Carter Financial, LLC Long-Term Concentrated

Location: La Jolla, CA

CIK: 0002115533 · Show all filings

Period: Q1 2026 (← Previous) (Next →)

Filing Date: May 13, 2026

Total Value: $115M (100.0% shares, 0.0% debt)

Holdings (28)

VUG VANGUARD INDEX FDS 24.5%

Value $28.21M Shares 64,574 Est. Cost $487.10 Unrealized —

VTI VANGUARD INDEX FDS 21.5%

Value $24.67M Shares 76,890 Est. Cost $335.27 Unrealized —

CGDV CAPITAL GROUP DIVIDEND VALUE 14.7%

Value $16.87M Shares 396,546 Est. Cost $43.55 Unrealized —

LMBS FIRST TR EXCHANGE-TRADED FD 10.3%

Value $11.9M Shares 238,837 Est. Cost $49.97 Unrealized —

VTV VANGUARD INDEX FDS 9.1%

Value $10.43M Shares 53,159 Est. Cost $190.99 Unrealized —

VB VANGUARD INDEX FDS 5.0%

Value $5.787M Shares 22,096 Est. Cost $257.95 Unrealized —

VNQ VANGUARD INDEX FDS 2.4%

Value $2.767M Shares 31,197 Est. Cost $88.49 Unrealized —

JMST J P MORGAN EXCHANGE TRADED F 1.8%

Value $2.014M Shares 39,509 Est. Cost $50.97 Unrealized —

VOO VANGUARD INDEX FDS 1.3%

Value $1.481M Shares 2,478 Est. Cost $612.31 Unrealized —

AAPL APPLE INC 1.3%

Value $1.472M Shares 5,801 Est. Cost $268.34 Unrealized -2.1%

JMUB J P MORGAN EXCHANGE TRADED F 1.1%

Value $1.283M Shares 25,659 Est. Cost $50.29 Unrealized —

VXUS VANGUARD STAR FDS 1.1%

Value $1.247M Shares 16,169 Est. Cost $75.44 Unrealized —

FNDF SCHWAB STRATEGIC TR 0.9%

Value $1.047M Shares 21,403 Est. Cost $48.03 Unrealized —

VTEB VANGUARD MUN BD FDS 0.9%

Value $1.011M Shares 20,273 Est. Cost $50.29 Unrealized —

CATH GLOBAL X FDS 0.5%

Value $593K Shares 7,593 Est. Cost $82.23 Unrealized —

JPST J P MORGAN EXCHANGE TRADED F 0.5%

Value $537K Shares 10,602 Est. Cost $50.61 Unrealized —

V VISA INC 0.5%

Value $526K Shares 1,739 Est. Cost $340.38 Unrealized -3.3%

SRE SEMPRA 0.3%

Value $396K Shares 4,076 Est. Cost $90.54 Unrealized -1.1%

SCHG SCHWAB STRATEGIC TR 0.3%

Value $345K Shares 11,834 Est. Cost $29.13 Unrealized —

BIV VANGUARD BD INDEX FDS 0.3%

Value $331K Shares 4,294 Est. Cost $77.88 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.3%

