FinDec Wealth Services, Inc. Long-Term Concentrated

CIK: 0001916066 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Feb 9, 2026

Total Value ($000): $93,245 (100.0% shares, 0.0% debt)

Holdings (32)

New Positions (1)

Value ($000) $300 Shares 3,584 Est. Cost $83.75 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VCIT	VANGUARD SCOTTSDALE FDS	3,584	$300	0.3%	$83.75	—	INT-TERM CORP	92206C870

Increased Positions (3)

VOO VANGUARD INDEX FDS 0.7%

Value ($000) $675 (+36.4%) Shares 1,076 (+33.2%) Est. Cost $420.04 Unrealized —

TSLA TESLA INC 0.4%

Value ($000) $405 (+13.9%) Shares 901 (+12.6%) Est. Cost $357.65 Unrealized +23.9%

NVDA NVIDIA CORPORATION 0.5%

Value ($000) $501 (+6.1%) Shares 2,685 (+6.1%) Est. Cost $105.81 Unrealized +75.9%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VOO	VANGUARD INDEX FDS	1,076 (+33.2%)	$675 (+36.4%)	0.7%	$420.04	—	S&P 500 ETF SHS	922908363
TSLA	TESLA INC	901 (+12.6%)	$405 (+13.9%)	0.4%	$357.65	+23.9%	COM	88160R101
NVDA	NVIDIA CORPORATION	2,685 (+6.1%)	$501 (+6.1%)	0.5%	$105.81	+75.9%	COM	67066G104

Exited Positions (3)

CATH GLOBAL X FDS 0.3%

Value ($000) $282 Shares 3,479 Est. Cost $57.99 Unrealized —

PSA PUBLIC STORAGE OPER CO 0.2%

Value ($000) $211 Shares 729 Est. Cost $242.81 Unrealized +14.2%

AMZN AMAZON COM INC 0.2%

Value ($000) $208 Shares 946 Est. Cost $127.55 Unrealized +79.4%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
CATH	GLOBAL X FDS	3,479	$282	0.3%	$57.99	—	—	37954Y889
PSA	PUBLIC STORAGE OPER CO	729	$211	0.2%	$242.81	+14.2%	—	74460D109
AMZN	AMAZON COM INC	946	$208	0.2%	$127.55	+79.4%	—	023135106

Decreased Positions (20)

CGCP CAPITAL GRP FIXED INCM ETF T 17.3%

Value ($000) $16,112 (-4.5%) Shares 711,642 (-4.2%) Est. Cost $22.40 Unrealized —

DFAU DIMENSIONAL ETF TRUST 12.4%

Value ($000) $11,521 (-4.6%) Shares 246,170 (-6.7%) Est. Cost $28.92 Unrealized —

SCHG SCHWAB STRATEGIC TR 13.5%

Value ($000) $12,595 (-4.2%) Shares 386,112 (-6.3%) Est. Cost $30.25 Unrealized —

DFAI DIMENSIONAL ETF TRUST 8.7%

Value ($000) $8,091 (-4.8%) Shares 212,312 (-9.2%) Est. Cost $28.88 Unrealized —

DFLV DIMENSIONAL ETF TRUST 12.6%

Value ($000) $11,793 (-2.7%) Shares 344,721 (-6.4%) Est. Cost $26.39 Unrealized —

VO VANGUARD INDEX FDS 5.1%

Value ($000) $4,746 (-5.0%) Shares 16,355 (-3.8%) Est. Cost $216.27 Unrealized —

VB VANGUARD INDEX FDS 4.8%

Value ($000) $4,452 (-3.9%) Shares 17,260 (-5.3%) Est. Cost $206.55 Unrealized —

DFAE DIMENSIONAL ETF TRUST 2.5%

Value ($000) $2,319 (-5.9%) Shares 71,216 (-8.9%) Est. Cost $22.51 Unrealized —

AAPL APPLE INC 2.3%

Value ($000) $2,158 (+5.4%) Shares 7,939 (-1.2%) Est. Cost $141.10 Unrealized +90.2%

