Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB U.S. BROAD MARKET ETF	3,656,627	$230M	18.5%	$46.25	—	ETF	808524102
VTI	VANGUARD TOTAL STOCK MARKET ETF	646,953	$173M	13.9%	$196.49	—	ETF	922908769
AGG	ISHARES CORE U.S. AGGREGATE BOND ETF	1,178,193	$114M	9.2%	$97.27	—	ETF	464287226
SCHF	SCHWAB INTERNATIONAL EQUITY ETF	2,911,341	$112M	9.0%	$32.81	—	ETF	808524805
VEA	VANGUARD FTSE DEVELOPED MARKETS ETF	1,682,366	$83.14M	6.7%	$42.64	—	ETF	921943858
VNQ	VANGUARD REAL ESTATE ETF	915,941	$76.72M	6.2%	$82.84	—	ETF	922908553
VCIT	VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	881,716	$70.48M	5.7%	$78.00	—	ETF	92206C870
USHY	ISHARES BROAD USD HIGH YIELD CORPORATE BOND ETF	1,566,062	$56.82M	4.6%	$34.87	—	ETF	46435U853
SCHE	SCHWAB EMERGING MARKETS EQUITY ETF	1,953,452	$51.88M	4.2%	$24.08	—	ETF	808524706
IJR	ISHARES CORE S&P SMALL CAP ETF	373,809	$39.87M	3.2%	$95.18	—	ETF	464287804
VWO	VANGUARD FTSE EMERGING MARKETS ETF	744,782	$32.59M	2.6%	$39.12	—	ETF	922042858
VYM	VANGUARD HIGH DIVIDEND YIELD INDEX ETF	227,984	$27.04M	2.2%	$108.37	—	ETF	921946406
BND	VANGUARD TOTAL BOND MARKET ETF	193,735	$13.96M	1.1%	$72.20	—	ETF	921937835
VYMI	VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF	153,488	$10.52M	0.8%	$59.57	—	ETF	921946794
IGIB	ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF	169,161	$8.671M	0.7%	$50.15	—	ETF	464288638
—	INVESCO BULLETSHARES 2024 CORPORATE BOND ETF	370,711	$7.807M	0.6%	$20.61	—	ETF	46138J841
—	INVESCO BULLETSHARES 2025 CORPORATE BOND ETF	380,279	$7.777M	0.6%	$20.26	—	ETF	46138J825
BSCQ	INVESCO BULLETSHARES 2026 CORPORATE BOND ETF	397,850	$7.629M	0.6%	$19.13	—	ETF	46138J791
IWF	ISHARES RUSSELL 1000 GROWTH ETF	20,719	$7.552M	0.6%	$235.29	—	ETF	464287614
IWD	ISHARES RUSSELL 1000 VALUE ETF	40,289	$7.029M	0.6%	$157.18	—	ETF	464287598
HYG	ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF	89,394	$6.896M	0.6%	$74.06	—	ETF	464288513
IWV	ISHARES RUSSELL 3000 ETF	18,736	$5.783M	0.5%	$220.67	—	ETF	464287689
SPY	SPDR S&P 500 ETF TRUST	10,597	$5.767M	0.5%	$383.63	—	ETF	78462F103
IYR	ISHARES U.S. REAL ESTATE ETF	63,455	$5.568M	0.4%	$87.45	—	ETF	464287739
SCHP	SCHWAB US TIPS ETF	97,397	$5.066M	0.4%	$51.90	—	ETF	808524870
IJH	ISHARES CORE S&P MID-CAP ETF	85,449	$5M	0.4%	$97.87	—	ETF	464287507
