Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	27,541,472	$6.116B	20.4%	$145.75	—	Common	922908769
VEA	VANGUARD TAX MANAGED INTL FD	90,375,434	$4.563B	15.3%	$41.80	—	Common	921943858
VWO	VANGUARD INTL EQUITY INDEX F	57,813,602	$2.891B	9.7%	$43.05	—	Common	922042858
BNDX	VANGUARD CHARLOTTE FDS	30,539,845	$1.74B	5.8%	$55.87	—	Common	92203J407
VTV	VANGUARD INDEX FDS	12,588,848	$1.704B	5.7%	$100.96	—	Common	922908744
VOE	VANGUARD INDEX FDS	10,142,418	$1.416B	4.7%	$105.36	—	Common	922908512
VBR	VANGUARD INDEX FDS	7,360,157	$1.246B	4.2%	$119.50	—	Common	922908611
MUB	ISHARES TR	9,844,554	$1.144B	3.8%	$113.79	—	Common	464288414
ITOT	ISHARES TR	9,885,391	$973M	3.3%	$57.99	—	Common	464287150
EMB	ISHARES TR	7,995,611	$880M	2.9%	$111.76	—	Common	464288281
AGG	ISHARES TR	6,829,117	$784M	2.6%	$112.35	—	Common	464287226
SCHF	SCHWAB STRATEGIC TR	17,983,274	$696M	2.3%	$28.27	—	Common	808524805
SHV	ISHARES TR	5,705,905	$630M	2.1%	$110.63	—	Common	464288679
VTIP	VANGUARD MALVERN FDS	9,579,540	$504M	1.7%	$49.87	—	Common	922020805
IEFA	ISHARES TR	6,060,267	$450M	1.5%	$55.17	—	Common	46432F842
IEMG	ISHARES INC	7,281,168	$450M	1.5%	$50.46	—	Common	46434G103
SCHB	SCHWAB STRATEGIC TR	3,920,896	$407M	1.4%	$58.09	—	Common	808524102
GBIL	Goldman Sachs	2,312,532	$231M	0.8%	$100.10	—	Common	381430529
IWS	ISHARES TR	1,915,588	$217M	0.7%	$71.40	—	Common	464287473
ESGD	iShares	2,651,383	$208M	0.7%	$67.42	—	Common	46435G516
ESGU	iShares	2,085,092	$205M	0.7%	$91.50	—	Common	46435G425
GSLC	Goldman Sachs	2,303,633	$198M	0.7%	$65.96	—	Common	381430503
TFI	SPDR SERIES TRUST	3,659,715	$189M	0.6%	$48.31	—	Common	78468R721
JPST	JP Morgan	3,574,296	$181M	0.6%	$50.34	—	Common	46641Q837
IWN	ISHARES TR	1,125,796	$180M	0.6%	$97.20	—	Common	464287630
SCHV	SCHWAB STRATEGIC TR	2,339,572	$158M	0.5%	$47.26	—	Common	808524409
CRBN	iShares	854,266	$140M	0.5%	$156.78	—	Common	46434V464
BND	VANGUARD BD INDEX FD INC	1,581,109	$135M	0.5%	$82.21	—	Common	921937835
VWOB	VANGUARD WHITEHALL FDS INC	1,339,462	$105M	0.4%	$76.38	—	Common	921946885
GSIE	Goldman Sachs	2,732,278	$93.36M	0.3%	$30.56	—	Common	381430107
IVE	ISHARES TR	576,550	$83.84M	0.3%	$94.37	—	Common	464287408
SPYX	SPDR State Street Global Advisors	619,899	$65.85M	0.2%	$98.95	—	Common	78468R796
DSI	iShares	764,075	$63.58M	0.2%	$94.01	—	Common	464288570
ESGE	iShares	1,491,169	$61.79M	0.2%	$37.18	—	Common	46434G863
VOO	VANGUARD INDEX FDS	110,782	$43.69M	0.1%	$245.69	—	Common	922908363
