Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	27,620,161	$6.288B	20.0%	$145.75	—	Common	922908769
VEA	VANGUARD TAX MANAGED INTL FD	96,605,989	$4.64B	14.8%	$42.31	—	Common	921943858
VWO	VANGUARD INTL EQUITY INDEX F	63,390,990	$2.924B	9.3%	$43.70	—	Common	922042858
VTV	VANGUARD INDEX FDS	12,608,182	$1.863B	5.9%	$101.79	—	Common	922908744
BNDX	VANGUARD CHARLOTTE FDS	33,630,161	$1.764B	5.6%	$55.71	—	Common	92203J407
VOE	VANGUARD INDEX FDS	10,085,866	$1.51B	4.8%	$105.36	—	Common	922908512
VBR	VANGUARD INDEX FDS	7,326,423	$1.289B	4.1%	$119.50	—	Common	922908611
ITOT	ISHARES TR	11,801,448	$1.191B	3.8%	$64.74	—	Common	464287150
MUB	ISHARES TR	7,654,833	$839M	2.7%	$113.94	—	Common	464288414
EMB	ISHARES TR	8,320,014	$813M	2.6%	$111.65	—	Common	464288281
AGG	ISHARES TR	7,475,041	$801M	2.5%	$112.24	—	Common	464287226
IEFA	ISHARES TR	9,794,815	$681M	2.2%	$61.49	—	Common	46432F842
SCHF	SCHWAB STRATEGIC TR	17,361,337	$638M	2.0%	$28.27	—	Common	808524805
IEMG	ISHARES INC	10,093,523	$561M	1.8%	$52.26	—	Common	46434G103
VTIP	VANGUARD MALVERN FDS	10,211,273	$523M	1.7%	$49.95	—	Common	922020805
SHV	ISHARES TR	4,402,907	$485M	1.5%	$110.63	—	Common	464288679
TFI	SPDR SERIES TRUST	10,007,982	$479M	1.5%	$48.04	—	Common	78468R721
SCHB	SCHWAB STRATEGIC TR	7,444,713	$397M	1.3%	$55.76	—	Common	808524102
GBIL	Goldman Sachs	3,821,584	$382M	1.2%	$100.06	—	Common	381430529
ESGU	iShares	2,393,318	$243M	0.8%	$93.23	—	Common	46435G425
GSLC	Goldman Sachs	2,708,422	$241M	0.8%	$70.06	—	Common	381430503
IWS	ISHARES TR	1,975,014	$236M	0.8%	$73.50	—	Common	464287473
ESGD	iShares	3,171,325	$234M	0.7%	$69.16	—	Common	46435G516
IWN	ISHARES TR	1,159,058	$187M	0.6%	$98.94	—	Common	464287630
JPST	JP Morgan	3,676,547	$185M	0.6%	$50.34	—	Common	46641Q837
CRBN	iShares	1,061,769	$173M	0.6%	$159.32	—	Common	46434V464
VWOB	VANGUARD WHITEHALL FDS INC	2,267,522	$158M	0.5%	$74.81	—	Common	921946885
SCHV	SCHWAB STRATEGIC TR	2,183,067	$156M	0.5%	$47.26	—	Common	808524409
BND	VANGUARD BD INDEX FD INC	1,538,059	$122M	0.4%	$82.21	—	Common	921937835
GSIE	Goldman Sachs	3,497,769	$114M	0.4%	$31.41	—	Common	381430107
IVE	ISHARES TR	547,009	$85.18M	0.3%	$94.37	—	Common	464287408
SPYX	SPDR State Street Global Advisors	678,446	$75.32M	0.2%	$100.41	—	Common	78468R796
ESGE	iShares	1,975,889	$72.57M	0.2%	$37.53	—	Common	46434G863
VOO	VANGUARD INDEX FDS	158,758	$65.91M	0.2%	$298.38	—	Common	922908363
DSI	iShares	627,743	$54.38M	0.2%	$94.01	—	Common	464288570
