Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOO	VANGUARD INDEX FDS	32,406	$19.85M	7.7%	$317.02	—	S&P 500 ETF SHS	922908363
SCHB	SCHWAB STRATEGIC TR	732,882	$18.84M	7.3%	$34.26	—	US BRD MKT ETF	808524102
VGT	VANGUARD WORLD FD	22,438	$16.75M	6.5%	$130.10	—	INF TECH ETF	92204A702
VTV	VANGUARD INDEX FDS	71,994	$13.43M	5.2%	$133.31	—	VALUE ETF	922908744
EFA	ISHARES TR	103,775	$9.69M	3.8%	$74.67	—	MSCI EAFE ETF	464287465
—	ISHARES TR	330,847	$8.334M	3.2%	$24.93	—	IBONDS DEC25 ETF	46434VBD1
MSFT	MICROSOFT CORP	14,132	$7.32M	2.8%	$235.65	+115.9%	COM	594918104
SCHX	SCHWAB STRATEGIC TR	270,952	$7.137M	2.8%	$34.59	—	US LRG CAP ETF	808524201
IBDR	ISHARES TR	292,524	$7.108M	2.8%	$24.04	—	IBONDS DEC2026	46435GAA0
IAU	ISHARES GOLD TR	94,168	$6.853M	2.7%	$34.96	—	ISHARES NEW	464285204
VHT	VANGUARD WORLD FD	22,887	$5.942M	2.3%	$243.26	—	HEALTH CAR ETF	92204A504
VDC	VANGUARD WORLD FD	26,923	$5.754M	2.2%	$161.22	—	CONSUM STP ETF	92204A207
VXUS	VANGUARD STAR FDS	76,007	$5.583M	2.2%	$54.51	—	VG TL INTL STK F	921909768
SCHG	SCHWAB STRATEGIC TR	174,258	$5.561M	2.2%	$36.83	—	US LCAP GR ETF	808524300
SHYG	ISHARES TR	115,786	$5.014M	1.9%	$42.00	—	0-5YR HI YL CP	46434V407
SCHM	SCHWAB STRATEGIC TR	169,060	$5.011M	1.9%	$35.76	—	US MID-CAP ETF	808524508
SPY	SPDR S&P 500 ETF TR	7,203	$4.799M	1.9%	$280.60	—	TR UNIT	78462F103
IBDS	ISHARES TR	194,240	$4.728M	1.8%	$24.19	—	IBONDS 27 ETF	46435UAA9
SCHI	SCHWAB STRATEGIC TR	204,314	$4.716M	1.8%	$25.45	—	5 10YR CORP BD	808524698
VCSH	VANGUARD SCOTTSDALE FDS	55,411	$4.429M	1.7%	$79.23	—	SHRT TRM CORP BD	92206C409
VIG	VANGUARD SPECIALIZED FUNDS	19,127	$4.127M	1.6%	$151.07	—	DIV APP ETF	921908844
IJR	ISHARES TR	31,598	$3.755M	1.5%	$89.60	—	CORE S&P SCP ETF	464287804
VTI	VANGUARD INDEX FDS	11,195	$3.674M	1.4%	$133.30	—	TOTAL STK MKT	922908769
VCR	VANGUARD WORLD FD	8,662	$3.431M	1.3%	$223.47	—	CONSUM DIS ETF	92204A108
STIP	ISHARES TR	32,690	$3.379M	1.3%	$99.87	—	0-5 YR TIPS ETF	46429B747
FLTR	VANECK ETF TRUST	117,366	$3.001M	1.2%	$24.96	—	IG FLOATING RATE	92189F486
SCHD	SCHWAB STRATEGIC TR	109,574	$2.991M	1.2%	$40.60	—	US DIVIDEND EQ	808524797
QQQ	INVESCO QQQ TR	4,675	$2.807M	1.1%	$466.61	—	UNIT SER 1	46090E103
IHI	ISHARES TR	45,203	$2.716M	1.1%	$107.30	—	U.S. MED DVC ETF	464288810
VPU	VANGUARD WORLD FD	13,835	$2.621M	1.0%	$147.21	—	UTILITIES ETF	92204A876
SCHH	SCHWAB STRATEGIC TR	106,526	$2.298M	0.9%	$30.24	—	US REIT ETF	808524847
FQAL	FIDELITY COVINGTON TRUST	29,797	$2.226M	0.9%	$52.44	—	QLTY FCTOR ETF	316092790
VIS	VANGUARD WORLD FD	7,361	$2.181M	0.8%	$134.09	—	INDUSTRIAL ETF	92204A603
IBDT	ISHARES TR	77,998	$1.991M	0.8%	$25.41	—	IBDS DEC28 ETF	46435U515
