FinDec Wealth Services, Inc. Long-Term Concentrated

Location: Stockton, CA

CIK: 0001916066 · Show all filings

Period: Q4 2025 (← Previous) (Next →)

Filing Date: Feb 9, 2026

Total Value: $93.24M (100.0% shares, 0.0% debt)

Holdings (32)

CGCP CAPITAL GRP FIXED INCM ETF T 17.3%

Value $16.11M Shares 711,642 Share Price $22.64 Est. Cost/Share $22.32 Unrealized @ Report Date +1.4%

SCHG SCHWAB STRATEGIC TR 13.5%

Value $12.59M Shares 386,112 Share Price $32.62 Est. Cost/Share $26.15 Unrealized @ Report Date +24.7%

DFLV DIMENSIONAL ETF TRUST 12.6%

Value $11.79M Shares 344,721 Share Price $34.21 Est. Cost/Share $26.46 Unrealized @ Report Date +29.3%

DFAU DIMENSIONAL ETF TRUST 12.4%

Value $11.52M Shares 246,170 Share Price $46.80 Est. Cost/Share $29.15 Unrealized @ Report Date +60.5%

DFAI DIMENSIONAL ETF TRUST 8.7%

Value $8.091M Shares 212,312 Share Price $38.11 Est. Cost/Share $28.27 Unrealized @ Report Date +34.8%

DFCF DIMENSIONAL ETF TRUST 5.7%

Value $5.318M Shares 124,953 Share Price $42.56 Est. Cost/Share $41.59 Unrealized @ Report Date +2.3%

VO VANGUARD INDEX FDS 5.1%

Value $4.746M Shares 16,355 Share Price $290.21 * Est. Cost/Share $54.40 Unrealized @ Report Date +33.4%

VB VANGUARD INDEX FDS 4.8%

Value $4.452M Shares 17,260 Share Price $257.95 Est. Cost/Share $217.39 Unrealized @ Report Date +18.7%

VTI VANGUARD INDEX FDS 2.8%

Value $2.57M Shares 7,665 Share Price $335.27 Est. Cost/Share $290.53 Unrealized @ Report Date +15.4%

DFAE DIMENSIONAL ETF TRUST 2.5%

Value $2.319M Shares 71,216 Share Price $32.57 Est. Cost/Share $21.95 Unrealized @ Report Date +48.4%

AAPL APPLE INC 2.3%

Value $2.158M Shares 7,939 Share Price $271.86 Est. Cost/Share $141.10 Unrealized @ Report Date +92.7%

SCHF SCHWAB STRATEGIC TR 1.8%

Value $1.724M Shares 71,698 Share Price $24.04 Est. Cost/Share $16.94 Unrealized @ Report Date +41.9%

BRK/A BERKSHIRE HATHAWAY INC DEL 1.6%

Value $1.51M Shares 2 Share Price $754800.00 Est. Cost/Share $729330.75 Unrealized @ Report Date +3.5%

BIV VANGUARD BD INDEX FDS 1.3%

Value $1.252M Shares 16,071 Share Price $77.88 Est. Cost/Share $75.76 Unrealized @ Report Date +2.8%

SCHE SCHWAB STRATEGIC TR 1.0%

Value $950K Shares 29,017 Share Price $32.75 Est. Cost/Share $23.29 Unrealized @ Report Date +40.6%

VOO VANGUARD INDEX FDS 0.7%

Value $675K Shares 1,076 Share Price $627.10 Est. Cost/Share $420.07 Unrealized @ Report Date +49.3%

IHI ISHARES TR 0.7%

Value $629K Shares 10,120 Share Price $62.15 Est. Cost/Share $50.81 Unrealized @ Report Date +22.3%

CGDV CAPITAL GROUP DIVIDEND VALUE 0.6%

Value $525K Shares 12,035 Share Price $43.64 Est. Cost/Share $25.78 Unrealized @ Report Date +69.3%

