL ETF TRUST 1.9%

Value $2.659M (-0.7%) Shares 91,771 (-1.8%) Est. Cost $28.65 Unrealized —

KO COCA COLA CO 0.2%

Value $260K (-4.1%) Shares 3,204 (-7.0%) Est. Cost $69.40 Unrealized —

VBR VANGUARD INDEX FDS 0.2%

Value $277K (+3.1%) Shares 1,141 (-2.2%) Est. Cost $230.54 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IWD	ISHARES TR	36,570 (-1.1%)	$8.866M (+7.4%)	6.3%	$223.13	—	RUS 1000 VAL ETF	464287598
VIOG	VANGUARD ADMIRAL FDS INC	17,027 (-1.7%)	$2.612M (+15.1%)	1.8%	$130.97	—	SMLCP 600 GRTH	921932794
BNDX	VANGUARD CHARLOTTE FDS	31,899 (-16.8%)	$1.545M (-17.6%)	1.1%	$48.90	—	TOTAL INT BD ETF	92203J407
AAPL	APPLE INC	10,144 (-17.9%)	$2.935M (-9.2%)	2.1%	$268.34	—	COM	037833100
CSCO	CISCO SYS INC	7,191 (-1.4%)	$845K (+50.4%)	0.6%	$73.79	—	COM	17275R102
BLV	VANGUARD BD INDEX FDS	26,508 (-6.6%)	$1.827M (-9.6%)	1.3%	$71.20	—	LONG TERM BOND	921937793
FDX	FEDEX CORP	1,917 (-9.4%)	$600K (-24.3%)	0.4%	$261.56	—	COM	31428X106
VIOV	VANGUARD ADMIRAL FDS INC	20,461 (-1.4%)	$2.401M (+8.0%)	1.7%	$107.11	—	SMLCP 600 VAL	921932778
DFEM	DIMENSIONAL ETF TRUST	52,420 (-2.2%)	$2.13M (+8.6%)	1.5%	$36.62	—	EMERGING MKTS CO	25434V732
AMZN	AMAZON COM INC	4,771 (-5.5%)	$1.137M (+12.6%)	0.8%	$228.79	—	COM	023135106
DISV	DIMENSIONAL ETF TRUST	39,249 (-1.9%)	$1.575M (-7.2%)	1.1%	$42.39	—	INTL SMALL CAP V	25434V781
AVGO	BROADCOM INC	2,093 (-1.3%)	$791K (+12.5%)	0.6%	$357.00	—	COM	11135F101
QQQ	INVESCO QQQ TR	688 (-3.1%)	$506K (+18.8%)	0.4%	$600.45	—	UNIT SER 1	46090E103
PEP	PEPSICO INC	1,998 (-2.3%)	$270K (-18.1%)	0.2%	$145.91	—	COM	713448108
NVDA	NVIDIA CORPORATION	4,332 (-13.3%)	$867K (-6.0%)	0.6%	$186.13	—	COM	67066G104
TIP	ISHARES TR	4,928 (-6.7%)	$539K (-8.2%)	0.4%	$111.28	—	TIPS BD ETF	464287176
BLK	BLACKROCK INC	347 (-1.7%)	$334K (-11.7%)	0.2%	$1089.41	—	COM	09290D101
JPM	JPMORGAN CHASE & CO	942 (-16.3%)	$308K (-10.2%)	0.2%	$309.53	—	COM	46625H100
VOE	VANGUARD INDEX FDS	11,227 (-1.4%)	$2.218M (+1.5%)	1.6%	$191.88	—	MCAP VL IDXVIP	922908512
SBUX	STARBUCKS CORP	3,598 (-1.3%)	$368K (+6.4%)	0.3%	$84.06	—	COM	855244109
TSLA	TESLA INC	2,435 (-5.5%)	$1.024M (-2.1%)	0.7%	$443.29	—	COM	88160R101
VBK	VANGUARD INDEX FDS	662 (-6.5%)	$242K (+8.8%)	0.2%	$314.25	—	SML CP GRW ETF	922908595
DFGR	DIMENSIONAL ETF TRUST	91,771 (-1.8%)	$2.659M (-0.7%)	1.9%	$28.65	—	GLOBAL REAL EST	25434V658
KO	COCA COLA CO	3,204 (-7.0%)	$260K (-4.1%)	0.2%	$69.40	—	COM	191216100
VBR	VANGUARD INDEX FDS	1,141 (-2.2%)	$277K (+3.1%)	0.2%	$230.54	—	SM CP VAL ETF	922908611

Unchanged Positions (20)

