Vernal Point Advisors, LLC Long-Term Concentrated

CIK: 0001820363 · Show all filings

Period: Q3 2025 (← Previous) (Next →)

Filing Date: Nov 14, 2025

Total Value ($000): $231,879 (100.0% shares, 0.0% debt)

Holdings (22)

VT VANGUARD INTL EQUITY INDEX F 48.2%

Value ($000) $111,672 Shares 810,395 Est. Cost $122.19 Unrealized —

VGSH VANGUARD SCOTTSDALE FDS 13.8%

Value ($000) $32,048 Shares 544,563 Est. Cost $58.30 Unrealized —

VTI VANGUARD INDEX FDS 10.3%

Value ($000) $23,960 Shares 72,809 Est. Cost $288.25 Unrealized —

VGIT VANGUARD SCOTTSDALE FDS 5.3%

Value ($000) $12,321 Shares 205,240 Est. Cost $59.16 Unrealized —

AGG ISHARES TR 3.8%

Value ($000) $8,766 Shares 87,445 Est. Cost $98.87 Unrealized —

EMLP FIRST TR EXCHANGE-TRADED FD 3.7%

Value ($000) $8,600 Shares 224,602 Est. Cost $33.78 Unrealized —

VXUS VANGUARD STAR FDS 3.2%

Value ($000) $7,477 Shares 101,788 Est. Cost $66.78 Unrealized —

SHV ISHARES TR 3.1%

Value ($000) $7,279 Shares 65,877 Est. Cost $110.41 Unrealized —

IAU ISHARES GOLD TR 2.7%

Value ($000) $6,158 Shares 84,629 Est. Cost $62.36 Unrealized —

SHY ISHARES TR 1.1%

Value ($000) $2,630 Shares 31,705 Est. Cost $82.04 Unrealized —

IEI ISHARES TR 1.1%

Value ($000) $2,475 Shares 20,710 Est. Cost $117.13 Unrealized —

QQQ INVESCO QQQ TR 0.8%

Value ($000) $1,824 Shares 3,035 Est. Cost $409.74 Unrealized —

SCHX SCHWAB STRATEGIC TR 0.6%

Value ($000) $1,312 Shares 49,806 Est. Cost $34.25 Unrealized —

VNQ VANGUARD INDEX FDS 0.5%

Value ($000) $1,262 Shares 13,805 Est. Cost $88.36 Unrealized —

SPY SPDR S&P 500 ETF TR 0.5%

Value ($000) $1,232 Shares 1,844 Est. Cost $477.22 Unrealized —

MBB ISHARES TR 0.4%

Value ($000) $932 Shares 9,795 Est. Cost $94.08 Unrealized —

SPGM SPDR INDEX SHS FDS 0.2%

Value ($000) $482 Shares 6,435 Est. Cost $55.34 Unrealized —

IJR ISHARES TR 0.2%

Value ($000) $364 Shares 3,066 Est. Cost $118.83 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.1%

Value ($000) $294 Shares 12,620 Est. Cost $27.73 Unrealized —

IJH ISHARES TR 0.1%

Value ($000) $282 Shares 4,320 Est. Cost $65.26 Unrealized —

IVE ISHARES TR 0.1%

Value ($000) $258 Shares 1,250 Est. Cost $206.51 Unrealized —

IDV ISHARES TR 0.1%

Value ($000) $250 Shares 6,845 Est. Cost $36.55 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VT	VANGUARD INTL EQUITY INDEX F	810,395	$111,672	48.2%	$122.19	—	TT WRLD ST ETF	922042742
VGSH	VANGUARD SCOTTSDALE FDS	544,563	$32,048	13.8%	$58.30	—	SHORT TERM TREAS	92206C102
VTI	VANGUARD INDEX FDS	72,809	$23,960	10.3%	$288.25	—	TOTAL STK MKT	922908769
VGIT	VANGUARD SCOTTSDALE FDS	205,240	$12,321	5.3%	$59.16	—	INTER TERM TREAS	92206C706
AGG	ISHARES TR	87,445	$8,766	3.8%	$98.87	—	CORE US AGGBD ET	464287226
EMLP	FIRST TR EXCHANGE-TRADED FD	224,602	$8,600	3.7%	$33.78	—	NO AMER ENERGY	33738D101
VXUS	VANGUARD STAR FDS	101,788	$7,477	3.2%	$66.78	—	VG TL INTL STK F	921909768
SHV	ISHARES TR	65,877	$7,279	3.1%	$110.41	—	SHORT TREAS BD	464288679
IAU	ISHARES GOLD TR	84,629	$6,158	2.7%	$62.36	—	ISHARES NEW	464285204
SHY	ISHARES TR	31,705	$2,630	1.1%	$82.04	—	1 3 YR TREAS BD	464287457
IEI	ISHARES TR	20,710	$2,475	1.1%	$117.13	—	3 7 YR TREAS BD	464288661
QQQ	INVESCO QQQ TR	3,035	$1,824	0.8%	$409.74	—	UNIT SER 1	46090E103
SCHX	SCHWAB STRATEGIC TR	49,806	$1,312	0.6%	$34.25	—	US LRG CAP ETF	808524201
VNQ	VANGUARD INDEX FDS	13,805	$1,262	0.5%	$88.36	—	REAL ESTATE ETF	922908553
SPY	SPDR S&P 500 ETF TR	1,844	$1,232	0.5%	$477.22	—	TR UNIT	78462F103
MBB	ISHARES TR	9,795	$932	0.4%	$94.08	—	MBS ETF	464288588
SPGM	SPDR INDEX SHS FDS	6,435	$482	0.2%	$55.34	—	PORTFLI MSCI GBL	78463X475
IJR	ISHARES TR	3,066	$364	0.2%	$118.83	—	CORE S&P SCP ETF	464287804
SCHF	SCHWAB STRATEGIC TR	12,620	$294	0.1%	$27.73	—	INTL EQTY ETF	808524805
IJH	ISHARES TR	4,320	$282	0.1%	$65.26	—	CORE S&P MCP ETF	464287507
IVE	ISHARES TR	1,250	$258	0.1%	$206.51	—	S&P 500 VAL ETF	464287408
IDV	ISHARES TR	6,845	$250	0.1%	$36.55	—	INTL SEL DIV ETF	464288448