Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	27,617,043	$6.668B	20.8%	$145.75	—	Common	922908769
VEA	VANGUARD TAX MANAGED INTL FD	93,972,542	$4.798B	14.9%	$42.15	—	Common	921943858
VWO	VANGUARD INTL EQUITY INDEX F	64,290,644	$3.18B	9.9%	$43.70	—	Common	922042858
VTV	VANGUARD INDEX FDS	12,818,815	$1.886B	5.9%	$101.79	—	Common	922908744
BNDX	VANGUARD CHARLOTTE FDS	32,484,756	$1.792B	5.6%	$55.83	—	Common	92203J407
VOE	VANGUARD INDEX FDS	10,236,729	$1.539B	4.8%	$105.36	—	Common	922908512
VBR	VANGUARD INDEX FDS	7,345,600	$1.314B	4.1%	$119.50	—	Common	922908611
MUB	ISHARES TR	10,461,577	$1.216B	3.8%	$113.94	—	Common	464288414
ITOT	ISHARES TR	9,946,103	$1.064B	3.3%	$57.99	—	Common	464287150
EMB	ISHARES TR	8,341,413	$910M	2.8%	$111.65	—	Common	464288281
AGG	ISHARES TR	7,195,708	$821M	2.6%	$112.44	—	Common	464287226
SCHF	SCHWAB STRATEGIC TR	17,579,719	$683M	2.1%	$28.27	—	Common	808524805
IEFA	ISHARES TR	7,686,980	$574M	1.8%	$59.29	—	Common	46432F842
SHV	ISHARES TR	4,989,678	$551M	1.7%	$110.63	—	Common	464288679
VTIP	VANGUARD MALVERN FDS	10,118,007	$520M	1.6%	$49.95	—	Common	922020805
SCHB	SCHWAB STRATEGIC TR	3,757,828	$425M	1.3%	$58.09	—	Common	808524102
IEMG	ISHARES INC	6,533,690	$391M	1.2%	$50.46	—	Common	46434G103
GBIL	Goldman Sachs	3,095,513	$310M	1.0%	$100.08	—	Common	381430529
GSLC	Goldman Sachs	2,595,562	$247M	0.8%	$69.24	—	Common	381430503
ESGU	iShares	2,255,540	$243M	0.8%	$92.74	—	Common	46435G425
ESGD	iShares	3,042,375	$242M	0.8%	$68.97	—	Common	46435G516
IWS	ISHARES TR	1,888,923	$231M	0.7%	$71.40	—	Common	464287473
TFI	SPDR SERIES TRUST	3,650,250	$189M	0.6%	$48.31	—	Common	78468R721
IWN	ISHARES TR	1,127,543	$187M	0.6%	$97.20	—	Common	464287630
JPST	JP Morgan	3,603,364	$182M	0.6%	$50.34	—	Common	46641Q837
CRBN	iShares	980,661	$171M	0.5%	$158.99	—	Common	46434V464
SCHV	SCHWAB STRATEGIC TR	2,265,173	$166M	0.5%	$47.26	—	Common	808524409
BND	VANGUARD BD INDEX FD INC	1,543,434	$131M	0.4%	$82.21	—	Common	921937835
VWOB	VANGUARD WHITEHALL FDS INC	1,659,251	$129M	0.4%	$76.62	—	Common	921946885
GSIE	Goldman Sachs	3,254,961	$115M	0.4%	$31.32	—	Common	381430107
IVE	ISHARES TR	562,470	$88.1M	0.3%	$94.37	—	Common	464287408
SPYX	SPDR State Street Global Advisors	662,636	$77.99M	0.2%	$100.16	—	Common	78468R796
ESGE	iShares	1,787,499	$71.05M	0.2%	$37.61	—	Common	46434G863
DSI	iShares	701,666	$65.2M	0.2%	$94.01	—	Common	464288570
VOO	VANGUARD INDEX FDS	121,712	$53.14M	0.2%	$262.83	—	Common	922908363
VUG	VANGUARD INDEX FDS	150,546	$48.31M	0.2%	$197.58	—	Common	922908736
BGRN	iShares	750,306	$40.71M	0.1%	$55.12	—	Common	46435U440
EFAX	SPDR State Street Global Advisors	433,928	$36.41M	0.1%	$81.27	—	Common	78470E106