BSCR	INVESCO BULLETSHARES 2027 CORPORATE BOND ETF	169,867	$3.265M	0.3%	$19.44	—	ETF	46138J783
VSS	VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF	27,745	$3.26M	0.3%	$103.75	—	ETF	922042718
RWR	SPDR DOW JONES REIT ETF	35,012	$3.26M	0.3%	$87.88	—	ETF	78464A607
BSCS	INVESCO BULLETSHARES 2028 CORPORATE BOND ETF	160,001	$3.192M	0.3%	$20.26	—	ETF	46138J643
BRK/B	BERKSHIRE HATHAWAY INC DEL CL B NEW	7,745	$3.151M	0.3%	$301.43	+35.6%	Stock	084670702
VOO	VANGUARD S&P 500 ETF	6,171	$3.086M	0.2%	$351.33	—	ETF	922908363
IWM	ISHARES RUSSELL 2000 ETF	14,072	$2.855M	0.2%	$178.94	—	ETF	464287655
VB	VANGUARD SMALL-CAP ETF	12,179	$2.655M	0.2%	$184.04	—	ETF	922908751
EFA	ISHARES MSCI EAFE ETF	29,644	$2.322M	0.2%	$65.77	—	ETF	464287465
VBR	VANGUARD SMALL CAP VALUE ETF	12,208	$2.228M	0.2%	$159.71	—	ETF	922908611
BSJP	INVESCO BULLETSHARES 2025 HIGH YIELD CORPORATE BOND ETF	94,936	$2.175M	0.2%	$22.30	—	ETF	46138J817
BSJO	INVESCO BULLETSHARES 2024 HIGH YIELD CORPORATE BOND ETF	95,564	$2.171M	0.2%	$22.13	—	ETF	46138J833
BSJQ	INVESCO BULLETSHARES 2026 HIGH YIELD CORP BOND ETF	91,400	$2.108M	0.2%	$23.13	—	ETF	46138J635
AAPL	APPLE INC COM	9,836	$2.072M	0.2%	$147.02	+25.9%	Stock	037833100
PFF	ISHARES PREFERRED & INCOME SECURITIES ETF	58,535	$1.847M	0.1%	$30.53	—	ETF	464288687
VIOO	VANGUARD S&P SMALL-CAP 600 ETF	17,770	$1.745M	0.1%	$112.45	—	ETF	921932828
MSFT	MICROSOFT CORP COM	3,451	$1.542M	0.1%	$291.53	+43.1%	Stock	594918104
VGK	VANGUARD FTSE EUROPE ETF	21,815	$1.457M	0.1%	$55.44	—	ETF	922042874
GLD	SPDR GOLD SHARES	6,681	$1.436M	0.1%	$173.18	—	ETF	78463V107
VBK	VANGUARD SMALL-CAP GROWTH ETF	5,702	$1.426M	0.1%	$200.51	—	ETF	922908595
VPL	VANGUARD FTSE PACIFIC ETF	19,121	$1.418M	0.1%	$64.35	—	ETF	922042866
SDY	SPDR S&P DIVIDEND ETF	10,810	$1.375M	0.1%	$124.65	—	ETF	78464A763
SCZ	ISHARES MSCI EAFE SMALL-CAP ETF	21,947	$1.353M	0.1%	$56.80	—	ETF	464288273
VV	VANGUARD LARGE-CAP ETF	5,400	$1.348M	0.1%	$202.72	—	ETF	922908637
IVV	ISHARES CORE S&P 500 ETF	2,273	$1.244M	0.1%	$478.46	—	ETF	464287200
EEMS	ISHARES MSCI EMERGING MARKETS SMALL CAP ETF	16,944	$1.036M	0.1%	$48.28	—	ETF	464286475
IWS	ISHARES RUSSELL MID-CAP VALUE ETF	6,834	$825K	0.1%	$105.59	—	ETF	464287473
IWP	ISHARES RUSSELL MID-CAP GROWTH ETF	7,401	$817K	0.1%	$83.59	—	ETF	464287481
VNQI	VANGUARD GLOBAL EX-U.S. REAL ESTATE ETF	19,032	$772K	0.1%	$42.49	—	ETF	922042676