SPYV	SPDR State Street Global Advisors	1,260,554	$52.63M	0.2%	$37.81	—	Common	78464A508
VUG	VANGUARD INDEX FDS	152,685	$43.91M	0.1%	$198.84	—	Common	922908736
BGRN	iShares	804,858	$40.72M	0.1%	$54.82	—	Common	46435U440
EFAX	SPDR State Street Global Advisors	488,949	$37.62M	0.1%	$80.78	—	Common	78470E106
VOTE	Engine No. 1	680,660	$36.01M	0.1%	$53.11	—	Common	29287L106
GSSC	Goldman Sachs	546,119	$33.81M	0.1%	$56.93	—	Common	381430602
KOMP	SPDR State Street Global Advisors	585,559	$30.43M	0.1%	$54.73	—	Common	78468R648
ESGV	VANGUARD	307,638	$24.94M	0.1%	$80.41	—	Common	921910733
SUSA	iShares	252,314	$24.43M	0.1%	$96.52	—	Common	464288802
SPEM	SPDR State Street Global Advisors	574,282	$22.19M	0.1%	$37.67	—	Common	78463X509
GIGB	Goldman Sachs	433,401	$21.6M	0.1%	$53.32	—	Common	381430479
EEMX	SPDR State Street Global Advisors	313,679	$21.47M	0.1%	$76.81	—	Common	78470E205
GEM	Goldman Sachs	622,142	$21.08M	0.1%	$35.36	—	Common	381430206
VB	VANGUARD INDEX FDS	88,959	$18.91M	0.1%	$176.28	—	Common	922908751
BSV	VANGUARD BD INDEX FD INC	240,981	$18.77M	0.1%	$81.43	—	Common	921937827
LQD	ISHARES TR	138,883	$16.8M	0.1%	$123.96	—	Common	464287242
GMOM	CAMBRIA ETF TR	490,684	$15.81M	0.1%	$25.12	—	Common	132061508
MBB	ISHARES TR	144,490	$14.72M	0.0%	$107.10	—	Common	464288588
SHYG	iShares	312,862	$13.75M	0.0%	$45.12	—	Common	46434V407
EAGG	iShares	250,259	$12.92M	0.0%	$55.03	—	Common	46435U549
VSGX	Vanguard	221,504	$12.67M	0.0%	$64.15	—	Common	921910725
DFAC	Dimensional	446,389	$12.31M	0.0%	$27.56	—	Common	25434V708
NEAR	iShares	229,324	$11.37M	0.0%	$50.10	—	Common	46431W507
BIV	VANGUARD BD INDEX FD INC	138,571	$11.35M	0.0%	$88.63	—	Common	921937819
IGSB	ISHARES TR	215,853	$11.16M	0.0%	$57.56	—	Common	464288646
BLV	VANGUARD BD INDEX FD INC	118,940	$10.91M	0.0%	$101.55	—	Common	921937793
SPTL	SPDR SERIES TRUST	278,733	$10.54M	0.0%	$41.30	—	Common	78464A664
DFAU	Dimensional Fund Advisors	331,844	$10.46M	0.0%	$31.06	—	Common	25434V104
SUSC	ISHARES	390,969	$9.825M	0.0%	$27.35	—	Common	46435G193
COMB	GraniteShares	304,790	$9.781M	0.0%	$28.43	—	Common	38747R108
SCHH	SCHWAB STRATEGIC TR	382,994	$9.533M	0.0%	$33.03	—	Common	808524847
FLOT	iShares	188,497	$9.523M	0.0%	$50.76	—	Common	46429B655
VMBS	VANGUARD BD INDEX FD INC	184,277	$9.232M	0.0%	$53.34	—	Common	92206C771
QQQ	Invesco	25,262	$9.158M	0.0%	$358.09	—	Common	46090E103
GCOR	Goldman Sachs	198,940	$9.058M	0.0%	$48.24	—	Common	38149W101
LTPZ	PIMCO	102,795	$8.487M	0.0%	$86.40	—	Common	72201R304
