Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IAUM	ISHARES GOLD TR	15,599	$728K	0.3%	$46.70	—	SHARES REPRESENT	46436F103
SCHD	SCHWAB STRATEGIC TR	14,967	$459K	0.2%	$30.68	—	US DIVIDEND EQ	808524797
QUAL	ISHARES TR	2,364	$453K	0.2%	$191.81	—	MSCI USA QLT FCT	46432F339
DFAI	DIMENSIONAL ETF TRUST	11,500	$448K	0.2%	$38.96	—	INTL CORE EQT MK	25434V203
JAAA	JANUS DETROIT STR TR	8,400	$423K	0.2%	$50.37	—	HENDRSON AAA CL	47103U845
VIG	VANGUARD SPECIALIZED FUNDS	1,624	$349K	0.1%	$215.07	—	DIV APP ETF	921908844
TSM	TAIWAN SEMICONDUCTOR MANUFAC	967	$327K	0.1%	$337.95	—	SPONSORED ADS	874039100
TBIL	RBB FD INC	5,800	$289K	0.1%	$49.86	—	F/M US TREASURY	74933W452
QQQ	INVESCO QQQ TR	435	$251K	0.1%	$577.18	—	UNIT SER 1	46090E103
URTH	ISHARES INC	1,285	$231K	0.1%	$180.02	—	MSCI WORLD ETF	464286392
IGF	ISHARES TR	3,092	$207K	0.1%	$66.99	—	GLB INFRASTR ETF	464288372

Increased Positions (26)

JPST J P MORGAN EXCHANGE TRADED F 6.4%

Value $15.14M (+40.1%) Shares 299,116 (+40.1%) Est. Cost $50.58 Unrealized —

VGSH VANGUARD SCOTTSDALE FDS 4.7%

Value $11.12M (+38.0%) Shares 189,901 (+38.5%) Est. Cost $58.71 Unrealized —

VCIT VANGUARD SCOTTSDALE FDS 7.2%

Value $16.96M (+20.6%) Shares 204,943 (+22.1%) Est. Cost $81.72 Unrealized —

XOM EXXON MOBIL CORP 1.5%

Value $3.62M (+113.2%) Shares 21,334 (+51.2%) Est. Cost $121.40 Unrealized +14.3%

REET ISHARES TR 3.0%

Value $7.123M (+20.0%) Shares 283,222 (+19.0%) Est. Cost $24.41 Unrealized —

EDV VANGUARD WORLD FD 3.7%

Value $8.78M (+14.8%) Shares 135,175 (+14.9%) Est. Cost $68.30 Unrealized —

DFIV DIMENSIONAL ETF TRUST 3.0%

Value $7.146M (+14.2%) Shares 135,396 (+7.9%) Est. Cost $38.10 Unrealized —

JMST J P MORGAN EXCHANGE TRADED F 0.8%

Value $1.814M (+68.7%) Shares 35,587 (+68.6%) Est. Cost $50.92 Unrealized —

VYM VANGUARD WHITEHALL FDS 6.4%

Value $15.19M (+4.8%) Shares 102,576 (+1.6%) Est. Cost $128.33 Unrealized —

AAPL APPLE INC 1.4%

Value $3.337M (+15.5%) Shares 13,147 (+23.7%) Est. Cost $242.47 Unrealized +8.4%

IJK ISHARES TR 2.4%

Value $5.713M (+8.3%) Shares 56,777 (+4.3%) Est. Cost $91.19 Unrealized —

MSFT MICROSOFT CORP 0.7%

Value $1.674M (-19.4%) Shares 4,522 (+5.3%) Est. Cost $441.46 Unrealized -1.6%

VCSH VANGUARD SCOTTSDALE FDS 0.3%

Value $597K (+65.8%) Shares 7,532 (+66.8%) Est. Cost $78.61 Unrealized —

VTI VANGUARD INDEX FDS 0.3%

Value $792K (+42.3%) Shares 2,470 (+48.7%) Est. Cost $304.02 Unrealized —

MGK VANGUARD WORLD FD 0.9%

Value $2.085M (-9.2%) Shares 5,675 (+2.0%) Est. Cost $343.85 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 1.5%

