Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
TROW	PRICE T ROWE GROUP INC	324,512	$31.32M	19.2%	$109.05	-18.7%	COM	74144T108
VXUS	VANGUARD STAR FDS	147,005	$10.16M	6.2%	$60.03	—	VG TL INTL STK F	921909768
VTI	VANGUARD INDEX FDS	24,638	$7.488M	4.6%	$289.24	—	TOTAL STK MKT	922908769
HIDE	EA SERIES TRUST	286,047	$6.519M	4.0%	$22.50	—	ALPHA ARCHITECT	02072L631
BND	VANGUARD BD INDEX FDS	86,793	$6.39M	3.9%	$72.50	—	TOTAL BND MRKT	921937835
SCHF	SCHWAB STRATEGIC TR	275,051	$6.079M	3.7%	$18.50	—	INTL EQTY ETF	808524805
DFUS	DIMENSIONAL ETF TRUST	54,499	$3.653M	2.2%	$63.75	—	US EQUITY MARKET	25434V401
VXF	VANGUARD INDEX FDS	17,428	$3.359M	2.1%	$190.06	—	EXTEND MKT ETF	922908652
DFIV	DIMENSIONAL ETF TRUST	76,164	$3.262M	2.0%	$35.60	—	INTERNATNAL VAL	25434V807
VTV	VANGUARD INDEX FDS	18,277	$3.23M	2.0%	$169.30	—	VALUE ETF	922908744
SCHR	SCHWAB STRATEGIC TR	124,441	$3.115M	1.9%	$24.62	—	INT-TRM U.S TRES	808524854
CAOS	EA SERIES TRUST	34,741	$3.086M	1.9%	$88.18	—	ALPHA ARCHITECT	02072L516
VOO	VANGUARD INDEX FDS	5,299	$3.01M	1.8%	$543.40	—	S&P 500 ETF SHS	922908363
VTEB	VANGUARD MUN BD FDS	59,135	$2.899M	1.8%	$49.83	—	TAX EXEMPT BD	922907746
AVUV	AMERICAN CENTY ETF TR	30,577	$2.786M	1.7%	$96.44	—	US SML CP VALU	025072877
VV	VANGUARD INDEX FDS	9,250	$2.639M	1.6%	$269.75	—	LARGE CAP ETF	922908637
SCHA	SCHWAB STRATEGIC TR	89,064	$2.253M	1.4%	$25.86	—	US SML CAP ETF	808524607
IVV	ISHARES TR	3,628	$2.253M	1.4%	$587.11	—	CORE S&P500 ETF	464287200
AVDE	AMERICAN CENTY ETF TR	30,268	$2.24M	1.4%	$61.37	—	INTL EQT ETF	025072703
SCHX	SCHWAB STRATEGIC TR	85,005	$2.078M	1.3%	$23.18	—	US LRG CAP ETF	808524201
FNDF	SCHWAB STRATEGIC TR	48,023	$1.922M	1.2%	$33.21	—	FUNDAMENTAL INTL	808524755
AGG	ISHARES TR	18,630	$1.848M	1.1%	$96.90	—	CORE US AGGBD ET	464287226
VT	VANGUARD INTL EQUITY INDEX F	12,410	$1.595M	1.0%	$117.65	—	TT WRLD ST ETF	922042742
SUB	ISHARES TR	14,505	$1.542M	0.9%	$105.48	—	SHRT NAT MUN ETF	464288158
SCHP	SCHWAB STRATEGIC TR	57,520	$1.535M	0.9%	$26.03	—	US TIPS ETF	808524870
AVEM	AMERICAN CENTY ETF TR	21,564	$1.478M	0.9%	$58.79	—	AVANTIS EMGMKT	025072604
DFLV	DIMENSIONAL ETF TRUST	47,542	$1.475M	0.9%	$30.03	—	US LARGE CAP VAL	25434V666
BSV	VANGUARD BD INDEX FDS	17,258	$1.358M	0.8%	$77.89	—	SHORT TRM BOND	921937827
AVDV	AMERICAN CENTY ETF TR	16,170	$1.282M	0.8%	$65.08	—	INTL SMCP VLU	025072802
AVIG	AMERICAN CENTY ETF TR	30,537	$1.271M	0.8%	$40.57	—	AVANTIS CORE FI	025072562
VNQ	VANGUARD INDEX FDS	13,889	$1.237M	0.8%	$89.07	—	REAL ESTATE ETF	922908553