Value $330K Shares 689 Est. Cost $497.53 Unrealized -0.8%

SCHB SCHWAB STRATEGIC TR 0.3%

Value $288K Shares 11,484 Est. Cost $26.23 Unrealized —

CGXU CAPITAL GROUP INTL FOCUS EQT 0.2%

Value $285K Shares 9,663 Est. Cost $29.55 Unrealized —

SCHD SCHWAB STRATEGIC TR 0.2%

Value $253K Shares 8,251 Est. Cost $30.68 Unrealized —

SDVY FIRST TR EXCHANGE TRADED FD 0.2%

Value $248K Shares 6,282 Est. Cost $39.43 Unrealized —

BUFR FIRST TR EXCHNG TRADED FD VI 0.2%

Value $237K Shares 7,017 Est. Cost $34.26 Unrealized —

MSFT MICROSOFT CORP 0.2%

Value $235K Shares 634 Est. Cost $500.58 Unrealized -13.2%

CAT CATERPILLAR INC 0.2%

Value $213K Shares 300 Est. Cost $684.39 Unrealized 0.0%

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VUG	VANGUARD INDEX FDS	64,574	$28.21M	24.5%	$487.10	—	GROWTH ETF	922908736
VTI	VANGUARD INDEX FDS	76,890	$24.67M	21.5%	$335.27	—	TOTAL STK MKT	922908769
CGDV	CAPITAL GROUP DIVIDEND VALUE	396,546	$16.87M	14.7%	$43.55	—	SHS CREATION UNI	14020W106
LMBS	FIRST TR EXCHANGE-TRADED FD	238,837	$11.9M	10.3%	$49.97	—	FST LOW OPPT EFT	33739Q200
VTV	VANGUARD INDEX FDS	53,159	$10.43M	9.1%	$190.99	—	VALUE ETF	922908744
VB	VANGUARD INDEX FDS	22,096	$5.787M	5.0%	$257.95	—	SMALL CP ETF	922908751
VNQ	VANGUARD INDEX FDS	31,197	$2.767M	2.4%	$88.49	—	REAL ESTATE ETF	922908553
JMST	J P MORGAN EXCHANGE TRADED F	39,509	$2.014M	1.8%	$50.97	—	ULTRA SHT MUNCPL	46641Q654
VOO	VANGUARD INDEX FDS	2,478	$1.481M	1.3%	$612.31	—	S&P 500 ETF SHS	922908363
AAPL	APPLE INC	5,801	$1.472M	1.3%	$268.34	-2.1%	COM	037833100
JMUB	J P MORGAN EXCHANGE TRADED F	25,659	$1.283M	1.1%	$50.29	—	MUNICIPAL ETF	46641Q647
VXUS	VANGUARD STAR FDS	16,169	$1.247M	1.1%	$75.44	—	VG TL INTL STK F	921909768
FNDF	SCHWAB STRATEGIC TR	21,403	$1.047M	0.9%	$48.03	—	FUNDAMENTAL INTL	808524755
VTEB	VANGUARD MUN BD FDS	20,273	$1.011M	0.9%	$50.29	—	TAX EXEMPT BD	922907746
CATH	GLOBAL X FDS	7,593	$593K	0.5%	$82.23	—	S&P 500 CATHOLIC	37954Y889
JPST	J P MORGAN EXCHANGE TRADED F	10,602	$537K	0.5%	$50.61	—	ULTRA SHRT ETF	46641Q837
V	VISA INC	1,739	$526K	0.5%	$340.38	-3.3%	COM CL A	92826C839
SRE	SEMPRA	4,076	$396K	0.3%	$90.54	-1.1%	COM	816851109
SCHG	SCHWAB STRATEGIC TR	11,834	$345K	0.3%	$29.13	—	US LCAP GR ETF	808524300
BIV	VANGUARD BD INDEX FDS	4,294	$331K	0.3%	$77.88	—	INTERMED TERM	921937819
BRK/B	BERKSHIRE HATHAWAY INC DEL	689	$330K	0.3%	$497.53	-0.8%	CL B NEW	084670702
SCHB	SCHWAB STRATEGIC TR	11,484	$288K	0.3%	$26.23	—	US BRD MKT ETF	808524102
CGXU	CAPITAL GROUP INTL FOCUS EQT	9,663	$285K	0.2%	$29.55	—	SHS CREATION UNI	14019W109
SCHD	SCHWAB STRATEGIC TR	8,251	$253K	0.2%	$30.68	—	US DIVIDEND EQ	808524797
SDVY	FIRST TR EXCHANGE TRADED FD	6,282	$248K	0.2%	$39.43	—	SMID RISNG ETF	33741X102
BUFR	FIRST TR EXCHNG TRADED FD VI	7,017	$237K	0.2%	$34.26	—	FT VEST LADDERED	33740F755
MSFT	MICROSOFT CORP	634	$235K	0.2%	$500.58	-13.2%	COM	594918104
CAT	CATERPILLAR INC	300	$213K	0.2%	$684.39	0.0%	COM	149123101