Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
AVLV	AMERICAN CENTY ETF TR	20,419 (+305.7%)	$1.847M (+302.3%)	1.4%	$90.44	$91.58	-1.2%	US LARGE CAP VLU	025072349
SGOV	ISHARES TR	20,970 (+24.0%)	$2.111M (+24.1%)	1.6%	$100.68	$100.52	+0.2%	0-3 MTH TREASURY	46436E718
AAPL	APPLE INC	4,505 (+2.4%)	$1.5M (+17.8%)	1.2%	$333.02	$226.35	+47.1%	COM	037833100
VZ	VERIZON COMMUNICATIONS INC	10,900 (+18.3%)	$500K (+28.2%)	0.4%	$45.87	$39.73	+15.5%	COM	92343V104
VWO	VANGUARD INTL EQUITY INDEX F	12,214 (+15.7%)	$724K (+15.0%)	0.6%	$59.31	$48.68	+21.8%	FTSE EMR MKT ETF	922042858
CGSD	CAPITAL GRP FIXED INCM ETF T	86,157 (+5.9%)	$2.175M (+3.9%)	1.7%	$25.25	$25.90	-2.5%	SHORT DURATION	14020Y409
JAAA	JANUS DETROIT STR TR	28,951 (+1.8%)	$1.461M (+1.8%)	1.1%	$50.47	$50.59	-0.2%	HENDRSON AAA CL	47103U845
CGMS	CAPITAL GRP FIXED INCM ETF T	17,362 (+1.2%)	$455K (-2.9%)	0.4%	$26.23	$27.34	-4.1%	US MULTI-SECTOR	14020Y300
—	COHEN & STEERS TOTAL RETURN	21,036 (+2.2%)	$221K (-5.3%)	0.2%	$10.49	$11.71	—	COM	19247R103
CGDV	CAPITAL GROUP DIVIDEND VALUE	22,962 (+1.7%)	$1.122M (+0.8%)	0.9%	$48.85	$38.76	+26.0%	SHS CREAT UNIT	14020W106
FDHY	FIDELITY COVINGTON TRUST	6,171 (+1.3%)	$293K (-1.9%)	0.2%	$47.50	$48.73	-2.5%	ENHA HIGH YI ETF	316092618
—	FS CREDIT OPPORTUNITIES CORP	14,641 (+3.5%)	$75,546 (+7.0%)	0.1%	$5.16	$6.84	—	COMMON STOCK	30290Y101
CCIF	CARLYLE CREDIT INCOME FUND	14,885 (+9.2%)	$36,170 (-4.9%)	0.0%	$2.43	$5.90	—	SHS BEN INT	92535C104
ECC	EAGLE POINT CR CO	14,331 (+4.8%)	$49,585 (-2.5%)	0.0%	$3.46	$6.84	—	COM	269808101
VGSH	VANGUARD SCOTTSDALE FDS	4,221 (+1.2%)	$243K (+0.0%)	0.2%	$57.56	$58.67	-1.9%	SHORT TERM TREAS	92206C102

Decreased Positions (14)

SPYV SPDR SERIES TRUST 14.0%

Value $18.18M (-8.1%) Shares 297,424 (-8.6%) Share Price $61.13 Est. Cost/Share $37.34 Unrealized @ Report Date +63.7%

AGG ISHARES TR 9.5%

Value $12.36M (-8.9%) Shares 130,766 (-4.6%) Share Price $94.54 Est. Cost/Share $98.94 Unrealized @ Report Date -4.5%

IGIB ISHARES TR 6.6%

Value $8.564M (-10.7%) Shares 170,095 (-5.7%) Share Price $50.35 Est. Cost/Share $56.25 Unrealized @ Report Date -10.5%

AVUV AMERICAN CENTY ETF TR 5.3%

Value $6.913M (-11.5%) Shares 58,702 (-6.2%) Share Price $117.77 Est. Cost/Share $93.76 Unrealized @ Report Date +25.6%

SCHF SCHWAB STRATEGIC TR 12.0%

Value $15.61M (-5.2%) Shares 568,369 (-4.4%) Share Price $27.47 Est. Cost/Share $19.65 Unrealized @ Report Date +39.8%

SPY STATE STR SPDR S&P 500 ETF T 2.3%

Value $2.998M (-19.0%) Shares 3,932 (-20.7%) Share Price $762.57 Est. Cost/Share $488.35 Unrealized @ Report Date +56.2%

