Divergent Planning, LLC Long-Term Concentrated

CIK: 0001730787 · Show all filings

Period: Q2 2025 (← Previous) (Next →)

Filing Date: Jul 30, 2025

Total Value ($000): $338,404 (100.0% shares, 0.0% debt)

Holdings (35)

IVV ISHARES TR 26.3%

Value ($000) $89,040 Shares 143,457 Est. Cost $403.13 Unrealized —

AVDV AMERICAN CENTY ETF TR 12.5%

Value ($000) $42,179 Shares 531,625 Est. Cost $56.57 Unrealized —

MDY SPDR S&P MIDCAP 400 ETF TR 11.9%

Value ($000) $40,296 Shares 70,243 Est. Cost $477.92 Unrealized —

JMBS JANUS DETROIT STR TR 10.8%

Value ($000) $36,443 Shares 812,743 Est. Cost $48.45 Unrealized —

AVUS AMERICAN CENTY ETF TR 6.9%

Value ($000) $23,308 Shares 230,313 Est. Cost $70.42 Unrealized —

DFAS DIMENSIONAL ETF TRUST 6.5%

Value ($000) $22,098 Shares 341,545 Est. Cost $63.22 Unrealized —

JAAA JANUS DETROIT STR TR 5.7%

Value ($000) $19,347 Shares 382,574 Est. Cost $50.63 Unrealized —

DFCF DIMENSIONAL ETF TRUST 4.3%

Value ($000) $14,500 Shares 343,110 Est. Cost $41.76 Unrealized —

VTEB VANGUARD MUN BD FDS 4.0%

Value ($000) $13,539 Shares 276,707 Est. Cost $50.73 Unrealized —

VCIT VANGUARD SCOTTSDALE FDS 2.3%

Value ($000) $7,692 Shares 93,132 Est. Cost $78.54 Unrealized —

TBIL RBB FD INC 2.0%

Value ($000) $6,868 Shares 137,848 Est. Cost $49.84 Unrealized —

AVDE AMERICAN CENTY ETF TR 1.9%

Value ($000) $6,420 Shares 86,825 Est. Cost $73.94 Unrealized —

SCHC SCHWAB STRATEGIC TR 1.6%

Value ($000) $5,557 Shares 130,904 Est. Cost $42.45 Unrealized —

AAPL APPLE INC 0.6%

Value ($000) $1,908 Shares 9,180 Est. Cost $131.79 Unrealized +52.8%

VT VANGUARD INTL EQUITY INDEX F 0.3%

Value ($000) $925 Shares 7,200 Est. Cost $98.57 Unrealized —

MSFT MICROSOFT CORP 0.3%

Value ($000) $888 Shares 1,806 Est. Cost $409.27 Unrealized +5.6%

MAR MARRIOTT INTL INC NEW 0.3%

Value ($000) $887 Shares 3,191 Est. Cost $110.17 Unrealized +126.2%

VO VANGUARD INDEX FDS 0.2%

Value ($000) $676 Shares 2,402 Est. Cost $256.06 Unrealized —

AMZN AMAZON COM INC 0.2%

Value ($000) $589 Shares 2,670 Est. Cost $141.56 Unrealized +39.8%

V VISA INC 0.2%

Value ($000) $570 Shares 1,604 Est. Cost $214.13 Unrealized +62.0%

QQQ INVESCO QQQ TR 0.1%

Value ($000) $498 Shares 910 Est. Cost $455.57 Unrealized —

LMT LOCKHEED MARTIN CORP 0.1%

Value ($000) $470 Shares 1,009 Est. Cost $428.72 Unrealized +7.1%

BRK/B BERKSHIRE HATHAWAY INC DEL 0.1%

Value ($000) $467 Shares 954 Est. Cost $220.20 Unrealized +130.6%

AOA ISHARES TR 0.1%

Value ($000) $411 Shares 4,937 Est. Cost $67.29 Unrealized —

AOR ISHARES TR 0.1%

Value ($000) $376 Shares 6,117 Est. Cost $53.15 Unrealized —

VUG VANGUARD INDEX FDS 0.1%

Value ($000) $374 Shares 862 Est. Cost $295.57 Unrealized —

SPLV INVESCO EXCH TRADED FD TR II 0.1%

Value ($000) $345 Shares 4,706 Est. Cost $56.22 Unrealized —

VTI VANGUARD INDEX FDS 0.1%

Value ($000) $301 Shares 991 Est. Cost $304.04 Unrealized —

ACN ACCENTURE PLC IRELAND 0.1%

Value ($000) $294 Shares 972 Est. Cost $302.88 Unrealized 0.0%

NFLX NETFLIX INC 0.1%

Value ($000) $290 Shares 224 Est. Cost $95.10 Unrealized +18.9%