VTI VANGUARD INDEX FDS 2.8%

Value ($000) $2,570 (-3.5%) Shares 7,665 (-5.6%) Est. Cost $274.84 Unrealized —

IHI ISHARES TR 0.7%

Value ($000) $629 (-7.4%) Shares 10,120 (-10.5%) Est. Cost $52.62 Unrealized —

MSFT MICROSOFT CORP 0.5%

Value ($000) $469 (-8.0%) Shares 971 (-1.5%) Est. Cost $298.00 Unrealized +68.0%

DFIV DIMENSIONAL ETF TRUST 0.3%

Value ($000) $273 (+5.7%) Shares 5,478 (-2.3%) Est. Cost $31.54 Unrealized —

DFSD DIMENSIONAL ETF TRUST 0.2%

Value ($000) $232 (-5.7%) Shares 4,836 (-5.2%) Est. Cost $46.52 Unrealized —

CGDV CAPITAL GROUP DIVIDEND VALUE 0.6%

Value ($000) $525 (+1.8%) Shares 12,035 (-2.0%) Est. Cost $26.46 Unrealized —

CGGO CAPITAL GROUP GBL GROWTH EQT 0.2%

Value ($000) $218 (-2.9%) Shares 6,281 (-4.2%) Est. Cost $23.83 Unrealized —

CGUS CAPITAL GROUP CORE EQUITY ET 0.2%

Value ($000) $219 (-1.2%) Shares 5,451 (-2.9%) Est. Cost $23.74 Unrealized —

CGGR CAPITAL GROUP GROWTH ETF 0.3%

Value ($000) $264 (-0.8%) Shares 5,935 (-2.0%) Est. Cost $28.37 Unrealized —

DFAT DIMENSIONAL ETF TRUST 0.3%

Value ($000) $308 (+0.6%) Shares 5,177 (-1.7%) Est. Cost $44.40 Unrealized —

DFAS DIMENSIONAL ETF TRUST 0.2%

Value ($000) $208 (+0.5%) Shares 2,984 (-1.3%) Est. Cost $51.28 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
CGCP	CAPITAL GRP FIXED INCM ETF T	711,642 (-4.2%)	$16,112 (-4.5%)	17.3%	$22.40	—	CORE PLUS INCM	14020Y102
DFAU	DIMENSIONAL ETF TRUST	246,170 (-6.7%)	$11,521 (-4.6%)	12.4%	$28.92	—	US CORE EQT MKT	25434V104
SCHG	SCHWAB STRATEGIC TR	386,112 (-6.3%)	$12,595 (-4.2%)	13.5%	$30.25	—	US LCAP GR ETF	808524300
DFAI	DIMENSIONAL ETF TRUST	212,312 (-9.2%)	$8,091 (-4.8%)	8.7%	$28.88	—	INTL CORE EQT MK	25434V203
DFLV	DIMENSIONAL ETF TRUST	344,721 (-6.4%)	$11,793 (-2.7%)	12.6%	$26.39	—	US LARGE CAP VAL	25434V666
VO	VANGUARD INDEX FDS	16,355 (-3.8%)	$4,746 (-5.0%)	5.1%	$216.27	—	MID CAP ETF	922908629
VB	VANGUARD INDEX FDS	17,260 (-5.3%)	$4,452 (-3.9%)	4.8%	$206.55	—	SMALL CP ETF	922908751
DFAE	DIMENSIONAL ETF TRUST	71,216 (-8.9%)	$2,319 (-5.9%)	2.5%	$22.51	—	EMGR CRE EQT MNG	25434V302
AAPL	APPLE INC	7,939 (-1.2%)	$2,158 (+5.4%)	2.3%	$141.10	+90.2%	COM	037833100
VTI	VANGUARD INDEX FDS	7,665 (-5.6%)	$2,570 (-3.5%)	2.8%	$274.84	—	TOTAL STK MKT	922908769
IHI	ISHARES TR	10,120 (-10.5%)	$629 (-7.4%)	0.7%	$52.62	—	U.S. MED DVC ETF	464288810
MSFT	MICROSOFT CORP	971 (-1.5%)	$469 (-8.0%)	0.5%	$298.00	+68.0%	COM	594918104
DFIV	DIMENSIONAL ETF TRUST	5,478 (-2.3%)	$273 (+5.7%)	0.3%	$31.54	—	INTERNATNAL VAL	25434V807
DFSD	DIMENSIONAL ETF TRUST	4,836 (-5.2%)	$232 (-5.7%)	0.2%	$46.52	—	SHORT DURATION F	25434V864
CGDV	CAPITAL GROUP DIVIDEND VALUE	12,035 (-2.0%)	$525 (+1.8%)	0.6%	$26.46	—	SHS CREATION UNI	14020W106
CGGO	CAPITAL GROUP GBL GROWTH EQT	6,281 (-4.2%)	$218 (-2.9%)	0.2%	$23.83	—	SHS CREATION UNI	14020X104
CGUS	CAPITAL GROUP CORE EQUITY ET	5,451 (-2.9%)	$219 (-1.2%)	0.2%	$23.74	—	SHS CREATION UNI	14020V108
CGGR	CAPITAL GROUP GROWTH ETF	5,935 (-2.0%)	$264 (-0.8%)	0.3%	$28.37	—	SHS CREATION UNI	14020G101
DFAT	DIMENSIONAL ETF TRUST	5,177 (-1.7%)	$308 (+0.6%)	0.3%	$44.40	—	US TARGETED VLU	25434V609
DFAS	DIMENSIONAL ETF TRUST	2,984 (-1.3%)	$208 (+0.5%)	0.2%	$51.28	—	US SMALL CAP ETF	25434V500