Value $3.552M (+5.0%) Shares 7,412 (+10.1%) Est. Cost $465.06 Unrealized +6.1%

GOOG ALPHABET INC 0.4%

Value $826K (+23.4%) Shares 2,880 (+35.0%) Est. Cost $267.76 Unrealized +20.9%

MGV VANGUARD WORLD FD 0.7%

Value $1.639M (+8.6%) Shares 11,306 (+5.7%) Est. Cost $125.99 Unrealized —

VXUS VANGUARD STAR FDS 0.4%

Value $897K (+15.2%) Shares 11,635 (+12.7%) Est. Cost $62.87 Unrealized —

VYMI VANGUARD WHITEHALL FDS 0.1%

Value $341K (+30.2%) Shares 3,618 (+24.3%) Est. Cost $78.70 Unrealized —

AMZN AMAZON COM INC 0.4%

Value $949K (+8.3%) Shares 4,555 (+20.0%) Est. Cost $222.17 Unrealized +2.1%

VOO VANGUARD INDEX FDS 3.9%

Value $9.243M (+0.8%) Shares 15,469 (+5.8%) Est. Cost $551.93 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 0.4%

Value $891K (+7.3%) Shares 13,899 (+4.6%) Est. Cost $48.54 Unrealized —

META META PLATFORMS INC 0.2%

Value $464K (+11.9%) Shares 811 (+29.1%) Est. Cost $664.67 Unrealized -1.4%

AVGO BROADCOM INC 0.2%

Value $514K (+9.2%) Shares 1,662 (+22.1%) Est. Cost $352.86 Unrealized -5.3%

MA MASTERCARD INCORPORATED 0.2%

Value $403K (+3.9%) Shares 806 (+18.7%) Est. Cost $532.58 Unrealized +1.2%

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
JPST	J P MORGAN EXCHANGE TRADED F	299,116 (+40.1%)	$15.14M (+40.1%)	6.4%	$50.58	—	ULTRA SHRT ETF	46641Q837
VGSH	VANGUARD SCOTTSDALE FDS	189,901 (+38.5%)	$11.12M (+38.0%)	4.7%	$58.71	—	SHORT TERM TREAS	92206C102
VCIT	VANGUARD SCOTTSDALE FDS	204,943 (+22.1%)	$16.96M (+20.6%)	7.2%	$81.72	—	INT-TERM CORP	92206C870
XOM	EXXON MOBIL CORP	21,334 (+51.2%)	$3.62M (+113.2%)	1.5%	$121.40	+14.3%	COM	30231G102
REET	ISHARES TR	283,222 (+19.0%)	$7.123M (+20.0%)	3.0%	$24.41	—	GLOBAL REIT ETF	46434V647
EDV	VANGUARD WORLD FD	135,175 (+14.9%)	$8.78M (+14.8%)	3.7%	$68.30	—	EXTENDED DUR	921910709
DFIV	DIMENSIONAL ETF TRUST	135,396 (+7.9%)	$7.146M (+14.2%)	3.0%	$38.10	—	INTERNATNAL VAL	25434V807
JMST	J P MORGAN EXCHANGE TRADED F	35,587 (+68.6%)	$1.814M (+68.7%)	0.8%	$50.92	—	ULTRA SHT MUNCPL	46641Q654
VYM	VANGUARD WHITEHALL FDS	102,576 (+1.6%)	$15.19M (+4.8%)	6.4%	$128.33	—	HIGH DIV YLD	921946406
AAPL	APPLE INC	13,147 (+23.7%)	$3.337M (+15.5%)	1.4%	$242.47	+8.4%	COM	037833100
IJK	ISHARES TR	56,777 (+4.3%)	$5.713M (+8.3%)	2.4%	$91.19	—	S&P MC 400GR ETF	464287606
MSFT	MICROSOFT CORP	4,522 (+5.3%)	$1.674M (-19.4%)	0.7%	$441.46	-1.6%	COM	594918104
VCSH	VANGUARD SCOTTSDALE FDS	7,532 (+66.8%)	$597K (+65.8%)	0.3%	$78.61	—	SHRT TRM CORP BD	92206C409
VTI	VANGUARD INDEX FDS	2,470 (+48.7%)	$792K (+42.3%)	0.3%	$304.02	—	TOTAL STK MKT	922908769
MGK	VANGUARD WORLD FD	5,675 (+2.0%)	$2.085M (-9.2%)	0.9%	$343.85	—	MEGA GRWTH IND	921910816
BRK/B	BERKSHIRE HATHAWAY INC DEL	7,412 (+10.1%)	$3.552M (+5.0%)	1.5%	$465.06	+6.1%	CL B NEW	084670702
GOOG	ALPHABET INC	2,880 (+35.0%)	$826K (+23.4%)	0.4%	$267.76	+20.9%	CAP STK CL C	02079K107
MGV	VANGUARD WORLD FD	11,306 (+5.7%)	$1.639M (+8.6%)	0.7%	$125.99	—	MEGA CAP VAL ETF	921910840
VXUS	VANGUARD STAR FDS	11,635 (+12.7%)	$897K (+15.2%)	0.4%	$62.87	—	VG TL INTL STK F	921909768
VYMI	VANGUARD WHITEHALL FDS	3,618 (+24.3%)	$341K (+30.2%)	0.1%	$78.70	—	INTL HIGH ETF	921946794
AMZN	AMAZON COM INC	4,555 (+20.0%)	$949K (+8.3%)	0.4%	$222.17	+2.1%	COM	023135106
VOO	VANGUARD INDEX FDS	15,469 (+5.8%)	$9.243M (+0.8%)	3.9%	$551.93	—	S&P 500 ETF SHS	922908363
VEA	VANGUARD TAX-MANAGED FDS	13,899 (+4.6%)	$891K (+7.3%)	0.4%	$48.54	—	VAN FTSE DEV MKT	921943858
META	META PLATFORMS INC	811 (+29.1%)	$464K (+11.9%)	0.2%	$664.67	-1.4%	CL A	30303M102
AVGO	BROADCOM INC	1,662 (+22.1%)	$514K (+9.2%)	0.2%	$352.86	-5.3%	COM	11135F101
MA	MASTERCARD INCORPORATED	806 (+18.7%)	$403K (+3.9%)	0.2%	$532.58	+1.2%	CL A	57636Q104

