Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	24,738,967	$3.713B	21.0%	$129.83	—	Common	922908769
VEA	VANGUARD TAX MANAGED INTL FD	72,726,483	$3.033B	17.2%	$39.15	—	Common	921943858
VWO	VANGUARD INTL EQUITY INDEX F	41,920,922	$1.783B	10.1%	$40.75	—	Common	922042858
BNDX	VANGUARD CHARLOTTE FDS	18,342,210	$1.051B	6.0%	$54.53	—	Common	92203J407
VTV	VANGUARD INDEX FDS	9,014,996	$1B	5.7%	$91.54	—	Common	922908744
SHV	ISHARES TR	8,312,085	$920M	5.2%	$110.43	—	Common	464288679
VOE	VANGUARD INDEX FDS	7,455,727	$830M	4.7%	$101.99	—	Common	922908512
VBR	VANGUARD INDEX FDS	5,363,407	$700M	4.0%	$120.97	—	Common	922908611
MUB	ISHARES TR	5,859,671	$663M	3.8%	$110.72	—	Common	464288414
SCHB	SCHWAB STRATEGIC TR	7,161,878	$505M	2.9%	$58.09	—	Common	808524102
SCHF	SCHWAB STRATEGIC TR	15,377,337	$493M	2.8%	$29.52	—	Common	808524805
EMB	ISHARES TR	4,053,408	$459M	2.6%	$112.30	—	Common	464288281
AGG	ISHARES TR	3,124,069	$348M	2.0%	$107.06	—	Common	464287226
VTIP	VANGUARD MALVERN FDS	5,993,819	$296M	1.7%	$48.84	—	Common	922020805
IEMG	ISHARES INC	4,246,631	$218M	1.2%	$49.32	—	Common	46434G103
NEAR	iShares	3,955,558	$199M	1.1%	$50.10	—	Common	46431W507
BND	VANGUARD BD INDEX FD INC	2,357,491	$196M	1.1%	$82.21	—	Common	921937835
TFI	SPDR SERIES TRUST	3,473,599	$174M	1.0%	$47.71	—	Common	78468R721
IVE	ISHARES TR	1,112,630	$130M	0.7%	$94.37	—	Common	464287408
VWOB	VANGUARD WHITEHALL FDS INC	1,493,861	$120M	0.7%	$76.69	—	Common	921946885
IWS	ISHARES TR	1,244,926	$111M	0.6%	$77.54	—	Common	464287473
SCHV	SCHWAB STRATEGIC TR	1,835,807	$103M	0.6%	$50.36	—	Common	808524409
IWN	ISHARES TR	807,426	$97.3M	0.6%	$108.48	—	Common	464287630
DSI	iShares	544,337	$59.53M	0.3%	$99.45	—	Common	464288570
GSLC	Goldman Sachs	931,707	$54.76M	0.3%	$53.60	—	Common	381430503
GSIE	Goldman Sachs	1,102,453	$31.62M	0.2%	$28.55	—	Common	381430107
IEFA	ISHARES TR	508,031	$31.19M	0.2%	$63.31	—	Common	46432F842
ITOT	ISHARES TR	380,438	$25.35M	0.1%	$60.71	—	Common	464287150
GMOM	CAMBRIA ETF TR	803,024	$20.21M	0.1%	$24.76	—	Common	132061508
GEM	Goldman Sachs	530,285	$17.43M	0.1%	$33.48	—	Common	381430206
LQD	ISHARES TR	131,993	$16.42M	0.1%	$119.71	—	Common	464287242
SCHE	SCHWAB STRATEGIC TR	524,153	$13.75M	0.1%	$25.69	—	Common	808524706
FLOT	iShares	249,192	$12.69M	0.1%	$50.82	—	Common	46429B655
ESGE	iShares	356,196	$12.11M	0.1%	$33.12	—	Common	46434G863
VOO	VANGUARD INDEX FDS	43,954	$11.83M	0.1%	$237.77	—	Common	922908363
SHY	ISHARES TR	121,839	$10.33M	0.1%	$83.46	—	Common	464287457
