Carter Financial, LLC Long-Term Concentrated

Location: La Jolla, CA

CIK: 0002115533 · Show all filings

Period: Q4 2025 (Next →)

Filing Date: Mar 17, 2026

Total Value: $113M (100.0% shares, 0.0% debt)

Holdings (24)

VUG VANGUARD INDEX FDS 27.4%

Value $31.03M Shares 63,613 Est. Cost $487.86 Unrealized —

VTI VANGUARD INDEX FDS 23.8%

Value $27.02M Shares 80,598 Est. Cost $335.27 Unrealized —

CGDV CAPITAL GROUP DIVIDEND VALUE 14.0%

Value $15.87M Shares 363,751 Est. Cost $43.64 Unrealized —

VTV VANGUARD INDEX FDS 9.2%

Value $10.39M Shares 54,411 Est. Cost $190.99 Unrealized —

LMBS FIRST TR EXCHANGE-TRADED FD 9.2%

Value $10.39M Shares 207,798 Est. Cost $49.99 Unrealized —

VB VANGUARD INDEX FDS 5.1%

Value $5.749M Shares 22,289 Est. Cost $257.95 Unrealized —

VNQ VANGUARD INDEX FDS 2.7%

Value $3.094M Shares 34,961 Est. Cost $88.49 Unrealized —

AAPL APPLE INC 1.4%

Value $1.577M Shares 5,801 Est. Cost $268.34 Unrealized 0.0%

VXUS VANGUARD STAR FDS 1.1%

Value $1.22M Shares 16,169 Est. Cost $75.44 Unrealized —

VTEB VANGUARD MUN BD FDS 0.9%

Value $1.056M Shares 20,989 Est. Cost $50.29 Unrealized —

VOO VANGUARD INDEX FDS 0.7%

Value $778K Shares 1,240 Est. Cost $627.13 Unrealized —

JMUB J P MORGAN EXCHANGE TRADED F 0.7%

Value $753K Shares 14,915 Est. Cost $50.50 Unrealized —

CATH GLOBAL X FDS 0.5%

Value $621K Shares 7,556 Est. Cost $82.23 Unrealized —

V VISA INC 0.5%

Value $610K Shares 1,739 Est. Cost $340.38 Unrealized 0.0%

JMST J P MORGAN EXCHANGE TRADED F 0.5%

Value $545K Shares 10,692 Est. Cost $50.94 Unrealized —

SRE SEMPRA 0.3%

Value $360K Shares 4,076 Est. Cost $90.54 Unrealized 0.0%

BRK/B BERKSHIRE HATHAWAY INC DEL 0.3%

Value $346K Shares 689 Est. Cost $497.53 Unrealized 0.0%

BIV VANGUARD BD INDEX FDS 0.3%

Value $334K Shares 4,294 Est. Cost $77.88 Unrealized —

MSFT MICROSOFT CORP 0.3%

Value $307K Shares 634 Est. Cost $500.58 Unrealized 0.0%

SCHB SCHWAB STRATEGIC TR 0.3%

Value $301K Shares 11,484 Est. Cost $26.23 Unrealized —

CGXU CAPITAL GROUP INTL FOCUS EQT 0.3%

Value $286K Shares 9,663 Est. Cost $29.55 Unrealized —

BUFR FIRST TR EXCHNG TRADED FD VI 0.2%

Value $240K Shares 7,017 Est. Cost $34.26 Unrealized —

FNDF SCHWAB STRATEGIC TR 0.2%

Value $234K Shares 5,183 Est. Cost $45.21 Unrealized —

ISRG INTUITIVE SURGICAL INC 0.2%

Value $204K Shares 360 Est. Cost $532.37 Unrealized 0.0%

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VUG	VANGUARD INDEX FDS	63,613	$31.03M	27.4%	$487.86	—	GROWTH ETF	922908736
VTI	VANGUARD INDEX FDS	80,598	$27.02M	23.8%	$335.27	—	TOTAL STK MKT	922908769
CGDV	CAPITAL GROUP DIVIDEND VALUE	363,751	$15.87M	14.0%	$43.64	—	SHS CREATION UNI	14020W106
VTV	VANGUARD INDEX FDS	54,411	$10.39M	9.2%	$190.99	—	VALUE ETF	922908744
LMBS	FIRST TR EXCHANGE-TRADED FD	207,798	$10.39M	9.2%	$49.99	—	FST LOW OPPT EFT	33739Q200
VB	VANGUARD INDEX FDS	22,289	$5.749M	5.1%	$257.95	—	SMALL CP ETF	922908751
VNQ	VANGUARD INDEX FDS	34,961	$3.094M	2.7%	$88.49	—	REAL ESTATE ETF	922908553
AAPL	APPLE INC	5,801	$1.577M	1.4%	$268.34	0.0%	COM	037833100
VXUS	VANGUARD STAR FDS	16,169	$1.22M	1.1%	$75.44	—	VG TL INTL STK F	921909768
VTEB	VANGUARD MUN BD FDS	20,989	$1.056M	0.9%	$50.29	—	TAX EXEMPT BD	922907746
VOO	VANGUARD INDEX FDS	1,240	$778K	0.7%	$627.13	—	S&P 500 ETF SHS	922908363
JMUB	J P MORGAN EXCHANGE TRADED F	14,915	$753K	0.7%	$50.50	—	MUNICIPAL ETF	46641Q647
CATH	GLOBAL X FDS	7,556	$621K	0.5%	$82.23	—	S&P 500 CATHOLIC	37954Y889
V	VISA INC	1,739	$610K	0.5%	$340.38	0.0%	COM CL A	92826C839
JMST	J P MORGAN EXCHANGE TRADED F	10,692	$545K	0.5%	$50.94	—	ULTRA SHT MUNCPL	46641Q654
SRE	SEMPRA	4,076	$360K	0.3%	$90.54	0.0%	COM	816851109
BRK/B	BERKSHIRE HATHAWAY INC DEL	689	$346K	0.3%	$497.53	0.0%	CL B NEW	084670702
BIV	VANGUARD BD INDEX FDS	4,294	$334K	0.3%	$77.88	—	INTERMED TERM	921937819
MSFT	MICROSOFT CORP	634	$307K	0.3%	$500.58	0.0%	COM	594918104
SCHB	SCHWAB STRATEGIC TR	11,484	$301K	0.3%	$26.23	—	US BRD MKT ETF	808524102
CGXU	CAPITAL GROUP INTL FOCUS EQT	9,663	$286K	0.3%	$29.55	—	SHS CREATION UNI	14019W109
BUFR	FIRST TR EXCHNG TRADED FD VI	7,017	$240K	0.2%	$34.26	—	FT VEST LADDERED	33740F755
FNDF	SCHWAB STRATEGIC TR	5,183	$234K	0.2%	$45.21	—	FUNDAMENTAL INTL	808524755
ISRG	INTUITIVE SURGICAL INC	360	$204K	0.2%	$532.37	0.0%	COM NEW	46120E602