Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
TROW	PRICE T ROWE GROUP INC	315,841	$32.42M	17.5%	$109.05	-5.7%	COM	74144T108
VXUS	VANGUARD STAR FDS	160,827	$11.81M	6.4%	$61.19	—	VG TL INTL STK F	921909768
VTI	VANGUARD INDEX FDS	24,117	$7.914M	4.3%	$289.24	—	TOTAL STK MKT	922908769
HIDE	EA SERIES TRUST	331,638	$7.681M	4.1%	$22.59	—	ALPHA ARCHITECT	02072L631
BND	VANGUARD BD INDEX FDS	96,669	$7.189M	3.9%	$72.69	—	TOTAL BND MRKT	921937835
SCHF	SCHWAB STRATEGIC TR	275,481	$6.413M	3.5%	$18.50	—	INTL EQTY ETF	808524805
VOO	VANGUARD INDEX FDS	8,997	$5.51M	3.0%	$571.76	—	S&P 500 ETF SHS	922908363
IVV	ISHARES TR	6,788	$4.544M	2.4%	$625.39	—	CORE S&P500 ETF	464287200
VXF	VANGUARD INDEX FDS	20,794	$4.353M	2.3%	$193.18	—	EXTEND MKT ETF	922908652
CAOS	EA SERIES TRUST	45,151	$4.043M	2.2%	$88.49	—	ALPHA ARCHITECT	02072L516
SCHR	SCHWAB STRATEGIC TR	158,267	$3.977M	2.1%	$24.73	—	INT-TRM U.S TRES	808524854
DFUS	DIMENSIONAL ETF TRUST	54,585	$3.954M	2.1%	$63.75	—	US EQUITY MARKET	25434V401
VTEB	VANGUARD MUN BD FDS	72,673	$3.639M	2.0%	$49.88	—	TAX EXEMPT BD	922907746
DFIV	DIMENSIONAL ETF TRUST	76,605	$3.533M	1.9%	$35.60	—	INTERNATNAL VAL	25434V807
VV	VANGUARD INDEX FDS	10,133	$3.119M	1.7%	$273.07	—	LARGE CAP ETF	922908637
VTV	VANGUARD INDEX FDS	16,692	$3.113M	1.7%	$169.30	—	VALUE ETF	922908744
AVUV	AMERICAN CENTY ETF TR	29,941	$2.98M	1.6%	$96.44	—	US SML CP VALU	025072877
SCHA	SCHWAB STRATEGIC TR	88,802	$2.478M	1.3%	$25.86	—	US SML CAP ETF	808524607
AVDE	AMERICAN CENTY ETF TR	30,320	$2.392M	1.3%	$61.37	—	INTL EQT ETF	025072703
SCHX	SCHWAB STRATEGIC TR	85,661	$2.256M	1.2%	$23.18	—	US LRG CAP ETF	808524201
AGG	ISHARES TR	20,688	$2.074M	1.1%	$97.23	—	CORE US AGGBD ET	464287226
FNDF	SCHWAB STRATEGIC TR	47,947	$2.06M	1.1%	$33.21	—	FUNDAMENTAL INTL	808524755
VT	VANGUARD INTL EQUITY INDEX F	11,783	$1.624M	0.9%	$117.65	—	TT WRLD ST ETF	922042742
AVIG	AMERICAN CENTY ETF TR	38,096	$1.603M	0.9%	$40.87	—	AVANTIS CORE FI	025072562
SUB	ISHARES TR	14,926	$1.594M	0.9%	$105.52	—	SHRT NAT MUN ETF	464288158
DFLV	DIMENSIONAL ETF TRUST	47,755	$1.571M	0.8%	$30.03	—	US LARGE CAP VAL	25434V666
AVEM	AMERICAN CENTY ETF TR	20,807	$1.563M	0.8%	$58.79	—	AVANTIS EMGMKT	025072604
VEA	VANGUARD TAX-MANAGED FDS	24,092	$1.444M	0.8%	$52.65	—	VAN FTSE DEV MKT	921943858
AVDV	AMERICAN CENTY ETF TR	15,984	$1.423M	0.8%	$65.08	—	INTL SMCP VLU	025072802
SCHP	SCHWAB STRATEGIC TR	52,793	$1.423M	0.8%	$26.03	—	US TIPS ETF	808524870
BSV	VANGUARD BD INDEX FDS	17,087	$1.348M	0.7%	$77.89	—	SHORT TRM BOND	921937827
VNQ	VANGUARD INDEX FDS	13,860	$1.267M	0.7%	$89.07	—	REAL ESTATE ETF	922908553
AAUS	EA SERIES TRUST	23,439	$1.265M	0.7%	$53.99	—	ALPHA ARCHITECT	02072Q853