SPYV	SPDR State Street Global Advisors	846,389	$35.55M	0.1%	$35.89	—	Common	78464A508
GSSC	Goldman Sachs	518,209	$34.46M	0.1%	$56.66	—	Common	381430602
VOTE	Engine No. 1	504,189	$28.2M	0.1%	$53.18	—	Common	29287L106
SUSA	iShares	255,445	$27.14M	0.1%	$96.52	—	Common	464288802
EEMX	SPDR State Street Global Advisors	303,593	$22.21M	0.1%	$77.08	—	Common	78470E205
GIGB	Goldman Sachs	404,520	$21.88M	0.1%	$53.57	—	Common	381430479
GEM	Goldman Sachs	574,921	$21.28M	0.1%	$35.48	—	Common	381430206
ESGV	VANGUARD	241,889	$21.26M	0.1%	$80.23	—	Common	921910733
BSV	VANGUARD BD INDEX FD INC	241,143	$19.49M	0.1%	$81.43	—	Common	921937827
LQD	ISHARES TR	142,082	$18.83M	0.1%	$123.96	—	Common	464287242
VB	VANGUARD INDEX FDS	79,765	$18.03M	0.1%	$172.10	—	Common	922908751
SPEM	SPDR State Street Global Advisors	428,499	$17.78M	0.1%	$37.34	—	Common	78463X509
VSGX	Vanguard	245,595	$15.23M	0.0%	$64.15	—	Common	921910725
MBB	ISHARES TR	131,382	$14.11M	0.0%	$107.63	—	Common	464288588
GMOM	CAMBRIA ETF TR	468,869	$13.99M	0.0%	$24.79	—	Common	132061508
KOMP	SPDR State Street Global Advisors	231,130	$13.63M	0.0%	$58.95	—	Common	78468R648
SPTL	SPDR SERIES TRUST	309,466	$13.04M	0.0%	$41.30	—	Common	78464A664
NEAR	iShares	252,256	$12.6M	0.0%	$50.10	—	Common	46431W507
EAGG	iShares	223,444	$12.33M	0.0%	$55.44	—	Common	46435U549
BIV	VANGUARD BD INDEX FD INC	137,338	$12.03M	0.0%	$88.63	—	Common	921937819
BLV	VANGUARD BD INDEX FD INC	115,662	$11.9M	0.0%	$101.83	—	Common	921937793
IGSB	ISHARES TR	200,522	$10.8M	0.0%	$58.01	—	Common	464288646
VMBS	VANGUARD BD INDEX FD INC	197,704	$10.45M	0.0%	$53.34	—	Common	92206C771
LTPZ	PIMCO	113,831	$10.4M	0.0%	$86.40	—	Common	72201R304
QQQ	Invesco	25,784	$10.26M	0.0%	$358.09	—	Common	46090E103
SHYG	iShares	223,730	$10.13M	0.0%	$45.59	—	Common	46434V407
USHY	ISHARES	241,985	$9.967M	0.0%	$41.32	—	Common	46435U853
SUSC	ISHARES	361,536	$9.866M	0.0%	$27.53	—	Common	46435G193
DFAC	Dimensional	333,852	$9.672M	0.0%	$27.55	—	Common	25434V708
IDEV	iShares	118,994	$8.039M	0.0%	$67.45	—	Common	46435G326
GCOR	Goldman Sachs	160,943	$7.831M	0.0%	$48.88	—	Common	38149W101
SCHH	SCHWAB STRATEGIC TR	147,629	$7.779M	0.0%	$46.01	—	Common	808524847
MOAT	Van Eck	99,315	$7.559M	0.0%	$74.03	—	Common	92189F643
FLOT	iShares	146,960	$7.455M	0.0%	$50.83	—	Common	46429B655
EMHY	iShares	169,536	$7.304M	0.0%	$45.35	—	Common	464286285
HYLB	XTRACKERS	179,207	$7.14M	0.0%	$41.91	—	Common	233051432
SLYV	SPDR State Street Global Advisors	79,253	$6.714M	0.0%	$48.73	—	Common	78464A300
GHYB	Goldman Sachs	122,060	$6.069M	0.0%	$49.58	—	Common	381430453
ACWV	iShares	54,769	$5.93M	0.0%	$102.86	—	Common	464286525
FALN	iShares	197,843	$5.929M	0.0%	$29.77	—	Common	46435G474