USHY	ISHARES	211,901	$8.234M	0.0%	$41.32	—	Common	46435U853
EMHY	iShares	198,997	$7.918M	0.0%	$44.53	—	Common	464286285
VOT	Vanguard	33,780	$7.527M	0.0%	$187.05	—	Common	922908538
IDEV	iShares	109,642	$6.977M	0.0%	$67.45	—	Common	46435G326
PCY	Invesco	305,683	$6.911M	0.0%	$23.75	—	Common	46138E784
SLYV	SPDR State Street Global Advisors	82,500	$6.875M	0.0%	$50.10	—	Common	78464A300
DFAX	Dimensional Fund Advisors LP	252,494	$6.3M	0.0%	$25.64	—	Common	25434V880
FALN	iShares	210,695	$5.849M	0.0%	$29.64	—	Common	46435G474
IVV	ISHARES TR	12,396	$5.624M	0.0%	$344.57	—	Common	464287200
HYLB	XTRACKERS	147,724	$5.572M	0.0%	$41.91	—	Common	233051432
SCHX	SCHWAB STRATEGIC TR	102,793	$5.535M	0.0%	$55.59	—	Common	808524201
VCSH	Vanguard	69,748	$5.447M	0.0%	$82.48	—	Common	92206C409
GHYB	Goldman Sachs	114,499	$5.411M	0.0%	$49.58	—	Common	381430453
VOOG	VANGUARD INDEX FDS	19,065	$5.255M	0.0%	$223.35	—	Common	921932505
NYF	ISHARES TR	95,588	$5.214M	0.0%	$59.04	—	Common	464288323
GTIP	Goldman Sachs	90,383	$5.096M	0.0%	$55.79	—	Common	381430362
ACWV	iShares	48,352	$5.068M	0.0%	$102.86	—	Common	464286525
DFAI	Dimensional Fund Advisors	171,625	$4.831M	0.0%	$28.66	—	Common	25434V203
EEMV	ISHARES	78,081	$4.765M	0.0%	$64.16	—	Common	464286533
IJJ	ISHARES TR	41,365	$4.535M	0.0%	$105.57	—	Common	464287705
CMF	ISHARES TR	77,020	$4.481M	0.0%	$70.38	—	Common	464288356
VCLT	VANGUARD SCOTTSDALE FDS	45,431	$4.256M	0.0%	$97.35	—	Common	92206C813
VIGI	Vanguard	49,073	$3.879M	0.0%	$79.05	—	Common	921946810
VNQI	VANGUARD INTL EQUITY INDEX F	73,990	$3.844M	0.0%	$54.70	—	Common	922042676
IEF	ISHARES TR	34,470	$3.704M	0.0%	$116.56	—	Common	464287440
WTMF	WISDOMTREE TR	100,783	$3.624M	0.0%	$39.67	—	Common	97717W125
DFUS	Dimensional	72,238	$3.541M	0.0%	$48.33	—	Common	25434V401
SHY	ISHARES TR	40,159	$3.347M	0.0%	$83.88	—	Common	464287457
VBK	Vanguard	13,356	$3.314M	0.0%	$245.17	—	Common	922908595
VAMO	CAMBRIA ETF TR	124,969	$3.197M	0.0%	$24.00	—	Common	132061888
NACP	Impact Shares	95,245	$3.194M	0.0%	$30.66	—	Common	45259A209
XSOE	WisdomTree	96,499	$3.152M	0.0%	$33.19	—	Common	97717X578
SHE	SPDR State Street Global Advisors	33,437	$3.086M	0.0%	$94.70	—	Common	78468R747
VCIT	VANGUARD SCOTTSDALE FDS	34,685	$2.984M	0.0%	$86.47	—	Common	92206C870
VOOV	VANGUARD INDEX FDS	19,727	$2.973M	0.0%	$115.73	—	Common	921932703
SCHE	SCHWAB STRATEGIC TR	105,475	$2.929M	0.0%	$26.64	—	Common	808524706
VGSH	Vanguard	47,939	$2.841M	0.0%	$61.19	—	Common	92206C102
