Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	24,093,074	$3.487B	21.1%	$129.29	—	Common	922908769
VEA	VANGUARD TAX MANAGED INTL FD	69,157,157	$2.826B	17.1%	$39.02	—	Common	921943858
VWO	VANGUARD INTL EQUITY INDEX F	39,629,146	$1.684B	10.2%	$40.65	—	Common	922042858
BNDX	VANGUARD CHARLOTTE FDS	17,563,036	$979M	5.9%	$54.41	—	Common	92203J407
VTV	VANGUARD INDEX FDS	8,718,009	$938M	5.7%	$90.87	—	Common	922908744
SHV	ISHARES TR	7,632,739	$844M	5.1%	$110.41	—	Common	464288679
VOE	VANGUARD INDEX FDS	7,206,977	$777M	4.7%	$101.67	—	Common	922908512
VBR	VANGUARD INDEX FDS	5,112,161	$658M	4.0%	$120.50	—	Common	922908611
MUB	ISHARES TR	5,531,871	$615M	3.7%	$110.58	—	Common	464288414
SCHF	SCHWAB STRATEGIC TR	15,304,508	$479M	2.9%	$29.52	—	Common	808524805
SCHB	SCHWAB STRATEGIC TR	6,802,748	$463M	2.8%	$57.44	—	Common	808524102
EMB	ISHARES TR	3,768,968	$415M	2.5%	$112.23	—	Common	464288281
AGG	ISHARES TR	2,790,801	$304M	1.8%	$106.55	—	Common	464287226
VTIP	VANGUARD MALVERN FDS	5,685,410	$277M	1.7%	$48.82	—	Common	922020805
IEMG	ISHARES INC	4,240,180	$219M	1.3%	$49.32	—	Common	46434G103
BND	VANGUARD BD INDEX FD INC	2,437,985	$198M	1.2%	$82.21	—	Common	921937835
TFI	SPDR SERIES TRUST	3,694,641	$182M	1.1%	$47.71	—	Common	78468R721
NEAR	iShares	3,472,364	$174M	1.1%	$50.06	—	Common	46431W507
IVE	ISHARES TR	1,181,965	$133M	0.8%	$94.37	—	Common	464287408
VWOB	VANGUARD WHITEHALL FDS INC	1,568,146	$123M	0.7%	$76.69	—	Common	921946885
IWS	ISHARES TR	1,163,222	$101M	0.6%	$76.72	—	Common	464287473
SCHV	SCHWAB STRATEGIC TR	1,678,019	$91.86M	0.6%	$49.82	—	Common	808524409
IWN	ISHARES TR	744,883	$89.31M	0.5%	$107.47	—	Common	464287630
GSLC	Goldman Sachs	976,965	$55.52M	0.3%	$53.60	—	Common	381430503
DSI	iShares	498,383	$52.57M	0.3%	$98.54	—	Common	464288570
IEFA	ISHARES TR	498,161	$30.27M	0.2%	$63.34	—	Common	46432F842
GSIE	Goldman Sachs	1,026,757	$28.8M	0.2%	$28.54	—	Common	381430107
ITOT	ISHARES TR	398,487	$25.66M	0.2%	$60.71	—	Common	464287150
GEM	Goldman Sachs	712,031	$23.17M	0.1%	$33.48	—	Common	381430206
GMOM	CAMBRIA ETF TR	859,190	$21.58M	0.1%	$24.76	—	Common	132061508
LQD	ISHARES TR	129,073	$15.37M	0.1%	$119.60	—	Common	464287242
SCHE	SCHWAB STRATEGIC TR	553,159	$14.39M	0.1%	$25.69	—	Common	808524706
FLOT	iShares	222,036	$11.3M	0.1%	$50.81	—	Common	46429B655
VOO	VANGUARD INDEX FDS	40,761	$10.58M	0.1%	$235.31	—	Common	922908363
SHY	ISHARES TR	124,880	$10.51M	0.1%	$83.46	—	Common	464287457
