Vernal Point Advisors, LLC Long-Term Concentrated

Location: San Francisco, CA

CIK: 0001820363 · Show all filings

Period: Q4 2025 (← Previous) (Next →)

Filing Date: Feb 13, 2026

Total Value: $243M (100.0% shares, 0.0% debt)

Holdings (23)

VT VANGUARD INTL EQUITY INDEX F 52.2%

Value $127M Shares 898,109 Est. Cost $124.03 Unrealized —

VGSH VANGUARD SCOTTSDALE FDS 11.8%

Value $28.67M Shares 488,196 Est. Cost $58.30 Unrealized —

VTI VANGUARD INDEX FDS 10.5%

Value $25.45M Shares 75,916 Est. Cost $290.18 Unrealized —

VGIT VANGUARD SCOTTSDALE FDS 5.0%

Value $12.13M Shares 202,320 Est. Cost $59.16 Unrealized —

EMLP FIRST TR EXCHANGE-TRADED FD 4.1%

Value $9.847M Shares 260,022 Est. Cost $34.33 Unrealized —

VXUS VANGUARD STAR FDS 3.5%

Value $8.525M Shares 113,010 Est. Cost $67.64 Unrealized —

SHV ISHARES TR 2.9%

Value $6.966M Shares 63,237 Est. Cost $110.41 Unrealized —

IAU ISHARES GOLD TR 2.8%

Value $6.869M Shares 84,629 Est. Cost $62.36 Unrealized —

AGG ISHARES TR 1.2%

Value $2.835M Shares 28,384 Est. Cost $98.87 Unrealized —

SHY ISHARES TR 1.1%

Value $2.626M Shares 31,705 Est. Cost $82.04 Unrealized —

IEI ISHARES TR 1.0%

Value $2.472M Shares 20,710 Est. Cost $117.13 Unrealized —

QQQ INVESCO QQQ TR 0.8%

Value $1.864M Shares 3,035 Est. Cost $409.74 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 0.6%

Value $1.453M Shares 27,023 Est. Cost $53.76 Unrealized —

SCHX SCHWAB STRATEGIC TR 0.6%

Value $1.34M Shares 49,806 Est. Cost $34.25 Unrealized —

SPY SPDR S&P 500 ETF TR 0.5%

Value $1.261M Shares 1,844 Est. Cost $477.22 Unrealized —

VNQ VANGUARD INDEX FDS 0.5%

Value $1.222M Shares 13,805 Est. Cost $88.36 Unrealized —

SPGM SPDR INDEX SHS FDS 0.2%

Value $494K Shares 6,435 Est. Cost $55.34 Unrealized —

IJR ISHARES TR 0.2%

Value $368K Shares 3,066 Est. Cost $118.83 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.1%

Value $303K Shares 12,620 Est. Cost $27.73 Unrealized —

MBB ISHARES TR 0.1%

Value $302K Shares 3,169 Est. Cost $94.08 Unrealized —

IJH ISHARES TR 0.1%

Value $285K Shares 4,320 Est. Cost $65.26 Unrealized —

IDV ISHARES TR 0.1%

Value $270K Shares 6,845 Est. Cost $36.55 Unrealized —

IVE ISHARES TR 0.1%

Value $265K Shares 1,250 Est. Cost $206.51 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VT	VANGUARD INTL EQUITY INDEX F	898,109	$127M	52.2%	$124.03	—	TT WRLD ST ETF	922042742
VGSH	VANGUARD SCOTTSDALE FDS	488,196	$28.67M	11.8%	$58.30	—	SHORT TERM TREAS	92206C102
VTI	VANGUARD INDEX FDS	75,916	$25.45M	10.5%	$290.18	—	TOTAL STK MKT	922908769
VGIT	VANGUARD SCOTTSDALE FDS	202,320	$12.13M	5.0%	$59.16	—	INTER TERM TREAS	92206C706
EMLP	FIRST TR EXCHANGE-TRADED FD	260,022	$9.847M	4.1%	$34.33	—	NO AMER ENERGY	33738D101
VXUS	VANGUARD STAR FDS	113,010	$8.525M	3.5%	$67.64	—	VG TL INTL STK F	921909768
SHV	ISHARES TR	63,237	$6.966M	2.9%	$110.41	—	TRUST ISHARE 0-1	464288679
IAU	ISHARES GOLD TR	84,629	$6.869M	2.8%	$62.36	—	ISHARES NEW	464285204
AGG	ISHARES TR	28,384	$2.835M	1.2%	$98.87	—	CORE US AGGBD ET	464287226
SHY	ISHARES TR	31,705	$2.626M	1.1%	$82.04	—	1 3 YR TREAS BD	464287457
IEI	ISHARES TR	20,710	$2.472M	1.0%	$117.13	—	3 7 YR TREAS BD	464288661
QQQ	INVESCO QQQ TR	3,035	$1.864M	0.8%	$409.74	—	UNIT SER 1	46090E103
VWO	VANGUARD INTL EQUITY INDEX F	27,023	$1.453M	0.6%	$53.76	—	FTSE EMR MKT ETF	922042858
SCHX	SCHWAB STRATEGIC TR	49,806	$1.34M	0.6%	$34.25	—	US LRG CAP ETF	808524201
SPY	SPDR S&P 500 ETF TR	1,844	$1.261M	0.5%	$477.22	—	TR UNIT	78462F103
VNQ	VANGUARD INDEX FDS	13,805	$1.222M	0.5%	$88.36	—	REAL ESTATE ETF	922908553
SPGM	SPDR INDEX SHS FDS	6,435	$494K	0.2%	$55.34	—	PORTFLI MSCI GBL	78463X475
IJR	ISHARES TR	3,066	$368K	0.2%	$118.83	—	CORE S&P SCP ETF	464287804
SCHF	SCHWAB STRATEGIC TR	12,620	$303K	0.1%	$27.73	—	INTL EQTY ETF	808524805
MBB	ISHARES TR	3,169	$302K	0.1%	$94.08	—	MBS ETF	464288588
IJH	ISHARES TR	4,320	$285K	0.1%	$65.26	—	CORE S&P MCP ETF	464287507
IDV	ISHARES TR	6,845	$270K	0.1%	$36.55	—	INTL SEL DIV ETF	464288448
IVE	ISHARES TR	1,250	$265K	0.1%	$206.51	—	S&P 500 VAL ETF	464287408