Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
HYG	Ishares TR	205,222	$16.55M	10.1%	$79.72	—	Iboxx Hi Yd ETF	464288513
JNK	SPDR Series Trust	139,561	$13.58M	8.3%	$96.66	—	Bloomberg High Y	78468R622
VCIT	Vanguard Scottsdale FDS	137,497	$11.4M	7.0%	$82.36	—	Int-Term Corp	92206C870
TIP	Ishares TR	81,177	$8.933M	5.5%	$110.39	—	Tips Bd ETF	464287176
EMB	Ishares TR	96,269	$8.916M	5.5%	$91.49	—	JPMorgan USD Emg	464288281
LQD	Ishares TR	80,582	$8.833M	5.4%	$109.39	—	Iboxx Inv Cp ETF	464287242
BND	Vanguard BD Index Fds	118,900	$8.755M	5.4%	$73.57	—	Total Bnd Mrkt	921937835
AGG	Ishares TR	87,581	$8.688M	5.3%	$99.07	—	Core US Aggbd ETF	464287226
SJNK	SPDR Series Trust	276,892	$7.055M	4.3%	$25.39	—	Bloomberg Sht Te	78468R408
GOVT	Ishares TR	294,155	$6.76M	4.1%	$23.00	—	US Treas Bd ETF	46429B267
IEI	Ishares TR	49,154	$5.854M	3.6%	$118.58	—	3 7 Yr Treas Bd	464288661
BKLN	Invesco Exch Traded Fd Tr II	260,418	$5.448M	3.3%	$20.95	—	Sr Ln ETF	46138G508
IEF	Ishares TR	54,858	$5.254M	3.2%	$95.61	—	7-10 Yr Trsy Bd	464287440
PFF	Ishares TR	156,490	$4.801M	2.9%	$30.84	—	Pfd and Incm Sec	464288687
EMLC	Vaneck ETF Trust	148,221	$3.757M	2.3%	$24.45	—	JP Mrgan Em Loc	92189H300
MBB	Ishares TR	31,769	$2.983M	1.8%	$93.82	—	MBS ETF	464288588
MUB	Ishares TR	28,063	$2.932M	1.8%	$104.48	—	National Mun ETF	464288414
SHYG	Ishares TR	61,075	$2.635M	1.6%	$42.83	—	0-5 Yr Hi Yl CP	46434V407
BNDX	Vanguard Charlotte Fds	53,138	$2.631M	1.6%	$48.95	—	Total Int Bd ETF	92203J407
TLT	Ishares TR	29,672	$2.619M	1.6%	$92.36	—	20 Yr Tr Bd ETF	464287432
XLU	Select Sector SPDR Tr	31,691	$2.588M	1.6%	$78.85	—	SBI Int-Utils	81369Y886
FLOT	Ishares TR	39,561	$2.018M	1.2%	$50.91	—	Fltg Rate NT ETF	46429B655
GDX	Vaneck ETF Trust	37,843	$1.97M	1.2%	$45.97	—	Gold Miners ETF	92189F106
VTIP	Vanguard Malvern Fds	37,787	$1.9M	1.2%	$49.98	—	Strm Infproidx	922020805
SPAB	SPDR Series Trust	67,302	$1.723M	1.1%	$25.55	—	Portfolio Agrgte	78464A649
VCSH	Vanguard Scottsdale FDS	18,372	$1.461M	0.9%	$79.20	—	Shrt Trm Corp Bd	92206C409
VMBS	Vanguard Scottsdale FDS	31,465	$1.458M	0.9%	$46.32	—	Mtg-Bkd Secs ETF	92206C771
VTEB	Vanguard Mun Bd Fds	26,079	$1.279M	0.8%	$49.58	—	Tax Exempt Bd	922907746
SCHZ	Schwab Strategic Tr	54,831	$1.274M	0.8%	$23.18	—	US Aggregate B	808524839
GDXJ	Vaneck ETF Trust	17,794	$1.203M	0.7%	$55.04	—	Junior Gold Mine	92189F791
FLRN	SPDR Series Trust	27,199	$839K	0.5%	$30.80	—	Bloomberg Invt	78468R200
HYD	Vaneck ETF Trust	15,465	$776K	0.5%	$50.21	—	High Yld Muni ETF	92189H409
BSV	Vanguard BD Index Fds	9,314	$733K	0.4%	$78.51	—	Short Trm Bond	921937827
EEM	Ishares TR	14,325	$691K	0.4%	$44.52	—	MSCI Emg Mkt ETF	464287234
VTI	Vanguard Index Fds	2,064	$627K	0.4%	$233.57	—	Total Stk Mkt	922908769
TFI	SPDR Series Trust	13,893	$621K	0.4%	$44.67	—	Nuveen ICE Munic	78468R721
USMV	Ishares TR	5,000	$469K	0.3%	$93.66	—	MSCI USA Min Vol	46429B697
PCY	Invesco Exch Traded Fd Tr II	21,023	$430K	0.3%	$20.43	—	Emrng MKt Svrg	46138E784
SHV	Ishares TR	3,298	$364K	0.2%	$110.46	—	Short Treas Bd	464288679
PGX	Invesco Exch Traded Fd Tr II	31,691	$353K	0.2%	$11.13	—	PFD ETF	46138E511
SHY	Ishares TR	3,425	$284K	0.2%	$82.75	—	1 3 Yr Trsy Bd	464287457
PEP	Pepsico Inc	2,083	$275K	0.2%	$158.39	-17.3%	Com	713448108
VZ	Verizon Communications Inc.	6,348	$275K	0.2%	$39.47	+5.9%	Com	92343V104
KO	Coca Cola Co	3,847	$272K	0.2%	$64.97	+7.4%	Com	191216100
PG	Procter and Gamble Co	1,684	$268K	0.2%	$164.18	-2.1%	Com	742718109
JNJ	Johnson & Johnson	1,752	$268K	0.2%	$150.84	0.0%	Com	478160104
VGSH	Vanguard Scottsdale FDS	4,546	$267K	0.2%	$58.78	—	Short Term Treas	92206C102
ICSH	Ishares TR	4,087	$207K	0.1%	$50.71	—	Ultra Short Dur	46434V878