WMT	WALMART INC	12,225	$1.195M	0.7%	$85.80	+10.4%	COM	931142103
VEA	VANGUARD TAX-MANAGED FDS	19,834	$1.131M	0.7%	$51.09	—	VAN FTSE DEV MKT	921943858
MTB	M & T BK CORP	5,769	$1.119M	0.7%	$187.82	-7.9%	COM	55261F104
AVMU	AMERICAN CENTY ETF TR	24,673	$1.104M	0.7%	$46.14	—	CORE MUNI FXD IN	025072695
SCHB	SCHWAB STRATEGIC TR	44,715	$1.066M	0.7%	$22.68	—	US BRD MKT ETF	808524102
SCHE	SCHWAB STRATEGIC TR	34,440	$1.038M	0.6%	$26.63	—	EMRG MKTEQ ETF	808524706
ITOT	ISHARES TR	7,681	$1.037M	0.6%	$128.59	—	CORE S&P TTL STK	464287150
DFAT	DIMENSIONAL ETF TRUST	17,546	$947K	0.6%	$55.66	—	US TARGETED VLU	25434V609
VB	VANGUARD INDEX FDS	3,784	$897K	0.6%	$240.27	—	SMALL CP ETF	922908751
VCRM	VANGUARD MUN BD FDS	12,118	$892K	0.5%	$73.57	—	CORE TAX EXEMPT	922907712
QVAL	EA SERIES TRUST	20,118	$885K	0.5%	$43.79	—	US QUAN VALUE	02072L102
VTIP	VANGUARD MALVERN FDS	17,395	$874K	0.5%	$48.42	—	STRM INFPROIDX	922020805
QMOM	EA SERIES TRUST	13,357	$868K	0.5%	$62.66	—	US QUAN MOMENTUM	02072L409
MUB	ISHARES TR	8,200	$857K	0.5%	$106.55	—	NATIONAL MUN ETF	464288414
IBM	INTERNATIONAL BUSINESS MACHS	2,900	$855K	0.5%	$216.31	+17.3%	COM	459200101
SPY	SPDR S&P 500 ETF TR	1,324	$818K	0.5%	$586.08	—	TR UNIT	78462F103
FLOT	ISHARES TR	15,785	$805K	0.5%	$50.88	—	FLTG RATE NT ETF	46429B655
SMMD	ISHARES TR	11,730	$795K	0.5%	$68.00	—	RUSEL 2500 ETF	46435G268
MSFT	MICROSOFT CORP	1,592	$792K	0.5%	$419.80	+3.0%	COM	594918104
VWO	VANGUARD INTL EQUITY INDEX F	15,540	$769K	0.5%	$44.07	—	FTSE EMR MKT ETF	922042858
AAPL	APPLE INC	3,720	$763K	0.5%	$234.03	-13.9%	COM	037833100
BNDX	VANGUARD CHARLOTTE FDS	14,611	$723K	0.4%	$49.13	—	TOTAL INT BD ETF	92203J407
SMMU	PIMCO ETF TR	14,029	$704K	0.4%	$49.84	—	SHTRM MUN BD ACT	72201R874
VGSH	VANGUARD SCOTTSDALE FDS	11,212	$659K	0.4%	$58.18	—	SHORT TERM TREAS	92206C102
FNDX	SCHWAB STRATEGIC TR	26,530	$651K	0.4%	$23.68	—	FUNDAMENTAL US L	808524771
FALN	ISHARES TR	23,628	$641K	0.4%	$26.72	—	FALN ANGLS USD	46435G474
VCRB	VANGUARD MALVERN FDS	7,595	$589K	0.4%	$76.61	—	CORE BD ETF	922020748
VIG	VANGUARD SPECIALIZED FUNDS	2,819	$577K	0.4%	$195.84	—	DIV APP ETF	921908844
FRDM	EA SERIES TRUST	14,206	$574K	0.4%	$34.34	—	FREEDOM 100 EM	02072L607
BBCA	J P MORGAN EXCHANGE TRADED F	7,000	$565K	0.3%	$70.59	—	BETABUILDERS CDA	46641Q225
AVUS	AMERICAN CENTY ETF TR	5,536	$558K	0.3%	$96.95	—	US EQT ETF	025072885
BOND	PIMCO ETF TR	5,948	$548K	0.3%	$90.77	—	ACTIVE BD ETF	72201R775
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,080	$525K	0.3%	$462.21	+9.9%	CL B NEW	084670702
