Flower City Capital Long-Term Concentrated

Location: Pittsford, NY

CIK: 0001808394 · Show all filings

Period: Q3 2025 (← Previous) (Next →)

Filing Date: Oct 8, 2025

Total Value: $186M (100.0% shares, 0.0% debt)

Holdings (43)

VONE VANGUARD SCOTTSDALE FDS 37.3%

Value $69.32M Shares 229,263 Est. Cost $201.61 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 29.5%

Value $54.95M Shares 769,900 Est. Cost $52.02 Unrealized —

VOO VANGUARD INDEX FDS 7.8%

Value $14.56M Shares 23,712 Est. Cost $361412.20 Unrealized —

IVV ISHARES TR 4.5%

Value $8.361M Shares 12,492 Est. Cost $341839.75 Unrealized —

VSS VANGUARD INTL EQUITY INDEX F 3.0%

Value $5.613M Shares 39,376 Est. Cost $104.61 Unrealized —

EFA ISHARES TR 2.9%

Value $5.445M Shares 58,316 Est. Cost $78846.59 Unrealized —

AAPL APPLE INC 2.2%

Value $4M Shares 15,710 Est. Cost $184.35 Unrealized +22.4%

SCHX SCHWAB STRATEGIC TR 1.6%

Value $3.068M Shares 116,483 Est. Cost $33.57 Unrealized —

VIOO VANGUARD ADMIRAL FDS INC 1.6%

Value $2.929M Shares 26,517 Est. Cost $106.31 Unrealized —

MSFT MICROSOFT CORP 0.9%

Value $1.663M Shares 3,210 Est. Cost $324.64 Unrealized +56.7%

VEA VANGUARD TAX-MANAGED FDS 0.8%

Value $1.463M Shares 24,417 Est. Cost $33977.90 Unrealized —

NVDA NVIDIA CORPORATION 0.7%

Value $1.373M Shares 7,360 Est. Cost $109.46 Unrealized +59.2%

VXUS VANGUARD STAR FDS 0.6%

Value $1.135M Shares 15,444 Est. Cost $64.53 Unrealized —

VTI VANGUARD INDEX FDS 0.6%

Value $1.133M Shares 3,442 Est. Cost $259.92 Unrealized —

AMZN AMAZON COM INC 0.5%

Value $999K Shares 4,550 Est. Cost $144.70 Unrealized +56.4%

VTWO VANGUARD SCOTTSDALE FDS 0.5%

Value $930K Shares 9,506 Est. Cost $87.22 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.4%

Value $665K Shares 28,556 Est. Cost $32195.06 Unrealized —

CVX CHEVRON CORP NEW 0.3%

Value $628K Shares 4,044 Est. Cost $152.28 Unrealized 0.0%

VUG VANGUARD INDEX FDS 0.3%

Value $607K Shares 1,264 Est. Cost $271834.94 Unrealized —

VT VANGUARD INTL EQUITY INDEX F 0.3%

Value $545K Shares 3,953 Est. Cost $95.90 Unrealized —

GOOGL ALPHABET INC 0.3%

Value $545K Shares 2,240 Est. Cost $96.64 Unrealized +116.5%

SPYM SPDR SERIES TRUST 0.2%

Value $456K Shares 5,822 Est. Cost $55824.12 Unrealized —

HD HOME DEPOT INC 0.2%

Value $446K Shares 1,100 Est. Cost $346.20 Unrealized +12.4%

IWM ISHARES TR 0.2%

Value $398K Shares 1,644 Est. Cost $163221.08 Unrealized —

GE GE AEROSPACE 0.2%

Value $397K Shares 1,319 Est. Cost $195.73 Unrealized +39.3%

JPM JPMORGAN CHASE & CO. 0.2%

Value $382K Shares 1,211 Est. Cost $129.66 Unrealized +128.2%

GOOG ALPHABET INC 0.2%

Value $343K Shares 1,410 Est. Cost $129.45 Unrealized +62.2%

TPL TEXAS PACIFIC LAND CORPORATI 0.2%

Value $342K Shares 366 Est. Cost $443.26 Unrealized -29.2%

VB VANGUARD INDEX FDS 0.2%

Value $337K Shares 1,318 Est. Cost $126423.39 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.2%