VUG	VANGUARD INDEX FDS	57,609	$9.413M	0.1%	$135.20	—	Common	922908736
SPYV	SPDR State Street Global Advisors	286,756	$8.97M	0.1%	$27.91	—	Common	78464A508
HYG	ISHARES TR	99,098	$8.639M	0.0%	$86.77	—	Common	464288513
SUSA	iShares	66,579	$8.114M	0.0%	$109.13	—	Common	464288802
VCIT	VANGUARD SCOTTSDALE FDS	88,282	$7.932M	0.0%	$84.77	—	Common	92206C870
VCLT	VANGUARD SCOTTSDALE FDS	76,471	$7.408M	0.0%	$91.46	—	Common	92206C813
LEMB	ISHARES TR	140,769	$6.509M	0.0%	$45.96	—	Common	464286517
IJJ	ISHARES TR	37,689	$6.01M	0.0%	$140.11	—	Common	464287705
BSV	VANGUARD BD INDEX FD INC	67,365	$5.425M	0.0%	$79.41	—	Common	921937827
WTMF	WISDOMTREE TR	133,530	$5.046M	0.0%	$40.13	—	Common	97717W125
GIGB	Goldman Sachs	92,852	$4.773M	0.0%	$48.56	—	Common	381430479
CMF	ISHARES TR	74,533	$4.52M	0.0%	$77.15	—	Common	464288356
SLYV	SPDR State Street Global Advisors	73,546	$4.463M	0.0%	$57.88	—	Common	78464A300
GSSC	Goldman Sachs	98,696	$4.376M	0.0%	$43.70	—	Common	381430602
MBB	ISHARES TR	40,062	$4.311M	0.0%	$105.20	—	Common	464288588
GBIL	Goldman Sachs	42,806	$4.296M	0.0%	$100.12	—	Common	381430529
GVAL	CAMBRIA ETF TR	177,461	$4.201M	0.0%	$22.25	—	Common	132061409
VAMO	CAMBRIA ETF TR	191,693	$3.905M	0.0%	$23.95	—	Common	132061888
VB	VANGUARD INDEX FDS	24,368	$3.817M	0.0%	$140.83	—	Common	922908751
SCZ	ISHARES TR	65,409	$3.754M	0.0%	$60.92	—	Common	464288273
EMLP	FIRST TR EXCHANGE TRADED FD	139,350	$3.505M	0.0%	$23.16	—	Common	33738D101
IGSB	ISHARES TR	64,476	$3.446M	0.0%	$71.01	—	Common	464288646
—	CAMBRIA ETF TR	124,216	$3.232M	0.0%	$27.04	—	Common	132061805
VNQ	VANGUARD INDEX FDS	35,709	$3.121M	0.0%	$81.41	—	Common	922908553
EMHY	iShares	64,205	$3.068M	0.0%	$48.03	—	Common	464286285
PCY	Invesco	104,180	$3.025M	0.0%	$26.53	—	Common	46138E784
VMBS	VANGUARD BD INDEX FD INC	55,973	$2.957M	0.0%	$52.22	—	Common	92206C771
IVV	ISHARES TR	9,930	$2.927M	0.0%	$227.30	—	Common	464287200
BIV	VANGUARD BD INDEX FD INC	33,008	$2.855M	0.0%	$83.75	—	Common	921937819
VOT	Vanguard	18,288	$2.731M	0.0%	$130.31	—	Common	922908538
SYLD	CAMBRIA ETF TR	74,411	$2.678M	0.0%	$34.34	—	Common	132061201
BLV	VANGUARD BD INDEX FD INC	26,017	$2.525M	0.0%	$92.22	—	Common	921937793
EMLC	VANECK VECTORS TR	56,966	$1.977M	0.0%	$16.46	—	Common	92189H300
GHYB	Goldman Sachs	37,525	$1.851M	0.0%	$48.91	—	Common	381430453
EYLD	CAMBRIA ETF TR	52,266	$1.654M	0.0%	$29.53	—	Common	132061706
NYF	ISHARES TR	27,125	$1.54M	0.0%	$62.17	—	Common	464288323
VNQI	VANGUARD INTL EQUITY INDEX F	25,938	$1.53M	0.0%	$55.34	—	Common	922042676