VUG	VANGUARD INDEX FDS	146,958	$42.64M	0.1%	$194.57	—	Common	922908736
BGRN	iShares	622,349	$34.15M	0.1%	$55.30	—	Common	46435U440
EFAX	SPDR State Street Global Advisors	373,384	$30.86M	0.1%	$80.84	—	Common	78470E106
SPYV	SPDR State Street Global Advisors	746,539	$29.11M	0.1%	$35.07	—	Common	78464A508
GSSC	Goldman Sachs	449,522	$28.32M	0.1%	$55.16	—	Common	381430602
SUSA	iShares	269,762	$25.88M	0.1%	$96.52	—	Common	464288802
BSV	VANGUARD BD INDEX FD INC	236,529	$19.38M	0.1%	$81.44	—	Common	921937827
GIGB	Goldman Sachs	346,448	$18.83M	0.1%	$53.49	—	Common	381430479
ESGV	VANGUARD	234,415	$18.77M	0.1%	$79.98	—	Common	921910733
LQD	ISHARES TR	139,943	$18.62M	0.1%	$123.83	—	Common	464287242
GEM	Goldman Sachs	458,849	$17.02M	0.1%	$35.10	—	Common	381430206
EEMX	SPDR State Street Global Advisors	226,084	$16.89M	0.1%	$78.43	—	Common	78470E205
VB	VANGUARD INDEX FDS	74,683	$16.33M	0.1%	$168.43	—	Common	922908751
GMOM	CAMBRIA ETF TR	544,678	$15.94M	0.1%	$24.79	—	Common	132061508
VSGX	Vanguard	257,870	$15.92M	0.1%	$64.15	—	Common	921910725
NEAR	iShares	311,437	$15.62M	0.1%	$50.10	—	Common	46431W507
VOTE	Engine No. 1	278,519	$14.19M	0.0%	$50.96	—	Common	29287L106
SPTL	SPDR SERIES TRUST	330,278	$13.64M	0.0%	$41.30	—	Common	78464A664
SPEM	SPDR State Street Global Advisors	313,889	$13.35M	0.0%	$35.83	—	Common	78463X509
BIV	VANGUARD BD INDEX FD INC	130,337	$11.66M	0.0%	$88.68	—	Common	921937819
MBB	ISHARES TR	100,218	$10.84M	0.0%	$107.69	—	Common	464288588
VMBS	VANGUARD BD INDEX FD INC	203,350	$10.84M	0.0%	$53.34	—	Common	92206C771
BLV	VANGUARD BD INDEX FD INC	105,722	$10.82M	0.0%	$101.73	—	Common	921937793
LTPZ	PIMCO	122,949	$10.66M	0.0%	$86.40	—	Common	72201R304
EAGG	iShares	192,193	$10.6M	0.0%	$55.48	—	Common	46435U549
SLYV	SPDR State Street Global Advisors	114,754	$9.405M	0.0%	$48.73	—	Common	78464A300
IGSB	ISHARES TR	155,123	$8.476M	0.0%	$59.22	—	Common	464288646
IDEV	iShares	125,656	$8.396M	0.0%	$67.45	—	Common	46435G326
QQQ	Invesco	23,093	$8.266M	0.0%	$353.46	—	Common	46090E103
SUSC	ISHARES	276,586	$7.606M	0.0%	$27.60	—	Common	46435G193
GCOR	Goldman Sachs	149,018	$7.287M	0.0%	$48.89	—	Common	38149W101
SHYG	iShares	153,179	$7M	0.0%	$45.72	—	Common	46434V407
EEMV	ISHARES	102,385	$6.417M	0.0%	$64.16	—	Common	464286533
FLOT	iShares	124,979	$6.354M	0.0%	$50.84	—	Common	46429B655
DFAC	Dimensional	238,025	$6.324M	0.0%	$26.98	—	Common	25434V708
MOAT	Van Eck	85,698	$6.277M	0.0%	$73.70	—	Common	92189F643