EEMV	ISHARES	93,377	$5.866M	0.0%	$64.16	—	Common	464286533
NYF	ISHARES TR	99,495	$5.767M	0.0%	$59.04	—	Common	464288323
CMF	ISHARES TR	88,620	$5.524M	0.0%	$70.38	—	Common	464288356
VCSH	Vanguard	66,663	$5.417M	0.0%	$82.68	—	Common	92206C409
IEF	ISHARES TR	44,184	$5.081M	0.0%	$116.56	—	Common	464287440
IVV	ISHARES TR	10,582	$5.048M	0.0%	$325.86	—	Common	464287200
ARKK	Ark ETF Trust	52,165	$4.934M	0.0%	$115.31	—	Common	00214Q104
GTIP	Goldman Sachs	81,160	$4.745M	0.0%	$55.72	—	Common	381430362
COMB	GraniteShares	181,375	$4.652M	0.0%	$25.94	—	Common	38747R108
DFAX	Dimensional Fund Advisors LP	177,714	$4.64M	0.0%	$25.93	—	Common	25434V880
VCLT	VANGUARD SCOTTSDALE FDS	42,945	$4.545M	0.0%	$97.56	—	Common	92206C813
IJJ	ISHARES TR	39,901	$4.416M	0.0%	$105.43	—	Common	464287705
VOOG	VANGUARD INDEX FDS	14,619	$4.411M	0.0%	$207.45	—	Common	921932505
FPXI	First Trust	73,824	$4.253M	0.0%	$64.44	—	Common	33734X853
DFAU	Dimensional Fund Advisors	116,535	$3.846M	0.0%	$30.22	—	Common	25434V104
VOT	Vanguard	14,680	$3.738M	0.0%	$140.51	—	Common	922908538
VBK	Vanguard	12,884	$3.631M	0.0%	$245.06	—	Common	922908595
VCIT	VANGUARD SCOTTSDALE FDS	38,279	$3.551M	0.0%	$86.47	—	Common	92206C870
SUSB	iShares	132,639	$3.402M	0.0%	$26.04	—	Common	46435G243
PCY	Invesco	125,449	$3.306M	0.0%	$25.40	—	Common	46138E784
WTMF	WISDOMTREE TR	91,440	$3.241M	0.0%	$40.05	—	Common	97717W125
NACP	Impact Shares	89,109	$3.18M	0.0%	$30.47	—	Common	45259A209
SHY	ISHARES TR	36,733	$3.142M	0.0%	$83.92	—	Common	464287457
SHE	SPDR State Street Global Advisors	30,459	$3.113M	0.0%	$94.94	—	Common	78468R747
IAGG	ISHARES TR	56,906	$3.103M	0.0%	$54.71	—	Common	46435G672
VAMO	CAMBRIA ETF TR	121,390	$3.077M	0.0%	$23.95	—	Common	132061888
EMQQ	Exchange Traded Concepts Trust	69,444	$2.979M	0.0%	$52.35	—	Common	301505889
VNQI	VANGUARD INTL EQUITY INDEX F	54,149	$2.921M	0.0%	$55.71	—	Common	922042676
GVAL	CAMBRIA ETF TR	125,016	$2.873M	0.0%	$21.79	—	Common	132061409
DFUS	Dimensional	53,029	$2.742M	0.0%	$48.08	—	Common	25434V401
DFAI	Dimensional Fund Advisors	91,785	$2.714M	0.0%	$29.11	—	Common	25434V203
VGSH	Vanguard	42,691	$2.597M	0.0%	$61.43	—	Common	92206C102
ANGL	Van Eck	77,766	$2.564M	0.0%	$32.97	—	Common	92189F437
FIXD	First Trust Exchange-Traded Fund VIII	46,849	$2.493M	0.0%	$53.48	—	Common	33740F805
EUSB	iShares	49,312	$2.438M	0.0%	$49.65	—	Common	46436E619
VOOV	VANGUARD INDEX FDS	15,606	$2.363M	0.0%	$106.50	—	Common	921932703
—	SPDR State Street Global Advisors	127,373	$2.316M	0.0%	$17.61	—	Common	98149E204
SYLD	CAMBRIA ETF TR	34,838	$2.252M	0.0%	$33.76	—	Common	132061201
SCHE	SCHWAB STRATEGIC TR	69,361	$2.054M	0.0%	$26.06	—	Common	808524706
LQDH	iShares	18,519	$1.772M	0.0%	$96.04	—	Common	46431W705
