FinDec Wealth Services, Inc. Long-Term Concentrated

Location: Stockton, CA

CIK: 0001916066 · Show all filings

Period: Q4 2025 (← Previous) (Next →)

Filing Date: Feb 9, 2026

Total Value: $93.24M (100.0% shares, 0.0% debt)

Holdings (32)

CGCP CAPITAL GRP FIXED INCM ETF T 17.3%

Value $16.11M Shares 711,642 Est. Cost $22.40 Unrealized —

SCHG SCHWAB STRATEGIC TR 13.5%

Value $12.59M Shares 386,112 Est. Cost $30.25 Unrealized —

DFLV DIMENSIONAL ETF TRUST 12.6%

Value $11.79M Shares 344,721 Est. Cost $26.39 Unrealized —

DFAU DIMENSIONAL ETF TRUST 12.4%

Value $11.52M Shares 246,170 Est. Cost $28.92 Unrealized —

DFAI DIMENSIONAL ETF TRUST 8.7%

Value $8.091M Shares 212,312 Est. Cost $28.88 Unrealized —

DFCF DIMENSIONAL ETF TRUST 5.7%

Value $5.318M Shares 124,953 Est. Cost $41.76 Unrealized —

VO VANGUARD INDEX FDS 5.1%

Value $4.746M Shares 16,355 Est. Cost $216.27 Unrealized —

VB VANGUARD INDEX FDS 4.8%

Value $4.452M Shares 17,260 Est. Cost $206.55 Unrealized —

VTI VANGUARD INDEX FDS 2.8%

Value $2.57M Shares 7,665 Est. Cost $274.84 Unrealized —

DFAE DIMENSIONAL ETF TRUST 2.5%

Value $2.319M Shares 71,216 Est. Cost $22.51 Unrealized —

AAPL APPLE INC 2.3%

Value $2.158M Shares 7,939 Est. Cost $141.10 Unrealized +90.2%

SCHF SCHWAB STRATEGIC TR 1.8%

Value $1.724M Shares 71,698 Est. Cost $27.56 Unrealized —

BRK/A BERKSHIRE HATHAWAY INC DEL 1.6%

Value $1.51M Shares 2 Est. Cost $729330.75 Unrealized +2.3%

BIV VANGUARD BD INDEX FDS 1.3%

Value $1.252M Shares 16,071 Est. Cost $76.91 Unrealized —

SCHE SCHWAB STRATEGIC TR 1.0%

Value $950K Shares 29,017 Est. Cost $23.68 Unrealized —

VOO VANGUARD INDEX FDS 0.7%

Value $675K Shares 1,076 Est. Cost $420.04 Unrealized —

IHI ISHARES TR 0.7%

Value $629K Shares 10,120 Est. Cost $52.62 Unrealized —

CGDV CAPITAL GROUP DIVIDEND VALUE 0.6%

Value $525K Shares 12,035 Est. Cost $26.46 Unrealized —

PEP PEPSICO INC 0.6%

Value $518K Shares 3,608 Est. Cost $160.89 Unrealized -9.3%

NVDA NVIDIA CORPORATION 0.5%

Value $501K Shares 2,685 Est. Cost $105.81 Unrealized +75.9%

MSFT MICROSOFT CORP 0.5%

Value $469K Shares 971 Est. Cost $298.00 Unrealized +68.0%

TSLA TESLA INC 0.4%

Value $405K Shares 901 Est. Cost $357.65 Unrealized +23.9%

SCHX SCHWAB STRATEGIC TR 0.4%

Value $344K Shares 12,797 Est. Cost $35.00 Unrealized —

DFAT DIMENSIONAL ETF TRUST 0.3%

Value $308K Shares 5,177 Est. Cost $44.40 Unrealized —

VCIT VANGUARD SCOTTSDALE FDS 0.3%

Value $300K Shares 3,584 Est. Cost $83.75 Unrealized —

DFIV DIMENSIONAL ETF TRUST 0.3%

Value $273K Shares 5,478 Est. Cost $31.54 Unrealized —

CGGR CAPITAL GROUP GROWTH ETF 0.3%

Value $264K Shares 5,935 Est. Cost $28.37 Unrealized —

DFSD DIMENSIONAL ETF TRUST 0.2%

Value $232K Shares 4,836 Est. Cost $46.52 Unrealized —

CGUS CAPITAL GROUP CORE EQUITY ET 0.2%

Value $219K Shares 5,451 Est. Cost $23.74 Unrealized —