PEP PEPSICO INC 0.6%

Value $518K Shares 3,608 Share Price $143.52 Est. Cost/Share $160.89 Unrealized @ Report Date -10.8%

NVDA NVIDIA CORPORATION 0.5%

Value $501K Shares 2,685 Share Price $186.48 Est. Cost/Share $105.81 Unrealized @ Report Date +76.3%

MSFT MICROSOFT CORP 0.5%

Value $469K Shares 971 Share Price $483.38 Est. Cost/Share $298.00 Unrealized @ Report Date +62.3%

TSLA TESLA INC 0.4%

Value $405K Shares 901 Share Price $449.72 Est. Cost/Share $357.65 Unrealized @ Report Date +25.7%

SCHX SCHWAB STRATEGIC TR 0.4%

Value $344K Shares 12,797 Share Price $26.91 Est. Cost/Share $18.91 Unrealized @ Report Date +42.3%

DFAT DIMENSIONAL ETF TRUST 0.3%

Value $308K Shares 5,177 Share Price $59.54 Est. Cost/Share $44.60 Unrealized @ Report Date +33.5%

VCIT VANGUARD SCOTTSDALE FDS 0.3%

Value $300K Shares 3,584 Share Price $83.75 Est. Cost/Share $84.03 Unrealized @ Report Date -0.3%

DFIV DIMENSIONAL ETF TRUST 0.3%

Value $273K Shares 5,478 Share Price $49.90 Est. Cost/Share $30.78 Unrealized @ Report Date +62.1%

CGGR CAPITAL GROUP GROWTH ETF 0.3%

Value $264K Shares 5,935 Share Price $44.47 Est. Cost/Share $26.01 Unrealized @ Report Date +70.9%

DFSD DIMENSIONAL ETF TRUST 0.2%

Value $232K Shares 4,836 Share Price $47.95 Est. Cost/Share $46.39 Unrealized @ Report Date +3.4%

CGUS CAPITAL GROUP CORE EQUITY ET 0.2%

Value $219K Shares 5,451 Share Price $40.23 Est. Cost/Share $23.14 Unrealized @ Report Date +73.8%

CGGO CAPITAL GROUP GBL GROWTH EQT 0.2%

Value $218K Shares 6,281 Share Price $34.65 Est. Cost/Share $23.01 Unrealized @ Report Date +50.6%

DFAS DIMENSIONAL ETF TRUST 0.2%

Value $208K Shares 2,984 Share Price $69.66 Est. Cost/Share $51.56 Unrealized @ Report Date +35.1%

