Location: Rochester, NY
CIK: 0001655982 · Show all filings
Period: Q3 2026 (← Previous)
Filing Date: Oct 15, 2026
Total Value: $143M (100.0% shares, 0.0% debt)
| Ticker | Issuer | Shares | Value | % | Share Price | Est. Cost/Share | Unrealized @ Report Date | Class | CUSIP |
|---|---|---|---|---|---|---|---|---|---|
| XOM | EXXONMOBIL HOLDINGS CORP | 1,480 | $241K | 0.2% | $162.74 | $162.74 | — | COM SHS | 30233Q108 |
| AMGN | AMGEN INC | 531 | $224K | 0.2% | $421.28 | $398.57 | +5.8% | COM | 031162100 |
| Ticker | Issuer | Shares | Value | % | Share Price | Est. Cost/Share | Unrealized @ Report Date | Class | CUSIP |
|---|---|---|---|---|---|---|---|---|---|
| VTV | VANGUARD INDEX FDS | 61,458 (+4.2%) | $13.28M (+3.3%) | 9.3% | $216.08 | $148.98 | +45.0% | MRNGSTR VAL ETF | 922908744 |
| VUG | VANGUARD INDEX FDS | 26,016 (+9.7%) | $2.344M (+14.7%) | 1.6% | $90.11 | $77.78 | +15.9% | MRNGSTR GRWT ETF | 922908736 |
| VCRB | VANGUARD MALVERN FDS | 294,661 (+5.6%) | $21.69M (+0.6%) | 15.2% | $73.62 | $77.30 | -4.8% | CORE BD ETF | 922020748 |
| EEMS | ISHARES INC | 15,728 (+2.7%) | $1.184M (+1.8%) | 0.8% | $75.26 | $53.81 | +39.9% | EM MKT SM-CP ETF | 464286475 |
| GTO | INVESCO ACTIVELY MANAGED EXC | 5,269 (+1.2%) | $235K (-3.7%) | 0.2% | $44.59 | $48.06 | -7.2% | TOTAL RETURN | 46090A804 |
| Ticker | Issuer | Shares | Value | % | Share Price | Est. Cost/Share | Unrealized @ Report Date | Class | CUSIP |
|---|---|---|---|---|---|---|---|---|---|
| VGSH | VANGUARD SCOTTSDALE FDS | 4,469 | $260K | 0.2% | $58.20 | $58.36 | -1.4% | — | 92206C102 |
| EMB | ISHARES TR | 2,187 | $211K | 0.1% | $96.44 * | $93.63 | -3.0% | — | 464288281 |
| XOM | EXXON MOBIL CORP | 1,471 | $201K | 0.1% | $136.69 * | $149.67 | +8.7% | — | 30231G102 |
| Ticker | Issuer | Shares | Value | % | Share Price | Est. Cost/Share | Unrealized @ Report Date | Class | CUSIP |
|---|---|---|---|---|---|---|---|---|---|
| IVV | ISHARES TR | 48,578 (-5.0%) | $37.2M (-2.8%) | 26.1% | $765.86 | $509.95 | +50.2% | CORE S&P500 ETF | 464287200 |
| AGG | ISHARES TR | 10,424 (-26.4%) | $985K (-29.7%) | 0.7% | $94.54 | $99.79 | -5.3% | CORE US AGGBD ET | 464287226 |
| IJH | ISHARES TR | 40,701 (-2.2%) | $2.928M (-8.7%) | 2.1% | $71.95 | $55.74 | +29.1% | CORE S&P MCP ETF | 464287507 |
| IEMG | ISHARES INC | 65,830 (-2.6%) | $5.343M (-4.6%) | 3.7% | $81.16 | $49.31 | +64.6% | CORE MSCI EMKT | 46434G103 |
| VBR | VANGUARD INDEX FDS | 14,010 (-2.0%) | $3.237M (-6.8%) | 2.3% | $231.03 | $167.25 | +38.1% | MRNGSTR SML CP V | 922908611 |
| VNQ | VANGUARD INDEX FDS | 4,723 (-30.4%) | $423K (-35.3%) | 0.3% | $89.63 | $90.55 | -1.0% | REAL ESTATE ETF | 922908553 |
| IEFA | ISHARES TR | 263,896 (-1.1%) | $25.57M (-0.8%) | 17.9% | $96.88 | $62.80 | +54.3% | CORE MSCI EAFE | 46432F842 |
| PAYX | PAYCHEX INC | 3,224 (-20.8%) | $318K (-20.7%) | 0.2% | $98.51 | $106.89 | -7.8% | COM | 704326107 |
| AAPL | APPLE INC | 2,072 (-1.8%) | $690K (+13.0%) | 0.5% | $333.02 | $163.03 | +104.3% | COM | 037833100 |
| FREL | FIDELITY COVINGTON TRUST | 8,965 (-2.2%) | $244K (-9.2%) | 0.2% | $27.18 | $27.76 | -2.1% | MSCI RL EST ETF | 316092857 |
