Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB U.S. BROAD MARKET ETF	3,600,779	$220M	18.1%	$46.00	—	ETF	808524102
VTI	VANGUARD TOTAL STOCK MARKET ETF	676,617	$176M	14.4%	$196.49	—	ETF	922908769
SCHF	SCHWAB INTERNATIONAL EQUITY ETF	2,780,708	$109M	8.9%	$32.55	—	ETF	808524805
VEA	VANGUARD FTSE DEVELOPED MARKETS ETF	1,646,506	$82.61M	6.8%	$42.49	—	ETF	921943858
AGG	ISHARES CORE U.S. AGGREGATE BOND ETF	833,940	$81.68M	6.7%	$97.35	—	ETF	464287226
VNQ	VANGUARD REAL ESTATE ETF	847,179	$73.26M	6.0%	$82.77	—	ETF	922908553
VCIT	VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	845,251	$68.05M	5.6%	$77.92	—	ETF	92206C870
USHY	ISHARES BROAD USD HIGH YIELD CORPORATE BOND ETF	1,344,604	$49.2M	4.0%	$34.64	—	ETF	46435U853
SCHE	SCHWAB EMERGING MARKETS EQUITY ETF	1,779,787	$44.94M	3.7%	$23.84	—	ETF	808524706
IJR	ISHARES CORE S&P SMALL CAP ETF	369,867	$40.88M	3.4%	$95.06	—	ETF	464287804
VWO	VANGUARD FTSE EMERGING MARKETS ETF	736,659	$30.77M	2.5%	$39.07	—	ETF	922042858
VYM	VANGUARD HIGH DIVIDEND YIELD INDEX ETF	233,701	$28.28M	2.3%	$108.37	—	ETF	921946406
TIP	ISHARES TIPS BOND ETF	259,264	$27.85M	2.3%	$106.41	—	ETF	464287176
PFF	ISHARES PREFERRED & INCOME SECURITIES ETF	413,676	$13.33M	1.1%	$30.53	—	ETF	464288687
BND	VANGUARD TOTAL BOND MARKET ETF	166,517	$12.09M	1.0%	$72.23	—	ETF	921937835
VYMI	VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF	152,330	$10.48M	0.9%	$59.57	—	ETF	921946794
—	INVESCO BULLETSHARES 2024 CORPORATE BOND ETF	380,855	$7.987M	0.7%	$20.61	—	ETF	46138J841
IGIB	ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF	151,669	$7.826M	0.6%	$50.02	—	ETF	464288638
—	INVESCO BULLETSHARES 2025 CORPORATE BOND ETF	378,717	$7.737M	0.6%	$20.26	—	ETF	46138J825
HYG	ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF	98,289	$7.64M	0.6%	$74.06	—	ETF	464288513
BSCQ	INVESCO BULLETSHARES 2026 CORPORATE BOND ETF	375,555	$7.214M	0.6%	$19.13	—	ETF	46138J791
SCHP	SCHWAB US TIPS ETF	130,021	$6.782M	0.6%	$51.90	—	ETF	808524870
IWF	ISHARES RUSSELL 1000 GROWTH ETF	18,119	$6.107M	0.5%	$216.75	—	ETF	464287614
IWD	ISHARES RUSSELL 1000 VALUE ETF	33,441	$5.99M	0.5%	$153.64	—	ETF	464287598
IWV	ISHARES RUSSELL 3000 ETF	18,736	$5.622M	0.5%	$220.67	—	ETF	464287689
SPY	SPDR S&P 500 ETF TRUST	10,564	$5.526M	0.5%	$383.63	—	ETF	78462F103
IYR	ISHARES U.S. REAL ESTATE ETF	61,214	$5.503M	0.5%	$87.44	—	ETF	464287739
