Flower City Capital Long-Term Concentrated

Location: Pittsford, NY

CIK: 0001808394 · Show all filings

Period: Q4 2025 (← Previous) (Next →)

Filing Date: Jan 22, 2026

Total Value: $196M (100.0% shares, 0.0% debt)

Holdings (44)

VONE VANGUARD SCOTTSDALE FDS 37.5%

Value $73.55M Shares 238,010 Est. Cost $205.56 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 29.8%

Value $58.5M Shares 795,236 Est. Cost $52.71 Unrealized —

VOO VANGUARD INDEX FDS 7.6%

Value $14.87M Shares 23,712 Est. Cost $361412.20 Unrealized —

IVV ISHARES TR 4.3%

Value $8.493M Shares 12,399 Est. Cost $341839.75 Unrealized —

VSS VANGUARD INTL EQUITY INDEX F 3.0%

Value $5.787M Shares 40,378 Est. Cost $105.57 Unrealized —

EFA ISHARES TR 2.9%

Value $5.595M Shares 58,263 Est. Cost $78846.59 Unrealized —

AAPL APPLE INC 2.1%

Value $4.098M Shares 15,073 Est. Cost $184.35 Unrealized +45.6%

SCHX SCHWAB STRATEGIC TR 1.7%

Value $3.413M Shares 126,843 Est. Cost $33.03 Unrealized —

VIOO VANGUARD ADMIRAL FDS INC 1.6%

Value $3.086M Shares 27,813 Est. Cost $106.52 Unrealized —

MSFT MICROSOFT CORP 0.8%

Value $1.554M Shares 3,212 Est. Cost $324.64 Unrealized +54.2%

VEA VANGUARD TAX-MANAGED FDS 0.8%

Value $1.544M Shares 24,710 Est. Cost $33575.74 Unrealized —

NVDA NVIDIA CORPORATION 0.7%

Value $1.37M Shares 7,346 Est. Cost $109.46 Unrealized +70.0%

VTI VANGUARD INDEX FDS 0.6%

Value $1.248M Shares 3,722 Est. Cost $265.59 Unrealized —

AMZN AMAZON COM INC 0.5%

Value $1.018M Shares 4,411 Est. Cost $144.70 Unrealized +58.1%

VTWO VANGUARD SCOTTSDALE FDS 0.5%

Value $946K Shares 9,506 Est. Cost $87.22 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.4%

