Strategic Financial Planning, Inc. Concentrated Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
AGG	ISHARES TR	861,289	$21,618	12.6%	$25.10	—	CORE US AGGBD ET	464287226
AVDE	AMERICAN CENTY ETF TR	633,360	$18,418	10.8%	$29.08	—	INTL EQT ETF	025072703
AVSD	AMERICAN CENTY ETF TR	310,632	$16,787	9.8%	$54.04	—	US EQT ETF	025072299
AVEM	AMERICAN CENTY ETF TR	351,728	$16,054	9.4%	$45.64	—	AVANTIS EMGMKT	025072604
AVDV	AMERICAN CENTY ETF TR	481,154	$10,339	6.0%	$21.49	—	INTL SMCP VLU	025072802
AVUS	AMERICAN CENTY ETF TR	200,814	$9,703	5.7%	$48.32	—	US EQT ETF	025072885
BBUS	J P MORGAN EXCHANGE-TRADED F	161,077	$7,525	4.4%	$46.72	—	BETABUILDRS US	46641Q399
AVSE	AMERICAN CENTY ETF TR	240,897	$6,263	3.7%	$26.00	—	AVANTIS RESPONSI	025072315
HPQ	HP INC	15,987	$5,129	3.0%	$19.77	0.0%	COM	40434L105
AVUV	AMERICAN CENTY ETF TR	193,975	$4,801	2.8%	$24.75	—	US SML CP VALU	025072877
FBTC	FIDELITY WISE ORIGIN BITCOIN	20,979	$4,317	2.5%	$205.80	—	SHS	315948109
EMHC	SPDR SER TR	30,259	$3,777	2.2%	$124.81	—	BLOOMBERG EMG MK	78468R515
—	INVESTMENT MANAGERS SER TR I	68,186	$3,283	1.9%	$48.15	—	AXS CHANGE FINAN	46144X107
EBND	SPDR SER TR	41,315	$2,647	1.5%	$64.07	—	BLOOMBERG EMERGI	78464A391
CVIE	MORGAN STANLEY ETF TRUST	66,143	$2,047	1.2%	$30.95	—	CALVERT INTERNAT	61774R106
EMXF	ISHARES TR	26,493	$1,848	1.1%	$69.75	—	ESGADVNCDMSCI EM	46436E742
EMB	ISHARES TR	37,650	$1,766	1.0%	$46.91	—	JPMORGAN USD EMG	464288281
ESGV	VANGUARD WORLD FD	21,237	$1,679	1.0%	$79.06	—	ESG US STK ETF	921910733
HPE	HEWLETT PACKARD ENTERPRISE C	19,343	$1,617	0.9%	$22.07	0.0%	COM	42824C109
CVSB	MORGAN STANLEY ETF TRUST	50,704	$1,349	0.8%	$26.61	—	CALVERT ULT SHR	61774R601
CVLC	MORGAN STANLEY ETF TRUST	55,578	$1,307	0.8%	$23.52	—	CALVERT US LARCP	61774R205
—	HUMANKIND BENEFIT CORPORATIO	19,943	$1,181	0.7%	$59.22	—	HUMANKIND US STK	444869101
HYD	VANECK VECTORS ETF TR	15,963	$1,176	0.7%	$73.64	—	HIGH YLD MUN ETF	92189H409
HYLB	DBX ETF TR	15,828	$937	0.5%	$59.19	—	XTRACK USD HIGH	233051432
ES	EVERSOURCE ENERGY	22,670	$926	0.5%	$70.10	0.0%	COM	30040W108
IBM	INTERNATIONAL BUSINESS MACHS	10,988	$282	0.2%	$283.93	0.0%	COM	459200101
ITOT	ISHARES TR	975	$280	0.2%	$287.24	—	CORE S&P TTL STK	464287150
IAGG	ISHARES TR	10,360	$257	0.2%	$24.80	—	CORE INTL AGGR	46435G672
IBIT	ISHARES BITCOIN TR	11,176	$253	0.1%	$22.60	—	SHS	46438F101

Increased Positions (6)

BNDX VANGUARD CHARLOTTE FDS 6.6%

Value ($000) $11,249 (+235.8%) Shares 77,210 (+11.7%) Est. Cost $64.38 Unrealized —

BKLC BNY MELLON ETF TRUST 3.0%

Value ($000) $5,091 (+117.5%) Shares 114,206 (+538.1%) Est. Cost $58.09 Unrealized —

BND VANGUARD BD INDEX FD INC 1.7%

Value ($000) $2,967 (+104.4%) Shares 90,043 (+359.6%) Est. Cost $42.79 Unrealized —

HYMB SPDR SER TR 0.6%

Value ($000) $1,040 (+302.9%) Shares 15,798 (+52.6%) Est. Cost $39.30 Unrealized —