Unchanged Positions (8)

SCHF SCHWAB STRATEGIC TR 1.8%

Value ($000) $1,724 Shares 71,698 Est. Cost $27.56 Unrealized —

SCHE SCHWAB STRATEGIC TR 1.0%

Value ($000) $950 Shares 29,017 Est. Cost $23.68 Unrealized —

CRDF CARDIFF ONCOLOGY INC 0.0%

Value ($000) $45 Shares 16,000 Est. Cost $1.43 Unrealized +62.1%

PEP PEPSICO INC 0.6%

Value ($000) $518 Shares 3,608 Est. Cost $160.89 Unrealized -9.3%

SCHX SCHWAB STRATEGIC TR 0.4%

Value ($000) $344 Shares 12,797 Est. Cost $35.00 Unrealized —

DFCF DIMENSIONAL ETF TRUST 5.7%

Value ($000) $5,318 Shares 124,953 Est. Cost $41.76 Unrealized —

BRK/A BERKSHIRE HATHAWAY INC DEL 1.6%

Value ($000) $1,510 Shares 2 Est. Cost $729330.75 Unrealized +2.3%

BIV VANGUARD BD INDEX FDS 1.3%

Value ($000) $1,252 Shares 16,071 Est. Cost $76.91 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SCHF	SCHWAB STRATEGIC TR	71,698	$1,724	1.8%	$27.56	—	INTL EQTY ETF	808524805
SCHE	SCHWAB STRATEGIC TR	29,017	$950	1.0%	$23.68	—	EMRG MKTEQ ETF	808524706
CRDF	CARDIFF ONCOLOGY INC	16,000	$45	0.0%	$1.43	+62.1%	COM	14147L108
PEP	PEPSICO INC	3,608	$518	0.6%	$160.89	-9.3%	COM	713448108
SCHX	SCHWAB STRATEGIC TR	12,797	$344	0.4%	$35.00	—	US LRG CAP ETF	808524201
DFCF	DIMENSIONAL ETF TRUST	124,953	$5,318	5.7%	$41.76	—	CORE FIXED INCOM	25434V872
BRK/A	BERKSHIRE HATHAWAY INC DEL	2	$1,510	1.6%	$729330.75	+2.3%	CL A	084670108
BIV	VANGUARD BD INDEX FDS	16,071	$1,252	1.3%	$76.91	—	INTERMED TERM	921937819