Exited Positions (2)

WFC WELLS FARGO CO NEW 0.1%

Value $221K Shares 2,373 Est. Cost $86.63 Unrealized +3.9%

IVV ISHARES TR 0.1%

Value $218K Shares 319 Est. Cost $684.94 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
WFC	WELLS FARGO CO NEW	2,373	$221K	0.1%	$86.63	+3.9%	—	949746101
IVV	ISHARES TR	319	$218K	0.1%	$684.94	—	—	464287200

Decreased Positions (32)

VB VANGUARD INDEX FDS 1.4%

Value $3.4M (-23.5%) Shares 12,982 (-24.7%) Est. Cost $240.28 Unrealized —

IJJ ISHARES TR 3.3%

Value $7.817M (-10.2%) Shares 58,993 (-10.8%) Est. Cost $125.08 Unrealized —

VOE VANGUARD INDEX FDS 1.9%

Value $4.477M (-14.8%) Shares 24,295 (-18.0%) Est. Cost $161.77 Unrealized —

VUG VANGUARD INDEX FDS 2.1%

Value $4.977M (-11.7%) Shares 11,396 (-1.3%) Est. Cost $413.62 Unrealized —

DGS WISDOMTREE TR 1.7%

Value $4.082M (-10.3%) Shares 67,917 (-14.6%) Est. Cost $49.14 Unrealized —

DFEM DIMENSIONAL ETF TRUST 4.8%

Value $11.31M (+3.3%) Shares 327,277 (-1.1%) Est. Cost $26.19 Unrealized —

IJR ISHARES TR 2.0%

Value $4.739M (-6.4%) Shares 38,125 (-9.5%) Est. Cost $114.97 Unrealized —

VSS VANGUARD INTL EQUITY INDEX F 1.9%

Value $4.418M (-6.8%) Shares 30,302 (-8.3%) Est. Cost $114.48 Unrealized —

VOT VANGUARD INDEX FDS 0.8%

Value $1.964M (-12.7%) Shares 7,633 (-5.3%) Est. Cost $253.75 Unrealized —

DON WISDOMTREE TR 0.4%

Value $944K (-22.4%) Shares 17,958 (-23.8%) Est. Cost $50.97 Unrealized —

IJS ISHARES TR 1.4%

Value $3.352M (-7.2%) Shares 28,299 (-10.9%) Est. Cost $108.61 Unrealized —

VIGI VANGUARD WHITEHALL FDS 0.9%

Value $2.089M (-10.5%) Shares 23,615 (-7.5%) Est. Cost $80.34 Unrealized —

TLT ISHARES TR 0.3%

Value $754K (-22.0%) Shares 8,698 (-21.6%) Est. Cost $88.62 Unrealized —

EFG ISHARES TR 0.4%

Value $920K (-18.4%) Shares 8,262 (-16.5%) Est. Cost $96.83 Unrealized —

DES WISDOMTREE TR 0.1%

Value $236K (-46.7%) Shares 6,562 (-50.4%) Est. Cost $34.35 Unrealized —

IEMG ISHARES INC 3.0%

Value $7.112M (-2.3%) Shares 101,963 (-5.9%) Est. Cost $53.11 Unrealized —

ISCF ISHARES TR 4.9%

Value $11.44M (-1.1%) Shares 273,860 (-1.8%) Est. Cost $32.49 Unrealized —

CAT CATERPILLAR INC 0.2%

Value $501K (+21.4%) Shares 707 (-1.8%) Est. Cost $383.92 Unrealized +78.3%

EFV ISHARES TR 2.7%

Value $6.338M (+1.4%) Shares 85,239 (-2.7%) Est. Cost $52.47 Unrealized —

V VISA INC 0.1%

Value $306K (-21.1%) Shares 1,013 (-8.4%) Est. Cost $340.38 Unrealized -3.3%

LLY ELI LILLY & CO 0.1%

Value $297K (-16.7%) Shares 323 (-2.7%) Est. Cost $955.55 Unrealized +9.6%

GOOGL ALPHABET INC 0.2%

Value $494K (-10.0%) Shares 1,719 (-2.0%) Est. Cost $237.51 Unrealized +36.1%

VDE VANGUARD WORLD FD 0.2%

Value $363K (+15.9%) Shares 2,098 (-15.6%) Est. Cost $121.54 Unrealized —

AMAT APPLIED MATLS INC 0.1%

Value $254K (+20.2%) Shares 743 (-9.6%) Est. Cost $239.49 Unrealized +36.4%

ESGE ISHARES INC 0.1%

Value $292K (-10.8%) Shares 6,431 (-13.4%) Est. Cost $33.39 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 0.4%