SPIB SPDR SERIES TRUST 3.6%

Value $4.703M (-8.7%) Shares 145,686 (-5.4%) Share Price $32.28 Est. Cost/Share $33.51 Unrealized @ Report Date -3.7%

BIL SPDR SERIES TRUST 2.6%

Value $3.442M (-8.6%) Shares 37,555 (-8.6%) Share Price $91.64 Est. Cost/Share $91.62 Unrealized @ Report Date +0.0%

VOO VANGUARD INDEX FDS 13.4%

Value $17.46M (-1.5%) Shares 24,915 (-3.5%) Share Price $700.85 Est. Cost/Share $535.39 Unrealized @ Report Date +30.9%

SHY ISHARES TR 1.1%

Value $1.428M (-3.4%) Shares 17,592 (-2.3%) Share Price $81.20 Est. Cost/Share $82.47 Unrealized @ Report Date -1.5%

SCHD SCHWAB STRATEGIC TR 2.5%

Value $3.207M (-1.2%) Shares 98,572 (-3.7%) Share Price $32.53 Est. Cost/Share $27.98 Unrealized @ Report Date +16.3%

TMUS T-MOBILE US INC 0.3%

Value $368K (-3.9%) Shares 2,258 (-1.1%) Share Price $163.06 Est. Cost/Share $236.91 Unrealized @ Report Date -31.2%

LVHI LEGG MASON ETF INVT 1.8%

Value $2.355M (+0.5%) Shares 56,465 (-2.2%) Share Price $41.71 Est. Cost/Share $32.33 Unrealized @ Report Date +29.0%

JPM JPMORGAN CHASE & CO 0.4%

Value $462K (-1.0%) Shares 1,398 (-2.0%) Share Price $330.73 Est. Cost/Share $208.89 Unrealized @ Report Date +58.4%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SPYV	SPDR SERIES TRUST	297,424 (-8.6%)	$18.18M (-8.1%)	14.0%	$61.13	$37.34	+63.7%	ST STR P500VAL	78464A508
AGG	ISHARES TR	130,766 (-4.6%)	$12.36M (-8.9%)	9.5%	$94.54	$98.94	-4.5%	CORE US AGGBD ET	464287226
IGIB	ISHARES TR	170,095 (-5.7%)	$8.564M (-10.7%)	6.6%	$50.35	$56.25	-10.5%	ISHS 5-10YR INVT	464288638
AVUV	AMERICAN CENTY ETF TR	58,702 (-6.2%)	$6.913M (-11.5%)	5.3%	$117.77	$93.76	+25.6%	US SML CP VALU	025072877
SCHF	SCHWAB STRATEGIC TR	568,369 (-4.4%)	$15.61M (-5.2%)	12.0%	$27.47	$19.65	+39.8%	INTL EQTY ETF	808524805
SPY	STATE STR SPDR S&P 500 ETF T	3,932 (-20.7%)	$2.998M (-19.0%)	2.3%	$762.57	$488.35	+56.2%	TR UNIT	78462F103
SPIB	SPDR SERIES TRUST	145,686 (-5.4%)	$4.703M (-8.7%)	3.6%	$32.28	$33.51	-3.7%	ST INTER BD ETF	78464A375
BIL	SPDR SERIES TRUST	37,555 (-8.6%)	$3.442M (-8.6%)	2.6%	$91.64	$91.62	+0.0%	ST STR BLO 1 ETF	78468R663
VOO	VANGUARD INDEX FDS	24,915 (-3.5%)	$17.46M (-1.5%)	13.4%	$700.85	$535.39	+30.9%	S&P 500 ETF SHS	922908363
SHY	ISHARES TR	17,592 (-2.3%)	$1.428M (-3.4%)	1.1%	$81.20	$82.47	-1.5%	1 3 YR TREAS BD	464287457
SCHD	SCHWAB STRATEGIC TR	98,572 (-3.7%)	$3.207M (-1.2%)	2.5%	$32.53	$27.98	+16.3%	US DIVIDEND EQ	808524797
TMUS	T-MOBILE US INC	2,258 (-1.1%)	$368K (-3.9%)	0.3%	$163.06	$236.91	-31.2%	COM	872590104
LVHI	LEGG MASON ETF INVT	56,465 (-2.2%)	$2.355M (+0.5%)	1.8%	$41.71	$32.33	+29.0%	FRANKLIN INTL LW	52468L505
JPM	JPMORGAN CHASE & CO	1,398 (-2.0%)	$462K (-1.0%)	0.4%	$330.73	$208.89	+58.4%	COM	46625H100