HAUZ DBX ETF TR 0.2%

Value ($000) $418 (+61.3%) Shares 20,272 (+81.4%) Est. Cost $21.33 Unrealized —

IJH ISHARES TR 0.1%

Value ($000) $233 (+5.8%) Shares 3,580 (+7.2%) Est. Cost $62.23 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
BNDX	VANGUARD CHARLOTTE FDS	77,210 (+11.7%)	$11,249 (+235.8%)	6.6%	$64.38	—	INTL BD IDX ETF	92203J407
BKLC	BNY MELLON ETF TRUST	114,206 (+538.1%)	$5,091 (+117.5%)	3.0%	$58.09	—	US LRG CP CORE	09661T107
BND	VANGUARD BD INDEX FD INC	90,043 (+359.6%)	$2,967 (+104.4%)	1.7%	$42.79	—	TOTAL BND MRKT	921937835
HYMB	SPDR SER TR	15,798 (+52.6%)	$1,040 (+302.9%)	0.6%	$39.30	—	NUVEEN BBG BRCLY	78464A284
HAUZ	DBX ETF TR	20,272 (+81.4%)	$418 (+61.3%)	0.2%	$21.33	—	XTRACK INTL REAL	233051846
IJH	ISHARES TR	3,580 (+7.2%)	$233 (+5.8%)	0.1%	$62.23	—	CORE S&P MCP ETF	464287507

Exited Positions (28)

SCHB SCHWAB STRATEGIC TR 14.4%

Value ($000) $24,635 Shares 939,186 Est. Cost $36.31 Unrealized —

SCHA SCHWAB STRATEGIC TR 11.7%

Value ($000) $20,055 Shares 704,165 Est. Cost $42.31 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 9.8%

