Vernal Point Advisors, LLC Long-Term Concentrated

Location: San Francisco, CA

CIK: 0001820363 · Show all filings

Period: Q3 2025 (← Previous) (Next →)

Filing Date: Nov 14, 2025

Total Value: $232M (100.0% shares, 0.0% debt)

Holdings (22)

VT VANGUARD INTL EQUITY INDEX F 48.2%

Value $112M Shares 810,395 Est. Cost $122.19 Unrealized —

VGSH VANGUARD SCOTTSDALE FDS 13.8%

Value $32.05M Shares 544,563 Est. Cost $58.30 Unrealized —

VTI VANGUARD INDEX FDS 10.3%

Value $23.96M Shares 72,809 Est. Cost $288.25 Unrealized —

VGIT VANGUARD SCOTTSDALE FDS 5.3%

Value $12.32M Shares 205,240 Est. Cost $59.16 Unrealized —

AGG ISHARES TR 3.8%

Value $8.766M Shares 87,445 Est. Cost $98.87 Unrealized —

EMLP FIRST TR EXCHANGE-TRADED FD 3.7%

Value $8.6M Shares 224,602 Est. Cost $33.78 Unrealized —

VXUS VANGUARD STAR FDS 3.2%

Value $7.477M Shares 101,788 Est. Cost $66.78 Unrealized —

SHV ISHARES TR 3.1%

Value $7.279M Shares 65,877 Est. Cost $110.41 Unrealized —

IAU ISHARES GOLD TR 2.7%

Value $6.158M Shares 84,629 Est. Cost $62.36 Unrealized —

SHY ISHARES TR 1.1%

Value $2.63M Shares 31,705 Est. Cost $82.04 Unrealized —

IEI ISHARES TR 1.1%

Value $2.475M Shares 20,710 Est. Cost $117.13 Unrealized —

QQQ INVESCO QQQ TR 0.8%

Value $1.824M Shares 3,035 Est. Cost $409.74 Unrealized —

SCHX SCHWAB STRATEGIC TR 0.6%

Value $1.312M Shares 49,806 Est. Cost $34.25 Unrealized —

VNQ VANGUARD INDEX FDS 0.5%

Value $1.262M Shares 13,805 Est. Cost $88.36 Unrealized —

SPY SPDR S&P 500 ETF TR 0.5%

Value $1.232M Shares 1,844 Est. Cost $477.22 Unrealized —

MBB ISHARES TR 0.4%

Value $932K Shares 9,795 Est. Cost $94.08 Unrealized —

SPGM SPDR INDEX SHS FDS 0.2%

Value $482K Shares 6,435 Est. Cost $55.34 Unrealized —

IJR ISHARES TR 0.2%

Value $364K Shares 3,066 Est. Cost $118.83 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.1%

Value $294K Shares 12,620 Est. Cost $27.73 Unrealized —

IJH ISHARES TR 0.1%

Value $282K Shares 4,320 Est. Cost $65.26 Unrealized —

IVE ISHARES TR 0.1%

Value $258K Shares 1,250 Est. Cost $206.51 Unrealized —

IDV ISHARES TR 0.1%

Value $250K Shares 6,845 Est. Cost $36.55 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VT	VANGUARD INTL EQUITY INDEX F	810,395	$112M	48.2%	$122.19	—	TT WRLD ST ETF	922042742
VGSH	VANGUARD SCOTTSDALE FDS	544,563	$32.05M	13.8%	$58.30	—	SHORT TERM TREAS	92206C102
VTI	VANGUARD INDEX FDS	72,809	$23.96M	10.3%	$288.25	—	TOTAL STK MKT	922908769
VGIT	VANGUARD SCOTTSDALE FDS	205,240	$12.32M	5.3%	$59.16	—	INTER TERM TREAS	92206C706
AGG	ISHARES TR	87,445	$8.766M	3.8%	$98.87	—	CORE US AGGBD ET	464287226
EMLP	FIRST TR EXCHANGE-TRADED FD	224,602	$8.6M	3.7%	$33.78	—	NO AMER ENERGY	33738D101
VXUS	VANGUARD STAR FDS	101,788	$7.477M	3.2%	$66.78	—	VG TL INTL STK F	921909768
SHV	ISHARES TR	65,877	$7.279M	3.1%	$110.41	—	SHORT TREAS BD	464288679
IAU	ISHARES GOLD TR	84,629	$6.158M	2.7%	$62.36	—	ISHARES NEW	464285204
SHY	ISHARES TR	31,705	$2.63M	1.1%	$82.04	—	1 3 YR TREAS BD	464287457
IEI	ISHARES TR	20,710	$2.475M	1.1%	$117.13	—	3 7 YR TREAS BD	464288661
QQQ	INVESCO QQQ TR	3,035	$1.824M	0.8%	$409.74	—	UNIT SER 1	46090E103
SCHX	SCHWAB STRATEGIC TR	49,806	$1.312M	0.6%	$34.25	—	US LRG CAP ETF	808524201
VNQ	VANGUARD INDEX FDS	13,805	$1.262M	0.5%	$88.36	—	REAL ESTATE ETF	922908553
SPY	SPDR S&P 500 ETF TR	1,844	$1.232M	0.5%	$477.22	—	TR UNIT	78462F103
MBB	ISHARES TR	9,795	$932K	0.4%	$94.08	—	MBS ETF	464288588
SPGM	SPDR INDEX SHS FDS	6,435	$482K	0.2%	$55.34	—	PORTFLI MSCI GBL	78463X475
IJR	ISHARES TR	3,066	$364K	0.2%	$118.83	—	CORE S&P SCP ETF	464287804
SCHF	SCHWAB STRATEGIC TR	12,620	$294K	0.1%	$27.73	—	INTL EQTY ETF	808524805
IJH	ISHARES TR	4,320	$282K	0.1%	$65.26	—	CORE S&P MCP ETF	464287507
IVE	ISHARES TR	1,250	$258K	0.1%	$206.51	—	S&P 500 VAL ETF	464287408
IDV	ISHARES TR	6,845	$250K	0.1%	$36.55	—	INTL SEL DIV ETF	464288448