CRDF CARDIFF ONCOLOGY INC 0.0%

Value $44,960 Shares 16,000 Share Price $2.81 Est. Cost/Share $1.43 Unrealized @ Report Date +96.2%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
CGCP	CAPITAL GRP FIXED INCM ETF T	711,642	$16.11M	17.3%	$22.64	$22.32	+1.4%	CORE PLUS INCM	14020Y102
SCHG	SCHWAB STRATEGIC TR	386,112	$12.59M	13.5%	$32.62	$26.15	+24.7%	US LCAP GR ETF	808524300
DFLV	DIMENSIONAL ETF TRUST	344,721	$11.79M	12.6%	$34.21	$26.46	+29.3%	US LARGE CAP VAL	25434V666
DFAU	DIMENSIONAL ETF TRUST	246,170	$11.52M	12.4%	$46.80	$29.15	+60.5%	US CORE EQT MKT	25434V104
DFAI	DIMENSIONAL ETF TRUST	212,312	$8.091M	8.7%	$38.11	$28.27	+34.8%	INTL CORE EQT MK	25434V203
DFCF	DIMENSIONAL ETF TRUST	124,953	$5.318M	5.7%	$42.56	$41.59	+2.3%	CORE FIXED INCOM	25434V872
VO	VANGUARD INDEX FDS	16,355	$4.746M	5.1%	$290.21 *	$54.40	+33.4%	MID CAP ETF	922908629
VB	VANGUARD INDEX FDS	17,260	$4.452M	4.8%	$257.95	$217.39	+18.7%	SMALL CP ETF	922908751
VTI	VANGUARD INDEX FDS	7,665	$2.57M	2.8%	$335.27	$290.53	+15.4%	TOTAL STK MKT	922908769
DFAE	DIMENSIONAL ETF TRUST	71,216	$2.319M	2.5%	$32.57	$21.95	+48.4%	EMGR CRE EQT MNG	25434V302
AAPL	APPLE INC	7,939	$2.158M	2.3%	$271.86	$141.10	+92.7%	COM	037833100
SCHF	SCHWAB STRATEGIC TR	71,698	$1.724M	1.8%	$24.04	$16.94	+41.9%	INTL EQTY ETF	808524805
BRK/A	BERKSHIRE HATHAWAY INC DEL	2	$1.51M	1.6%	$754800.00	$729330.75	+3.5%	CL A	084670108
BIV	VANGUARD BD INDEX FDS	16,071	$1.252M	1.3%	$77.88	$75.76	+2.8%	INTERMED TERM	921937819
SCHE	SCHWAB STRATEGIC TR	29,017	$950K	1.0%	$32.75	$23.29	+40.6%	EMRG MKTEQ ETF	808524706
VOO	VANGUARD INDEX FDS	1,076	$675K	0.7%	$627.10	$420.07	+49.3%	S&P 500 ETF SHS	922908363
IHI	ISHARES TR	10,120	$629K	0.7%	$62.15	$50.81	+22.3%	U.S. MED DVC ETF	464288810
CGDV	CAPITAL GROUP DIVIDEND VALUE	12,035	$525K	0.6%	$43.64	$25.78	+69.3%	SHS CREATION UNI	14020W106
PEP	PEPSICO INC	3,608	$518K	0.6%	$143.52	$160.89	-10.8%	COM	713448108
NVDA	NVIDIA CORPORATION	2,685	$501K	0.5%	$186.48	$105.81	+76.3%	COM	67066G104
MSFT	MICROSOFT CORP	971	$469K	0.5%	$483.38	$298.00	+62.3%	COM	594918104
TSLA	TESLA INC	901	$405K	0.4%	$449.72	$357.65	+25.7%	COM	88160R101
SCHX	SCHWAB STRATEGIC TR	12,797	$344K	0.4%	$26.91	$18.91	+42.3%	US LRG CAP ETF	808524201
DFAT	DIMENSIONAL ETF TRUST	5,177	$308K	0.3%	$59.54	$44.60	+33.5%	US TARGETED VLU	25434V609
VCIT	VANGUARD SCOTTSDALE FDS	3,584	$300K	0.3%	$83.75	$84.03	-0.3%	INT-TERM CORP	92206C870
DFIV	DIMENSIONAL ETF TRUST	5,478	$273K	0.3%	$49.90	$30.78	+62.1%	INTERNATNAL VAL	25434V807
CGGR	CAPITAL GROUP GROWTH ETF	5,935	$264K	0.3%	$44.47	$26.01	+70.9%	SHS CREATION UNI	14020G101
DFSD	DIMENSIONAL ETF TRUST	4,836	$232K	0.2%	$47.95	$46.39	+3.4%	SHORT DURATION F	25434V864
CGUS	CAPITAL GROUP CORE EQUITY ET	5,451	$219K	0.2%	$40.23	$23.14	+73.8%	SHS CREATION UNI	14020V108
CGGO	CAPITAL GROUP GBL GROWTH EQT	6,281	$218K	0.2%	$34.65	$23.01	+50.6%	SHS CREATION UNI	14020X104
DFAS	DIMENSIONAL ETF TRUST	2,984	$208K	0.2%	$69.66	$51.56	+35.1%	US SMALL CAP ETF	25434V500
CRDF	CARDIFF ONCOLOGY INC	16,000	$44,960	0.0%	$2.81	$1.43	+96.2%	COM	14147L108