SUSB	iShares	114,405	$2.818M	0.0%	$26.04	—	Common	46435G243
IAGG	ISHARES TR	51,422	$2.681M	0.0%	$54.71	—	Common	46435G672
GVAL	CAMBRIA ETF TR	120,492	$2.557M	0.0%	$21.79	—	Common	132061409
SYLD	CAMBRIA ETF TR	39,590	$2.53M	0.0%	$37.38	—	Common	132061201
DFAE	Dimensional Fund Advisors	87,147	$2.287M	0.0%	$26.87	—	Common	25434V302
EUSB	iShares	49,075	$2.281M	0.0%	$49.65	—	Common	46436E619
VNQ	VANGUARD INDEX FDS	20,844	$2.259M	0.0%	$101.69	—	Common	922908553
ANGL	Van Eck	73,161	$2.224M	0.0%	$32.97	—	Common	92189F437
FIXD	First Trust Exchange-Traded Fund VIII	44,809	$2.222M	0.0%	$53.48	—	Common	33740F805
GLDM	SPDR State Street Global Advisors	56,707	$2.182M	0.0%	$38.48	—	Common	98149E303
LQDH	iShares	20,070	$1.877M	0.0%	$95.84	—	Common	46431W705
SCHP	SCHWAB STRATEGIC TR	27,350	$1.66M	0.0%	$61.17	—	Common	808524870
ARKK	Ark ETF Trust	23,989	$1.59M	0.0%	$115.31	—	Common	00214Q104
MTUM	iShares	8,975	$1.51M	0.0%	$171.49	—	Common	46432F396
VYM	VANGUARD WHITEHALL FDS INC	13,197	$1.481M	0.0%	$85.96	—	Common	921946406
QAI	INDEXIQ ETF TR	47,825	$1.475M	0.0%	$30.54	—	Common	45409B107
VTEB	VANGUARD BD INDEX FD INC	27,829	$1.435M	0.0%	$52.18	—	Common	922907746
ISTB	ISHARES TR	29,265	$1.418M	0.0%	$50.55	—	Common	46432F859
VIG	VANGUARD SPECIALIZED PORTFOL	8,626	$1.399M	0.0%	$147.11	—	Common	921908844
VXUS	VANGUARD STAR FD	22,666	$1.354M	0.0%	$57.95	—	Common	921909768
SPDW	SPDR State Street Global Advisors	38,660	$1.325M	0.0%	$35.35	—	Common	78463X889
FYLD	CAMBRIA ETF TR	47,850	$1.314M	0.0%	$23.27	—	Common	132061300
VIOO	VANGUARD ADMIRAL FDS INC	6,514	$1.29M	0.0%	$170.13	—	Common	921932828
EMLC	VANECK VECTORS TR	47,147	$1.272M	0.0%	$26.61	—	Common	92189H300
—	Invesco	97,319	$1.254M	0.0%	$12.41	—	Common	46137V589
HYG	ISHARES TR	15,005	$1.235M	0.0%	$83.29	—	Common	464288513
IUSB	iShares	24,084	$1.195M	0.0%	$52.61	—	Common	46434V613
SCHG	SCHWAB STRATEGIC TR	14,889	$1.114M	0.0%	$100.34	—	Common	808524300
EYLD	CAMBRIA ETF TR	34,480	$1.089M	0.0%	$29.69	—	Common	132061706
EMLP	FIRST TR EXCHANGE TRADED FD	38,952	$1.079M	0.0%	$22.98	—	Common	33738D101
IVOG	Vanguard	5,566	$1.071M	0.0%	$138.77	—	Common	921932869
EPS	WisdomTree	21,512	$1.04M	0.0%	$49.40	—	Common	97717W588
BLDG	Cambria Funds	31,668	$1.001M	0.0%	$30.06	—	Common	132061813
AVUV	Avantis	12,171	$972K	0.0%	$76.28	—	Common	025072877
MOAT	Van Eck	12,828	$958K	0.0%	$74.03	—	Common	92189F643
SUB	iShares	9,008	$942K	0.0%	$107.56	—	Common	464288158