USHY	ISHARES	150,530	$6.247M	0.0%	$41.40	—	Common	46435U853
ACWV	iShares	60,030	$6.167M	0.0%	$102.86	—	Common	464286525
IJJ	ISHARES TR	57,986	$5.975M	0.0%	$105.43	—	Common	464287705
VCSH	Vanguard	68,253	$5.625M	0.0%	$82.68	—	Common	92206C409
EMHY	iShares	122,703	$5.443M	0.0%	$46.22	—	Common	464286285
SCHH	SCHWAB STRATEGIC TR	115,157	$5.26M	0.0%	$44.13	—	Common	808524847
GHYB	Goldman Sachs	100,564	$5.041M	0.0%	$49.55	—	Common	381430453
NYF	ISHARES TR	86,827	$5.024M	0.0%	$59.19	—	Common	464288323
HYLB	XTRACKERS	125,124	$5.015M	0.0%	$42.80	—	Common	233051432
CMF	ISHARES TR	75,917	$4.713M	0.0%	$71.73	—	Common	464288356
FALN	iShares	154,812	$4.661M	0.0%	$29.71	—	Common	46435G474
ARKK	Ark ETF Trust	40,197	$4.443M	0.0%	$121.48	—	Common	00214Q104
HYG	ISHARES TR	48,757	$4.266M	0.0%	$86.23	—	Common	464288513
VCLT	VANGUARD SCOTTSDALE FDS	40,358	$4.261M	0.0%	$97.03	—	Common	92206C813
WTMF	WISDOMTREE TR	94,134	$3.859M	0.0%	$40.05	—	Common	97717W125
COMB	GraniteShares	127,998	$3.853M	0.0%	$26.06	—	Common	38747R108
GTIP	Goldman Sachs	65,778	$3.798M	0.0%	$55.08	—	Common	381430362
FPXI	First Trust	56,979	$3.651M	0.0%	$66.47	—	Common	33734X853
VOT	Vanguard	15,348	$3.627M	0.0%	$140.51	—	Common	922908538
DFAX	Dimensional Fund Advisors LP	140,092	$3.626M	0.0%	$25.88	—	Common	25434V880
SUSB	iShares	138,593	$3.601M	0.0%	$26.04	—	Common	46435G243
IEF	ISHARES TR	30,779	$3.546M	0.0%	$117.24	—	Common	464287440
VCIT	VANGUARD SCOTTSDALE FDS	36,225	$3.42M	0.0%	$86.11	—	Common	92206C870
DFAU	Dimensional Fund Advisors	113,155	$3.41M	0.0%	$30.14	—	Common	25434V104
VOOG	VANGUARD INDEX FDS	12,614	$3.364M	0.0%	$192.47	—	Common	921932505
VAMO	CAMBRIA ETF TR	137,911	$3.307M	0.0%	$23.95	—	Common	132061888
VBK	Vanguard	11,503	$3.223M	0.0%	$240.65	—	Common	922908595
GVAL	CAMBRIA ETF TR	134,384	$3.115M	0.0%	$21.79	—	Common	132061409
IVV	ISHARES TR	7,052	$3.038M	0.0%	$250.19	—	Common	464287200
SHE	SPDR State Street Global Advisors	29,248	$2.953M	0.0%	$94.64	—	Common	78468R747
VGSH	Vanguard	47,627	$2.925M	0.0%	$61.43	—	Common	92206C102
NACP	Impact Shares	89,368	$2.922M	0.0%	$30.47	—	Common	45259A209
SHY	ISHARES TR	32,960	$2.84M	0.0%	$83.74	—	Common	464287457
PCY	Invesco	104,185	$2.779M	0.0%	$25.21	—	Common	46138E784
SCHE	SCHWAB STRATEGIC TR	89,781	$2.737M	0.0%	$26.06	—	Common	808524706
EMQQ	Exchange Traded Concepts Trust	49,811	$2.47M	0.0%	$56.08	—	Common	301505889
EUSB	iShares	47,807	$2.371M	0.0%	$49.66	—	Common	46436E619