FYLD	CAMBRIA ETF TR	59,688	$1.363M	0.0%	$22.94	—	Common	132061300
VTEB	VANGUARD BD INDEX FD INC	23,671	$1.256M	0.0%	$51.08	—	Common	922907746
QAI	INDEXIQ ETF TR	32,190	$979K	0.0%	$29.71	—	Common	45409B107
VBK	Vanguard	4,993	$930K	0.0%	$165.50	—	Common	922908595
HYLB	XTRACKERS	17,400	$873K	0.0%	$49.48	—	Common	233051432
SGOL	ETFS GOLD TR	6,207	$844K	0.0%	$115.00	—	Common	00326A104
SCHH	SCHWAB STRATEGIC TR	18,798	$835K	0.0%	$42.59	—	Common	808524847
—	Invesco	63,629	$760K	0.0%	$11.84	—	Common	46137V589
VYM	VANGUARD WHITEHALL FDS INC	8,212	$718K	0.0%	$71.50	—	Common	921946406
VXUS	VANGUARD STAR FD	13,386	$706K	0.0%	$48.33	—	Common	921909768
PDBC	Invesco	41,794	$684K	0.0%	$18.37	—	Common	46090F100
WTV	WISDOMTREE TR	7,467	$649K	0.0%	$74.05	—	Common	97717W547
VSS	VANGUARD INTL EQUITY INDEX F	5,865	$617K	0.0%	$101.35	—	Common	922042718
IEI	ISHARES TR	4,751	$597K	0.0%	$121.04	—	Common	464288661
SPY	SPDR S&P 500 ETF TR	1,956	$573K	0.0%	$292.94	—	Common	78462F103
IGLB	ISHARES TR	8,979	$572K	0.0%	$58.43	—	Common	464289511
VOOG	VANGUARD INDEX FDS	3,133	$505K	0.0%	$148.61	—	Common	921932505
EEM	ISHARES TR	10,513	$451K	0.0%	$39.87	—	Common	464287234
HYD	MARKET VECTORS ETF TR	7,046	$449K	0.0%	$33.03	—	Common	92189H409
GTIP	Goldman Sachs	8,518	$444K	0.0%	$52.12	—	Common	381430362
PSK	SPDR SERIES TRUST	9,979	$431K	0.0%	$41.94	—	Common	78464A292
VOOV	VANGUARD INDEX FDS	3,413	$384K	0.0%	$98.77	—	Common	921932703
IWD	ISHARES TR	2,890	$368K	0.0%	$124.75	—	Common	464287598
FNDF	SCHWAB STRATEGIC TR	12,708	$354K	0.0%	$27.58	—	Common	808524755
SPYM	SPDR State Street Global Advisors	10,100	$349K	0.0%	$34.55	—	Common	78464A854
IEF	ISHARES TR	3,087	$340K	0.0%	$102.59	—	Common	464287440
XLRE	SPDR State Street Global Advisors	8,870	$326K	0.0%	$31.85	—	Common	81369Y860
TIP	ISHARES TR	2,818	$325K	0.0%	$111.75	—	Common	464287176
TLH	ISHARES TR	2,254	$323K	0.0%	$144.33	—	Common	464288653
IJS	ISHARES TR	2,148	$319K	0.0%	$137.22	—	Common	464287879
ASHR	DBX ETF TR	11,193	$315K	0.0%	$28.61	—	Common	233051879
VIG	VANGUARD SPECIALIZED PORTFOL	2,725	$314K	0.0%	$111.50	—	Common	921908844
IVOG	Vanguard	2,199	$309K	0.0%	$117.72	—	Common	921932869
BIL	SPDR SERIES TRUST	2,890	$265K	0.0%	$91.64	—	Common	78468R663
SCHD	SCHWAB STRATEGIC TR	4,891	$260K	0.0%	$52.30	—	Common	808524797
VGLT	VANGUARD BD INDEX FD INC	2,989	$244K	0.0%	$74.36	—	Common	92206C847
COMB	GraniteShares ETF TR	10,190	$244K	0.0%	$23.95	—	Common	38747R108
IDV	ISHARES TR	6,910	$212K	0.0%	$32.03	—	Common	464288448