Value $922K (-3.3%) Shares 17,053 (-3.8%) Est. Cost $44.04 Unrealized —

VTV VANGUARD INDEX FDS 0.7%

Value $1.585M (-1.8%) Shares 8,076 (-4.4%) Est. Cost $169.31 Unrealized —

JNJ JOHNSON & JOHNSON 0.1%

Value $239K (+13.1%) Shares 977 (-4.2%) Est. Cost $197.01 Unrealized +15.7%

IEFA ISHARES TR 0.1%

Value $202K (-11.0%) Shares 2,228 (-12.0%) Est. Cost $70.54 Unrealized —

IWS ISHARES TR 0.5%

Value $1.189M (-1.6%) Shares 8,156 (-4.8%) Est. Cost $129.34 Unrealized —

COST COSTCO WHOLESALE CORPORATION 0.1%

Value $229K (+8.5%) Shares 229 (-6.1%) Est. Cost $905.73 Unrealized +6.4%

NFLX NETFLIX INC. 0.1%

Value $243K (-2.1%) Shares 2,530 (-4.5%) Est. Cost $107.81 Unrealized -22.2%

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VB	VANGUARD INDEX FDS	12,982 (-24.7%)	$3.4M (-23.5%)	1.4%	$240.28	—	SMALL CP ETF	922908751
IJJ	ISHARES TR	58,993 (-10.8%)	$7.817M (-10.2%)	3.3%	$125.08	—	S&P MC 400VL ETF	464287705
VOE	VANGUARD INDEX FDS	24,295 (-18.0%)	$4.477M (-14.8%)	1.9%	$161.77	—	MCAP VL IDXVIP	922908512
VUG	VANGUARD INDEX FDS	11,396 (-1.3%)	$4.977M (-11.7%)	2.1%	$413.62	—	GROWTH ETF	922908736
DGS	WISDOMTREE TR	67,917 (-14.6%)	$4.082M (-10.3%)	1.7%	$49.14	—	EMG MKTS SMCAP	97717W281
DFEM	DIMENSIONAL ETF TRUST	327,277 (-1.1%)	$11.31M (+3.3%)	4.8%	$26.19	—	EMERGING MKTS CO	25434V732
IJR	ISHARES TR	38,125 (-9.5%)	$4.739M (-6.4%)	2.0%	$114.97	—	CORE S&P SCP ETF	464287804
VSS	VANGUARD INTL EQUITY INDEX F	30,302 (-8.3%)	$4.418M (-6.8%)	1.9%	$114.48	—	FTSE SMCAP ETF	922042718
VOT	VANGUARD INDEX FDS	7,633 (-5.3%)	$1.964M (-12.7%)	0.8%	$253.75	—	MCAP GR IDXVIP	922908538
DON	WISDOMTREE TR	17,958 (-23.8%)	$944K (-22.4%)	0.4%	$50.97	—	US MIDCAP DIVID	97717W505
IJS	ISHARES TR	28,299 (-10.9%)	$3.352M (-7.2%)	1.4%	$108.61	—	SP SMCP600VL ETF	464287879