—	SPDR State Street Global Advisors	130,300	$2.275M	0.0%	$17.61	—	Common	98149E204
SYLD	CAMBRIA ETF TR	37,311	$2.246M	0.0%	$33.76	—	Common	132061201
VNQI	VANGUARD INTL EQUITY INDEX F	38,888	$2.19M	0.0%	$56.40	—	Common	922042676
VOOV	VANGUARD INDEX FDS	14,997	$2.109M	0.0%	$104.67	—	Common	921932703
DFUS	Dimensional	42,190	$1.99M	0.0%	$47.15	—	Common	25434V401
ANGL	Van Eck	60,085	$1.986M	0.0%	$32.97	—	Common	92189F437
DFAI	Dimensional Fund Advisors	64,912	$1.877M	0.0%	$28.92	—	Common	25434V203
FIXD	First Trust Exchange-Traded Fund VIII	34,111	$1.827M	0.0%	$53.59	—	Common	33740F805
SCHP	SCHWAB STRATEGIC TR	25,754	$1.612M	0.0%	$61.22	—	Common	808524870
LQDH	iShares	15,586	$1.493M	0.0%	$96.10	—	Common	46431W705
—	Invesco	91,414	$1.369M	0.0%	$12.30	—	Common	46137V589
EMLC	VANECK VECTORS TR	45,498	$1.364M	0.0%	$26.59	—	Common	92189H300
QAI	INDEXIQ ETF TR	41,849	$1.329M	0.0%	$30.41	—	Common	45409B107
VTEB	VANGUARD BD INDEX FD INC	24,181	$1.324M	0.0%	$52.09	—	Common	922907746
IAGG	ISHARES TR	22,063	$1.214M	0.0%	$54.98	—	Common	46435G672
EYLD	CAMBRIA ETF TR	34,168	$1.211M	0.0%	$29.65	—	Common	132061706
FYLD	CAMBRIA ETF TR	42,979	$1.158M	0.0%	$22.71	—	Common	132061300
SUB	iShares	10,738	$1.155M	0.0%	$107.85	—	Common	464288158
MTUM	iShares	5,960	$1.047M	0.0%	$170.06	—	Common	46432F396
DFAE	Dimensional Fund Advisors	37,762	$1.029M	0.0%	$27.25	—	Common	25434V302
BLDG	Cambria Funds	31,421	$983K	0.0%	$29.96	—	Common	132061813
EMLP	FIRST TR EXCHANGE TRADED FD	38,726	$917K	0.0%	$22.98	—	Common	33738D101
VYM	VANGUARD WHITEHALL FDS INC	8,806	$910K	0.0%	$72.90	—	Common	921946406
ILTB	ISHARES	12,370	$885K	0.0%	$72.87	—	Common	464289479
VNQ	VANGUARD INDEX FDS	8,560	$871K	0.0%	$89.51	—	Common	922908553
VXUS	VANGUARD STAR FD	13,384	$847K	0.0%	$54.02	—	Common	921909768
IGLB	ISHARES TR	12,158	$842K	0.0%	$64.55	—	Common	464289511
PDBC	Invesco	39,171	$825K	0.0%	$18.66	—	Common	46090F100
VGLT	VANGUARD BD INDEX FD INC	9,125	$800K	0.0%	$87.66	—	Common	92206C847
PFF	ISHARES TR	20,170	$783K	0.0%	$35.43	—	Common	464288687
IVOG	Vanguard	3,927	$773K	0.0%	$112.52	—	Common	921932869
AVUV	Avantis	10,160	$768K	0.0%	$75.59	—	Common	025072877
VIG	VANGUARD SPECIALIZED PORTFOL	4,552	$699K	0.0%	$128.35	—	Common	921908844
VT	Vanguard	6,740	$686K	0.0%	$94.31	—	Common	922042742
VXF	Vanguard	3,614	$659K	0.0%	$182.35	—	Common	922908652
VIOO	VANGUARD ADMIRAL FDS INC	3,270	$659K	0.0%	$140.16	—	Common	921932828
HYD	MARKET VECTORS ETF TR	10,193	$637K	0.0%	$41.34	—	Common	92189H409