GVI	ISHARES TR	8,488	$921K	0.0%	$114.38	—	Common	464288612
UOCT	Innovator	32,185	$911K	0.0%	$28.31	—	Common	45782C821
RDVY	First Trust	18,463	$905K	0.0%	$50.15	—	Common	33738R506
PFF	ISHARES TR	24,359	$887K	0.0%	$36.15	—	Common	464288687
ILTB	ISHARES	13,331	$854K	0.0%	$71.61	—	Common	464289479
FPXI	First Trust	16,988	$828K	0.0%	$64.44	—	Common	33734X853
IMTM	iShares	23,353	$828K	0.0%	$36.84	—	Common	46434V449
PDBC	Invesco	44,734	$789K	0.0%	$18.29	—	Common	46090F100
IGLB	ISHARES TR	12,705	$780K	0.0%	$64.31	—	Common	464289511
AGGY	WisdomTree	15,477	$741K	0.0%	$50.21	—	Common	97717X511
HYD	MARKET VECTORS ETF TR	12,774	$733K	0.0%	$45.52	—	Common	92189H409
VT	Vanguard	6,925	$701K	0.0%	$94.60	—	Common	922042742
IJR	ISHARES TR	6,435	$694K	0.0%	$112.14	—	Common	464287804
EMQQ	Exchange Traded Concepts Trust	20,937	$686K	0.0%	$52.35	—	Common	301505889
VGLT	VANGUARD BD INDEX FD INC	8,506	$684K	0.0%	$87.69	—	Common	92206C847
IJH	ISHARES TR	2,458	$660K	0.0%	$275.37	—	Common	464287507
SPY	SPDR SP 500 ETF TR	1,451	$655K	0.0%	$348.33	—	Common	78462F103
DLS	WisdomTree	9,339	$641K	0.0%	$70.65	—	Common	97717W760
VXF	Vanguard	3,866	$640K	0.0%	$180.11	—	Common	922908652
SPYG	SPDR State Street Global Advisors	9,598	$635K	0.0%	$64.27	—	Common	78464A409
SGOL	ETFS GOLD TR	33,682	$626K	0.0%	$23.23	—	Common	00326A104
DGS	WISDOMTREE TR	11,119	$593K	0.0%	$53.15	—	Common	97717W281
—	Exchange Traded Concepts LLC	32,907	$571K	0.0%	$17.35	—	Common	301505624
PWZ	Invesco	21,533	$556K	0.0%	$25.82	—	Common	46138E206
TIP	ISHARES TR	4,342	$541K	0.0%	$125.45	—	Common	464287176
IWV	ISHARES TR	1,999	$524K	0.0%	$261.70	—	Common	464287689
AVDV	AVANTIS INTL	8,088	$506K	0.0%	$64.55	—	Common	025072802
IWB	ISHARES TR	2,000	$500K	0.0%	$256.50	—	Common	464287622
DFAS	Dimensional	8,714	$489K	0.0%	$57.82	—	Common	25434V500
SCHD	SCHWAB STRATEGIC TR	6,181	$488K	0.0%	$68.69	—	Common	808524797
TLH	ISHARES TR	3,553	$478K	0.0%	$145.08	—	Common	464288653
VGIT	Vanguard	7,404	$466K	0.0%	$62.94	—	Common	92206C706
POCT	Innovator	15,268	$462K	0.0%	$30.26	—	Common	45782C797
USXF	iShares	12,816	$457K	0.0%	$36.46	—	Common	46436E767
OIH	Van Eck	1,592	$450K	0.0%	$282.66	—	Common	92189H607
IQLT	iShares	12,116	$447K	0.0%	$38.00	—	Common	46434V456
XLE	SELECT SECTOR SPDR TR	5,577	$426K	0.0%	$62.74	—	Common	81369Y506
IWO	iShares	1,647	$421K	0.0%	$206.27	—	Common	464287648
FNDA	Schwab	7,812	$418K	0.0%	$54.70	—	Common	808524763
DON	WisdomTree	9,372	$416K	0.0%	$44.42	—	Common	97717W505