VIGI	VANGUARD WHITEHALL FDS	23,615 (-7.5%)	$2.089M (-10.5%)	0.9%	$80.34	—	INTL DVD ETF	921946810
TLT	ISHARES TR	8,698 (-21.6%)	$754K (-22.0%)	0.3%	$88.62	—	20 YR TR BD ETF	464287432
EFG	ISHARES TR	8,262 (-16.5%)	$920K (-18.4%)	0.4%	$96.83	—	EAFE GRWTH ETF	464288885
DES	WISDOMTREE TR	6,562 (-50.4%)	$236K (-46.7%)	0.1%	$34.35	—	US SMALLCAP DIVD	97717W604
IEMG	ISHARES INC	101,963 (-5.9%)	$7.112M (-2.3%)	3.0%	$53.11	—	CORE MSCI EMKT	46434G103
ISCF	ISHARES TR	273,860 (-1.8%)	$11.44M (-1.1%)	4.9%	$32.49	—	INTERNATIONAL SL	46434V266
CAT	CATERPILLAR INC	707 (-1.8%)	$501K (+21.4%)	0.2%	$383.92	+78.3%	COM	149123101
EFV	ISHARES TR	85,239 (-2.7%)	$6.338M (+1.4%)	2.7%	$52.47	—	EAFE VALUE ETF	464288877
V	VISA INC	1,013 (-8.4%)	$306K (-21.1%)	0.1%	$340.38	-3.3%	COM CL A	92826C839
LLY	ELI LILLY & CO	323 (-2.7%)	$297K (-16.7%)	0.1%	$955.55	+9.6%	COM	532457108
GOOGL	ALPHABET INC	1,719 (-2.0%)	$494K (-10.0%)	0.2%	$237.51	+36.1%	CAP STK CL A	02079K305
VDE	VANGUARD WORLD FD	2,098 (-15.6%)	$363K (+15.9%)	0.2%	$121.54	—	ENERGY ETF	92204A306
AMAT	APPLIED MATLS INC	743 (-9.6%)	$254K (+20.2%)	0.1%	$239.49	+36.4%	COM	038222105
ESGE	ISHARES INC	6,431 (-13.4%)	$292K (-10.8%)	0.1%	$33.39	—	ESG AWR MSCI EM	46434G863
VWO	VANGUARD INTL EQUITY INDEX F	17,053 (-3.8%)	$922K (-3.3%)	0.4%	$44.04	—	FTSE EMR MKT ETF	922042858
VTV	VANGUARD INDEX FDS	8,076 (-4.4%)	$1.585M (-1.8%)	0.7%	$169.31	—	VALUE ETF	922908744
JNJ	JOHNSON & JOHNSON	977 (-4.2%)	$239K (+13.1%)	0.1%	$197.01	+15.7%	COM	478160104
IEFA	ISHARES TR	2,228 (-12.0%)	$202K (-11.0%)	0.1%	$70.54	—	CORE MSCI EAFE	46432F842
IWS	ISHARES TR	8,156 (-4.8%)	$1.189M (-1.6%)	0.5%	$129.34	—	RUS MDCP VAL ETF	464287473
COST	COSTCO WHOLESALE CORPORATION	229 (-6.1%)	$229K (+8.5%)	0.1%	$905.73	+6.4%	COM	22160K105
NFLX	NETFLIX INC.	2,530 (-4.5%)	$243K (-2.1%)	0.1%	$107.81	-22.2%	COM	64110L106