Value $331K Shares 1,174 Est. Cost $239.40 Unrealized +8.4%

BRK/B BERKSHIRE HATHAWAY INC DEL 0.2%

Value $320K Shares 637 Est. Cost $446.28 Unrealized +8.5%

IYW ISHARES TR 0.2%

Value $317K Shares 1,620 Est. Cost $135.06 Unrealized —

SCHA SCHWAB STRATEGIC TR 0.1%

Value $244K Shares 8,732 Est. Cost $34824.84 Unrealized —

SCHE SCHWAB STRATEGIC TR 0.1%

Value $243K Shares 7,271 Est. Cost $27.57 Unrealized —

VO VANGUARD INDEX FDS 0.1%

Value $241K Shares 818 Est. Cost $136755.92 Unrealized —

WPM WHEATON PRECIOUS METALS CORP 0.1%

Value $238K Shares 2,127 Est. Cost $97.71 Unrealized 0.0%

GRVY GRAVITY CO LTD 0.1%

Value $224K Shares 3,500 Est. Cost $62.40 Unrealized —

AON AON PLC 0.1%

Value $219K Shares 613 Est. Cost $324.38 Unrealized +11.4%

IMRX IMMUNEERING CORP 0.1%

Value $205K Shares 29,229 Est. Cost $1.71 Unrealized +202.8%

GEV GE VERNOVA INC 0.1%

Value $202K Shares 329 Est. Cost $605.52 Unrealized 0.0%

KURA KURA ONCOLOGY INC 0.0%

Value $88,500 Shares 10,000 Est. Cost $7.79 Unrealized -8.5%

PGEN PRECIGEN INC 0.0%

Value $65,800 Shares 20,000 Est. Cost $2.82 Unrealized 0.0%

OTLK OUTLOOK THERAPEUTICS INC 0.0%

Value $21,200 Shares 20,000 Est. Cost $1.73 Unrealized 0.0%

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VONE	VANGUARD SCOTTSDALE FDS	229,263	$69.32M	37.3%	$201.61	—	VNG RUS1000IDX	92206C730
VEU	VANGUARD INTL EQUITY INDEX F	769,900	$54.95M	29.5%	$52.02	—	ALLWRLD EX US	922042775
VOO	VANGUARD INDEX FDS	23,712	$14.56M	7.8%	$361412.20	—	S&P 500 ETF SHS	922908363
IVV	ISHARES TR	12,492	$8.361M	4.5%	$341839.75	—	CORE S&P500 ETF	464287200
VSS	VANGUARD INTL EQUITY INDEX F	39,376	$5.613M	3.0%	$104.61	—	FTSE SMCAP ETF	922042718
EFA	ISHARES TR	58,316	$5.445M	2.9%	$78846.59	—	MSCI EAFE ETF	464287465
AAPL	APPLE INC	15,710	$4M	2.2%	$184.35	+22.4%	COM	037833100
SCHX	SCHWAB STRATEGIC TR	116,483	$3.068M	1.6%	$33.57	—	US LRG CAP ETF	808524201
VIOO	VANGUARD ADMIRAL FDS INC	26,517	$2.929M	1.6%	$106.31	—	SMLLCP 600 IDX	921932828
MSFT	MICROSOFT CORP	3,210	$1.663M	0.9%	$324.64	+56.7%	COM	594918104
VEA	VANGUARD TAX-MANAGED FDS	24,417	$1.463M	0.8%	$33977.90	—	VAN FTSE DEV MKT	921943858
NVDA	NVIDIA CORPORATION	7,360	$1.373M	0.7%	$109.46	+59.2%	COM	67066G104