DMXF	iShares	6,743	$411K	0.0%	$67.87	—	Common	46436E759
IVW	ISHARES TR	5,207	$398K	0.0%	$72.66	—	Common	464287309
RSP	Invesco	2,511	$396K	0.0%	$151.39	—	Common	46137V357
REET	iShares	13,478	$394K	0.0%	$26.59	—	Common	46434V647
PXF	Invesco	8,415	$388K	0.0%	$46.11	—	Common	46138E743
SPUC	Simplify Asset Management Inc	11,121	$362K	0.0%	$32.55	—	Common	82889N301
JHMM	John Hancock	6,819	$358K	0.0%	$52.50	—	Common	47804J206
BOCT	Innovator	9,673	$329K	0.0%	$34.01	—	Common	45782C771
ARKW	Ark ETF Trust	3,756	$328K	0.0%	$127.84	—	Common	00214Q401
FNDF	SCHWAB STRATEGIC TR	9,798	$316K	0.0%	$32.72	—	Common	808524755
IXUS	iShares	4,692	$312K	0.0%	$71.00	—	Common	46432F834
ASHR	DBX ETF TR	9,390	$311K	0.0%	$30.70	—	Common	233051879
MGK	Vanguard	1,307	$308K	0.0%	$256.11	—	Common	921910816
VEU	Vanguard	5,319	$306K	0.0%	$59.82	—	Common	922042775
SPYM	SPDR State Street Global Advisors	5,715	$304K	0.0%	$55.21	—	Common	78464A854
VLU	SPDR State Street Global Advisors	1,874	$290K	0.0%	$154.75	—	Common	78464A128
IWM	ISHARES TR	1,392	$286K	0.0%	$205.96	—	Common	464287655
TLT	ISHARES TR	2,164	$286K	0.0%	$147.12	—	Common	464287432
SGOV	iShares	2,833	$283K	0.0%	$99.89	—	Common	46436E718
DBMF	Dynamic Beta Investments	9,892	$283K	0.0%	$28.00	—	Common	53700T827
HYMB	SPDR State Street Global Advisors	5,085	$280K	0.0%	$55.06	—	Common	78464A284
JNK	SPDR SERIES TRUST	2,657	$272K	0.0%	$102.37	—	Common	78468R622
AAXJ	ISHARES TR	3,618	$271K	0.0%	$74.90	—	Common	464288182
EES	WisdomTree	5,635	$270K	0.0%	$47.91	—	Common	97717W562
IVOV	Vanguard	1,574	$264K	0.0%	$159.49	—	Common	921932844
ESML	iShares	6,748	$257K	0.0%	$38.09	—	Common	46435U663
—	Nationwide Nasdaq	10,427	$256K	0.0%	$24.55	—	Common	26922A172
QVAL	valueshares	6,734	$246K	0.0%	$36.53	—	Common	02072L102
PEX	ProShares	7,297	$238K	0.0%	$32.62	—	Common	74348A533
SCHA	SCHWAB STRATEGIC TR	5,008	$237K	0.0%	$75.61	—	Common	808524607
IWD	ISHARES TR	1,383	$230K	0.0%	$143.82	—	Common	464287598
SCHO	Schwab ETFs	4,558	$226K	0.0%	$49.58	—	Common	808524862
VLUE	iShares	2,152	$225K	0.0%	$104.55	—	Common	46432F388
SPIB	SPDR SERIES TRUST	6,517	$223K	0.0%	$34.22	—	Common	78464A375
EFA	ISHARES TR	3,030	$223K	0.0%	$73.60	—	Common	464287465
COWZ	Pacer	4,323	$215K	0.0%	$49.73	—	Common	69374H881
WTV	WISDOMTREE TR	3,428	$211K	0.0%	$66.92	—	Common	97717W547
ELD	WisdomTree	7,443	$208K	0.0%	$27.95	—	Common	97717X867
QUAL	iShares	1,529	$206K	0.0%	$131.82	—	Common	46432F339
CALF	PACER	5,071	$203K	0.0%	$40.03	—	Common	69374H857