Lutz Financial Services LLC Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IJH	ISHARES TR	182,877	$34,302	10.1%	$189.74	—	CORE S&P MCP ETF	464287507
BSV	VANGUARD BD INDEX FD INC	398,820	$31,283	9.2%	$79.10	—	SHORT TRM BOND	921937827
BND	VANGUARD BD INDEX FD INC	371,637	$29,705	8.8%	$81.42	—	TOTAL BND MRKT	921937835
VOO	VANGUARD INDEX FDS	102,099	$24,716	7.3%	$245.29	—	S&P 500 ETF SHS	922908363
SPY	SPDR S&P 500 ETF TR	92,027	$24,217	7.1%	$266.86	—	TR UNIT	78462F103
VEA	VANGUARD TAX MANAGED INTL FD	462,082	$20,447	6.0%	$44.82	—	FTSE DEV MKT ETF	921943858
IVE	ISHARES TR	186,122	$20,351	6.0%	$114.24	—	S&P 500 VAL ETF	464287408
VOOV	VANGUARD ADMIRAL FDS INC	188,884	$19,920	5.9%	$109.97	—	500 VAL IDX FD	921932703
VTIP	VANGUARD MALVERN FDS	363,125	$17,760	5.2%	$48.83	—	STRM INFPROIDX	922020805
SPYV	SPDR SERIES TRUST	544,253	$16,001	4.7%	$30.44	—	PRTFLO S&P500 VL	78464A508
IVOV	VANGUARD ADMIRAL FDS INC	121,200	$14,300	4.2%	$121.41	—	MIDCP 400 VAL	921932844
IJJ	ISHARES TR	89,764	$13,869	4.1%	$160.11	—	S&P MC 400VL ETF	464287705
VNQ	VANGUARD INDEX FDS	138,155	$10,427	3.1%	$82.41	—	REAL ESTATE ETF	922908553
VCIT	VANGUARD SCOTTSDALE FDS	107,767	$9,143	2.7%	$86.74	—	INT-TERM CORP	92206C870
—	ISHARES TR	314,379	$7,881	2.3%	$25.26	—	IBONDS DEC20 ETF	46434VAQ3
MDY	SPDR S&P MIDCAP 400 ETF TR	14,783	$5,052	1.5%	$345.38	—	UTSER1 S&PDCRP	78467Y107
IJS	ISHARES TR	31,416	$4,739	1.4%	$153.40	—	SP SMCP600VL ETF	464287879
IJR	ISHARES TR	51,319	$3,952	1.2%	$76.82	—	CORE S&P SCP ETF	464287804
EFV	ISHARES TR	69,074	$3,768	1.1%	$55.21	—	EAFE VALUE ETF	464288877
SCHP	SCHWAB STRATEGIC TR	65,912	$3,617	1.1%	$55.44	—	US TIPS ETF	808524870
TIP	ISHARES TR	30,878	$3,491	1.0%	$114.07	—	TIPS BD ETF	464287176
IVV	ISHARES TR	10,285	$2,729	0.8%	$267.05	—	CORE S&P500 ETF	464287200
EFA	ISHARES TR	38,048	$2,651	0.8%	$70.31	—	MSCI EAFE ETF	464287465
QEMM	SPDR INDEX SHS FDS	35,095	$2,300	0.7%	$64.49	—	MSCI EMRG MKTS	78463X426
IGSB	ISHARES TR	17,780	$1,846	0.5%	$104.56	—	1 3 YR CR BD ETF	464288646
VCSH	VANGUARD SCOTTSDALE FDS	19,856	$1,557	0.5%	$79.26	—	SHRT TRM CORP BD	92206C409
IGIB	ISHARES TR	10,123	$1,086	0.3%	$109.20	—	INTRMD CR BD ETF	464288638
SCHO	SCHWAB STRATEGIC TR	20,618	$1,028	0.3%	$50.03	—	SHT TM US TRES	808524862
LQD	ISHARES TR	6,559	$770	0.2%	$121.50	—	IBOXX INV CP ETF	464287242
AGG	ISHARES TR	6,302	$676	0.2%	$109.35	—	CORE US AGGBD ET	464287226
SHY	ISHARES TR	7,281	$608	0.2%	$83.80	—	1 3 YR TREAS BD	464287457
BNDX	VANGUARD CHARLOTTE FDS	10,848	$594	0.2%	$54.43	—	INTL BD IDX ETF	92203J407
IWN	ISHARES TR	4,542	$554	0.2%	$125.72	—	RUS 2000 VAL ETF	464287630
VO	VANGUARD INDEX FDS	3,221	$497	0.1%	$154.89	—	MID CAP ETF	922908629
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,290	$457	0.1%	$189.88	+8.1%	CL B NEW	084670702
IWD	ISHARES TR	3,398	$408	0.1%	$124.48	—	RUS 1000 VAL ETF	464287598
VTI	VANGUARD INDEX FDS	2,901	$394	0.1%	$137.32	—	TOTAL STK MKT	922908769
VTV	VANGUARD INDEX FDS	3,343	$345	0.1%	$106.23	—	VALUE ETF	922908744
IVOO	VANGUARD ADMIRAL FDS INC	2,619	$332	0.1%	$127.91	—	MIDCP 400 IDX	921932885
SCHG	SCHWAB STRATEGIC TR	4,527	$325	0.1%	$70.72	—	US LCAP GR ETF	808524300
—	U S SILICA HLDGS INC	10,000	$255	0.1%	$25.50	—	COM	90345E103
IWR	ISHARES TR	1,208	$249	0.1%	$208.30	—	RUS MID CAP ETF	464287499
—	DNP SELECT INCOME FD	22,388	$230	0.1%	$10.80	—	COM	23325P104