GVI	ISHARES TR	5,489	$632K	0.0%	$114.87	—	Common	464288612
IQLT	iShares	16,270	$616K	0.0%	$37.86	—	Common	46434V456
SGOL	ETFS GOLD TR	36,028	$607K	0.0%	$23.23	—	Common	00326A104
QUAL	iShares	4,544	$599K	0.0%	$131.82	—	Common	46432F339
SPYG	SPDR State Street Global Advisors	8,814	$564K	0.0%	$63.99	—	Common	78464A409
SPY	SPDR SP 500 ETF TR	1,258	$540K	0.0%	$332.42	—	Common	78462F103
VO	VANGUARD INDEX FDS	2,125	$503K	0.0%	$237.46	—	Common	922908629
AVDV	AVANTIS INTL	7,084	$458K	0.0%	$64.65	—	Common	025072802
SPYD	SPDR State Street Global Advisors	11,577	$453K	0.0%	$39.13	—	Common	78468R788
EZM	WisdomTree	8,679	$451K	0.0%	$51.96	—	Common	97717W570
SRLN	SPDR State Street Global Advisors	9,774	$450K	0.0%	$46.04	—	Common	78467V608
IXUS	iShares	6,195	$440K	0.0%	$71.03	—	Common	46432F834
USXF	iShares	11,868	$429K	0.0%	$36.28	—	Common	46436E767
IWD	ISHARES TR	2,735	$428K	0.0%	$143.82	—	Common	464287598
DMXF	iShares	6,281	$426K	0.0%	$67.78	—	Common	46436E759
TLH	ISHARES TR	2,760	$406K	0.0%	$144.17	—	Common	464288653
ARKW	Ark ETF Trust	2,789	$387K	0.0%	$138.76	—	Common	00214Q401
IVW	ISHARES TR	5,161	$381K	0.0%	$72.66	—	Common	464287309
STIP	iShares	3,591	$379K	0.0%	$105.54	—	Common	46429B747
TIP	ISHARES TR	2,902	$371K	0.0%	$124.40	—	Common	464287176
SCHX	SCHWAB STRATEGIC TR	3,441	$358K	0.0%	$104.07	—	Common	808524201
IWM	ISHARES TR	1,633	$357K	0.0%	$206.10	—	Common	464287655
ISTB	ISHARES TR	6,785	$347K	0.0%	$51.24	—	Common	46432F859
IMTM	iShares	9,099	$346K	0.0%	$38.03	—	Common	46434V449
DFAS	Dimensional	5,582	$321K	0.0%	$58.04	—	Common	25434V500
RSP	Invesco	2,104	$315K	0.0%	$149.71	—	Common	46137V357
DBMF	Dynamic Beta Investments	11,012	$307K	0.0%	$27.88	—	Common	53700T827
IWF	iShares	1,116	$306K	0.0%	$245.67	—	Common	464287614
ASHR	DBX ETF TR	7,745	$295K	0.0%	$29.38	—	Common	233051879
IWO	iShares	982	$288K	0.0%	$158.22	—	Common	464287648
REET	iShares	10,294	$282K	0.0%	$25.50	—	Common	46434V647
SCHA	SCHWAB STRATEGIC TR	2,633	$264K	0.0%	$100.27	—	Common	808524607
IVOV	Vanguard	1,532	$244K	0.0%	$159.27	—	Common	921932844
FNDF	SCHWAB STRATEGIC TR	7,310	$240K	0.0%	$32.83	—	Common	808524755
WTV	WISDOMTREE TR	3,994	$237K	0.0%	$66.92	—	Common	97717W547
IWV	ISHARES TR	926	$236K	0.0%	$254.86	—	Common	464287689
SCHD	SCHWAB STRATEGIC TR	2,980	$221K	0.0%	$57.62	—	Common	808524797
SMMV	iShares	5,895	$219K	0.0%	$37.15	—	Common	46435G433
VEU	Vanguard	3,459	$211K	0.0%	$61.00	—	Common	922042775