Value $849K Shares 35,335 Est. Cost $26023.07 Unrealized —

GOOGL ALPHABET INC 0.4%

Value $701K Shares 2,240 Est. Cost $96.64 Unrealized +195.5%

BND VANGUARD BD INDEX FDS 0.4%

Value $690K Shares 9,310 Est. Cost $74.07 Unrealized —

VXUS VANGUARD STAR FDS 0.3%

Value $661K Shares 8,768 Est. Cost $64.53 Unrealized —

VUG VANGUARD INDEX FDS 0.3%

Value $616K Shares 1,262 Est. Cost $271834.94 Unrealized —

CVX CHEVRON CORP NEW 0.3%

Value $582K Shares 3,818 Est. Cost $152.28 Unrealized -0.6%

VT VANGUARD INTL EQUITY INDEX F 0.3%

Value $560K Shares 3,968 Est. Cost $95.90 Unrealized —

SPYM SPDR SERIES TRUST 0.2%

Value $489K Shares 6,096 Est. Cost $53318.57 Unrealized —

TPG TPG INC 0.2%

Value $457K Shares 7,160 Est. Cost $59.03 Unrealized 0.0%

GOOG ALPHABET INC 0.2%

Value $421K Shares 1,341 Est. Cost $129.45 Unrealized +121.2%

GE GE AEROSPACE 0.2%

Value $407K Shares 1,319 Est. Cost $195.73 Unrealized +53.7%

IWM ISHARES TR 0.2%

Value $405K Shares 1,644 Est. Cost $163221.08 Unrealized —

HD HOME DEPOT INC 0.2%

Value $379K Shares 1,100 Est. Cost $346.20 Unrealized +5.3%

JPM JPMORGAN CHASE & CO. 0.2%

Value $370K Shares 1,147 Est. Cost $129.66 Unrealized +138.7%

IBM INTERNATIONAL BUSINESS MACHS 0.2%

Value $348K Shares 1,174 Est. Cost $239.40 Unrealized +24.8%

VB VANGUARD INDEX FDS 0.2%

Value $340K Shares 1,318 Est. Cost $126423.39 Unrealized —

IYW ISHARES TR 0.2%

Value $323K Shares 1,620 Est. Cost $135.06 Unrealized —

SCHA SCHWAB STRATEGIC TR 0.1%

Value $278K Shares 9,764 Est. Cost $31147.06 Unrealized —

IMRX IMMUNEERING CORP 0.1%

Value $278K Shares 42,229 Est. Cost $3.16 Unrealized +103.0%

SCHE SCHWAB STRATEGIC TR 0.1%

Value $275K Shares 8,388 Est. Cost $28.26 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.1%