Value ($000) $16,806 Shares 312,660 Est. Cost $39.89 Unrealized —

SPDW SPDR INDEX SHS FDS 9.6%

Value ($000) $16,492 Shares 371,396 Est. Cost $29.83 Unrealized —

VSS VANGUARD INTL EQUITY INDEX F 6.6%

Value ($000) $11,250 Shares 78,498 Est. Cost $98.58 Unrealized —

SCHH SCHWAB STRATEGIC TR 5.9%

Value ($000) $10,112 Shares 483,962 Est. Cost $29.56 Unrealized —

SPSM SPDR SERIES TRUST 4.9%

Value ($000) $8,361 Shares 178,434 Est. Cost $36.69 Unrealized —

SCHC SCHWAB STRATEGIC TR 4.5%

Value ($000) $7,751 Shares 170,239 Est. Cost $31.76 Unrealized —

SCYB SCHWAB STRATEGIC TR 3.7%

Value ($000) $6,276 Shares 237,534 Est. Cost $26.55 Unrealized —

VTI VANGUARD INDEX FDS 3.2%

Value ($000) $5,420 Shares 16,166 Est. Cost $189.62 Unrealized —

VNQI VANGUARD INTL EQUITY INDEX F 3.2%

Value ($000) $5,401 Shares 117,551 Est. Cost $51.57 Unrealized —

SCHF SCHWAB STRATEGIC TR 2.7%

Value ($000) $4,690 Shares 195,099 Est. Cost $25.70 Unrealized —

VXF VANGUARD INDEX FDS 2.6%

Value ($000) $4,396 Shares 21,020 Est. Cost $125.99 Unrealized —

SCHE SCHWAB STRATEGIC TR 2.0%

Value ($000) $3,335 Shares 101,832 Est. Cost $25.71 Unrealized —

VEA VANGUARD TAX MANAGED INTL FD 1.6%

Value ($000) $2,761 Shares 44,199 Est. Cost $44.29 Unrealized —

SPTM SPDR SER TR 1.6%

Value ($000) $2,748 Shares 33,307 Est. Cost $37.41 Unrealized —

SCHM SCHWAB STRATEGIC TR 1.3%

Value ($000) $2,251 Shares 74,880 Est. Cost $40.09 Unrealized —

SPEM SPDR INDEX SHS FDS 1.1%

Value ($000) $1,836 Shares 39,233 Est. Cost $36.22 Unrealized —

SCHP SCHWAB STRATEGIC TR 0.8%

Value ($000) $1,344 Shares 50,746 Est. Cost $39.27 Unrealized —

SPHY SPDR SER TR 0.8%

Value ($000) $1,306 Shares 54,972 Est. Cost $24.82 Unrealized —

VWOB VANGUARD WHITEHALL FDS INC 0.6%

Value ($000) $1,080 Shares 16,042 Est. Cost $78.33 Unrealized —

SPMD SPDR SER TR 0.6%

Value ($000) $1,037 Shares 17,904 Est. Cost $49.95 Unrealized —

USRT ISHARES TR 0.6%

Value ($000) $1,010 Shares 17,737 Est. Cost $54.28 Unrealized —

LEMB ISHARES INC 0.6%

Value ($000) $967 Shares 23,308 Est. Cost $42.45 Unrealized —

VOO VANGUARD INDEX FDS 0.2%

Value ($000) $415 Shares 662 Est. Cost $527.67 Unrealized —

VNQ VANGUARD INDEX FDS 0.2%

Value ($000) $382 Shares 4,315 Est. Cost $81.15 Unrealized —

VO VANGUARD INDEX FDS 0.2%

Value ($000) $283 Shares 975 Est. Cost $210.92 Unrealized —

SPAB SPDR SER TR 0.2%

Value ($000) $281 Shares 10,928 Est. Cost $25.63 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB STRATEGIC TR	939,186	$24,635	14.4%	$36.31	—	—	808524102
SCHA	SCHWAB STRATEGIC TR	704,165	$20,055	11.7%	$42.31	—	—	808524607
VWO	VANGUARD INTL EQUITY INDEX F	312,660	$16,806	9.8%	$39.89	—	—	922042858
SPDW	SPDR INDEX SHS FDS	371,396	$16,492	9.6%	$29.83	—	—	78463X889
VSS	VANGUARD INTL EQUITY INDEX F	78,498	$11,250	6.6%	$98.58	—	—	922042718
SCHH	SCHWAB STRATEGIC TR	483,962	$10,112	5.9%	$29.56	—	—	808524847
SPSM	SPDR SERIES TRUST	178,434	$8,361	4.9%	$36.69	—	—	78468R853
SCHC	SCHWAB STRATEGIC TR	170,239	$7,751	4.5%	$31.76	—	—	808524888
SCYB	SCHWAB STRATEGIC TR	237,534	$6,276	3.7%	$26.55	—	—	808524631
VTI	VANGUARD INDEX FDS	16,166	$5,420	3.2%	$189.62	—	—	922908769
VNQI	VANGUARD INTL EQUITY INDEX F	117,551	$5,401	3.2%	$51.57	—	—	922042676
SCHF	SCHWAB STRATEGIC TR	195,099	$4,690	2.7%	$25.70	—	—	808524805
VXF	VANGUARD INDEX FDS	21,020	$4,396	2.6%	$125.99	—	—	922908652
SCHE	SCHWAB STRATEGIC TR	101,832	$3,335	2.0%	$25.71	—	—	808524706
VEA	VANGUARD TAX MANAGED INTL FD	44,199	$2,761	1.6%	$44.29	—	—	921943858
SPTM	SPDR SER TR	33,307	$2,748	1.6%	$37.41	—	—	78464A805
SCHM	SCHWAB STRATEGIC TR	74,880	$2,251	1.3%	$40.09	—	—	808524508
SPEM	SPDR INDEX SHS FDS	39,233	$1,836	1.1%	$36.22	—	—	78463X509
SCHP	SCHWAB STRATEGIC TR	50,746	$1,344	0.8%	$39.27	—	—	808524870
SPHY	SPDR SER TR	54,972	$1,306	0.8%	$24.82	—	—	78468R606
VWOB	VANGUARD WHITEHALL FDS INC	16,042	$1,080	0.6%	$78.33	—	—	921946885
SPMD	SPDR SER TR	17,904	$1,037	0.6%	$49.95	—	—	78464A847
USRT	ISHARES TR	17,737	$1,010	0.6%	$54.28	—	—	464288521
LEMB	ISHARES INC	23,308	$967	0.6%	$42.45	—	—	464286517
VOO	VANGUARD INDEX FDS	662	$415	0.2%	$527.67	—	—	922908363
VNQ	VANGUARD INDEX FDS	4,315	$382	0.2%	$81.15	—	—	922908553
VO	VANGUARD INDEX FDS	975	$283	0.2%	$210.92	—	—	922908629
SPAB	SPDR SER TR	10,928	$281	0.2%	$25.63	—	—	78464A649

Decreased Positions (5)

IEMG ISHARES INC 0.4%

Value ($000) $635 (-67.7%) Shares 5,107 (-82.5%) Est. Cost $46.76 Unrealized —

IDEV ISHARES TR 0.2%

Value ($000) $343 (-78.6%) Shares 3,864 (-80.1%) Est. Cost $68.83 Unrealized —

ISCB ISHARES TR 0.4%

Value ($000) $750 (+222.3%) Shares 1,149 (-67.9%) Est. Cost $58.28 Unrealized —

IVV ISHARES TR 0.2%

Value ($000) $396 (-49.7%) Shares 662 (-42.4%) Est. Cost $322.85 Unrealized —

IJR ISHARES TR 0.1%

Value ($000) $225 (-63.3%) Shares 3,338 (-34.6%) Est. Cost $83.91 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IEMG	ISHARES INC	5,107 (-82.5%)	$635 (-67.7%)	0.4%	$46.76	—	CORE MSCI EMKT	46434G103
IDEV	ISHARES TR	3,864 (-80.1%)	$343 (-78.6%)	0.2%	$68.83	—	CORE MSCI INTL	46435G326
ISCB	ISHARES TR	1,149 (-67.9%)	$750 (+222.3%)	0.4%	$58.28	—	MRGSTR SM CP ETF	464288505
IVV	ISHARES TR	662 (-42.4%)	$396 (-49.7%)	0.2%	$322.85	—	CORE S&P500 ETF	464287200
IJR	ISHARES TR	3,338 (-34.6%)	$225 (-63.3%)	0.1%	$83.91	—	CORE S&P SCP ETF	464287804