IJH	ISHARES CORE S&P MID-CAP ETF	85,028	$5.165M	0.4%	$97.87	—	ETF	464287507
RWR	SPDR DOW JONES REIT ETF	34,868	$3.286M	0.3%	$87.88	—	ETF	78464A607
BRK/B	BERKSHIRE HATHAWAY INC DEL CL B NEW	7,745	$3.257M	0.3%	$301.43	+30.5%	Stock	084670702
BSCR	INVESCO BULLETSHARES 2027 CORPORATE BOND ETF	168,005	$3.241M	0.3%	$19.44	—	ETF	46138J783
VSS	VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF	27,547	$3.219M	0.3%	$103.75	—	ETF	922042718
BSCS	INVESCO BULLETSHARES 2028 CORPORATE BOND ETF	160,001	$3.211M	0.3%	$20.26	—	ETF	46138J643
VOO	VANGUARD S&P 500 ETF	6,190	$2.976M	0.2%	$351.33	—	ETF	922908363
AAPL	APPLE INC COM	16,874	$2.894M	0.2%	$147.02	+22.6%	Stock	037833100
VB	VANGUARD SMALL-CAP ETF	12,194	$2.787M	0.2%	$184.04	—	ETF	922908751
IWM	ISHARES RUSSELL 2000 ETF	12,233	$2.573M	0.2%	$175.34	—	ETF	464287655
VBR	VANGUARD SMALL CAP VALUE ETF	12,305	$2.361M	0.2%	$159.71	—	ETF	922908611
EFA	ISHARES MSCI EAFE ETF	29,518	$2.357M	0.2%	$65.77	—	ETF	464287465
BSJO	INVESCO BULLETSHARES 2024 HIGH YIELD CORPORATE BOND ETF	102,167	$2.322M	0.2%	$22.13	—	ETF	46138J833
BSJP	INVESCO BULLETSHARES 2025 HIGH YIELD CORPORATE BOND ETF	90,456	$2.076M	0.2%	$22.27	—	ETF	46138J817
SGOV	ISHARES 0-3 MONTH TREASURY BOND ETF	19,883	$2.002M	0.2%	$100.27	—	ETF	46436E718
VIOO	VANGUARD S&P SMALL-CAP 600 ETF	17,454	$1.772M	0.1%	$112.71	—	ETF	921932828
BSJQ	INVESCO BULLETSHARES 2026 HIGH YIELD CORP BOND ETF	75,788	$1.757M	0.1%	$23.14	—	ETF	46138J635
VPL	VANGUARD FTSE PACIFIC ETF	19,957	$1.517M	0.1%	$64.35	—	ETF	922042866
VBK	VANGUARD SMALL-CAP GROWTH ETF	5,702	$1.486M	0.1%	$200.51	—	ETF	922908595
VGK	VANGUARD FTSE EUROPE ETF	22,039	$1.484M	0.1%	$55.44	—	ETF	922042874
GLD	SPDR GOLD SHARES	7,031	$1.446M	0.1%	$173.18	—	ETF	78463V107
MSFT	MICROSOFT CORP COM	3,427	$1.442M	0.1%	$291.53	+37.0%	Stock	594918104
SDY	SPDR S&P DIVIDEND ETF	10,739	$1.409M	0.1%	$124.65	—	ETF	78464A763
SCZ	ISHARES MSCI EAFE SMALL-CAP ETF	21,947	$1.39M	0.1%	$56.80	—	ETF	464288273
VV	VANGUARD LARGE-CAP ETF	5,400	$1.295M	0.1%	$202.72	—	ETF	922908637
IVV	ISHARES CORE S&P 500 ETF	2,380	$1.251M	0.1%	$478.46	—	ETF	464287200
EEMS	ISHARES MSCI EMERGING MARKETS SMALL CAP ETF	16,944	$997K	0.1%	$48.28	—	ETF	464286475
IWP	ISHARES RUSSELL MID-CAP GROWTH ETF	7,813	$892K	0.1%	$83.59	—	ETF	464287481
IWS	ISHARES RUSSELL MID-CAP VALUE ETF	6,834	$856K	0.1%	$105.59	—	ETF	464287473
VNQI	VANGUARD GLOBAL EX-U.S. REAL ESTATE ETF	18,043	$760K	0.1%	$42.59	—	ETF	922042676