VEU	VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	12,702	$745K	0.1%	$50.14	—	ETF	922042775
XLK	TECHNOLOGY SELECT SECTOR SPDR FUND	3,110	$704K	0.1%	$132.71	—	ETF	81369Y803
SGOV	ISHARES 0-3 MONTH TREASURY BOND ETF	6,753	$680K	0.1%	$100.27	—	ETF	46436E718
XLF	FINANCIAL SELECT SECTOR SPDR FUND	16,346	$672K	0.1%	$37.60	—	ETF	81369Y605
LLY	ELI LILLY & CO COM	671	$608K	0.0%	$351.10	+125.3%	Stock	532457108
PG	PROCTER AND GAMBLE CO COM	3,546	$585K	0.0%	$129.79	+21.1%	Stock	742718109
ORCL	ORACLE CORP COM	4,055	$573K	0.0%	$106.71	+14.6%	Stock	68389X105
BIL	SPDR BLOOMBERG 1-3 MONTH T-BILL ETF	5,958	$547K	0.0%	$91.78	—	ETF	78468R663
DFAC	DIMENSIONAL U.S. CORE EQUITY 2 ETF	16,818	$542K	0.0%	$24.28	—	ETF	25434V708
EEM	ISHARES MSCI EMERGING MARKETS ETF	11,542	$492K	0.0%	$37.90	—	ETF	464287234
EWJ	ISHARES MSCI JAPAN ETF	7,082	$483K	0.0%	$54.44	—	ETF	46434G822
MORT	VANECK MORTGAGE REIT INCOME ETF	39,907	$447K	0.0%	$11.59	—	ETF	92189F452
AXP	AMERICAN EXPRESS CO COM	1,858	$430K	0.0%	$142.37	+59.7%	Stock	025816109
CSCO	CISCO SYS INC COM	8,250	$392K	0.0%	$47.98	-5.6%	Stock	17275R102
PCG	PG&E CORP COM	22,360	$390K	0.0%	$15.84	+10.0%	Stock	69331C108
DFUS	DIMENSIONAL U.S. EQUITY ETF	6,211	$366K	0.0%	$41.60	—	ETF	25434V401
XOM	EXXON MOBIL CORP COM	3,030	$349K	0.0%	$96.28	+14.3%	Stock	30231G102
JPM	JPMORGAN CHASE & CO. COM	1,650	$334K	0.0%	$117.65	+60.8%	Stock	46625H100
XLV	HEALTH CARE SELECT SECTOR SPDR FUND	2,239	$326K	0.0%	$136.38	—	ETF	81369Y209
WSM	WILLIAMS SONOMA INC COM	1,090	$308K	0.0%	$83.80	+73.7%	Stock	969904101
ROK	ROCKWELL AUTOMATION INC COM	1,083	$298K	0.0%	$237.86	+10.3%	Stock	773903109
VT	VANGUARD TOTAL WORLD STOCK ETF	2,504	$282K	0.0%	$99.41	—	ETF	922042742
AMP	AMERIPRISE FINL INC COM	653	$279K	0.0%	$298.90	+40.0%	Stock	03076C106
LOW	LOWES COS INC COM	1,250	$276K	0.0%	$188.18	+17.6%	Stock	548661107
CAT	CATERPILLAR INC COM	825	$275K	0.0%	$251.22	+34.8%	Stock	149123101
IBM	INTERNATIONAL BUSINESS MACHS COM	1,579	$273K	0.0%	$141.50	+17.2%	Stock	459200101
PEP	PEPSICO INC COM	1,575	$260K	0.0%	$153.75	+5.6%	Stock	713448108
KO	COCA COLA CO COM	3,882	$247K	0.0%	$53.26	+10.6%	Stock	191216100
CVX	CHEVRON CORP NEW COM	1,500	$235K	0.0%	$137.80	+7.7%	Stock	166764100
CP	CANADIAN PACIFIC KANSAS CITY COM	2,884	$227K	0.0%	$72.13	+11.5%	Stock	13646K108