VUG	VANGUARD INDEX FDS	3,619	$1.736M	0.7%	$289.06	—	GROWTH ETF	922908736
XLK	SELECT SECTOR SPDR TR	6,131	$1.728M	0.7%	$73.87	—	TECHNOLOGY	81369Y803
HDV	ISHARES TR	13,939	$1.707M	0.7%	$81.83	—	CORE HIGH DV ETF	46429B663
XLY	SELECT SECTOR SPDR TR	6,646	$1.593M	0.6%	$107.09	—	SBI CONS DISCR	81369Y407
IJH	ISHARES TR	24,285	$1.585M	0.6%	$87.11	—	CORE S&P MCP ETF	464287507
VB	VANGUARD INDEX FDS	5,967	$1.517M	0.6%	$137.33	—	SMALL CP ETF	922908751
TIP	ISHARES TR	13,385	$1.489M	0.6%	$113.04	—	TIPS BD ETF	464287176
SCHE	SCHWAB STRATEGIC TR	39,693	$1.325M	0.5%	$24.90	—	EMRG MKTEQ ETF	808524706
RSP	INVESCO EXCHANGE TRADED FD T	6,865	$1.302M	0.5%	$174.76	—	S&P500 EQL WGT	46137V357
VWO	VANGUARD INTL EQUITY INDEX F	22,400	$1.214M	0.5%	$45.56	—	FTSE EMR MKT ETF	922042858
AAPL	APPLE INC	4,704	$1.198M	0.5%	$139.18	+62.1%	COM	037833100
SCHF	SCHWAB STRATEGIC TR	49,804	$1.159M	0.4%	$25.84	—	INTL EQTY ETF	808524805
VNQ	VANGUARD INDEX FDS	12,586	$1.151M	0.4%	$78.36	—	REAL ESTATE ETF	922908553
IVV	ISHARES TR	1,630	$1.091M	0.4%	$423.28	—	CORE S&P500 ETF	464287200
XLI	SELECT SECTOR SPDR TR	7,009	$1.081M	0.4%	$49.74	—	INDL	81369Y704
IBDU	ISHARES TR	44,893	$1.054M	0.4%	$23.00	—	IBONDS DEC 29	46436E205
EFV	ISHARES TR	15,251	$1.034M	0.4%	$47.47	—	EAFE VALUE ETF	464288877
VO	VANGUARD INDEX FDS	3,508	$1.031M	0.4%	$185.97	—	MID CAP ETF	922908629
XLP	SELECT SECTOR SPDR TR	11,471	$899K	0.3%	$75.22	—	SBI CONS STPLS	81369Y308
SDOG	ALPS ETF TR	14,856	$895K	0.3%	$33.68	—	SECTR DIV DOGS	00162Q858
WELL	WELLTOWER INC	4,990	$889K	0.3%	$44.80	+264.8%	COM	95040Q104
BND	VANGUARD BD INDEX FDS	11,866	$882K	0.3%	$73.62	—	TOTAL BND MRKT	921937835
SCHR	SCHWAB STRATEGIC TR	31,964	$803K	0.3%	$25.13	—	INT-TRM U.S TRES	808524854
VONE	VANGUARD SCOTTSDALE FDS	2,563	$775K	0.3%	$171.10	—	VNG RUS1000IDX	92206C730
SMH	VANECK ETF TRUST	2,366	$772K	0.3%	$208.93	—	SEMICONDUCTR ETF	92189F676
SGOL	ETFS GOLD TR	20,695	$762K	0.3%	$26.75	—	PHYSCL GOLD SHS	00326A104
ITOT	ISHARES TR	5,065	$738K	0.3%	$68.79	—	CORE S&P TTL STK	464287150
SCHA	SCHWAB STRATEGIC TR	25,770	$719K	0.3%	$39.24	—	US SML CAP ETF	808524607
FTSM	FIRST TR EXCHANGE-TRADED FD	11,809	$707K	0.3%	$59.77	—	FIRST TR ENH NEW	33739Q408
XLU	SELECT SECTOR SPDR TR	7,972	$695K	0.3%	$64.07	—	SBI INT-UTILS	81369Y886
AGG	ISHARES TR	6,898	$692K	0.3%	$112.92	—	CORE US AGGBD ET	464287226
EEM	ISHARES TR	12,431	$664K	0.3%	$46.24	—	MSCI EMG MKT ETF	464287234
IBHF	ISHARES TR	27,949	$654K	0.3%	$23.18	—	IBONDS 2026 TERM	46436E528
SCHO	SCHWAB STRATEGIC TR	26,790	$654K	0.3%	$24.40	—	SHT TM US TRES	808524862
GLD	SPDR GOLD TR	1,744	$620K	0.2%	$131.76	—	GOLD SHS	78463V107
IBTG	ISHARES TR	26,090	$599K	0.2%	$22.83	—	IBONDS 26 TRM TS	46436E858