Unchanged Positions (12)

BRK/A BERKSHIRE HATHAWAY INC DEL 3.0%

Value $7.181M Shares 10 Est. Cost $729330.75 Unrealized +1.5%

NVDA NVIDIA CORPORATION 1.0%

Value $2.465M Shares 14,134 Est. Cost $165.82 Unrealized +12.6%

IBM INTERNATIONAL BUSINESS MACHS 0.3%

Value $701K Shares 2,893 Est. Cost $216.31 Unrealized +31.3%

ISRG INTUITIVE SURGICAL INC 0.2%

Value $442K Shares 958 Est. Cost $524.56 Unrealized -0.7%

TSLA TESLA INC 0.2%

Value $371K Shares 998 Est. Cost $382.52 Unrealized +11.4%

IDEV ISHARES TR 3.9%

Value $9.118M Shares 109,107 Est. Cost $66.12 Unrealized —

BMY BRISTOL-MYERS SQUIBB CO 0.2%

Value $440K Shares 7,262 Est. Cost $52.30 Unrealized +9.8%

AMGN AMGEN INC 0.2%

Value $414K Shares 1,176 Est. Cost $286.05 Unrealized +22.2%

SYK STRYKER CORPORATION 0.2%

Value $358K Shares 1,091 Est. Cost $366.32 Unrealized -0.4%

VNQ VANGUARD INDEX FDS 0.4%

Value $1.042M Shares 11,748 Est. Cost $89.14 Unrealized —

AB ALLIANCEBERNSTEIN HLDG L P 0.1%

Value $226K Shares 6,035 Est. Cost $37.09 Unrealized —

IWD ISHARES TR 0.1%

Value $350K Shares 1,636 Est. Cost $185.13 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
BRK/A	BERKSHIRE HATHAWAY INC DEL	10	$7.181M	3.0%	$729330.75	+1.5%	CL A	084670108
NVDA	NVIDIA CORPORATION	14,134	$2.465M	1.0%	$165.82	+12.6%	COM	67066G104
IBM	INTERNATIONAL BUSINESS MACHS	2,893	$701K	0.3%	$216.31	+31.3%	COM	459200101
ISRG	INTUITIVE SURGICAL INC	958	$442K	0.2%	$524.56	-0.7%	COM NEW	46120E602
TSLA	TESLA INC	998	$371K	0.2%	$382.52	+11.4%	COM	88160R101
IDEV	ISHARES TR	109,107	$9.118M	3.9%	$66.12	—	CORE MSCI INTL	46435G326
BMY	BRISTOL-MYERS SQUIBB CO	7,262	$440K	0.2%	$52.30	+9.8%	COM	110122108
AMGN	AMGEN INC	1,176	$414K	0.2%	$286.05	+22.2%	COM	031162100
SYK	STRYKER CORPORATION	1,091	$358K	0.2%	$366.32	-0.4%	COM	863667101
VNQ	VANGUARD INDEX FDS	11,748	$1.042M	0.4%	$89.14	—	REAL ESTATE ETF	922908553
AB	ALLIANCEBERNSTEIN HLDG L P	6,035	$226K	0.1%	$37.09	—	UNIT LTD PARTN	01881G106
IWD	ISHARES TR	1,636	$350K	0.1%	$185.13	—	RUS 1000 VAL ETF	464287598