Unchanged Positions (13)

SHYG ISHARES TR 8.4%

Value $10.86M Shares 263,228 Share Price $41.25 Est. Cost/Share $42.79 Unrealized @ Report Date -3.6%

IBM INTERNATIONAL BUSINESS MACHS 0.4%

Value $467K Shares 2,123 Share Price $219.91 Est. Cost/Share $188.97 Unrealized @ Report Date +16.4%

T AT&T INC 0.3%

Value $405K Shares 16,612 Share Price $24.40 Est. Cost/Share $18.86 Unrealized @ Report Date +29.4%

EDV VANGUARD WORLD FD 0.2%

Value $209K Shares 3,776 Share Price $55.46 Est. Cost/Share $66.09 Unrealized @ Report Date -16.1%

NVDA NVIDIA CORPORATION 0.2%

Value $247K Shares 1,082 Share Price $228.48 Est. Cost/Share $205.61 Unrealized @ Report Date +11.1%

CGCB CAPITAL GRP FIXED INCM ETF T 0.4%

Value $510K Shares 20,428 Share Price $24.98 Est. Cost/Share $26.24 Unrealized @ Report Date -4.8%

DE DEERE & CO 0.3%

Value $391K Shares 582 Share Price $671.81 Est. Cost/Share $369.25 Unrealized @ Report Date +81.9%

DIA STATE STR SPDR DOW JONES IND 0.4%

Value $522K Shares 1,026 Share Price $508.55 Est. Cost/Share $406.27 Unrealized @ Report Date +25.2%

MMM 3M CO 0.5%

Value $674K Shares 4,104 Share Price $164.15 Est. Cost/Share $119.14 Unrealized @ Report Date +37.8%

AVIV AMERICAN CENTY ETF TR 0.2%

Value $275K Shares 3,455 Share Price $79.64 Est. Cost/Share $75.74 Unrealized @ Report Date +5.1%

QGRO AMERICAN CENTY ETF TR 0.9%

Value $1.127M Shares 9,616 Share Price $117.23 Est. Cost/Share $86.92 Unrealized @ Report Date +34.9%

DGRO ISHARES TR 1.0%

Value $1.301M Shares 17,255 Share Price $75.39 Est. Cost/Share $60.54 Unrealized @ Report Date +24.5%

IQLT ISHARES TR 0.3%

Value $446K Shares 9,007 Share Price $49.47 Est. Cost/Share $40.07 Unrealized @ Report Date +23.5%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SHYG	ISHARES TR	263,228	$10.86M	8.4%	$41.25	$42.79	-3.6%	0-5YR HI YL CP	46434V407
IBM	INTERNATIONAL BUSINESS MACHS	2,123	$467K	0.4%	$219.91	$188.97	+16.4%	COM	459200101
T	AT&T INC	16,612	$405K	0.3%	$24.40	$18.86	+29.4%	COM	00206R102
EDV	VANGUARD WORLD FD	3,776	$209K	0.2%	$55.46	$66.09	-16.1%	EXTENDED DUR	921910709
NVDA	NVIDIA CORPORATION	1,082	$247K	0.2%	$228.48	$205.61	+11.1%	COM	67066G104
CGCB	CAPITAL GRP FIXED INCM ETF T	20,428	$510K	0.4%	$24.98	$26.24	-4.8%	CORE BOND ETF	14020Y508
DE	DEERE & CO	582	$391K	0.3%	$671.81	$369.25	+81.9%	COM	244199105
DIA	STATE STR SPDR DOW JONES IND	1,026	$522K	0.4%	$508.55	$406.27	+25.2%	UT SER 1	78467X109
MMM	3M CO	4,104	$674K	0.5%	$164.15	$119.14	+37.8%	COM	88579Y101
AVIV	AMERICAN CENTY ETF TR	3,455	$275K	0.2%	$79.64	$75.74	+5.1%	INTERNATIONAL LR	025072364
QGRO	AMERICAN CENTY ETF TR	9,616	$1.127M	0.9%	$117.23	$86.92	+34.9%	US QUALITY GROW	025072307
DGRO	ISHARES TR	17,255	$1.301M	1.0%	$75.39	$60.54	+24.5%	CORE DIV GRWTH	46434V621
IQLT	ISHARES TR	9,007	$446K	0.3%	$49.47	$40.07	+23.5%	MSCI INTL QUALTY	46434V456