| EVSD | MORGAN STANLEY ETF TRUST | 8,710 (-1.3%) | $434K (-3.4%) | 0.3% | $49.77 | $50.00 | -0.5% | EATO VA DURA ETF | 61774R825 |
| Ticker | Issuer | Shares | Value | % | Share Price | Est. Cost/Share | Unrealized @ Report Date | Class | CUSIP |
|---|---|---|---|---|---|---|---|---|---|
| VGT | VANGUARD WORLD FD | 27,637 | $3.473M | 2.4% | $125.67 | $106.32 | +18.2% | INF TECH ETF | 92204A702 |
| MSFT | MICROSOFT CORP | 777 | $398K | 0.3% | $512.75 | $259.92 | +97.3% | COM | 594918104 |
| FTEC | FIDELITY COVINGTON TRUST | 6,457 | $1.937M | 1.4% | $300.05 | $105.19 | +185.3% | MSCI INFO TECH I | 316092808 |
| PANW | PALO ALTO NETWORKS INC | 1,350 | $536K | 0.4% | $397.31 | $137.75 | +188.4% | COM | 697435105 |
| VEA | VANGUARD TAX-MANAGED FDS | 68,319 | $4.824M | 3.4% | $70.61 | $46.51 | +51.8% | VAN FTSE DEV MKT | 921943858 |
| VDE | VANGUARD WORLD FD | 2,153 | $371K | 0.3% | $172.15 | $126.27 | +36.3% | ENERGY ETF | 92204A306 |
| IJS | ISHARES TR | 5,063 | $649K | 0.5% | $128.09 | $100.81 | +27.1% | SP SMCP600VL ETF | 464287879 |
| IVW | ISHARES TR | 10,333 | $1.47M | 1.0% | $142.26 | $75.71 | +87.9% | S&P 500 GRWT ETF | 464287309 |
| VIS | VANGUARD WORLD FD | 887 | $284K | 0.2% | $320.40 | $258.78 | +23.9% | INDUSTRIAL ETF | 92204A603 |
| BND | VANGUARD BD INDEX FDS | 9,292 | $652K | 0.5% | $70.15 | $74.32 | -5.6% | TOTAL BND MRKT | 921937835 |
| C | CITIGROUP INC | 2,198 | $285K | 0.2% | $129.47 | $130.18 | -0.5% | COM NEW | 172967424 |
| TIP | ISHARES TR | 4,134 | $430K | 0.3% | $104.04 | $111.47 | -6.7% | TIPS BD ETF | 464287176 |
| VO | VANGUARD INDEX FDS | 8,434 | $661K | 0.5% | $78.42 | $72.33 | +8.4% | MRNGSTR MID CAP | 922908629 |
| VB | VANGUARD INDEX FDS | 867 | $247K | 0.2% | $284.60 | $191.92 | +48.2% | MRNGSTR SML CAP | 922908751 |
| GOOGL | ALPHABET INC | 1,192 | $410K | 0.3% | $344.08 | $163.29 | +110.7% | CAP STK CL A | 02079K305 |
| IVOO | VANGUARD ADMIRAL FDS INC | 1,765 | $215K | 0.2% | $121.78 | $124.20 | -2.0% | MIDCP 400 IDX | 921932885 |
| VCIT | VANGUARD SCOTTSDALE FDS | 2,737 | $214K | 0.2% | $78.30 | $80.93 | -3.2% | INT-TERM CORP | 92206C870 |
| VXUS | VANGUARD STAR FDS | 18,958 | $1.611M | 1.1% | $84.96 | $61.89 | +37.3% | VG TL INTL STK F | 921909768 |
| VIGI | VANGUARD WHITEHALL FDS | 5,964 | $563K | 0.4% | $94.41 | $92.66 | +1.9% | INTL DVD ETF | 921946810 |
| EFG | ISHARES TR | 1,900 | $228K | 0.2% | $119.86 | $105.48 | +13.6% | EAFE GRWTH ETF | 464288885 |
| BRK/B | BERKSHIRE HATHAWAY INC DEL | 1,626 | $810K | 0.6% | $498.09 | $340.26 | +46.3% | CL B NEW | 084670702 |
| IVE | ISHARES TR | 11,685 | $2.667M | 1.9% | $228.28 | $161.18 | +41.6% | S&P 500 VAL ETF | 464287408 |
| VWO | VANGUARD INTL EQUITY INDEX F | 13,157 | $780K | 0.5% | $59.31 | $40.27 | +47.3% | FTSE EMR MKT ETF | 922042858 |
| VEU | VANGUARD INTL EQUITY INDEX F | 6,520 | $541K | 0.4% | $82.97 | $49.31 | +68.3% | ALLWRLD EX US | 922042775 |
| BRK/A | BERKSHIRE HATHAWAY INC DEL | 2 | $1.494M | 1.0% | $747005.00 | $428128.38 | +74.5% | CL A | 084670108 |
| IDEV | ISHARES TR | 4,056 | $363K | 0.3% | $89.48 | $53.92 | +65.9% | CORE MSCI INTL | 46435G326 |