VTES	VANGUARD WELLINGTON FD	5,034	$508K	0.3%	$100.24	—	SHORT TRM TAX EX	921935870
SHM	SPDR SERIES TRUST	10,505	$502K	0.3%	$47.39	—	NUVEEN ICE SHORT	78468R739
VO	VANGUARD INDEX FDS	1,762	$493K	0.3%	$264.30	—	MID CAP ETF	922908629
BGC	BGC GROUP INC	47,142	$482K	0.3%	$9.54	-4.3%	CL A	088929104
XOM	EXXON MOBIL CORP	4,359	$470K	0.3%	$110.23	-5.2%	COM	30231G102
IWP	ISHARES TR	3,311	$459K	0.3%	$126.75	—	RUS MD CP GR ETF	464287481
IVAL	EA SERIES TRUST	16,047	$447K	0.3%	$26.12	—	INTL QUAN VALUE	02072L201
AMLP	ALPS ETF TR	8,866	$433K	0.3%	$48.41	—	ALERIAN MLP	00162Q452
SHY	ISHARES TR	5,152	$427K	0.3%	$81.98	—	1 3 YR TREAS BD	464287457
IMOM	EA SERIES TRUST	12,550	$426K	0.3%	$29.60	—	INTL QUAN MOMNTM	02072L300
BOXX	EA SERIES TRUST	3,574	$403K	0.2%	$110.63	—	ALPHA ARCH 1-3	02072L565
VYM	VANGUARD WHITEHALL FDS	2,870	$383K	0.2%	$127.91	—	HIGH DIV YLD	921946406
SCHO	SCHWAB STRATEGIC TR	14,693	$358K	0.2%	$24.06	—	SHT TM US TRES	808524862
ABBV	ABBVIE INC	1,902	$353K	0.2%	$177.41	+3.0%	COM	00287Y109
ABT	ABBOTT LABS	2,564	$349K	0.2%	$113.33	+15.2%	COM	002824100
NMRK	NEWMARK GROUP INC	27,704	$337K	0.2%	$14.64	-24.0%	CL A	65158N102
GLD	SPDR GOLD TR	1,098	$335K	0.2%	$242.13	—	GOLD SHS	78463V107
DFAE	DIMENSIONAL ETF TRUST	11,476	$332K	0.2%	$25.37	—	EMGR CRE EQT MNG	25434V302
LRGF	ISHARES TR	4,958	$318K	0.2%	$60.34	—	U S EQUITY FACTR	46434V282
DFAU	DIMENSIONAL ETF TRUST	6,995	$296K	0.2%	$40.49	—	US CORE EQT MKT	25434V104
TBUX	T ROWE PRICE ETF INC	5,571	$277K	0.2%	$49.57	—	ULTRA SHRT TRM	87283Q701
KO	COCA COLA CO	3,914	$277K	0.2%	$63.09	+10.6%	COM	191216100
RLY	SSGA ACTIVE ETF TR	9,132	$266K	0.2%	$27.02	—	MULT ASS RLRTN	78467V103
FTLS	FIRST TR EXCH TRADED FD III	3,791	$251K	0.2%	$65.81	—	LNG/SHT EQUITY	33739P103
SGOV	ISHARES TR	2,468	$248K	0.2%	$100.69	—	0-3 MNTH TREASRY	46436E718
DFAI	DIMENSIONAL ETF TRUST	7,011	$242K	0.1%	$31.48	—	INTL CORE EQT MK	25434V203
DFSV	DIMENSIONAL ETF TRUST	8,197	$241K	0.1%	$30.44	—	US SMALL CAP VAL	25434V815
MUNI	PIMCO ETF TR	4,673	$240K	0.1%	$51.73	—	INTER MUN BD ACT	72201R866
GOOG	ALPHABET INC	1,338	$237K	0.1%	$176.47	-6.6%	CAP STK CL C	02079K107
JNJ	JOHNSON & JOHNSON	1,516	$232K	0.1%	$149.59	+0.8%	COM	478160104
BA	BOEING CO	1,087	$228K	0.1%	$188.88	0.0%	COM	097023105
EFA	ISHARES TR	2,542	$227K	0.1%	$81.73	—	MSCI EAFE ETF	464287465
AMZN	AMAZON COM INC	983	$216K	0.1%	$197.89	0.0%	COM	023135106
VUG	VANGUARD INDEX FDS	485	$213K	0.1%	$410.20	—	GROWTH ETF	922908736
—	BLACKROCK CORPOR HI YLD FD I	14,035	$137K	0.1%	$9.60	—	COM	09255P107