WMT	WALMART INC	12,225	$1.26M	0.7%	$85.80	+15.7%	COM	931142103
DFAT	DIMENSIONAL ETF TRUST	20,172	$1.174M	0.6%	$55.99	—	US TARGETED VLU	25434V609
SCHB	SCHWAB STRATEGIC TR	45,285	$1.164M	0.6%	$22.72	—	US BRD MKT ETF	808524102
MTB	M & T BK CORP	5,782	$1.143M	0.6%	$187.82	+3.1%	COM	55261F104
SCHE	SCHWAB STRATEGIC TR	34,174	$1.14M	0.6%	$26.63	—	EMRG MKTEQ ETF	808524706
ITOT	ISHARES TR	7,766	$1.131M	0.6%	$128.78	—	CORE S&P TTL STK	464287150
AVMU	AMERICAN CENTY ETF TR	23,913	$1.091M	0.6%	$46.14	—	CORE MUNI FXD IN	025072695
VB	VANGUARD INDEX FDS	4,169	$1.06M	0.6%	$241.56	—	SMALL CP ETF	922908751
QVAL	EA SERIES TRUST	22,220	$1.037M	0.6%	$44.06	—	US QUAN VALUE	02072L102
VCRM	VANGUARD MUN BD FDS	13,146	$989K	0.5%	$73.70	—	CORE TAX EXEMPT	922907712
QMOM	EA SERIES TRUST	14,942	$963K	0.5%	$62.85	—	US QUAN MOMENTUM	02072L409
AAPL	APPLE INC	3,720	$947K	0.5%	$234.03	-3.6%	COM	037833100
MUB	ISHARES TR	8,567	$912K	0.5%	$106.55	—	NATIONAL MUN ETF	464288414
EOSE	EOS ENERGY ENTERPRISES INC	77,890	$887K	0.5%	$6.84	0.0%	COM CL A	29415C101
VTIP	VANGUARD MALVERN FDS	17,453	$884K	0.5%	$48.42	—	STRM INFPROIDX	922020805
SPY	SPDR S&P 500 ETF TR	1,324	$882K	0.5%	$586.08	—	TR UNIT	78462F103
VWO	VANGUARD INTL EQUITY INDEX F	15,568	$843K	0.5%	$44.07	—	FTSE EMR MKT ETF	922042858
SMMD	ISHARES TR	11,134	$821K	0.4%	$68.00	—	RUSEL 2500 ETF	46435G268
IBM	INTERNATIONAL BUSINESS MACHS	2,900	$818K	0.4%	$216.31	+20.0%	COM	459200101
FLOT	ISHARES TR	15,981	$816K	0.4%	$50.88	—	FLTG RATE NT ETF	46429B655
BNDX	VANGUARD CHARLOTTE FDS	14,611	$723K	0.4%	$49.13	—	TOTAL INT BD ETF	92203J407
SMMU	PIMCO ETF TR	14,068	$711K	0.4%	$49.84	—	SHTRM MUN BD ACT	72201R874
FNDX	SCHWAB STRATEGIC TR	26,631	$700K	0.4%	$23.68	—	FUNDAMENTAL US L	808524771
MSFT	MICROSOFT CORP	1,315	$681K	0.4%	$419.80	+21.2%	COM	594918104
VCRB	VANGUARD MALVERN FDS	8,596	$674K	0.4%	$76.82	—	CORE BD ETF	922020748
VGSH	VANGUARD SCOTTSDALE FDS	11,291	$664K	0.4%	$58.18	—	SHORT TERM TREAS	92206C102
FRDM	EA SERIES TRUST	14,676	$650K	0.4%	$34.66	—	FREEDOM 100 EM	02072L607
AVUS	AMERICAN CENTY ETF TR	5,699	$620K	0.3%	$97.28	—	US EQT ETF	025072885
BBCA	J P MORGAN EXCHANGE TRADED F	7,000	$611K	0.3%	$70.59	—	BETABUILDERS CDA	46641Q225
BOND	PIMCO ETF TR	6,246	$583K	0.3%	$90.89	—	ACTIVE BD ETF	72201R775
FALN	ISHARES TR	20,103	$558K	0.3%	$26.72	—	FALN ANGLS USD	46435G474
IVAL	EA SERIES TRUST	17,948	$541K	0.3%	$26.55	—	INTL QUAN VALUE	02072L201
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,056	$531K	0.3%	$462.21	+4.8%	CL B NEW	084670702
VO	VANGUARD INDEX FDS	1,766	$519K	0.3%	$264.30	—	MID CAP ETF	922908629
NMRK	NEWMARK GROUP INC	27,704	$517K	0.3%	$14.64	+10.6%	CL A	65158N102
VTES	VANGUARD WELLINGTON FD	5,059	$516K	0.3%	$100.24	—	SHORT TRM TAX EX	921935870