IEFA	ISHARES TR	6,717	$586K	0.2%	$67.53	—	CORE MSCI EAFE	46432F842
CEF	SPROTT ASSET MANAGEMENT LP	14,855	$545K	0.2%	$12.54	—	PHYSICAL GOLD AN	85208R101
IQLT	ISHARES TR	11,996	$530K	0.2%	$30.89	—	MSCI INTL QUALTY	46434V456
VOX	VANGUARD WORLD FD	2,759	$518K	0.2%	$163.99	—	COMM SRVC ETF	92204A884
IWM	ISHARES TR	2,015	$488K	0.2%	$140.86	—	RUSSELL 2000 ETF	464287655
IDU	ISHARES TR	4,146	$460K	0.2%	$105.53	—	U.S. UTILITS ETF	464287697
IWB	ISHARES TR	1,230	$450K	0.2%	$152.70	—	RUS 1000 ETF	464287622
XHB	SPDR SERIES TRUST	3,964	$439K	0.2%	$43.88	—	S&P HOMEBUILD	78464A888
FXG	FIRST TR EXCHANGE TRADED FD	6,556	$411K	0.2%	$45.22	—	CONSUMR STAPLE	33734X119
SLV	ISHARES SILVER TR	9,577	$406K	0.2%	$42.37	—	ISHARES	46428Q109
—	ISHARES TR	17,243	$400K	0.2%	$23.14	—	IBONDS 25 TRM HG	46435U168
IYW	ISHARES TR	1,978	$387K	0.2%	$92.81	—	U.S. TECH ETF	464287721
SPDW	SPDR INDEX SHS FDS	8,661	$371K	0.1%	$28.61	—	PORTFOLIO DEVLPD	78463X889
EFG	ISHARES TR	3,251	$370K	0.1%	$105.01	—	EAFE GRWTH ETF	464288885
SPHY	SPDR SERIES TRUST	15,141	$362K	0.1%	$35.31	—	PORTFLI HIGH YLD	78468R606
SPYG	SPDR SERIES TRUST	3,433	$359K	0.1%	$50.67	—	PRTFLO S&P500 GW	78464A409
VCLT	VANGUARD SCOTTSDALE FDS	4,446	$345K	0.1%	$77.65	—	LG-TERM COR BD	92206C813
—	ISHARES TR	14,544	$340K	0.1%	$23.30	—	IBONDS 25 TRM TS	46436E866
VAW	VANGUARD WORLD FD	1,634	$335K	0.1%	$191.99	—	MATERIALS ETF	92204A801
IWR	ISHARES TR	3,404	$329K	0.1%	$80.08	—	RUS MID CAP ETF	464287499
MOAT	VANECK ETF TRUST	3,228	$320K	0.1%	$96.96	—	MRNGSTR WDE MOAT	92189F643
XNTK	SPDR SERIES TRUST	1,107	$301K	0.1%	$164.15	—	NYSE TECH ETF	78464A102
HYG	ISHARES TR	3,639	$295K	0.1%	$78.99	—	IBOXX HI YD ETF	464288513
BSV	VANGUARD BD INDEX FDS	3,709	$293K	0.1%	$76.75	—	SHORT TRM BOND	921937827
VFH	VANGUARD WORLD FD	2,229	$293K	0.1%	$131.24	—	FINANCIALS ETF	92204A405
XLRE	SELECT SECTOR SPDR TR	6,315	$266K	0.1%	$40.35	—	RL EST SEL SEC	81369Y860
IJJ	ISHARES TR	2,028	$263K	0.1%	$123.94	—	S&P MC 400VL ETF	464287705
PRU	PRUDENTIAL FINL INC	2,504	$260K	0.1%	$90.92	+13.5%	COM	744320102
XLV	SELECT SECTOR SPDR TR	1,803	$251K	0.1%	$139.18	—	SBI HEALTHCARE	81369Y209
SCHQ	SCHWAB STRATEGIC TR	7,433	$240K	0.1%	$32.31	—	LONG TERM US	808524680
IVT	INVENTRUST PPTYS CORP	8,173	$234K	0.1%	$25.34	—	COM NEW	46124J201
SCHP	SCHWAB STRATEGIC TR	8,630	$233K	0.1%	$37.92	—	US TIPS ETF	808524870
IBTH	ISHARES TR	10,217	$230K	0.1%	$22.52	—	IBONDS 27 TRM TS	46436E841
MDY	SPDR S&P MIDCAP 400 ETF TR	364	$217K	0.1%	$512.91	—	UTSER1 S&PDCRP	78467Y107
JNK	SPDR SERIES TRUST	2,201	$216K	0.1%	$105.66	—	BLOOMBERG HIGH Y	78468R622
IWS	ISHARES TR	1,508	$211K	0.1%	$139.67	—	RUS MDCP VAL ETF	464287473
IBHG	ISHARES TR	9,215	$207K	0.1%	$22.49	—	IBONDS 2027 TERM	46436E478