ESGE	iShares	299,735	$10.21M	0.1%	$32.95	—	Common	46434G863
SPYV	SPDR State Street Global Advisors	291,213	$8.818M	0.1%	$27.91	—	Common	78464A508
VUG	VANGUARD INDEX FDS	52,667	$8.238M	0.0%	$132.55	—	Common	922908736
VCIT	VANGUARD SCOTTSDALE FDS	93,296	$8.105M	0.0%	$84.77	—	Common	92206C870
LEMB	ISHARES TR	177,457	$7.78M	0.0%	$45.96	—	Common	464286517
SUSA	iShares	56,350	$6.663M	0.0%	$106.82	—	Common	464288802
IJJ	ISHARES TR	42,236	$6.63M	0.0%	$140.11	—	Common	464287705
IGSB	ISHARES TR	112,988	$5.968M	0.0%	$71.01	—	Common	464288646
VCLT	VANGUARD SCOTTSDALE FDS	65,148	$5.963M	0.0%	$90.52	—	Common	92206C813
GBIL	Goldman Sachs	57,749	$5.79M	0.0%	$100.12	—	Common	381430529
HYG	ISHARES TR	66,870	$5.782M	0.0%	$86.57	—	Common	464288513
WTMF	WISDOMTREE TR	143,783	$5.592M	0.0%	$40.13	—	Common	97717W125
MBB	ISHARES TR	50,262	$5.346M	0.0%	$105.20	—	Common	464288588
BSV	VANGUARD BD INDEX FD INC	54,874	$4.367M	0.0%	$79.15	—	Common	921937827
GSSC	Goldman Sachs	100,136	$4.366M	0.0%	$43.70	—	Common	381430602
GIGB	Goldman Sachs	87,257	$4.325M	0.0%	$48.38	—	Common	381430479
GVAL	CAMBRIA ETF TR	190,613	$4.314M	0.0%	$22.25	—	Common	132061409
VAMO	CAMBRIA ETF TR	194,925	$4.041M	0.0%	$23.95	—	Common	132061888
CMF	ISHARES TR	63,596	$3.79M	0.0%	$79.99	—	Common	464288356
SCZ	ISHARES TR	65,142	$3.742M	0.0%	$60.92	—	Common	464288273
VB	VANGUARD INDEX FDS	23,598	$3.606M	0.0%	$140.32	—	Common	922908751
—	CAMBRIA ETF TR	136,305	$3.405M	0.0%	$27.04	—	Common	132061805
EMLP	FIRST TR EXCHANGE TRADED FD	134,094	$3.316M	0.0%	$23.08	—	Common	33738D101
PCY	Invesco	114,528	$3.207M	0.0%	$26.53	—	Common	46138E784
VNQ	VANGUARD INDEX FDS	35,021	$3.044M	0.0%	$81.30	—	Common	922908553
SYLD	CAMBRIA ETF TR	81,819	$2.946M	0.0%	$34.34	—	Common	132061201
EMHY	iShares	58,597	$2.742M	0.0%	$48.06	—	Common	464286285
SLYV	SPDR State Street Global Advisors	45,319	$2.733M	0.0%	$56.14	—	Common	78464A300
IVV	ISHARES TR	9,552	$2.718M	0.0%	$224.63	—	Common	464287200
VOT	Vanguard	16,699	$2.384M	0.0%	$128.50	—	Common	922908538
VMBS	VANGUARD BD INDEX FD INC	45,214	$2.367M	0.0%	$52.07	—	Common	92206C771
BIV	VANGUARD BD INDEX FD INC	25,726	$2.159M	0.0%	$82.97	—	Common	921937819
IEI	ISHARES TR	16,792	$2.069M	0.0%	$121.04	—	Common	464288661
BLV	VANGUARD BD INDEX FD INC	21,007	$1.936M	0.0%	$91.07	—	Common	921937793
GHYB	Goldman Sachs	39,206	$1.916M	0.0%	$48.91	—	Common	381430453
EMLC	VANECK VECTORS TR	57,034	$1.903M	0.0%	$16.46	—	Common	92189H300