CGGO CAPITAL GROUP GBL GROWTH EQT 0.2%

Value $218K Shares 6,281 Est. Cost $23.83 Unrealized —

DFAS DIMENSIONAL ETF TRUST 0.2%

Value $208K Shares 2,984 Est. Cost $51.28 Unrealized —

CRDF CARDIFF ONCOLOGY INC 0.0%

Value $44,960 Shares 16,000 Est. Cost $1.43 Unrealized +62.1%

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
CGCP	CAPITAL GRP FIXED INCM ETF T	711,642	$16.11M	17.3%	$22.40	—	CORE PLUS INCM	14020Y102
SCHG	SCHWAB STRATEGIC TR	386,112	$12.59M	13.5%	$30.25	—	US LCAP GR ETF	808524300
DFLV	DIMENSIONAL ETF TRUST	344,721	$11.79M	12.6%	$26.39	—	US LARGE CAP VAL	25434V666
DFAU	DIMENSIONAL ETF TRUST	246,170	$11.52M	12.4%	$28.92	—	US CORE EQT MKT	25434V104
DFAI	DIMENSIONAL ETF TRUST	212,312	$8.091M	8.7%	$28.88	—	INTL CORE EQT MK	25434V203
DFCF	DIMENSIONAL ETF TRUST	124,953	$5.318M	5.7%	$41.76	—	CORE FIXED INCOM	25434V872
VO	VANGUARD INDEX FDS	16,355	$4.746M	5.1%	$216.27	—	MID CAP ETF	922908629
VB	VANGUARD INDEX FDS	17,260	$4.452M	4.8%	$206.55	—	SMALL CP ETF	922908751
VTI	VANGUARD INDEX FDS	7,665	$2.57M	2.8%	$274.84	—	TOTAL STK MKT	922908769
DFAE	DIMENSIONAL ETF TRUST	71,216	$2.319M	2.5%	$22.51	—	EMGR CRE EQT MNG	25434V302
AAPL	APPLE INC	7,939	$2.158M	2.3%	$141.10	+90.2%	COM	037833100
SCHF	SCHWAB STRATEGIC TR	71,698	$1.724M	1.8%	$27.56	—	INTL EQTY ETF	808524805
BRK/A	BERKSHIRE HATHAWAY INC DEL	2	$1.51M	1.6%	$729330.75	+2.3%	CL A	084670108
BIV	VANGUARD BD INDEX FDS	16,071	$1.252M	1.3%	$76.91	—	INTERMED TERM	921937819
SCHE	SCHWAB STRATEGIC TR	29,017	$950K	1.0%	$23.68	—	EMRG MKTEQ ETF	808524706
VOO	VANGUARD INDEX FDS	1,076	$675K	0.7%	$420.04	—	S&P 500 ETF SHS	922908363
IHI	ISHARES TR	10,120	$629K	0.7%	$52.62	—	U.S. MED DVC ETF	464288810
CGDV	CAPITAL GROUP DIVIDEND VALUE	12,035	$525K	0.6%	$26.46	—	SHS CREATION UNI	14020W106
PEP	PEPSICO INC	3,608	$518K	0.6%	$160.89	-9.3%	COM	713448108
NVDA	NVIDIA CORPORATION	2,685	$501K	0.5%	$105.81	+75.9%	COM	67066G104
MSFT	MICROSOFT CORP	971	$469K	0.5%	$298.00	+68.0%	COM	594918104
TSLA	TESLA INC	901	$405K	0.4%	$357.65	+23.9%	COM	88160R101
SCHX	SCHWAB STRATEGIC TR	12,797	$344K	0.4%	$35.00	—	US LRG CAP ETF	808524201
DFAT	DIMENSIONAL ETF TRUST	5,177	$308K	0.3%	$44.40	—	US TARGETED VLU	25434V609
VCIT	VANGUARD SCOTTSDALE FDS	3,584	$300K	0.3%	$83.75	—	INT-TERM CORP	92206C870
DFIV	DIMENSIONAL ETF TRUST	5,478	$273K	0.3%	$31.54	—	INTERNATNAL VAL	25434V807
CGGR	CAPITAL GROUP GROWTH ETF	5,935	$264K	0.3%	$28.37	—	SHS CREATION UNI	14020G101
DFSD	DIMENSIONAL ETF TRUST	4,836	$232K	0.2%	$46.52	—	SHORT DURATION F	25434V864
CGUS	CAPITAL GROUP CORE EQUITY ET	5,451	$219K	0.2%	$23.74	—	SHS CREATION UNI	14020V108
CGGO	CAPITAL GROUP GBL GROWTH EQT	6,281	$218K	0.2%	$23.83	—	SHS CREATION UNI	14020X104
DFAS	DIMENSIONAL ETF TRUST	2,984	$208K	0.2%	$51.28	—	US SMALL CAP ETF	25434V500
CRDF	CARDIFF ONCOLOGY INC	16,000	$44,960	0.0%	$1.43	+62.1%	COM	14147L108