Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
WTPI	Wisdomtree Tr	405,440	$13.5M	11.7%	$29.06	—	—	97717X560
VCSH	Vanguard Scottsdale FDS	102,932	$7.958M	6.9%	$76.56	—	—	92206C409
JNK	SPDR Ser Tr	55,906	$5.322M	4.6%	$93.43	—	—	78468R622
SJNK	SPDR Ser Tr	190,144	$4.795M	4.2%	$24.72	—	—	78468R408
EMB	iShares Tr	51,881	$4.652M	4.0%	$87.21	—	—	464288281
HYG	iShares Tr	59,616	$4.634M	4.0%	$76.03	—	—	464288513
—	National Westn Life Group, Inc.	8,333	$4.1M	3.6%	$483.02	—	—	638517102
—	SP Plus Corp	78,125	$4.08M	3.5%	$51.25	—	—	78469C103
—	NeoGames S.A.	130,000	$3.765M	3.3%	$26.12	—	—	L6673X107
VCIT	Vanguard Scottsdale FDS	43,486	$3.501M	3.0%	$80.87	—	—	92206C870
SHV	iShares Tr	30,147	$3.332M	2.9%	$110.11	—	—	464288679
AGG	iShares Tr	32,487	$3.182M	2.8%	$99.16	—	—	464287226
TIP	iShares Tr	28,685	$3.081M	2.7%	$107.49	—	—	464287176
PFF	iShares Tr	83,679	$2.697M	2.3%	$31.04	—	—	464288687
GOVT	iShares Tr	109,424	$2.492M	2.2%	$23.02	—	—	46429B267
LQD	iShares Tr	22,280	$2.427M	2.1%	$109.91	—	—	464287242
BKLN	Invesco Exch Traded Fd Tr II	112,101	$2.371M	2.1%	$21.00	—	—	46138G508
XLU	Select Sector SPDR Tr	34,870	$2.289M	2.0%	$67.83	—	—	81369Y886
MINT	Pimco ETF Tr	22,726	$2.285M	2.0%	$99.48	—	—	72201R833
BSV	Vanguard BD Index FDS	28,098	$2.154M	1.9%	$76.38	—	—	921937827
BND	Vanguard BD Index FDS	29,129	$2.116M	1.8%	$73.45	—	—	921937835
BNDX	Vanguard Charlotte FDS	40,490	$1.992M	1.7%	$49.37	—	—	92203J407
SHY	iShares Tr	23,162	$1.894M	1.6%	$81.32	—	—	464287457
IEF	iShares Tr	18,774	$1.777M	1.5%	$96.34	—	—	464287440
TLT	iShares Tr	17,706	$1.675M	1.5%	$101.39	—	—	464287432
IEI	iShares Tr	12,526	$1.451M	1.3%	$116.60	—	—	464288661
ICSH	iShares Tr	28,150	$1.423M	1.2%	$50.26	—	—	46434V878
FLOT	iShares Tr	26,203	$1.338M	1.2%	$50.55	—	—	46429B655
MUB	iShares Tr	11,890	$1.279M	1.1%	$108.42	—	—	464288414
VGSH	Vanguard Scottsdale FDS	21,844	$1.268M	1.1%	$57.73	—	—	92206C102
HYD	Vaneck ETF Trust	22,958	$1.2M	1.0%	$51.63	—	—	92189H409
SHYG	iShares Tr	27,845	$1.185M	1.0%	$41.78	—	—	46434V407
FTSM	First Tr Exchange-Traded Fd	19,752	$1.178M	1.0%	$59.50	—	—	33739Q408
MBB	iShares Tr	10,884	$1.006M	0.9%	$93.59	—	—	464288588
GDX	Vaneck ETF Trust	31,224	$987K	0.9%	$31.01	—	—	92189F106
GDXJ	Vaneck ETF Trust	23,570	$913K	0.8%	$37.28	—	—	92189F791
VTIP	Vanguard Malvern FDS	15,685	$751K	0.7%	$47.40	—	—	922020805
GSY	Invesco Actively Managed ETF	13,710	$684K	0.6%	$49.70	—	—	46090A887
EMLC	Vaneck ETF Trust	27,221	$667K	0.6%	$25.25	—	—	92189H300
VTEB	Vanguard Mun Bd FDS	11,793	$597K	0.5%	$51.04	—	—	922907746
SCHZ	Schwab Strategic Tr	12,490	$575K	0.5%	$46.62	—	—	808524839
CMCSA	COMCAST CORP NEW	12,536	$543K	0.5%	$40.63	0.0%	—	20030N101
VTI	Vanguard Index FDS	2,064	$536K	0.5%	$231.12	—	—	922908769
ADBE	Adobe Inc	1,060	$535K	0.5%	$532.28	+7.7%	—	00724F101
NEAR	iShares US ETF Tr	9,928	$501K	0.4%	$49.63	—	—	46431W507
SCHO	Schwab Strategic Tr	10,104	$487K	0.4%	$47.87	—	—	808524862
SPSB	SPDR Ser Tr	15,159	$451K	0.4%	$29.63	—	—	78464A474
USMV	iShares Tr	5,000	$418K	0.4%	$78.08	—	—	46429B697
VMBS	Vanguard Scottsdale FDS	8,101	$369K	0.3%	$46.36	—	—	92206C771
TFI	SPDR Ser Tr	7,585	$353K	0.3%	$46.98	—	—	78468R721
SPAB	SPDR Ser Tr	11,846	$299K	0.3%	$25.65	—	—	78464A649
PCY	Invesco Exch Traded Fd Tr II	14,116	$289K	0.3%	$20.63	—	—	46138E784
PGX	Invesco Exch Traded Fd Tr II	24,178	$287K	0.2%	$11.56	—	—	46138E511
JNJ	Johnson & Johnson	1,717	$272K	0.2%	$150.24	0.0%	—	478160104
CSCO	CISCO Sys Inc	5,384	$269K	0.2%	$47.21	0.0%	—	17275R102
V	Visa Inc	955	$267K	0.2%	$236.17	+15.3%	—	92826C839
MSFT	Microsoft Corp	633	$266K	0.2%	$399.26	0.0%	—	594918104
FLRN	SPDR Ser Tr	8,161	$252K	0.2%	$30.62	—	—	78468R200