LECO LINCOLN ELEC HLDGS INC 6.2%

Value $8.709M Shares 32,800 Est. Cost $236.85 Unrealized —

LOW LOWES COS INC 0.6%

Value $891K Shares 4,042 Est. Cost $239.83 Unrealized —

TFC TRUIST FINL CORP 1.9%

Value $2.617M Shares 52,525 Est. Cost $45.80 Unrealized —

SAP SAP SE 0.3%

Value $373K Shares 2,418 Est. Cost $200.50 Unrealized —

MCD MCDONALDS CORP 0.3%

Value $448K Shares 1,658 Est. Cost $305.09 Unrealized —

VOO VANGUARD INDEX FDS 0.7%

Value $1.037M Shares 1,510 Est. Cost $627.07 Unrealized —

ALL ALLSTATE CORP 0.5%

Value $764K Shares 3,212 Est. Cost $204.09 Unrealized —

TD TORONTO DOMINION BK ONT 0.3%

Value $389K Shares 3,200 Est. Cost $84.44 Unrealized —

ADI ANALOG DEVICES INC 0.3%

Value $467K Shares 1,175 Est. Cost $250.62 Unrealized —

SYK STRYKER CORPORATION 0.2%

Value $312K Shares 990 Est. Cost $363.46 Unrealized —

CSX CSX CORP 0.3%

Value $364K Shares 7,662 Est. Cost $35.70 Unrealized —

PSX PHILLIPS 66 0.5%

Value $777K Shares 4,597 Est. Cost $134.01 Unrealized —

ABBV ABBVIE INC 0.2%

Value $238K Shares 947 Est. Cost $227.54 Unrealized —

SCHP SCHWAB STRATEGIC TR 1.3%

Value $1.869M Shares 70,531 Est. Cost $26.82 Unrealized —

MRK MERCK & CO INC 0.3%

Value $368K Shares 2,863 Est. Cost $93.24 Unrealized —

IVOV VANGUARD ADMIRAL FDS INC 0.2%

Value $292K Shares 2,562 Est. Cost $108.90 Unrealized —

FNB F N B CORP 0.1%

Value $196K Shares 10,260 Est. Cost $16.27 Unrealized —

ED CONSOLIDATED EDISON INC 0.2%

Value $290K Shares 2,622 Est. Cost $98.79 Unrealized —

PM PHILIP MORRIS INTL INC 0.2%

Value $348K Shares 1,921 Est. Cost $153.57 Unrealized —

DUK DUKE ENERGY CORP NEW 0.2%

Value $275K Shares 2,175 Est. Cost $121.57 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
LECO	LINCOLN ELEC HLDGS INC	32,800	$8.709M	6.2%	$236.85	—	COM	533900106
LOW	LOWES COS INC	4,042	$891K	0.6%	$239.83	—	COM	548661107
TFC	TRUIST FINL CORP	52,525	$2.617M	1.9%	$45.80	—	COM	89832Q109
SAP	SAP SE	2,418	$373K	0.3%	$200.50	—	SPON ADR	803054204
MCD	MCDONALDS CORP	1,658	$448K	0.3%	$305.09	—	COM	580135101
VOO	VANGUARD INDEX FDS	1,510	$1.037M	0.7%	$627.07	—	S&P 500 ETF SHS	922908363
ALL	ALLSTATE CORP	3,212	$764K	0.5%	$204.09	—	COM	020002101
TD	TORONTO DOMINION BK ONT	3,200	$389K	0.3%	$84.44	—	COM NEW	891160509
ADI	ANALOG DEVICES INC	1,175	$467K	0.3%	$250.62	—	COM	032654105
SYK	STRYKER CORPORATION	990	$312K	0.2%	$363.46	—	COM	863667101
CSX	CSX CORP	7,662	$364K	0.3%	$35.70	—	COM	126408103
PSX	PHILLIPS 66	4,597	$777K	0.5%	$134.01	—	COM	718546104
ABBV	ABBVIE INC	947	$238K	0.2%	$227.54	—	COM	00287Y109
SCHP	SCHWAB STRATEGIC TR	70,531	$1.869M	1.3%	$26.82	—	US TIPS ETF	808524870
MRK	MERCK & CO INC	2,863	$368K	0.3%	$93.24	—	COM	58933Y105
IVOV	VANGUARD ADMIRAL FDS INC	2,562	$292K	0.2%	$108.90	—	MIDCP 400 VAL	921932844
FNB	F N B CORP	10,260	$196K	0.1%	$16.27	—	COM	302520101
ED	CONSOLIDATED EDISON INC	2,622	$290K	0.2%	$98.79	—	COM	209115104
PM	PHILIP MORRIS INTL INC	1,921	$348K	0.2%	$153.57	—	COM	718172109
DUK	DUKE ENERGY CORP NEW	2,175	$275K	0.2%	$121.57	—	COM NEW	26441C204