VXUS	VANGUARD STAR FDS	15,444	$1.135M	0.6%	$64.53	—	VG TL INTL STK F	921909768
VTI	VANGUARD INDEX FDS	3,442	$1.133M	0.6%	$259.92	—	TOTAL STK MKT	922908769
AMZN	AMAZON COM INC	4,550	$999K	0.5%	$144.70	+56.4%	COM	023135106
VTWO	VANGUARD SCOTTSDALE FDS	9,506	$930K	0.5%	$87.22	—	VNG RUS2000IDX	92206C664
SCHF	SCHWAB STRATEGIC TR	28,556	$665K	0.4%	$32195.06	—	INTL EQTY ETF	808524805
CVX	CHEVRON CORP NEW	4,044	$628K	0.3%	$152.28	0.0%	COM	166764100
VUG	VANGUARD INDEX FDS	1,264	$607K	0.3%	$271834.94	—	GROWTH ETF	922908736
VT	VANGUARD INTL EQUITY INDEX F	3,953	$545K	0.3%	$95.90	—	TT WRLD ST ETF	922042742
GOOGL	ALPHABET INC	2,240	$545K	0.3%	$96.64	+116.5%	CAP STK CL A	02079K305
SPYM	SPDR SERIES TRUST	5,822	$456K	0.2%	$55824.12	—	PORTFOLIO S&P500	78464A854
HD	HOME DEPOT INC	1,100	$446K	0.2%	$346.20	+12.4%	COM	437076102
IWM	ISHARES TR	1,644	$398K	0.2%	$163221.08	—	RUSSELL 2000 ETF	464287655
GE	GE AEROSPACE	1,319	$397K	0.2%	$195.73	+39.3%	COM NEW	369604301
JPM	JPMORGAN CHASE & CO.	1,211	$382K	0.2%	$129.66	+128.2%	COM	46625H100
GOOG	ALPHABET INC	1,410	$343K	0.2%	$129.45	+62.2%	CAP STK CL C	02079K107
TPL	TEXAS PACIFIC LAND CORPORATI	366	$342K	0.2%	$443.26	-29.2%	COM	88262P102
VB	VANGUARD INDEX FDS	1,318	$337K	0.2%	$126423.39	—	SMALL CP ETF	922908751
IBM	INTERNATIONAL BUSINESS MACHS	1,174	$331K	0.2%	$239.40	+8.4%	COM	459200101
BRK/B	BERKSHIRE HATHAWAY INC DEL	637	$320K	0.2%	$446.28	+8.5%	CL B NEW	084670702
IYW	ISHARES TR	1,620	$317K	0.2%	$135.06	—	U.S. TECH ETF	464287721
SCHA	SCHWAB STRATEGIC TR	8,732	$244K	0.1%	$34824.84	—	US SML CAP ETF	808524607
SCHE	SCHWAB STRATEGIC TR	7,271	$243K	0.1%	$27.57	—	EMRG MKTEQ ETF	808524706
VO	VANGUARD INDEX FDS	818	$241K	0.1%	$136755.92	—	MID CAP ETF	922908629
WPM	WHEATON PRECIOUS METALS CORP	2,127	$238K	0.1%	$97.71	0.0%	COM	962879102
GRVY	GRAVITY CO LTD	3,500	$224K	0.1%	$62.40	—	SPONSORED ADS NE	38911N206
AON	AON PLC	613	$219K	0.1%	$324.38	+11.4%	SHS CL A	G0403H108
IMRX	IMMUNEERING CORP	29,229	$205K	0.1%	$1.71	+202.8%	CLASS A COM	45254E107
GEV	GE VERNOVA INC	329	$202K	0.1%	$605.52	0.0%	COM	36828A101
KURA	KURA ONCOLOGY INC	10,000	$88,500	0.0%	$7.79	-8.5%	COM	50127T109
PGEN	PRECIGEN INC	20,000	$65,800	0.0%	$2.82	0.0%	COM	74017N105
OTLK	OUTLOOK THERAPEUTICS INC	20,000	$21,200	0.0%	$1.73	0.0%	COM	69012T305