IMOM	EA SERIES TRUST	14,055	$515K	0.3%	$30.35	—	INTL QUAN MOMNTM	02072L300
SHM	SPDR SERIES TRUST	10,511	$507K	0.3%	$47.39	—	NUVEEN ICE SHORT	78468R739
VIG	VANGUARD SPECIALIZED FUNDS	2,336	$504K	0.3%	$195.84	—	DIV APP ETF	921908844
XOM	EXXON MOBIL CORP	4,359	$491K	0.3%	$110.23	-0.5%	COM	30231G102
IWP	ISHARES TR	3,311	$472K	0.3%	$126.75	—	RUS MD CP GR ETF	464287481
DFSV	DIMENSIONAL ETF TRUST	13,461	$429K	0.2%	$30.99	—	US SMALL CAP VAL	25434V815
SHY	ISHARES TR	5,157	$428K	0.2%	$81.98	—	1 3 YR TREAS BD	464287457
ABBV	ABBVIE INC	1,827	$423K	0.2%	$177.41	+13.8%	COM	00287Y109
VYM	VANGUARD WHITEHALL FDS	2,981	$420K	0.2%	$128.40	—	HIGH DIV YLD	921946406
AMLP	ALPS ETF TR	8,866	$416K	0.2%	$48.41	—	ALERIAN MLP	00162Q452
BOXX	EA SERIES TRUST	3,600	$410K	0.2%	$110.63	—	ALPHA ARCH 1-3	02072L565
DFAI	DIMENSIONAL ETF TRUST	11,236	$408K	0.2%	$33.31	—	INTL CORE EQT MK	25434V203
SCHO	SCHWAB STRATEGIC TR	16,264	$397K	0.2%	$24.09	—	SHT TM US TRES	808524862
GLD	SPDR GOLD TR	1,098	$390K	0.2%	$242.13	—	GOLD SHS	78463V107
DFAE	DIMENSIONAL ETF TRUST	11,557	$364K	0.2%	$25.37	—	EMGR CRE EQT MNG	25434V302
ABT	ABBOTT LABS	2,564	$343K	0.2%	$113.33	+15.2%	COM	002824100
LRGF	ISHARES TR	4,964	$343K	0.2%	$60.34	—	U S EQUITY FACTR	46434V282
GOOG	ALPHABET INC	1,338	$326K	0.2%	$176.47	+19.0%	CAP STK CL C	02079K107
DFAU	DIMENSIONAL ETF TRUST	6,998	$320K	0.2%	$40.49	—	US CORE EQT MKT	25434V104
SGOV	ISHARES TR	3,078	$310K	0.2%	$100.69	—	0-3 MNTH TREASRY	46436E718
IJH	ISHARES TR	4,510	$294K	0.2%	$65.26	—	CORE S&P MCP ETF	464287507
JNJ	JOHNSON & JOHNSON	1,516	$281K	0.2%	$149.59	+13.3%	COM	478160104
TBUX	T ROWE PRICE ETF INC	5,571	$278K	0.1%	$49.57	—	ULTRA SHRT TRM	87283Q701
RLY	SSGA ACTIVE ETF TR	8,897	$275K	0.1%	$27.02	—	MULT ASS RLRTN	78467V103
FTLS	FIRST TR EXCH TRADED FD III	3,791	$265K	0.1%	$65.81	—	LNG/SHT EQUITY	33739P103
MUNI	PIMCO ETF TR	4,713	$246K	0.1%	$51.73	—	INTER MUN BD ACT	72201R866
KO	COCA COLA CO	3,676	$244K	0.1%	$63.09	+7.7%	COM	191216100
EFA	ISHARES TR	2,542	$237K	0.1%	$81.73	—	MSCI EAFE ETF	464287465
BA	BOEING CO	1,087	$235K	0.1%	$188.88	+19.4%	COM	097023105
VUG	VANGUARD INDEX FDS	485	$233K	0.1%	$410.20	—	GROWTH ETF	922908736
BGC	BGC GROUP INC	24,041	$227K	0.1%	$9.54	+4.6%	CL A	088929104
DFAC	DIMENSIONAL ETF TRUST	5,670	$219K	0.1%	$38.57	—	US CORE EQUITY 2	25434V708
IJR	ISHARES TR	1,838	$218K	0.1%	$118.82	—	CORE S&P SCP ETF	464287804
XLE	SELECT SECTOR SPDR TR	2,344	$209K	0.1%	$89.34	—	ENERGY	81369Y506
VBK	VANGUARD INDEX FDS	673	$200K	0.1%	$297.41	—	SML CP GRW ETF	922908595
TAIL	CAMBRIA ETF TR	14,435	$171K	0.1%	$11.83	—	TAIL RISK	132061862
—	BLACKROCK CORPOR HI YLD FD I	14,035	$133K	0.1%	$9.60	—	COM	09255P107