SCHP	SCHWAB STRATEGIC TR	24,793	$1.559M	0.0%	$61.22	—	Common	808524870
—	Invesco	94,383	$1.459M	0.0%	$12.40	—	Common	46137V589
QAI	INDEXIQ ETF TR	45,779	$1.455M	0.0%	$30.53	—	Common	45409B107
DFAE	Dimensional Fund Advisors	53,084	$1.452M	0.0%	$27.28	—	Common	25434V302
VXUS	VANGUARD STAR FD	22,745	$1.446M	0.0%	$57.95	—	Common	921909768
ISTB	ISHARES TR	28,359	$1.43M	0.0%	$50.62	—	Common	46432F859
VTEB	VANGUARD BD INDEX FD INC	25,468	$1.398M	0.0%	$52.23	—	Common	922907746
VNQ	VANGUARD INDEX FDS	11,476	$1.331M	0.0%	$96.23	—	Common	922908553
MTUM	iShares	7,310	$1.329M	0.0%	$172.23	—	Common	46432F396
VYM	VANGUARD WHITEHALL FDS INC	11,642	$1.305M	0.0%	$82.45	—	Common	921946406
EMLC	VANECK VECTORS TR	44,720	$1.279M	0.0%	$26.59	—	Common	92189H300
EYLD	CAMBRIA ETF TR	33,845	$1.213M	0.0%	$29.65	—	Common	132061706
VIG	VANGUARD SPECIALIZED PORTFOL	7,063	$1.213M	0.0%	$143.78	—	Common	921908844
FYLD	CAMBRIA ETF TR	42,279	$1.157M	0.0%	$22.71	—	Common	132061300
IUSB	iShares	21,662	$1.147M	0.0%	$52.95	—	Common	46434V613
IVOG	Vanguard	4,725	$999K	0.0%	$129.22	—	Common	921932869
PFF	ISHARES TR	24,607	$970K	0.0%	$36.15	—	Common	464288687
EMLP	FIRST TR EXCHANGE TRADED FD	38,747	$967K	0.0%	$22.98	—	Common	33738D101
BLDG	Cambria Funds	29,636	$946K	0.0%	$29.96	—	Common	132061813
GVI	ISHARES TR	8,313	$946K	0.0%	$114.51	—	Common	464288612
AVUV	Avantis	11,676	$931K	0.0%	$76.13	—	Common	025072877
SUB	iShares	8,194	$880K	0.0%	$107.85	—	Common	464288158
VGLT	VANGUARD BD INDEX FD INC	9,286	$830K	0.0%	$87.69	—	Common	92206C847
ILTB	ISHARES	11,421	$824K	0.0%	$72.87	—	Common	464289479
VIOO	VANGUARD ADMIRAL FDS INC	3,895	$818K	0.0%	$151.37	—	Common	921932828
IGLB	ISHARES TR	11,717	$815K	0.0%	$64.55	—	Common	464289511
HYD	MARKET VECTORS ETF TR	12,570	$785K	0.0%	$45.33	—	Common	92189H409
VT	Vanguard	6,890	$740K	0.0%	$94.60	—	Common	922042742
IQLT	iShares	17,852	$703K	0.0%	$38.00	—	Common	46434V456
SCHG	SCHWAB STRATEGIC TR	4,277	$700K	0.0%	$163.67	—	Common	808524300
SPDW	SPDR State Street Global Advisors	18,891	$689K	0.0%	$36.47	—	Common	78463X889
SPYG	SPDR State Street Global Advisors	8,970	$650K	0.0%	$64.14	—	Common	78464A409
VXF	Vanguard	3,352	$613K	0.0%	$182.35	—	Common	922908652
SPY	SPDR SP 500 ETF TR	1,257	$597K	0.0%	$332.42	—	Common	78462F103
PDBC	Invesco	42,262	$594K	0.0%	$18.33	—	Common	46090F100
SGOL	ETFS GOLD TR	33,665	$591K	0.0%	$23.23	—	Common	00326A104
IXUS	iShares	8,137	$577K	0.0%	$71.00	—	Common	46432F834
EPS	WisdomTree	11,260	$567K	0.0%	$50.36	—	Common	97717W588
VO	VANGUARD INDEX FDS	2,194	$559K	0.0%	$238.00	—	Common	922908629
TLH	ISHARES TR	3,518	$522K	0.0%	$145.08	—	Common	464288653
AVDV	AVANTIS INTL	7,721	$498K	0.0%	$64.64	—	Common	025072802