EYLD	CAMBRIA ETF TR	55,976	$1.74M	0.0%	$29.53	—	Common	132061706
VNQI	VANGUARD INTL EQUITY INDEX F	26,108	$1.555M	0.0%	$55.34	—	Common	922042676
FYLD	CAMBRIA ETF TR	64,990	$1.515M	0.0%	$22.94	—	Common	132061300
NYF	ISHARES TR	23,193	$1.295M	0.0%	$63.09	—	Common	464288323
VTEB	VANGUARD BD INDEX FD INC	23,639	$1.233M	0.0%	$51.08	—	Common	922907746
QAI	INDEXIQ ETF TR	30,310	$911K	0.0%	$29.67	—	Common	45409B107
SGOL	ETFS GOLD TR	6,696	$834K	0.0%	$115.00	—	Common	00326A104
VBK	Vanguard	4,579	$823K	0.0%	$163.62	—	Common	922908595
TIP	ISHARES TR	6,943	$785K	0.0%	$111.75	—	Common	464287176
PDBC	Invesco	45,008	$748K	0.0%	$18.37	—	Common	46090F100
HYLB	XTRACKERS	14,382	$715K	0.0%	$49.34	—	Common	233051432
VYM	VANGUARD WHITEHALL FDS INC	8,206	$703K	0.0%	$71.50	—	Common	921946406
SCHH	SCHWAB STRATEGIC TR	15,565	$692K	0.0%	$42.21	—	Common	808524847
VXUS	VANGUARD STAR FD	13,288	$690K	0.0%	$48.33	—	Common	921909768
VSS	VANGUARD INTL EQUITY INDEX F	6,016	$626K	0.0%	$101.35	—	Common	922042718
IGLB	ISHARES TR	10,202	$616K	0.0%	$58.43	—	Common	464289511
WTV	WISDOMTREE TR	7,235	$613K	0.0%	$73.64	—	Common	97717W547
—	Invesco	45,755	$524K	0.0%	$11.81	—	Common	46137V589
PSK	SPDR SERIES TRUST	9,979	$426K	0.0%	$41.94	—	Common	78464A292
HYD	MARKET VECTORS ETF TR	6,734	$423K	0.0%	$31.61	—	Common	92189H409
IXUS	iShares	6,362	$369K	0.0%	$62.89	—	Common	46432F834
EEM	ISHARES TR	8,557	$367K	0.0%	$39.18	—	Common	464287234
IJS	ISHARES TR	2,459	$363K	0.0%	$137.22	—	Common	464287879
XLRE	SPDR State Street Global Advisors	9,799	$355K	0.0%	$31.85	—	Common	81369Y860
VOOV	VANGUARD INDEX FDS	3,245	$353K	0.0%	$98.06	—	Common	921932703
IEF	ISHARES TR	3,055	$326K	0.0%	$102.51	—	Common	464287440
FNDF	SCHWAB STRATEGIC TR	11,361	$313K	0.0%	$27.55	—	Common	808524755
TLH	ISHARES TR	2,264	$312K	0.0%	$144.33	—	Common	464288653
IVOG	Vanguard	2,228	$302K	0.0%	$117.72	—	Common	921932869
ASHR	DBX ETF TR	8,521	$245K	0.0%	$28.75	—	Common	233051879
VGLT	VANGUARD BD INDEX FD INC	2,998	$233K	0.0%	$74.36	—	Common	92206C847
VOOG	VANGUARD INDEX FDS	1,503	$232K	0.0%	$134.97	—	Common	921932505
IWD	ISHARES TR	1,865	$230K	0.0%	$123.32	—	Common	464287598
SCHD	SCHWAB STRATEGIC TR	4,349	$227K	0.0%	$52.20	—	Common	808524797
BIL	SPDR SERIES TRUST	2,467	$226K	0.0%	$91.63	—	Common	78468R663
IDV	ISHARES TR	6,795	$210K	0.0%	$32.06	—	Common	464288448
VIG	VANGUARD SPECIALIZED PORTFOL	1,876	$206K	0.0%	$109.81	—	Common	921908844
RWR	SPDR SERIES TRUST	2,065	$204K	0.0%	$85.95	—	Common	78464A607