Value $244K Shares 485 Est. Cost $446.28 Unrealized +11.5%

VO VANGUARD INDEX FDS 0.1%

Value $237K Shares 818 Est. Cost $136755.92 Unrealized —

AON AON PLC 0.1%

Value $216K Shares 613 Est. Cost $324.38 Unrealized +7.6%

GEV GE VERNOVA INC 0.1%

Value $215K Shares 329 Est. Cost $605.52 Unrealized +0.6%

WMT WALMART INC 0.1%

Value $213K Shares 1,914 Est. Cost $107.20 Unrealized 0.0%

GRVY GRAVITY CO LTD 0.1%

Value $203K Shares 3,500 Est. Cost $62.40 Unrealized —

KURA KURA ONCOLOGY INC 0.1%

Value $125K Shares 12,000 Est. Cost $8.24 Unrealized +27.3%

PGEN PRECIGEN INC 0.0%

Value $87,780 Shares 21,000 Est. Cost $2.87 Unrealized +34.7%

OTLK OUTLOOK THERAPEUTICS INC 0.0%

Value $31,600 Shares 20,000 Est. Cost $1.73 Unrealized -7.6%

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VONE	VANGUARD SCOTTSDALE FDS	238,010	$73.55M	37.5%	$205.56	—	VNG RUS1000IDX	92206C730
VEU	VANGUARD INTL EQUITY INDEX F	795,236	$58.5M	29.8%	$52.71	—	ALLWRLD EX US	922042775
VOO	VANGUARD INDEX FDS	23,712	$14.87M	7.6%	$361412.20	—	S&P 500 ETF SHS	922908363
IVV	ISHARES TR	12,399	$8.493M	4.3%	$341839.75	—	CORE S&P500 ETF	464287200
VSS	VANGUARD INTL EQUITY INDEX F	40,378	$5.787M	3.0%	$105.57	—	FTSE SMCAP ETF	922042718
EFA	ISHARES TR	58,263	$5.595M	2.9%	$78846.59	—	MSCI EAFE ETF	464287465
AAPL	APPLE INC	15,073	$4.098M	2.1%	$184.35	+45.6%	COM	037833100
SCHX	SCHWAB STRATEGIC TR	126,843	$3.413M	1.7%	$33.03	—	US LRG CAP ETF	808524201
VIOO	VANGUARD ADMIRAL FDS INC	27,813	$3.086M	1.6%	$106.52	—	SMLLCP 600 IDX	921932828
MSFT	MICROSOFT CORP	3,212	$1.554M	0.8%	$324.64	+54.2%	COM	594918104
VEA	VANGUARD TAX-MANAGED FDS	24,710	$1.544M	0.8%	$33575.74	—	VAN FTSE DEV MKT	921943858
NVDA	NVIDIA CORPORATION	7,346	$1.37M	0.7%	$109.46	+70.0%	COM	67066G104
VTI	VANGUARD INDEX FDS	3,722	$1.248M	0.6%	$265.59	—	TOTAL STK MKT	922908769
AMZN	AMAZON COM INC	4,411	$1.018M	0.5%	$144.70	+58.1%	COM	023135106
VTWO	VANGUARD SCOTTSDALE FDS	9,506	$946K	0.5%	$87.22	—	VNG RUS2000IDX	92206C664
SCHF	SCHWAB STRATEGIC TR	35,335	$849K	0.4%	$26023.07	—	INTL EQTY ETF	808524805
GOOGL	ALPHABET INC	2,240	$701K	0.4%	$96.64	+195.5%	CAP STK CL A	02079K305
BND	VANGUARD BD INDEX FDS	9,310	$690K	0.4%	$74.07	—	TOTAL BND MRKT	921937835
VXUS	VANGUARD STAR FDS	8,768	$661K	0.3%	$64.53	—	VG TL INTL STK F	921909768
VUG	VANGUARD INDEX FDS	1,262	$616K	0.3%	$271834.94	—	GROWTH ETF	922908736
CVX	CHEVRON CORP NEW	3,818	$582K	0.3%	$152.28	-0.6%	COM	166764100
VT	VANGUARD INTL EQUITY INDEX F	3,968	$560K	0.3%	$95.90	—	TT WRLD ST ETF	922042742
SPYM	SPDR SERIES TRUST	6,096	$489K	0.2%	$53318.57	—	STATE STREET SPD	78464A854
TPG	TPG INC	7,160	$457K	0.2%	$59.03	0.0%	COM CL A	872657101
GOOG	ALPHABET INC	1,341	$421K	0.2%	$129.45	+121.2%	CAP STK CL C	02079K107
GE	GE AEROSPACE	1,319	$407K	0.2%	$195.73	+53.7%	COM NEW	369604301
IWM	ISHARES TR	1,644	$405K	0.2%	$163221.08	—	RUSSELL 2000 ETF	464287655
HD	HOME DEPOT INC	1,100	$379K	0.2%	$346.20	+5.3%	COM	437076102
JPM	JPMORGAN CHASE & CO.	1,147	$370K	0.2%	$129.66	+138.7%	COM	46625H100
IBM	INTERNATIONAL BUSINESS MACHS	1,174	$348K	0.2%	$239.40	+24.8%	COM	459200101
VB	VANGUARD INDEX FDS	1,318	$340K	0.2%	$126423.39	—	SMALL CP ETF	922908751
IYW	ISHARES TR	1,620	$323K	0.2%	$135.06	—	U.S. TECH ETF	464287721
SCHA	SCHWAB STRATEGIC TR	9,764	$278K	0.1%	$31147.06	—	US SML CAP ETF	808524607
IMRX	IMMUNEERING CORP	42,229	$278K	0.1%	$3.16	+103.0%	CLASS A COM	45254E107
SCHE	SCHWAB STRATEGIC TR	8,388	$275K	0.1%	$28.26	—	EMRG MKTEQ ETF	808524706
BRK/B	BERKSHIRE HATHAWAY INC DEL	485	$244K	0.1%	$446.28	+11.5%	CL B NEW	084670702
VO	VANGUARD INDEX FDS	818	$237K	0.1%	$136755.92	—	MID CAP ETF	922908629
AON	AON PLC	613	$216K	0.1%	$324.38	+7.6%	SHS CL A	G0403H108
GEV	GE VERNOVA INC	329	$215K	0.1%	$605.52	+0.6%	COM	36828A101
WMT	WALMART INC	1,914	$213K	0.1%	$107.20	0.0%	COM	931142103
GRVY	GRAVITY CO LTD	3,500	$203K	0.1%	$62.40	—	SPONSORED ADS NE	38911N206
KURA	KURA ONCOLOGY INC	12,000	$125K	0.1%	$8.24	+27.3%	COM	50127T109
PGEN	PRECIGEN INC	21,000	$87,780	0.0%	$2.87	+34.7%	COM	74017N105
OTLK	OUTLOOK THERAPEUTICS INC	20,000	$31,600	0.0%	$1.73	-7.6%	COM	69012T305