USXF	iShares	12,631	$498K	0.0%	$36.47	—	Common	46436E767
TIP	ISHARES TR	3,813	$493K	0.0%	$125.57	—	Common	464287176
AGGY	WisdomTree	9,397	$486K	0.0%	$51.72	—	Common	97717X511
IJR	ISHARES TR	4,167	$477K	0.0%	$114.47	—	Common	464287804
IMTM	iShares	12,512	$476K	0.0%	$38.03	—	Common	46434V449
DMXF	iShares	6,842	$471K	0.0%	$67.87	—	Common	46436E759
SRLN	SPDR State Street Global Advisors	9,833	$449K	0.0%	$46.04	—	Common	78467V608
XSOE	WisdomTree	12,066	$445K	0.0%	$36.88	—	Common	97717X578
QUAL	iShares	3,050	$444K	0.0%	$131.82	—	Common	46432F339
IVW	ISHARES TR	5,162	$432K	0.0%	$72.66	—	Common	464287309
SCHX	SCHWAB STRATEGIC TR	3,543	$403K	0.0%	$104.35	—	Common	808524201
IWO	iShares	1,364	$400K	0.0%	$196.04	—	Common	464287648
DFAS	Dimensional	6,627	$398K	0.0%	$58.36	—	Common	25434V500
RDVY	First Trust	7,367	$382K	0.0%	$51.85	—	Common	33738R506
REET	iShares	12,326	$377K	0.0%	$26.34	—	Common	46434V647
RSP	Invesco	2,291	$373K	0.0%	$150.78	—	Common	46137V357
ARKW	Ark ETF Trust	3,067	$364K	0.0%	$136.94	—	Common	00214Q401
IWV	ISHARES TR	1,308	$363K	0.0%	$261.48	—	Common	464287689
ASHR	DBX ETF TR	8,800	$344K	0.0%	$30.54	—	Common	233051879
HYG	ISHARES TR	3,780	$329K	0.0%	$86.23	—	Common	464288513
IJH	ISHARES TR	1,129	$320K	0.0%	$283.44	—	Common	464287507
DGS	WISDOMTREE TR	5,757	$305K	0.0%	$52.98	—	Common	97717W281
TLT	ISHARES TR	2,025	$300K	0.0%	$148.15	—	Common	464287432
DLS	WisdomTree	3,849	$283K	0.0%	$73.53	—	Common	97717W760
STIP	iShares	2,630	$278K	0.0%	$105.54	—	Common	46429B747
FNDF	SCHWAB STRATEGIC TR	8,517	$277K	0.0%	$32.79	—	Common	808524755
MGK	Vanguard	1,062	$277K	0.0%	$260.83	—	Common	921910816
SCHA	SCHWAB STRATEGIC TR	2,674	$274K	0.0%	$100.30	—	Common	808524607
SPYD	SPDR State Street Global Advisors	6,419	$270K	0.0%	$39.13	—	Common	78468R788
IVOV	Vanguard	1,532	$258K	0.0%	$159.27	—	Common	921932844
EZM	WisdomTree	4,485	$252K	0.0%	$51.96	—	Common	97717W570
SCHD	SCHWAB STRATEGIC TR	3,069	$248K	0.0%	$58.29	—	Common	808524797
SPYM	SPDR State Street Global Advisors	4,446	$248K	0.0%	$55.78	—	Common	78464A854
IWB	ISHARES TR	932	$246K	0.0%	$263.95	—	Common	464287622
IWM	ISHARES TR	1,077	$240K	0.0%	$206.10	—	Common	464287655
IWD	ISHARES TR	1,413	$237K	0.0%	$143.82	—	Common	464287598
FNDA	Schwab	4,181	$233K	0.0%	$55.73	—	Common	808524763
DON	WisdomTree	4,971	$221K	0.0%	$44.46	—	Common	97717W505
WTV	WISDOMTREE TR	3,492	$221K	0.0%	$66.92	—	Common	97717W547
VEU	Vanguard	3,504	$215K	0.0%	$61.00	—	Common	922042775
DBMF	Dynamic Beta Investments	8,194	$211K	0.0%	$27.88	—	Common	53700T827
MGC	Vanguard	1,207	$203K	0.0%	$168.19	—	Common	921910873
XLE	SELECT SECTOR SPDR TR	3,654	$203K	0.0%	$55.56	—	Common	81369Y506