VEU	VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	12,764	$749K	0.1%	$50.14	—	ETF	922042775
XLF	FINANCIAL SELECT SECTOR SPDR FUND	16,282	$686K	0.1%	$37.60	—	ETF	81369Y605
XLK	TECHNOLOGY SELECT SECTOR SPDR FUND	2,857	$595K	0.0%	$124.42	—	ETF	81369Y803
PG	PROCTER AND GAMBLE CO COM	3,546	$575K	0.0%	$129.79	+15.5%	Stock	742718109
DFAC	DIMENSIONAL U.S. CORE EQUITY 2 ETF	16,818	$537K	0.0%	$24.28	—	ETF	25434V708
EWJ	ISHARES MSCI JAPAN ETF	7,459	$532K	0.0%	$54.44	—	ETF	46434G822
LLY	ELI LILLY & CO COM	663	$516K	0.0%	$345.79	+103.2%	Stock	532457108
ORCL	ORACLE CORP COM	4,055	$509K	0.0%	$106.71	+5.3%	Stock	68389X105
EEM	ISHARES MSCI EMERGING MARKETS ETF	11,542	$474K	0.0%	$37.90	—	ETF	464287234
AXP	AMERICAN EXPRESS CO COM	1,858	$423K	0.0%	$142.37	+42.5%	Stock	025816109
MORT	VANECK MORTGAGE REIT INCOME ETF	35,449	$414K	0.0%	$11.64	—	ETF	92189F452
CSCO	CISCO SYS INC COM	8,250	$412K	0.0%	$47.98	-1.6%	Stock	17275R102
PCG	PG&E CORP COM	22,360	$375K	0.0%	$15.84	+4.6%	Stock	69331C108
DFUS	DIMENSIONAL U.S. EQUITY ETF	6,194	$353K	0.0%	$41.60	—	ETF	25434V401
XOM	EXXON MOBIL CORP COM	3,030	$352K	0.0%	$96.28	+1.9%	Stock	30231G102
WSM	WILLIAMS SONOMA INC COM	1,090	$346K	0.0%	$83.80	+34.7%	Stock	969904101
VWOB	VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF	5,367	$343K	0.0%	$60.98	—	ETF	921946885
JPM	JPMORGAN CHASE & CO COM	1,650	$330K	0.0%	$117.65	+47.6%	Stock	46625H100
XLV	HEALTH CARE SELECT SECTOR SPDR FUND	2,230	$329K	0.0%	$136.38	—	ETF	81369Y209
LOW	LOWES COS INC COM	1,250	$318K	0.0%	$188.18	+18.0%	Stock	548661107
ROK	ROCKWELL AUTOMATION INC COM	1,083	$315K	0.0%	$237.86	+17.2%	Stock	773903109
CAT	CATERPILLAR INC COM	825	$302K	0.0%	$251.22	+23.8%	Stock	149123101
IBM	INTERNATIONAL BUSINESS MACHS COM	1,579	$302K	0.0%	$141.50	+22.0%	Stock	459200101
AMP	AMERIPRISE FINL INC COM	640	$281K	0.0%	$296.47	+31.8%	Stock	03076C106
PEP	PEPSICO INC COM	1,575	$276K	0.0%	$153.75	+2.3%	Stock	713448108
VT	VANGUARD TOTAL WORLD STOCK ETF	2,351	$260K	0.0%	$98.55	—	ETF	922042742
LMT	LOCKHEED MARTIN CORP COM	566	$257K	0.0%	$426.55	-2.5%	Stock	539830109
CP	CANADIAN PACIFIC KANSAS CITY COM	2,884	$254K	0.0%	$72.13	+14.9%	Stock	13646K108
INTC	INTEL CORP COM	5,437	$240K	0.0%	$40.04	+10.0%	Stock	458140100
KO	COCA COLA CO COM	3,882	$238K	0.0%	$53.26	+6.5%	Stock	191216100
CVX	CHEVRON CORP NEW COM	1,500	$237K	0.0%	$137.80	+0.9%	Stock	166764100