VOO VANGUARD INDEX FDS 0.1%

Value ($000) $266 Shares 469 Est. Cost $567.77 Unrealized —

GLD SPDR GOLD TR 0.1%

Value ($000) $238 Shares 775 Est. Cost $288.16 Unrealized —

GOOG ALPHABET INC 0.1%

Value ($000) $217 Shares 1,227 Est. Cost $177.15 Unrealized -6.9%

— FS CREDIT OPPORTUNITIES CORP 0.0%

Value ($000) $81 Shares 11,030 Est. Cost $4.53 Unrealized —

HCAT HEALTH CATALYST INC 0.0%

Value ($000) $45 Shares 10,998 Est. Cost $3.93 Unrealized 0.0%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR	143,457	$89,040	26.3%	$403.13	—	CORE S&P500 ETF	464287200
AVDV	AMERICAN CENTY ETF TR	531,625	$42,179	12.5%	$56.57	—	INTL SMCP VLU	025072802
MDY	SPDR S&P MIDCAP 400 ETF TR	70,243	$40,296	11.9%	$477.92	—	UTSER1 S&PDCRP	78467Y107
JMBS	JANUS DETROIT STR TR	812,743	$36,443	10.8%	$48.45	—	HENDERSON MTG	47103U852
AVUS	AMERICAN CENTY ETF TR	230,313	$23,308	6.9%	$70.42	—	US EQT ETF	025072885
DFAS	DIMENSIONAL ETF TRUST	341,545	$22,098	6.5%	$63.22	—	US SMALL CAP ETF	25434V500
JAAA	JANUS DETROIT STR TR	382,574	$19,347	5.7%	$50.63	—	HENDRSON AAA CL	47103U845
DFCF	DIMENSIONAL ETF TRUST	343,110	$14,500	4.3%	$41.76	—	CORE FIXED INCOM	25434V872
VTEB	VANGUARD MUN BD FDS	276,707	$13,539	4.0%	$50.73	—	TAX EXEMPT BD	922907746
VCIT	VANGUARD SCOTTSDALE FDS	93,132	$7,692	2.3%	$78.54	—	INT-TERM CORP	92206C870
TBIL	RBB FD INC	137,848	$6,868	2.0%	$49.84	—	US TREAS 3 MNTH	74933W452
AVDE	AMERICAN CENTY ETF TR	86,825	$6,420	1.9%	$73.94	—	INTL EQT ETF	025072703
SCHC	SCHWAB STRATEGIC TR	130,904	$5,557	1.6%	$42.45	—	INTL SCEQT ETF	808524888
AAPL	APPLE INC	9,180	$1,908	0.6%	$131.79	+52.8%	COM	037833100
VT	VANGUARD INTL EQUITY INDEX F	7,200	$925	0.3%	$98.57	—	TT WRLD ST ETF	922042742
MSFT	MICROSOFT CORP	1,806	$888	0.3%	$409.27	+5.6%	COM	594918104
MAR	MARRIOTT INTL INC NEW	3,191	$887	0.3%	$110.17	+126.2%	CL A	571903202
VO	VANGUARD INDEX FDS	2,402	$676	0.2%	$256.06	—	MID CAP ETF	922908629
AMZN	AMAZON COM INC	2,670	$589	0.2%	$141.56	+39.8%	COM	023135106
V	VISA INC	1,604	$570	0.2%	$214.13	+62.0%	COM CL A	92826C839
QQQ	INVESCO QQQ TR	910	$498	0.1%	$455.57	—	UNIT SER 1	46090E103
LMT	LOCKHEED MARTIN CORP	1,009	$470	0.1%	$428.72	+7.1%	COM	539830109
BRK/B	BERKSHIRE HATHAWAY INC DEL	954	$467	0.1%	$220.20	+130.6%	CL B NEW	084670702
AOA	ISHARES TR	4,937	$411	0.1%	$67.29	—	CORE 80/20 AGGRE	464289859
AOR	ISHARES TR	6,117	$376	0.1%	$53.15	—	CORE 60/40 BALAN	464289867
VUG	VANGUARD INDEX FDS	862	$374	0.1%	$295.57	—	GROWTH ETF	922908736
SPLV	INVESCO EXCH TRADED FD TR II	4,706	$345	0.1%	$56.22	—	S&P500 LOW VOL	46138E354
VTI	VANGUARD INDEX FDS	991	$301	0.1%	$304.04	—	TOTAL STK MKT	922908769
ACN	ACCENTURE PLC IRELAND	972	$294	0.1%	$302.88	0.0%	SHS CLASS A	G1151C101
NFLX	NETFLIX INC	224	$290	0.1%	$95.10	+18.9%	COM	64110L106
VOO	VANGUARD INDEX FDS	469	$266	0.1%	$567.77	—	S&P 500 ETF SHS	922908363
GLD	SPDR GOLD TR	775	$238	0.1%	$288.16	—	GOLD SHS	78463V107
GOOG	ALPHABET INC	1,227	$217	0.1%	$177.15	-6.9%	CAP STK CL C	02079K107
—	FS CREDIT OPPORTUNITIES CORP	11,030	$81	0.0%	$4.53	—	COMMON STOCK	30290Y101
HCAT	HEALTH CATALYST INC	10,998	$45	0.0%	$3.93	0.0%	COM	42225T107